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Two Damaged Trees Needed to Come Down

My grandmother has lived in the same house for nearly 60 years. She and my grandfather had purchased it when they were still newlyweds, and my grandfather had fixed it up really nice through the years. When he went to Heaven, she was not able to maintain the upkeep like he had, so we all chipped in to help. We could do most of the work between her children and grandchildren, but some things required a professional to help us. I knew we needed a Nassau County tree removal company when some of the trees around the house were getting too big.

We had thought about having them just cut back, but we feared that two of them were too old and dangerous to keep even if they were cut back.…

Running into an Old Friend Inspired Me to Lose Weight

I found myself reading through the best Forskolin reviews to learn if it’s a product that works. All of the ones I found said that it really does work! Then, after I looked it up, I promptly forgot about it because I was so busy with work. Weeks later, I ran into an old friend who lost 85 pounds. She looks fabulous, and I felt very envious. I asked her how she lost the weight, and that’s when she told me that she took Forskolin and it was really easy to use. I knew then that I needed to buy some right away.

I have been tired of being 75 pounds overweight because it’s overwhelming for my small-sized body frame. I’m tired all the time, I feel like I’m in pain all the time, and I just don’t want to do a lot of the things that I used to do. My children get really frustrated with me because I can’t keep up with them. I will often drive them to where they need to go, and then I will drive home and take a nap while they go have fun.…

Personal Injury Cases – Compensation Package

There are several opinions when it comes to personal injury cases. A school of thought believes that personal injury law creates an avenue for unscrupulous individuals to milk large corporations or organized businesses. Of course, every individual is entitled to his or her opinion but for a lot of people, personal injury law has created a natural lifeline, not only for them but also for their families. Without the compensation provided under personal injury law, a lot of families would be unable to survive the consequences of other people’s negligent actions. How so?

Consider this scenario: a young married father of two who gets injured at his place of work (a construction firm), due to the failure of the company to put in place certain safety precautions that would have preceded the accident from happening. There are several ways of looking at this scenario; the first consideration is the cost of treatment. This will depend on the extent of the injury and considering the high cost of adequate medical care, this is no mean feat. The father is unable to work and as such can no longer earn an income to provide for his needs and those of his family. These injuries also maintained in permanent physical disabilities and the father can no longer return to the only work he is trained for.

All of the above consequences are just a tip of the iceberg; there are many more and all because of the negligence of a company in ensuring the safety of its employees. Thankfully, personal injury law provides an avenue for victims of personal injuries to seek justice and compensation that will help them cope with these consequences. Of course, this particular example (workplace accident) is just one of the numerous cases of personal injury. Others include: car accidents, motorcycle accidents, train accidents, defective products, toxic exposure, defective drugs, animal bites, burn injuries and a host of other injury cases.

The typical compensation package in personal injury cases takes into consideration the consequences mentioned above such as: medical treatment and rehabilitation, repair and replacement of damaged property, lost present income, lost future income, non-monetary losses (pain, suffering, depression) in addition to punitive damages levied against the defendant in cases involving gross negligence. In order to receive compensation and justice in accidents resulting in injuries, get in touch with a personal injury lawyer today.

Any accident causing serious impact on your life, some emotional stress. Although it can not be measured, awarded compensation to reflect on you. If you have suffered serious injuries and medical costs would be considerable. A compensation program takes into account these costs and all expenses that will bring your attention is going.…

The Internet Business Journey

Where to start? Which business to choose? What direction to take? These are all the questions flooding through my mind as I decided to embark on the online business journey. It is not unfamiliar to experience doubts, tension and speculation about the various companies currently marketed online today as many make promises they can not keep.

It is like the ongoing reference of making millions in 24 hours with no effort. Realistically no one can make millions without any effort involved. Many online businesses promise consumers a get rich quick scheme that details the affiliate having to provide little effort and receive large responsibilities. Through experimenting and falling into the trap myself I experienced very little, if any, responsibilities from such companies and lost a large amount of money in the process.

Soon enough I learn that working from home can be accomplished however it involves participating within the right businesses and communicating with the right mentors. Having a sponsor available to help you every step of the way within building your online business is crucial if you want to succeed. A sponsor can not only provide advice on how to market your consumers, however more often than not they have experienced the internet business for longer and have the knowledge to direct you in making the right decisions for the long term. This is important because if you are really interested in working from home you will want to make decisions and investments for the long run in order to experience the financial freedom one dreams about.

Discipline, Attitude and Effort are the three hits that are essential in creating a business that will succeed. You do NOT want to go spending money left, right and center because you believe it will bring you more prospects. You do NOT want to possess a negative attitude and simply believe that working from home is not possible or that you will never achieve financial freedom.

Lastly you do NOT want to start out in this business with the idea that it takes little effort to achieve large results. Yes there will be sponsors, mentors and programs available to help you and reduce some effort within your online business; however it is through your time management, your 100{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} effort and your willingness to succeed that will truly define your career path. If you undertake your business properly consumers will come to you.

You should not have to seek or hunt down consumers or people to invest in your business. “The aim of marketing is to know and understand the customer so well the product or service fits him and sells itself”. (Peter F. Drucker 1909, American Management Consultant). This quote is very important. Read it again and again until you fully realize the significance. For your business to reach its full potential your product or service must meet the consumers needs or desires and accordingly the prospects or leads will come to you.

But in order to start an online business in …

Factors That Determine the Size of Business

At one point we may want to determine the size of business. This helps in knowing whether it’s growing or not. Also you ascertain the size of your business in order to plan its various aspects and requirements such as manpower, raw materials, machinery etc. Once you know the size of your firm, then you’re able to determine if it’s efficiency or not efficiency. A business can be small, medium or large size.

Every business is striving towards attaining the optimum size. What is an optimum size of a business? The optimum size is when the firm has reached its maximum efficiency. At this stage the average cost per unit of the firm is at its lowest. It is at this point that the size of the firm should not be changed i.e. increased or lowered. Usually, any business starts as a small entity and then during its operating period, it expands till it reaches the optimum size.

There are two main things that will make the firm to either attain the optimum size or not to attain it. The two things are:

1.) The kind of decision the management makes.

2.) Competition.

Eight Factors that Determine the Size of Business

There are a number of factors that you can consider in measuring the size of a business. The following are some of the factors:

1.) Total Assets

The total assets of any business determine its size. The value of all assets (current and fixed) are used in measuring the size of a firm. By comparing the total value of assets between two firms that are in the same industry doesn’t always reveal the size.

2.) Power Used

The amount of power used can be used to determine the size of business. Don’t rely on this factor as it is inaccurate because the amount of power used by any business may be more or less due to many factors such as installment of power reduction equipments.

3.) Capital Investment Factor

The amount of capital invested by shareholders in form of share capital, reserves and surpluses (net worth) determines the size of business. You can use the amount of share capital invested to compare two businesses or more that are producing similar or differentiated products.

4.) Volume of the Output

This factor is applied on those firms that are producing homogeneous goods. It shouldn’t be used in case firms are producing variety of products.

5.) Value of Output

This is another factor that determines the size of a firm; however this method is only effective in case where firms are producing variety of products and where price levels remain constant.

6.) Capacity of Plant

It is used by firms that produce similar products.

7.) Number of Employees

The number of employees employed by any business can be used to determine its size. This is done by comparing the wages paid to employees with other businesses. This factor is used where firms produce similar goods. If you use it in comparing firms …

You Do Not Have To Be a Victim of Identity Theft

One of the worst things that can happen to you is to become a victim of identity theft. If your personal information should fall into the wrong hands it will take you a long time to get your credit and your financial life straightened out. You can be denied jobs, insurance and loans for a home or transportation because someone ruined your credit by stealing your identity. This article will give you the knowledge that you need to protect yourself from identity theft.

Identity thieves can get your personal information in a number of ways. They may steal your purse or wallet or steal your mail from your mailbox. Dumpster diving is a popular way of obtaining your information as they sort through your trash to get their hands on credit card offers or other information that you have discarded. An identity thief may call you on the phone or send you an email posting as a representative from your bank or credit card company. They may ask for your account numbers and social security number under the pretense of verifying your account information. They may even complete a change of address form and have your mail diverted to another address so they can get their hands on it.

Identity thieves are smart and innovative. Never assume that your personal information is safe. As technology advances, so does the opportunities for identity thieves and scam artists. Here are a few ways that you can keep your personal information safe:

O Take advantage of your right to one free credit report per year. Keep a close eye on your credit report. If you notice any suspicious activity, contact the credit reporting agencies right away. Let them know that you feel you have been a victim of identity theft. They can place a fraud alert on your profile so that every new application for credit must be verified by you personally.

O Check your banking accounts daily. Most banks have online access to your accounts. Use the online features and keep a close eye on your checking and savings accounts. Make sure that access to these accounts are protected by passwords that you can set. Do not use passwords that are easy for identity thieves to guess such as, mother's maiden name, your birthday or your social security number or a series of contractual numbers.

O Guard your mail carefully. Drop off outgoing mail at the post office instead of leaving it in your mailbox to be picked up. Shred your junk mail and any other statements before throwing them away. It is best to use a cross cut shredder for this.

O Do not carry your social security card with you. Store it in a safe place such as a safe at home or in a safety deposit box. Have your social security number removed from all documents and forms of communication including your driver's license. Never give your social security number over the phone or through an email.

O Keep …

Dental Insurance Plan – 30-Day Refund Policy

The cost of going to the dentist without a plan or insurance can take a big chunk out of the wallet. Some employers have coverage for their employees, but not all companies and places of work supply this service. If you have a family, the visits to the dentist can become a financial burden. With the economy the way it is, people are looking to find ways to save money and to cut corners. Having a good dental insurance or plan can make the difference in keeping your money in your pocket instead of paying high dental bills.

Many dental plans have discount plans that can help the average person to be able to make more frequent visits to the dentist. They come with many advantages such as no age discrimination, no health restriction, activation is quick, no paperwork hassles, no referral for a Specialist and group rates that are available. They also offer a 30-day refund policy, which makes the dental plans so appealing to the consumer.

Other benefits include a membership package that is provided online. It will include instructions and tips for increasing your savings. A membership card and a welcome letter are also provided. It also will provide a detailed schedule of the discounts and fees on different dental procedures. There is also a support and contact document that is included in the membership package.

Dental care is a very important part of looking after ourselves and keeping us healthy. Having the proper dental care will help prevent diseases and problems that can occur. By having a good dental plan, will enable the consumer to have the best chance at taking care of their smile. …

Wondering How to Make Money With YouTube?

Anyone passionate about video creating and producing unique content can make money with YouTube. To do this, you do not need to have a hit soundtrack like Justin Bieber or Psy of Gangnam Style fame.

There are many other ways to make money with YouTube. Although it is quite possible to make profits in this way, you must realize that it is not a ‘get rich quick scheme’.

It takes patience and diligent effort to start making the income that you desire. This is a business opportunity for those who are passionate about making videos and are willing to work hard over a long period. In this article, I will discuss the steps you can take to increase your profits on YouTube.

6 Ways to Make Money with YouTube

1. Create a YouTube Account

Creating a YouTube account is very simple. All you need is a Gmail account. If you already have a Gmail account then you are set to start but I will advise that you create a new Gmail account just for your YouTube account. Getting a You Tube account is the first step to generating income in this niche.

2. Create Quality and Exceptional Content

The buzz statement for success on YouTube is, Content is King. The content you provide is the key to make money with YouTube. Before you start your YouTube Channel, you should know what content you are going to provide. Your content could be video tutorials, gadgets, sketch, talk show or even comedy.

3. Be original

YouTube is very particular about copyright laws. Even if you are using a soundtrack that does not belong to you as a background sound, make sure you have the rights to use it.

This is important because the only rule that makes you eligible to make profits with YouTube is, ownership of all necessary rights to all the materials used commercially, even if you are a third-party.

4. Work Patiently and Make Profits

Patience is required if you must make money with YouTube. YouTube pays you $2 per 1000 views, so to make more money, you need to have great and unique content that will attract large views. Before you become popular with the YouTube community, you need to have a lot of good videos.

Some people make phenomenal videos that catch on quickly but the majority has to work patiently and assiduously to make money with YouTube. The best thing about making money on YouTube is that when the money starts trickling in, it never stops.

5. Link your YouTube Account

The purpose of making YouTube videos is to get it out to as many people as possible. To achieve that, you can link your YouTube account to your Facebook, Twitter and Pinterest accounts. You can use the ever-growing social media to promote your videos.

6. Use Simple Equipment

You do not need very heavy video creation and editing equipment to make money with YouTube. Most computers come with simple video editing software which you can …

Communication Skills – Powerful Tools for Personal and Professional Success

In a well-known study, 3,000 people were asked what scared them most. The number one answer was "public speaking".

Poor communication skills can create chaos in the workplace. The very reason for communication is to be understood. To get positive results, speakers need to understand the effect of their words on others. Listeners need to understand what they hear by avoiding quick judgment and misinterpretation. Strategies for making sure communication is clear and direct so that listeners receive information accurately.

Have you ever expressed an opinion that led others to become defensive or hostile – even if you did not mean it personally? Many people have reasons for believing they're being attacked. Defensive behavior can lead to hurt feelings, arguments and hostilities, often affecting a variety of relationships. The Defensiveness chain that is created impairs communication and reduces productivity. Communicating Non-Defensively shows five essential skills that promote a productive work environment.

1. How to disengage from a defensive position

2. How to empathize and disarm a defensive person

3. How to inquire and focus on the issues

4. How to distribute ones own needs and goals non-defensively

5. How to depersonalize the issues

Good verbal communication is not automatic: we must work hard at it. The ability to speak effectively is one of the most powerful tools for personal and professional success. And because people who speak effectively are perceived as leaders. The four main components of effective speaking for an audience of any size are as follows:

Mental Effectiveness

Visual Effectiveness

Vocal Effectiveness

Verbal Effectiveness

Together, these components make sure communication is clear and direct so that listeners receive information accurately. …

Basic Guidance on Health Insurance

Health care providers like labs, hospitals and x-rays that our house of store which shares and access your health information with the doctors and using computers and other electronic devices makes your work easy for you. Using computers in this interesting way in today fast life is called health information technology or health IT.

Health information technology is a very useful technology. They are as follows eliminating the need for the handwritten medical records that reducing the paper work..it eliminates the mistakes of misleading the doctors handwriting and also reducing medical errors by transmitting accurate information electronically. By decreasing the need of repeat medical tests by different doctors which in turn reduces the health care cost and eliminating both staff s time and hospitals storage space to maintain the medical records.improving your health care quality by reducing the errors and assuring to have exact and Accurate information of your health by your health care providers on time.

Through your health care system HIT plays a significant role. Three important healths IT of the types may affect your future as more of the consumers are opting and using personal health records (PHRs) and and more over the entire physician using the latest electronic health record (EHRs) and electronic prescribing (e-Rx)

Now let's see about personal health record. A document with information relating to our health and (our family members health) which has to be updated everyday for reference and this effective document is called personal health record.Date of your children immunization, major illness, allergies, operations or most important the list of Your family members medicines all this can be followed and tracked on using (PHR).

(PHR) are provided free from hospitals, doctors office, private companies and government. (PHR) is also very easy to use. Some (PHR) company also charges there specific fees monthly or annually. You can manage your health information from anywhere if you have access to internet since your (PHR) is online. Due to electronic facility you can collect, share, manage and view your health information, and having a (PHR) it will help you manage and take care of your health care more actively.

Electronic health record (EHR) is an latest method of designed for easy health care. An electronic health record (EHR) is a document used by hospitals, your doctor, and the doctors staff which is on computer basis. Similar to your old paper medical chart, an EHR provides information from your doctors and also the other health providers. Health conditions. Allergies, treatment medications and test all this information you will find in any typical (EHR) certain (EHR) have alerts provided for the test and treatment you under, which is also benefited to the doctors. …

Business Intelligence Tools – Get Smart

The biggest mistake that many businesses make is to underestimate the value that business intelligence can add to any sized business. It has been universally agreed by the business world that your assets lie in many places. Yes your plant and machinery is one of them but this pales in significance when you compare it with the assets that your staff brings with them.

However more and more people are realising the huge value that analysis of your business, past and present can and does bring to the table. If you do not understand in great detail how your business has performed in the past, both the positives and the negatives then how can you move forward? How can you drive a business forward to growth without this basic knowledge? Well essentially the answer is you cannot.

In today’s competitive markets, luck and flying by the seat of your pants no longer cuts it. Now matter how successful your brand and or product is, if you do not have a grip on the basics of how your business is performing and why, then you are doomed to fail. This is as certain as night is day.

But what you may not realise is that a business intelligence tool can be as simple as an excel spreadsheet. Yes there are many that are more complicated and intricate but at least it’s a start. And start you must. BI reporting tools need not be expensive, many of the tools available on the market, come in suites, and you can choose the ones that you need, and only pay for those.

In fact your bank manager can probably recommend some. You don’t necessarily have to buy them through your bank; it is usually cheaper to get your own. Most packages offer great support and training and are user- friendly for the novice.

If you even run your own market stall, then you should still be using some form of business intelligence tool to grow your good business and kill off the bad. It is not about how much you sell, but about how much those sales bring into your bank account.…

The Secrets Of Starting A Profitable Flower Vending Business

I have sold in the retail market, millions of fresh roses and fresh flower bouquets successfully for 32 years. I bought a retail nursery and florist across the street for one of Connecticut’s largest cemeteries, on a busy route that had several thousand vehicles pass every day. I made deals with all the flower wholesalers at first and then I proceeded to undercut the price of all the flower shops in the state. My main objective was to create a customer base that would frequently buy flowers “just because”. My customer service was created with an over friendly staff of a great combination of super personalities and knowledge of the business, which was simply liking people and helping them to satisfy a feeling. My motto to my staff was to let them know that we not only sell roses and flowers but mostly, We sell Love, we sell feelings! My obsession with quality and consumer service was so successful that it spread through out the community and the state.

Wow, I can remember Valentines week with a staff of over 50 wonderful employees wrapping and boxing roses through out the day and nights, get ready the rush of the year. I was so careful with every dozen to prepare each like it was for my mom or wife. We dethroned all the roses, cut them under water, to hydrate them according to the “Chain of Life” procedure. They re-hydrated them in solutions to further guarantee and extend their vase life. Our 4,800 Dozen roses that we sold that week were our best advertising for the rest of the year. Heck, they lasted over 10 days which pleased amazed our dedicated customer’s recipients. What a great feeling to know how many people we made happy.

Selling flowers at strategic locations has become a highly profitable retail business for many enterprising individuals. These entrepreneurs are taking advantage of a market that is, for the most part, impulsive in nature. Many people buy flowers on the spur of the moment, and the presence of a flower vendor is usually their inspiration.

Very often, men on their way to a date will see a roadside flower vendor, and suddenly find the idea of taking flowers with him quite appealing. The same holds true for many men heading home from work. If they’re married, these men will often purchase flowers from roadside vendors for their wives. The flowers are fresh, attractive, and package to sell, not as nearly as expensive as an arrangement from a florist, and the buyer doesn’t even have to get out of his car. Women are also potential customers for flower vendors. A woman will buy flowers to add color and decoration to her house or apartment, or sometimes, just to cheer up a friend. In any case, the purchase is usually made on impulse, brought about by the availability of a flower vendor.

Starting a flower vending business is not difficult. No previous experience is necessary. There’s only a minimal …

Financial Security Vs Financial Freedom

As you begin to embark on your journey to financial freedom, one thing that you will discover, if you have not already is that there aren’t a lot of people who are going to support your efforts. You may have shared your desires with others and receive responses that may surprise you. For example, here are some of the responses that I have received…

“That is a pipe dream”

“You can’t do that”

“You are money hungry and greedy”

Why is it that many people seem to be against your desire to obtain financial independence? The reason why is because the steps required to reach financial freedom is too uncomfortable for most people. Most people would like financial freedom. However, they value security much more than freedom. As a result, they give up on their dreams of financial freedom for the security of a safe, secure job with benefits.

Security and freedom are not the same. They are actually very different value systems. For example, if you want to make money, you can make money the secure way, by getting a job, or you can make money the freedom way, by starting your own business. Let’s contrast the two methods.

Getting a good job is a very secure way of making money. When you have a job, you know that after a given time period you are going to get a certain amount of money. Every year or so, your money is increased a certain percentage if you do a satisfactory job and if you can learn additional skills you can get a promotion, which can increase the amount of money you take home. However, this security comes at a cost of freedom.

Your employer tells you what you have to do, when you have to do it and how you must do it. Your employer tells you what hours you must work, when you can take a break, when you can eat lunch, when you can take a vacation, how long that vacation can be, etc. If you choose not to do things the way you employer desires for them to be done, you will lose your employment and as such you will lose your financial security.

Also, even if you do everything to the desire of your employer, there are outside forces beyond your control that can take your job away from you. Generally, there is a certain pay range that you qualify for based upon your job and you cannot exceed that pay range, unless you develop skills for a different job. A good job provides you with security, but it costs you freedom.

Starting your own business is a very freedom way of getting rich. However, you give up security. As a business owner you are free to decide what you want to do, when you want to do it and how you want to do it. If you want to take a two hour lunch instead of a one hour lunch, you can do so …

Impact of Technology on Business

Together with the advancement of science and technology, technological innovations grew along with it, resulting to the emergence of new equipment and gadgets. No matter how big or small your company is, technology brings both intangible and tangible benefits to become cost efficient and to meet the growing demands and needs of customers. Technological innovations affect corporate efficiency, culture and relationship among employees, clients, suppliers and customers. The type and quality of technology used affect the security of confidential business information.

Due to the burden brought by administrative tasks, like inventory, bookkeeping and records keeping, both big and small companies rely on computers to do their administrative works. The birth of Internet and online social networking sites tremendously decreased the costs of business operations. It also makes it easier for companies to use the Six Sigma management methodologies. Some firms shifted to outsourcing instead of hiring their own personnel due to the low costs associated with it. Because of the huge impact of technological innovations to companies, it is impossible for them to live with it.

Commonly used high technology equipment:

  • Computers
  • Photocopier
  • Telephone
  • Computer printer
  • Internet
  • Paper shredder
  • Multimedia projector
  • Touch screen monitors
  • Computer mouse
  • Laptop computers

Advantages of Technology to Business:

  • Customer Relations. Technology affects the way companies communicate and establish relations with their clients. In a fast moving and business environment, it is vital for them to interact with clients regularly and quickly to gain their trust and to obtain customer loyalty. With the use of Internet and online social networks, firms interact with consumers and answer all their queries about the product. Establishing effective communication with customers not only creates rapport with them, but it also creates strong public image. It allows business enterprises to reduce and to cut carbon dioxide emissions.
  • Business Operations. With the use of technological innovations, business owners and entrepreneur understand their cash flow better, how to manage their storage costs well and enables you to save time and money.
  • Corporate Culture. Technology lets employees communicate and interact with other employees in other countries. It establishes clique and prevents social tensions from arising.
  • Security. Modern security equipment enables companies to protect their financial data, confidential business information and decisions.
  • Research Opportunities. It provides a venue to conduct studies to keep themselves ahead of competitors. It allows companies to virtually travel into unknown markets.
  • Corporate Reports. With technology, business enterprises communicate effectively with their branch offices to deliver quality financial and operational reports.
  • Industrial Productivity. Through the use of business software programs or software packages, it automated traditional manufacturing process, reduces labor costs and enhances manufacturing productivity. It enables companies to increase efficiency and production output.
  • Business mobility. Technological innovations improved companies’ sales, services, shorted lead time on receiving and delivering goods and services. Enables them to penetrate multiple markets at least costs.
  • Research capacity. It enables them to conduct studies on various companies to gain knowledge on the new trends in the market and way on avoiding them.