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How Do Stun Guns Work?

Whereas stun guns have obtained significant media attention, many still ask, “how do stun guns work?” For the most part, a stun gun is a highly effective personal safety tool that can be carried in almost any part of the country. Right now, nine states prohibit the ownership of stun guns, as do some individual cities and counties. For those who have the legal option of carrying a stun gun, this compact yet powerful weapon provides an effective means of self defense in an easily concealable package. Understanding how stun guns work can mean the difference between escape and jeopardy.

How do Stun Guns Work against Perpetrators?

A stun gun works by delivering an electrical shock to the body that is high in voltage but low in wattage, making it safe without causing any long-term effects. How do stun guns work in discharging voltage? When the stun gun is applied to the body, an electrical circuit is formed that allows the flow of the electricity through the recipient’s body. How do stun guns work then in debilitating the perpetrator? The electricity disrupts the brain’s signals to the voluntary muscle groups, rendering such areas as the legs, arms, hands, and feet useless. Involuntary muscles continue to function, such as those that control the heart and lungs. Bowel function may or may not let go.

In an attack, however, how do stun guns work instantly in protecting the victim? When a stun gun blow is delivered, the recipient usually goes rigid from head to toe. The knees may buckle, or the person may fall entirely to the ground. They will usually remain rigid throughout the shock cycle. There will be no long-lasting harmful effects from receiving a stun gun shock, although the muscles may be sore for a few days due to them contracting forcefully during the application of the shock.

How do stun guns work in terms of mental debilitating for the perpetrator? In addition to the physical effects, the recipient of a stun gun shock will become confused and disoriented, which may last up to several minutes. While the physical effects of a stun gun application fade almost immediately once the electricity flow has ceased, the psychological effects remain in place for a while. Thus, how do stun guns work most powerfully? Indeed, the combination of physical incapacitation with the mental confusion that ensues provides the user an excellent opportunity for escape from an attacker.

Who Do Stun Guns Work Against?

How do stun guns work against all perpetrators? The stun gun will provide an effective, disabling blow to almost any attacker. Keep in mind, though, that nothing is entirely foolproof. Certain people may not be affected by the shock that the stun gun delivers, although this is extremely rare. Those who may not experience the full effects of a stun gun include the mentally ill, or those who are under a heavy influence of illegal drugs or alcohol.

Defeating a Stun Gun:

As of right now, civilians do not …

How To Manage Personal Finances

Usually managing personal finances for many people is a very difficult and stressful thing and it leads many into deeper debts. One needs to understand his or her finances better. Know how to get and make money, how to prudently spend it and how to invest and save it better.

There are some very simple ways one can implement in order to be able to manage their personal finances.

Planning Goals- To be successful with almost every sphere of life, knowing what you want (Goal) and how you will achieve it (Plan). Make a list of your short-term, medium and long-term goals. After you come out with a list, figure out the time, expense of each of your goals and then plan what you need to be saving on weekly, monthly and on yearly basis to reach your goals. Goals may include making plans for things such as retirement, housing, child welfare and others.

Budget- For everything that you decide to spend money on or you are planning to go doing shopping make sure you have a budget and follow it religiously. This will go a long way in keeping you from doing unnecessary impulse buying.

Do not spend more than you make- Make sure you check your cash flow properly, will obviously show you areas where your money is leaking and make sure to reduce your expenses.

Prefer using a debit card- When using a debit card, one is only allowed to spend to a certain level and this helps in taming the urge to spend more thus keeping you on track of your set goals.

Create an emergency account- Creating an emergency account doesn’t mean that you precedent bad things will happen, but this is planning ahead so that when an emergency occurs you will not have to stop other important projects in order to settle the emergency but you will be well prepared, ready and able to settle it.

Develop a way of tracking every coin coming in and going out- This can simply be done by just looking at the receipts without necessary going out to the bank for bank statements. After looking at the receipts, identify what is wrong and rectify it and put more effort on what you are doing right to help you reach your goals. note that you should also go for the cheapest credit card companies.

Shop prudently- Don’t go shopping in those high-end shopping malls while there’s a lot of many other places stocked with quality products but at even much cheaper prices. this way you will end up saving a lot of money.…

10 Business Street Smarts

Many business owners or people who are about to start a business have idealistic views about their new venture. People who are experienced in business know that there are some basics and some fundamentals that you must get right if you are to succeed. This article outlines a list of "Street Smarts" which have been distilled from the knowledge and experience of many successful business people. Read them carefully!

1. The fatal mistake of many business people – thinking that because they are a good mechanic, baker, accountant, that they understand what it takes to run a mechanical business, bakery business, accountancy business. The most important skill for any business person is to know how to run a business. How much management & business & marketing training have you invested in yourself?

2. Make sure you clearly understand the concept of working on your business as distinct from working in your business. The most successful business owners spend a great deal of time working on their business – learn from them! Read The E Myth by Michael Gerber – a must read!

3. Work out what it would take in dollars to pay someone to do what you do, for the hours you put into your business. Are you paying yourself the same amount? If not, why not? You are clearly worth it! Many people would argue that if you are not paying yourself that same amount, then you do not have a business, you have bought yourself a job – and sometimes a low paid one!

4. Learn from other people, especially their mistakes – you can not live long enough to make them all yourself! This means that you must be willing to embrace change – in every aspect of what you do. The one certainty is that change will continue and increase! The definition of insanity is "doing the same things in the same way and expecting different result." If you want a different or better outcome – change!

5. Can your business run without you for up to a month? If it can not, then you have a job, not a business. Are you taking a holiday each year? Why not, your staff do! If you are a one or two person business, then bring in a relief person for the time you are away. Pharmacists, doctors, & dentists, do it all the time – why not mechanics, bakers, accountants or home based businesses?

6. Prepare yourself for this one! If you have had the same accountant, for more than 7 years, then get "a second opinion" from a completely new source. Evaluate their advice against your "regular" and see which is more likely to deliver the lifestyle you want. Two important things to note about this: a) if your adviser advises you against this – what does that tell you? and, b) if your accountant does not understand how and why a business should "deliver a lifestyle", then it's time to update your advice.

7. …

How to Choose Best Auto Insurance Quotes?

When you are ready to find a lower rate on your auto insurance you will need to find several auto insurance quotes to give you a better selection to choose from. You may be surprised at how many insurance companies offer coverage for almost everyone. Insurance is a requirement if you plan to have a vehicle on the road at any time. Driving without insurance is illegal and if you are caught without it you may end up with a huge fine and paying out more money if you were in an accident without auto insurance.

Before you begin your search for the best auto insurance quotes you will need to make you a list of all the questions you may have. Asking any questions in the beginning may save you a lot of time later on. Gather all information needed when applying for a quote. This information includes the year, make and model of the vehicle or vehicles you want to cover. If you are not the only driver of the vehicle you will need to have the personal information of all the drivers that will be listed on your policy. This information includes the name, address, phone number, and driver’s license number. You may also need the social security number as well. This information will allow the insurance company to verify all your information before giving you a quote.

Verifying the information will also pull up all your past driving history and allow the insurance company to see if insuring you will be more of a risk than an asset. A parking ticket every once in a while can be accepted but if you have led the police down an interstate on a wild chase chances are you won’t qualify for insurance.

When you finally get your entire auto insurance quotes back in you will need to choose which company you want to go with. You will also have a selection of coverage that will be available to you with every company. Some may be higher than others while some may offer better coverage for a lower price. Either way you can make up your mind before you commit.

Auto insurance quotes can give you a great perspective of what coverage you can qualify for. You may find that you can purchase a policy with a high deductible in order to lower your rates. It’s important to look over all the details of the auto insurance quotes so you can decide which one works best in your budget. Not every insurance policy will be affordable.

When you finally make your decision you can then notify the company and then pay for your first premium installment. If you are dealing with a company online you will be able to print your proof of insurance to put into your car and begin driving immediately.

You may not find the right insurance company right off in fact you may go through several different companies before you find the right one for …

The Twin Forces of Making Money Online – Writing Simple eBooks and Short Articles

Content is king online and the more you have of it, the better. But all content is not created equal and articles and ebooks rule supreme.

Why? Because articles are a free way of sharing your expertise with your readers. Since they can find your articles online for free, think of articles as a free sample for your prospects.

You get to share your expertise with them and they can decide whether they want to hear more from you by clicking on the link in your resource box. Articles really are a great way to get free traffic to your website.

eBooks are the optimal way to make money online. They are simple to understand, create and sell online. All you need is the software you already have on your computer and some free services you can find online to produce your products and create your simple website.

You will have to invest $ 49 as a one-time fee at Clickbank.com so they can handle your order processing, but that is a small price to pay for the service. They give you access to over 150,000 affiliates who will gladly promote your website in exchange for a commission. Truly, it is a win / win situation.

"I am Not That Good At Writing"
This is a phrase I hear often. Many people falsely believe that you have to be some kind of journalist or have a degree to write ebooks – nothing could be further from the truth.

While you need a certain level of professionalism, writing ebooks and articles comes down to having a conversation with your readers. Here is how you can quickly create articles and ebooks without any hassles.

Writing an Article – Keeping it Simple
Think about the topic you want to write about, the area of ​​your expertise. What are some of the biggest problems people face? Write them down. Now, pick one of the problems and write down 5 or 7 things that can do to solve their problem or achieve success.

Under each of these items or steps, you are going to write 2 to 3 sentences explaining what they need to do. Add an introduction at the beginning where you talk about the problem and how you are going to help them solve it and add a concluding few sentences and you have just written an article.

Ready to write an eBook fast?

Writing an eBook – Keeping it Simple
Now you can spend a lot of time, effort and money researching, writing and editing your first draft, but I have a better way to do it.

Take that article you just wrote and add a few sub-topics under each of the 5 or 7 steps. Then expand on each of the sub-topics by writing 3 to 4 more sentences about the sub-topic.

Throw in a few personal examples of how you followed the 7 steps and share the results you achieved. You might even want to add a few links to …

Internet Business Tips

Establishing and building an internet business is never an easy thing. Just like any type of business, it has its ups and downs. To help you get the most out of your online business, take note of the following internet business tips.

1) Choose the best online business for you. When looking for an opportunity, take into account your personal interests as well as the liability of the opportunity. It is best that you choose a business that you believe you will enjoy doing. This is where a lot of internet entrepreneurs make a mistake. They start a business that they hate doing although the profitability is high. They start out good but slowly peter out because they can no longer keep the pace. Do not make these people's mistakes.

2) Have a website. This is very important. No matter what kind of internet business you are eyeing, you still need a website. Whether you are planning to do affiliate marketing, direct selling or blogging, a website is a must. So have your website set up. Pay attention as well to the overall design and features of your website. You have to make sure that the design is appropriate to your type of online business.

3) Have a business plan. Breakdown your business into workable and digestible bits. What is your online marketing strategy? What is your social media strategy? What are the products or services you are going to sell? What are the plans in case some things do not work?

4) Polish your marketing plan. Marketing is very important in online businesses. If you do not market your business, you will not have any customers. You have to understand that you are not the only seller online. There are thousands of you and most of your competitors are probably burning their butts marketing their businesses. Most marketing tools, strategies and resources in the internet do not cost a thing so there is no reason why you should not make use of them. These free tools include social media sites like Facebook, search engines, article directories and blogs.

5) Optimize your website for the search engines. This allows your website to be found by people searching via engines like Google and Yahoo. SEO involves deliberately researching keywords and placing such keywords in your business website. Make it as easy as well for web spiders to crawl your site.

6) Get involved in social media sites. Facebook has more than half a billion registered users already. Twitter does not have as much but it's still in the tens of millions. What you do is create profiles for your business in these social networking sites then start connecting with friends, contacts and potential customers.

7) Be patient. As stated earlier, building an online business is never an easy thing. It takes time before you get to see any income results. So just stick to your guns and keep doing the right marketing and selling strategies.

If you follow and most importantly …

Understanding and Saving on Alberta Car Insurance

Finding car insurance can be a difficult and stressful process, especially for those who do not have much experience when it comes to average rates and coverage. Luckily, the knowledgeable team at InsurEye knows exactly how to find the best auto insurance in Alberta, and for the best price! With a solid team of professionals on your side, there is no need to worry about finding cheap auto insurance that fits your needs.

The Many Ways to Save on Auto Insurance in Alberta

There are many factors that affect car insurance rates in Alberta, from the condition of your vehicle to where you drive and park, or even your educational and driving history! The following are just a few of the ways that you may be able to save on your auto insurance rates.

By starting with an online comparison, you will be able to check average auto insurance rates in Alberta. If you've been with the same insurer for a long time, it may be difficult to beat their rates (especially if you have not had any recent claims), but it's always worth looking. If you do not have a good driving record, keep in mind that this will only affect you for approximately three years. At that time, previously incurred tickets will be removed from your history, and your promotions may be reduced.

If you have not done so already, you can complete a driving course in an attempt to reduce your insurance premiums with some insurance companies. If the car you're currently driving is not worth very much, consider only getting the minimum coverage required by law, without collision damage. This will likely mean that you'll have liability insurance, and will still be protected if you damage someone's vehicle, but the damages on your own vehicle will not be covered.

If you're a more experienced driver, you may be able to save by increasing your car insurance deductibles, and then incurring higher payments for damages in case of an accident.

Something as simple as where you park your vehicle can also affect your insurance rates. By parking in a safe location, like a private or secure garage, you will likely receive lower premiums. If you need multiple kinds of insurance coverage (like auto, home, and life insurance), many companies will give you the option to bundle them together for a discounted rate.

Graduates of certain Canadian universities may be eligible for a discounted rate from some insurance providers. Some insurance providers will offer a discount to members of certain professional organizations, such as Certified Management Accountants of Canada, or The Air Canada Pilots Association.

As a senior citizen, you will also be able to save, since most companies offer discounts to seniors.

To discover more ways to save, contact InsurEye today. By filling out our online insurance quote form , you can connect with an experienced insurance professional who will help you find the perfect plan.

Understanding Auto Insurance in Alberta

When choosing auto insurance, it's important …

Real People – Real Jobs And Real Money

Dear Friends,

There is no doubt that working at home is a dream for many, if not most people. I think there is a part of everyone that wants to work at home. There are many ways to make money by working at home. You can start your own home based business, create a product and sell it, associate with an existing business, run online auctions, freelance for a company, do a job from home, or any of the many other ways to work at home.

Right now I am going to focus on making money at home with a work at home job or some form of it. Personally, I think that running your own home based business is the best way to work at home but sometimes that is just not an option for people.

There are many reasons why someone would want to have a work at home job to make extra money, rather than run a home based business. Here are a few that come to the top of my head:

1) Need to make a little extra money to get out of debts

2) Want to make some money to take a vacation.

3) Just want to make some money to put into savings.

4) Must work at home due to a disability.

5) Student that needs to make money for college but may not have time to run a home based business, so they just want an at home job.

6) Moms that need to make money to help provide for the family but must also stay at home with the kids (work at home jobs are great for you)

There are MANY other reasons why someone would choose to work at home. Why do you want to have a work at home job? You may or may not have one of the reasons above. Whatever your reason may be, there are tons of benefits to working at home. There are many legitimate ways to make money at home using the internet without actually running a "home business".

One of the Greatest Earning Opportunity for Home workers, Part time jobbers, Net Surfers, Network Marketers to earn Extra Money from Home – What do you think? Do you want to earn extra income by working in spare time?

Do you have little Internet knowledge? Do you want to earn money for free? If your answer is yes, then you have come to the right place. Process Emails on the net and earn high income from home. Work without leaving your job. Work Part Time only, no need to work full time. Work from Home or Office. Work in your spare time. Enjoy Personal Freedom and Financial Independence. We are offering Home based Internet job work opportunity to everyone those who want to earn extra income in their spare time using their computer and internet knowledge. For more information please visit:

Wish you good luck! …

How to Find Cheap Apartment Rental Insurance

If you live in an apartment, you may not think you need insurance or you may think your landlord's policy covers you. Think again!

Your landlord's insurance covers only the building, not your possessions. You need to find cheap apartment rental insurance to protect your belongings.

Apartment rental insurance also covers you if …

* Your apartment is damaged and you need to temporarily live somewhere else for a while.

* Your property is stolen someplace else, such as if your laptop computer is stolen while you're at the library.

* You damage the landlord's property and have to pay for repairs.

Decide How Much Coverage You Need

Your first step to get cheap apartment rental insurance is to decide how much coverage you need. Make a list of all your personal possessions and estimate how much it would cost to replace them. This will give you an idea of ​​how much coverage you need.

You also need to decide how much of a deductible you can afford to pay. The deductible is the amount you pay on a claim before the insurance company pays. The higher your deductible, the lower your insurance premium. Just make sure you can pay the deductible if you ever need to make a claim.

Check with Your Car Insurance Company

To find cheap apartment rental insurance, first check with the company that insures your car. You may be able to get a discount for having both policies with the same company.

Other discounts you might be able to get include:

* Non-smoker's discount if no one in your residence smokes.

* Security discounts if your apartment has deadbolts, smoke detectors, or other safety features.

* Senior's discount if you're a retired senior.

Look on the Internet

Search online for companies that offer cheap apartment rental insurance. You can go to insurance websites, fill out a single form, and get fast quotes from several insurance companies (see link below).

Make sure you use the same coverage limits, deductibles, and discounts for each company so you can compare them fairly. …

Manage Your Money Flow

Managing your money flow is the second step of building your financial house. It is like building the frame that the rest of the home will be built around.

The concept of managing your money flow is basically making sure that your inflow of cash is less than your outflow of cash. This process is called budgeting. When you create and follow a budget, you are living within your current means and you will avoid accumulating new debt.

When you take the time to create and follow a budget, you begin to see where your money goes each month. Armed with that knowledge you can cut back on some of those wasteful spending habits and free up money to start moving towards your goals.

Managing Your Money Flow Will Help You Reach Your Financial Goals

When you follow a budget, you can allocate money to reaching your financial goals. Maybe you want to save for things like retirement or a down payment on a house. Perhaps you want to start saving money to start that business you’ve been dreaming of. When you follow a budget, you have a plan to get where you want to go. When you have a goal and plan to reach that goal, your chances of getting there are exponentially increased.

Managing Your Money Flow Will Prepare You for Future Wealth

If you are always running out of money with your current income, chances are that you will have the same problem even if you earn more. Statistically, the more money you earn, the more money you’ll spend. This is called Parkinson’s Law. If you do not learn to manage what you have now, earning more money will not solve the problem.

Don’t be fooled by appearances. Many of those high income earners are broke. All of their income is going to pay for their big mortgage, the credit card bills, and the car loans. They are just broke at a different level.

Managing Your Money Flow Will Teach You Discipline

Wealthy people understand the importance of managing their money. They exercise self-discipline and they save up for purchases and earn interest on their savings while they do it. Broke people tend to go for instant gratification and buy things on credit. Often, whatever they buy ends up costing them twice as much by the time they finish paying for the credit card bill.

In the long run, saving up for purchases will actually allow you to buy twice as much stuff compared to buying with credit.

Alternatively, you could have the same amount of stuff, plus build up a big investment account on the side with all the money you save by not paying interest on debt.

Managing Your Money Flow: Conclusion

Over the years of working in the financial industry I have actually met a lot of low income earners that had higher net worths than many doctors and lawyers. This is simply because they managed their money well and allocated a portion each …