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Classifications of cryptocurrencies for beginners

Cryptocurrencies can be seen as several different forms of investment and as store of value. Before you go trading, you must familiarize yourself with crypto’s possibilities.

Means of payment

Bitcoin was the first cryptocurrency and as a digital currency was supposed to revolutionize classic payments. But there is still room for improvement in technology and Bitcoin price. Due to this fact,  otherAltcoinswere developed that have fewer vulnerabilities. If you want to invest in a Altcoin , which serves as a means of payment, then you must inevitably compare it with Bitcoin.

Examples: Monero ,Litecoin , ZCash

Platform

You can look at the platforms as a kind of programming language. It allows companies to develop their own Altcoin without having to have their own blockchain . These digital assets simply use the existing source code and blockchain of an established platform.

Examples: Ethereum , NEO

Digital assets

These cryptocurrencies are applications that have been developed on the platforms. The coins are not meant as means of payment. They are a kind of token that allows the owner to take action in the digital asset. Sometimes this action consists of transferring data or concluding contracts. The possibilities of giving value to the token are almost infinite.

As a beginner, you usually do not have an infinite amount of time to invest in the subject of cryptocurrencies. That’s why you should set up a long-term investment that you do not have to keep in mind 24 hours a day.

The effort for implementation of any cryptocurrency strategy should be as low as possible. A smart strategy will always require your cooperation and your thinking. But I can give you some tips so you do not have to worry about it.

The long-term strategy is HODL in the crypto community.

This term will meet you again and again and it was born from a typing error. The story is pretty funny.

In short: someone gets upset that he is totally bad in trading and always wrong. He decides in his rage to keep the crypto currencies simple (to hold). He prescribes himself and exchanges “l” and “d”. Hodl (ing) became the term describing the overcoming of course crashes of Bitcoin.…

Encourage Employees to Comply With Compliance Training

Compliance Training is a training to assist employees in understanding how they should be complying with all of the legal, and ethical as well as policy-related aspects that are mandated by organisations or businesses. In short, compliance training is a request from the place of business to the employees that they complete the training and it’s often non-negotiable.

Unfortunately, the term “compliance” brings with it many negative connotations with regards to previous compliance training modules or simply the fact that they “have to” complete the training in order to work there.

It’s vital to consider that compliance training is a must-have process in order to properly train up employees – in the proper compliance.

You Don’t Know as Much as You Think You Do

All too often, employee’s think that they know more than they actually do know. This compliance training can show them that they may not know as much as they think they do and everyone will take notice that they can learn something from the training regardless of who they are in the company.

A prime example is having ever considered how many licensed drivers for cars actually understand how to yield at a yield sign or go through a roundabout properly? Obviously, the rules aren’t as clear to some as they are to others. Even after doing a double-check on the laws regarding driving, I wasn’t as clear on the concept as I thought I was. Thus, you are not wasting your time as you may think that you are.

“It’s more than common sense, it’s imperative that you understand that there is something for everyone in this training and that you can learn even more than you think you know. Consider it a refresher course if you must but take the training,” says the course manager at GBS Corporate Training.

Training Scenarios Tied to Real Life

Whenever possible, it’s important to use real-life situations to solve the dilemmas regarding the training. Current situations that are able to show people how to not cross the line and how to explore their options and the consequences of wrong decisions. Give employee is a reason to evaluate such potential situations in a real-life atmosphere before it’s too late.

Dan Heath and cohort Chip Heath go over how to transform a team in their article, “How to Make Company Training Rock”. Here, they have a training binder that is a must-see. They recognise and acknowledge that when a company hired a filmmaker to design the 10 short episodes that show the concepts regarding such tender areas as bosses who hit subordinates, misrepresentation of teams and management acting inappropriate to clienteles, in short, it’s comedy gold.

In a new episode that is released every Monday, the employees can begin to track the episodes in advance. Thousands of employees’ watching these training videos on pre-release makes for knowledge that everyone begins to understand and recognise. These also increased conversations among employees regarding compliance and the episodes helped to break down …

Powerful Ways to Market Your Brand

According to Hubspot, lack of finance is the 3rd major problem faced by both new and seasoned businesses at one point and another. This has made most businesses try as much as possible to avoid investing a lot of money into trial and error.

One way of ensuring that you get value for your money as a business owner is looking for the most powerful ways to promote your business at an affordable price. This article is going to look at the most powerful ways that any business owner out there can promote their business.

The Most Powerful Ways to Promote Your Business

1. Creating a Business Website

Patience is key when it comes to running a business including marketing products or services. Sometimes you may feel impatient after trying to perfect your product or service and you may be about to give up. Don’t quit. Remember that taking one step at a time will help you succeed in your marketing efforts. Outsourcing the website creation to experts such as Muze Creative will be greatly beneficial in terms of expert knowledge and time-saving.

Gaining market exposure can be frustrating, especially when starting out. However, note that this is the awareness state of things, so the best thing to do at this stage is to create relevant and informative content to make people know who you are and what you are offering. This is one of the best ways to attract potential customers and make them want to buy your product or service. In fact, it can help you outdo your competitors.

2. SEO

Following what we said earlier, you have to try as much as you can to ensure that your business gets exposure to attract potential customers. Remember that your business is not popular like Nike, Apple, or Google and you have no other option but to try the most powerful marketing techniques to reach your target audience.

Despite the fact that search engines are tailored to fit their users and not the name, you will not go as far as you would like without the right popularity. Search Engine Optimization (SEO) and choosing the right keywords can help enhance your online presence and help you attract potential customers to your site. This can help increase the number of people buying your product or service.

3. Social Media

Statistics show that two-thirds of Americans have a social media profile they use every day. This is 5 times more than consumers, particularly compared to the last ten years. Some of the most popular social media platforms include Facebook, Twitter, Pinterest, Snapchat, and Reddit. These social platforms vary in terms of interaction and you need to look for one that meets your needs and focus on it, instead of trying to master all of them at once.

4. Live Streaming

Daunting as it may seem, social media platforms allow their users to engage in live streaming. When it comes to live streaming, Facebook and YouTube are the most popular. The …

5 Reasons that crypto would soon replace the fiat currencies

In the last couple of years, crypto has widely known not because of their fundamental characteristic but due to its increasing value as compared to any other fiat currencies. Most of the investors have started investing with the perspective to make huge gain and to a certain extent, they are right. But we all need to understand that it might be going to our mainstream currency which means we might not going to use the fiat currencies anymore and there are many reasons behind this which we are going to discuss in this article.

Crypto has a solution to the entire problem which we are facing in fiat currencies and that is the primary reason people are looking at this as a best alternative solution. Banking sector which is the backbone for our economy is struggling to make faster cross-border payments and recently few alt-coins have come up with such feature that it will resolve the biggest issue of all time. Ripple is the cryptocurrency which is used for cross-border payments and it works so fast that in a couple of minutes you can transfer the fund anywhere in the world. Whereas with our traditional banking it takes almost 2 to 3 days to clear the funds and the second best part is that it is much cheaper than our fiat currencies.

After reading all the points you will find that soon it is going to change the world financial structure. And the perception of using fiat currency would completely change. And if you are interested to earn some free bitcoin then read more about bitcoin faucet.

Some of the promising features of cryptocurrencies

1. Open ledger

This is one of the best features which can resolve the issue of black money that we have been facing since the money came into existence. And the primary reason for this cause is that once the transaction of money is done in case there is no way to track it and that can never happen in crypto because all the transaction is done online which is available in the ledger. So there is no chance of duplicacy or fake money which is easily possible in fiat currency. Every transaction of bitcoin is present in the open ledge which anyone can verify.

2. More Faster

Crypto is way faster than fiat currency I still remember the incidence when I wanted to transfer some urgent fund to China and bank stated they need 3 working days which means Saturday Sundays are not included. That is the first time when I used the bitcoin and all it took is 3 minutes to reach. Now imagine there are altcoins such as ripple, XLm which are even 10 times faster than bitcoin. Isn’t it great that you can transfer thousands of dollars with a click of a button? That is another reason that businessmen would definitely would want to move towards cryptocurrency.

3. Decentralize

Since it is a decentralized currency there is no governing party …

Leveraging Inventory and Order Management Software’s for Business Success

Successful business owners ride on efficient management systems that allow them ample time to focus on the important aspects of their businesses. The area of inventory and order management can principally be challenging for business people and can potentially lead to failure of success of business depending on how it is handled. This so because it is an area that form the basis of most business decisions. Hence, businesses should leverage on available software’s to simplify orders and inventory accounting for business success as demonstrated in the subsequent paragraphs.

Saves time

Time as a resource is of critical essence in any business environment. Productivity largely depends on how best the available time is utilized towards the optimization of operations. Certain inventory and order management software’s encourage effective use of time by simplifying most of the processes involved in the inventory and order management. Through the use of synced information, it saves time by eliminating the stresses that accompany manual data entry. Also, the ease with which information is synced makes it possible to operate comfortably in a business entity characterized by multiple warehouses.

Easy Monitoring

Monitoring and tracking of stock becomes easy with software’s. It even becomes better with software’s which allow for centralized monitoring of stocks. When stock is easily monitored, controlling them also becomes easy. In the end, effective business decisions are derived from the available information. It is possible to improve customer service as with such software’s, because the status of each order can be tracked. For instance, in the event that a manager tracks and find out that a particular order has been delayed, he/ she can immediately make decisions to fasten the process and better experience for the specific customer. Through such on-time decisions, it is easy to maintain loyal customer base and even attract new ones. One of the examples of the inventory and order management software’s is Stitch Labs.

Simplified Accounting

Inventory and order management software’s allow for simplified accounting through streamlined channel operations even in cases when operations are multichannel in nature. Because information on sales, orders are real-time, instant checks can be done and account balances are done to provide timely information on the profitability of the business. Account reports derived from such balances are actionable in nature and identify weaknesses in the systems, which are turned into strengths to boost productivity and increase profitability. Such reports are also used determine forecasts related to future demand. Gaps identified are sealed and opportunities capitalized on, to ensure growth of sales and ultimate business success.

Overview

As above discussed, there are a wealth of reasons why business owners should take advantage or inventory and order management software’s to better their business for ultimate success. It is clear that such software’s allow business to gain competitive advantage over their competitors by turning weaknesses into strengths and threats into opportunities. The software’s should hence be used by business owners, as critical weapons if they are to win the difficult battles that are typical of the …

Marketing Ideas for Catering services

Opening a catering business means you are going for a battle with other thousands of people who already have ventured into this business. To stand out from the rest of caterers you need to prepare good food and provide excellent customer service to your clients. But note that the food you give to your customers is not only the important ingredient of the catering business. Make sure you market your business which is a major element or a component for the success of your catering business.

If you are setting up a catering services business here are the marketing ideas that will make your business to be unique and to stand out.

Get Personal

This means connecting and having a good relationship with the people around you. This is the key to the success of your catering business. Make sure you find ways of impressing people. To get customers to network with golf clubs, exhibition centers, bridal shops, sports clubs, and wedding planners.

Note that when you are trying to connect with people if you become a wallflower it will not work at all. You need to go to offices and businesses and introduce yourself and inform the people what you are offering to them. Promise them to order your catering services at a discounted price.

Press Release

Use a press release to market your services. This is what to include in your press release. Write your own release informing the media that you are about to open a catering business. You should target local news media and food bloggers.

Include your personal history and information about your skills and experience in the catering. Make sure you are writing the press release using the third person tone and write it professionally.

Branding

As companies like CustomFresh have done, branding is very vital for your catering services business. Catering business will rely on the highest level of sophistication and style. A brand which does not sound well will not attract clients.

Farmers and Fairs

For your catering services business, you should not target bridal fairs only but also consider targeting other sectors and industries such as financial, legal, marketing, advertising, and production sector.

Set Up Open Houses and Tastings

In most cases, catering businesses will have bridal tastings. It is very crucial that you reach out too many people with different Make sure you create tastings with qualified leads and impress your audience through your delicious professionally prepared food. Let it be a regular event that you organize and plan. It will act as a major marketing strategy.

In conclusion, the catering business keeps on fluctuating according to the different seasons of the year. The business will fetch a lot of cash during weekends and holidays. Therefore, as a caterer, you need to create the correct financial balance and market your products wisely. Also, consider scheduling your financial year carefully.  For you to operate a catering business effectively, you need to deal wisely with customer relations, accounting, and marketing related issues.  …

Three Fundamental Tips On How To Succeed In Business

Do you want to be successful in business? This seems like a silly question to ask. It is like asking a hungry person whether he or she wants food to eat. Who does not want to be successful in business? Let us see some simple tips that can ensure success in your business endeavors.

Open a Bank Account:

Of course, there are various ways of receiving money. People can pay in cash, check, through debit or credit cards, or even through the electronic method. You will need to have a bank account to collect the funds. Therefore, opening a bank account is the first thing you have to do in business. You can start with a simple current account. As your business develops, you can ask for a line of credit from the bank.

Hire a good accountant:

You have done the first step. Now, you need someone to keep track of your billing and payments. There are two ways of doing it. One way is to handle things on your own. The second and more sensible way is to hire an accountant to do the job for you. Naturally, he or she should be adept at preparing financial statements, tax returns, etc. There are software programs to take care of these aspects. A good accountant should be able to manage the software programs as well.

Have a good budget:

Driving a boat in a calm sea is very easy. Anyone can do it. Maneuvering the boat in choppy waters requires tremendous skills. Similarly, every cash management plan may have holes in it. You never know where and how your money starts leaking. At the end of the day, you should have enough money in the bank as savings. You will have to have a neat budget to enable this. Without a budget, it is like driving a car blindfolded. You never know where you will crash.

Bonus Tip: Money Management:

In business, people measure success by the amount of money you earn. Hence, money management becomes the most important aspect of becoming successful in business.

You might be a product manufacturer or a service provider. It does not matter at all. It all boils down to the fact that you have to receive money for the value of your products or services to complete the chain. The challenge on hand is learning how to receive the money and how to grow it when you receive it.

Conclusion:

You have seen three simple tricks on how to effectively manage your resources better.…

A Business Speaker Discusses the Challenges of Change

Handling any kind of major changes for a group can be difficult, but not for the business speaker. The reactions by many people are not what you might expect and you are introduced to many new problems. This is the time when you need to lessen the possibilities of errors that could come about by looking into a few tips.

Putting forth the assertion of your authority is the first step that you will need to take. While you can still get along with people, they need to be aware of your leadership and respect that level. If there are rules that need to be set forth, then make those rules known to everyone, not just a few. Showing authority will hold your group together, instead of causing chaos.

Also, consider that the time you spend is very valuable and you want to make sure that everything runs smoothly within it. There is less room for errors at this point so everyone must keep to their schedules and meet every deadline. The keynote speaker knows that having a committee run a group will only lead to deformations in the ranks. One person with full authority is the best option to consider for maintaining order with large groups.

Respect is a huge part of being able to have people look up to you. You need to make sure that you are credible to all who work under you so they feel a sense of trust with you. Now this should not be taken as trying to win a popularity contest with those around you. Show your authority by keeping the focus on the goal and doing whatever it takes to achieve that goal.

You can rule as a leader over a group where not everyone is going to like you, but remember what you are trying to do. Control is the key and keeping a good level of it without being too controlling is the best option. Listen to what others have to say and know that you may not have all the answers to their questions. It is okay to not have every answer, but they will respect you for the fact that you took the time to listen to them.

Setting priorities is the basis of everything that you need for your group to stay on task. When you have these straightened out and assigned to those that can complete them, the results are positive. Remind your group that when problems arise, this is not the time to start losing the focus. There may be confusion among many, but remind them of their exact tasks that they need to complete.

While you are the leader among the masses in the group, you will have to deal with those that will not agree with the change. Make a plan to stop the problems before they start by showing your leadership skills and mapping out the changes. With the business speaker you will be able to lead your group to excellence …

Small Business Insurance – Who Needs It?

Who Needs Small Business Insurance, Anyway?

You do! Small business insurance is one of the most critical components of planning for your new venture. Whatever your business involves working in a high-risk environment like heavy construction, or a relatively low-risk one such as running an in-house consulting business, you are constantly exposed to the liabilities that can put your business and your future at risk.

Some business owners are required to maintain insurance coverage. Restaurants, hotels, health care facilities … they all have minimal limits that are imposed upon them by their industry, municipal entities, or their landlords. But what about your small business? You may be retired or just starting out, maybe you're considering using your knowledge of antiques or your talent as an artist to start your own shop or gallery. How risky can that possibly be?

Assess the Risks

In today's world, risk management is no longer the exclusive domain of large corporations. Every small business is different, with a unique set of risks. An experienced small business insurance agency can advise you on what your present and future needs may be, and keep you up to date on any Federal, State, or Local regulatory requirements you may be subject to.

A good insurance agent will review your company needs; an excellent one will take the time to visit your company and discuss your requirements with you directly.

Be Prepared!

As your business grows, your small business insurance coverage should grow with you. It's easy to get cooked up in the excitement and activity as success begins to take root, and insurance is the LAST thing on your mind … until you need it. Make sure when you choose an agent, you are getting someone with your best interest in mind, who will continuously monitor where you are and make suggestions when necessary.

Are you taking on employees? Opening another shop or office? Considering additional human resource programs? Taking on additional risk? You may need to look at several types of coverage:

  • Workers' Compensation
  • Contractor's Liability
  • License Bonds, Court Bonds, Performance or Fidelity Bonds
  • Employee Benefit Administration

The Benefits – Because Things happen

The benefit of having good small business insurance is most obvious when the unexpected happens.

Do not be cut off guard … without proper coverage your business liability can extend to your personal life as well. Knowing you have the right coverage up front offers you both peace of mind and security. When and if you have a loss or a setback, you will be able to continue moving forward with confidence, and the tools you need to stay in business!

There is no doubt about it – Insurance can be complicated. There is so much to understand and so many details that it can quickly become overwhelming! The very best option? Find a qualified small business insurance agency you trust – one that is familiar with you, your local community and is responsive within the insurance industry as well. …

New York Personal Injury & No-Fault FAQ

Every personal injury claim is different and there are no guarantees. Below are rough answers to some questions we hear frequently about personal injury. Further below is a specific FAQ on No-Fault in New York.

Personal Injury FAQ

Q: How much do lawyers charge?

A: For most personal injury claims, there is no fee unless you collect. Most lawyers in New York charge a one-third contingency fee. When the claim is resolved, the lawyer gets reimbursed for expenses out of the award. Next the lawyer takes the one-third fee. For example, if a claim settles for $35,000, and the lawyer has $2000 in expenses, the fee is $11,000 (1/3 of $33,000). The client would get $22,000.

Q: Does the lawyer always pay the expenses up front?

A: Usually, but not always. There are two major situations where we don’t. First, some personal injury claims are not very strong, but we might still be willing to work on a contingency fee basis. In such claims, we will tell the client that they will have to pay the expenses. The other situation is when there is a good offer and the client refuses to accept it against our advice. In these lawsuits we require the client to cover all future expenses.

Q: What are typical expenses in a personal injury lawsuit?

A: In New York personal injury lawsuits, filing fees usually total less than $500. Deposition transcripts also usually total less than $500. The biggest expense is when a lawsuit goes to trial and we have to pay doctors and other experts to testify. We have paid anywhere from $300 to $7500 for a doctor’s testimony, and some doctors charge as much as $5000. Other expenses include process servers, investigations, medical records, and meals. In some cases you may need other experts. In one big case we spent about $10K on an accident reconstructionist. The other side spent about $40K on theirs.

Q: What is the process?

A: First most lawyers negotiate with the insurance company. If negotiations are unproductive, the lawyer files a lawsuit. For a few months the lawyers exchange paperwork with the insurance company attorneys. Next come depositions, where they question the plaintiff client and the plaintiff lawyer questions theirs. Then the insurance company might have the plaintiff examined by their doctor in what’s known as an IME – Independent Medical Examination. Plaintiff lawyers prefer to call this a Defense Medical Examination. Last is trial. A lawsuit might settle at any point along the way, even while the jury is deliberating.

After a trial the losing side can appeal. Sometimes even the winner can appeal. Cases sometimes settle during the appeal process.

No-Fault FAQ

When you are hurt in an automobile accident in New York State, No-Fault insurance can help with many of your costs. The following frequently asked questions (FAQ) will help you to understand when and how No-Fault pays, what it pays for, and what you have to do.

Q: Am I eligible for No-Fault benefits?

A: …