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Day: August 10, 2018

Cash For Clunkers Pros and Cons

I’ve done some research across the Internet and gathered a list of Pros and Cons regarding the “Cash For Clunkers” program. I made a list for the individual who’s considering buying a car through the program, and also a list for the “Collective Soul”, for us to consider the overall impact in the universe, as described in this article.

So far the Pros and Cons add up to this: Individual: 4-Pro, 6-Con. Collective Soul: 6-Pro, 12-Con.



1. $4,500 + other incentives you may be able to save a lot of money on a new car purchase, if you push for more incentives besides just the $4,500.

2. Less Gas. You could save a lot of money at the pump.

3. Cut down on repair costs.

4. Environment – your driving will cause less pollution.


1. Insurance – it usually costs more to insure a new car.

2. New Debt – it is wise to go into more debt in your financial situation?

3. Wasted parts – your old car will be destroyed. It’s questionable whether or not some of the parts will be recycled.

4. Value added to your old clunker. The used car market may heat up due to decreased supply. It’s possible that your used car may be worth more than the voucher after the trickle-down of this Cash for Clunkers program.

5. More gas. You might be inclined to drive more knowing that your car gets better gas mileage.

6. Comfort Zone. You KNOW your old car. And you know what repairs you’ve done to it and what’s likely to go wrong.



1. Increases sales at auto dealers.

2. Surge in new-car sales to consumers who would not otherwise purchase at this time. For the upper and middle income people with good enough credit to get a car loan, gives them a down payment.

3. Old vehicles are typically less fuel-efficient than their modern counterparts, so removing them from the road and replacing them with newer cars would likely decrease individual owners’ and the nation’s consumption of oil.

4. Old vehicles typically do not run as clean as new vehicles, so removing and replacing them on our roads would likely decrease vehicle exhaust emissions, lessening the impact on the environment.

5. Old vehicles were not held to the same crash and safety standards as new cars are held to and tend to be less safe in an accident. Replacing them with newer vehicles could lead to fewer injuries and fatalities in automobile accidents.

6. Automakers are struggling right now, especially domestic automakers. Providing a financial incentive to buy new cars would likely lead to increased car sales, which would generate revenue for the automakers and help them weather the economic downturn, while stimulating the economy at the same time.


1. Artificial, unsustainable boom in auto sales.

2. Crushing those older running autos makes those parts and vehicles harder to get, and consequently more expensive.

3. Many companies build …

Creating an Online Identity for Your Business

Your website is your business' voice on the web. The way that you present your company's image can make or break your business. Here we will present the steps that you will need to take to make sure that your website elevates your image and brings in profit.

Check out the competition – Go online and do a search for your type of business. Look at the web sites across the nation as well as those in your local city and state. Make notes about what information their sites contain and any extras that you find useful.

Define your customer – Consider the characteristics of your customers. If you are selling dining tables, your main customers will be wives and mothers. The look and content of your website should be designed to appeal to your target market.

Describe your business – You will want to include some information about your business and sometimes a historical perspective of the products or services that you offer. You may also want to include information about the manufacturing process or quality components of your products, or the in-depth knowledge and experience of your staff. This information will become the About Us section of your web site.

Describe your location – Provide your visitors with a map of your location and driving directions from the most common routes. It will be helpful to also include a phone number and hours of operation as well as a photo of your storefront or office building.

Decide what level of information you need. The following are three basic levels commonly used by businesses.

  • Basic – a main page that includes your name, location, a brief description of your product line or services as well as contact information.
  • Descriptive – a site that has the same information as a basic page plus additional pages for each product type or service. There may be informational articles about the use of the product or value of your service.
  • E-commerce – A descriptive site that has a shopping cart option that customers can use to make online purchases.

Keep in mind that the more information that you provide, the better you will be able to convince your potential customers that your business offers the best value for their needs. You may save some money initially if you go with a basic site, but you will not realize the potential online sales that an e-commerce site could generate. You may opt to start small and expand the site over time when you see increased interest from your customer base.

Define your web address – Try to come up with a domain name that is easy to remember and type. This will be the URL for your home page. Because the exact combination you want may not be available, have some alternatives ready before registering your domain.

Get feedback – You will want to share your ideas with your decision-making partners. The introduction of a website will draw more attention to your business and …