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Month: September 2018

5 Reasons that crypto would soon replace the fiat currencies

In the last couple of years, crypto has widely known not because of their fundamental characteristic but due to its increasing value as compared to any other fiat currencies. Most of the investors have started investing with the perspective to make huge gain and to a certain extent, they are right. But we all need to understand that it might be going to our mainstream currency which means we might not going to use the fiat currencies anymore and there are many reasons behind this which we are going to discuss in this article.

Crypto has a solution to the entire problem which we are facing in fiat currencies and that is the primary reason people are looking at this as a best alternative solution. Banking sector which is the backbone for our economy is struggling to make faster cross-border payments and recently few alt-coins have come up with such feature that it will resolve the biggest issue of all time. Ripple is the cryptocurrency which is used for cross-border payments and it works so fast that in a couple of minutes you can transfer the fund anywhere in the world. Whereas with our traditional banking it takes almost 2 to 3 days to clear the funds and the second best part is that it is much cheaper than our fiat currencies.

After reading all the points you will find that soon it is going to change the world financial structure. And the perception of using fiat currency would completely change. And if you are interested to earn some free bitcoin then read more about bitcoin faucet.

Some of the promising features of cryptocurrencies

1. Open ledger

This is one of the best features which can resolve the issue of black money that we have been facing since the money came into existence. And the primary reason for this cause is that once the transaction of money is done in case there is no way to track it and that can never happen in crypto because all the transaction is done online which is available in the ledger. So there is no chance of duplicacy or fake money which is easily possible in fiat currency. Every transaction of bitcoin is present in the open ledge which anyone can verify.

2. More Faster

Crypto is way faster than fiat currency I still remember the incidence when I wanted to transfer some urgent fund to China and bank stated they need 3 working days which means Saturday Sundays are not included. That is the first time when I used the bitcoin and all it took is 3 minutes to reach. Now imagine there are altcoins such as ripple, XLm which are even 10 times faster than bitcoin. Isn’t it great that you can transfer thousands of dollars with a click of a button? That is another reason that businessmen would definitely would want to move towards cryptocurrency.

3. Decentralize

Since it is a decentralized currency there is no governing party …

Leveraging Inventory and Order Management Software’s for Business Success

Successful business owners ride on efficient management systems that allow them ample time to focus on the important aspects of their businesses. The area of inventory and order management can principally be challenging for business people and can potentially lead to failure of success of business depending on how it is handled. This so because it is an area that form the basis of most business decisions. Hence, businesses should leverage on available software’s to simplify orders and inventory accounting for business success as demonstrated in the subsequent paragraphs.

Saves time

Time as a resource is of critical essence in any business environment. Productivity largely depends on how best the available time is utilized towards the optimization of operations. Certain inventory and order management software’s encourage effective use of time by simplifying most of the processes involved in the inventory and order management. Through the use of synced information, it saves time by eliminating the stresses that accompany manual data entry. Also, the ease with which information is synced makes it possible to operate comfortably in a business entity characterized by multiple warehouses.

Easy Monitoring

Monitoring and tracking of stock becomes easy with software’s. It even becomes better with software’s which allow for centralized monitoring of stocks. When stock is easily monitored, controlling them also becomes easy. In the end, effective business decisions are derived from the available information. It is possible to improve customer service as with such software’s, because the status of each order can be tracked. For instance, in the event that a manager tracks and find out that a particular order has been delayed, he/ she can immediately make decisions to fasten the process and better experience for the specific customer. Through such on-time decisions, it is easy to maintain loyal customer base and even attract new ones. One of the examples of the inventory and order management software’s is Stitch Labs.

Simplified Accounting

Inventory and order management software’s allow for simplified accounting through streamlined channel operations even in cases when operations are multichannel in nature. Because information on sales, orders are real-time, instant checks can be done and account balances are done to provide timely information on the profitability of the business. Account reports derived from such balances are actionable in nature and identify weaknesses in the systems, which are turned into strengths to boost productivity and increase profitability. Such reports are also used determine forecasts related to future demand. Gaps identified are sealed and opportunities capitalized on, to ensure growth of sales and ultimate business success.

Overview

As above discussed, there are a wealth of reasons why business owners should take advantage or inventory and order management software’s to better their business for ultimate success. It is clear that such software’s allow business to gain competitive advantage over their competitors by turning weaknesses into strengths and threats into opportunities. The software’s should hence be used by business owners, as critical weapons if they are to win the difficult battles that are typical of the …

Marketing Ideas for Catering services

Opening a catering business means you are going for a battle with other thousands of people who already have ventured into this business. To stand out from the rest of caterers you need to prepare good food and provide excellent customer service to your clients. But note that the food you give to your customers is not only the important ingredient of the catering business. Make sure you market your business which is a major element or a component for the success of your catering business.

If you are setting up a catering services business here are the marketing ideas that will make your business to be unique and to stand out.

Get Personal

This means connecting and having a good relationship with the people around you. This is the key to the success of your catering business. Make sure you find ways of impressing people. To get customers to network with golf clubs, exhibition centers, bridal shops, sports clubs, and wedding planners.

Note that when you are trying to connect with people if you become a wallflower it will not work at all. You need to go to offices and businesses and introduce yourself and inform the people what you are offering to them. Promise them to order your catering services at a discounted price.

Press Release

Use a press release to market your services. This is what to include in your press release. Write your own release informing the media that you are about to open a catering business. You should target local news media and food bloggers.

Include your personal history and information about your skills and experience in the catering. Make sure you are writing the press release using the third person tone and write it professionally.

Branding

As companies like CustomFresh have done, branding is very vital for your catering services business. Catering business will rely on the highest level of sophistication and style. A brand which does not sound well will not attract clients.

Farmers and Fairs

For your catering services business, you should not target bridal fairs only but also consider targeting other sectors and industries such as financial, legal, marketing, advertising, and production sector.

Set Up Open Houses and Tastings

In most cases, catering businesses will have bridal tastings. It is very crucial that you reach out too many people with different Make sure you create tastings with qualified leads and impress your audience through your delicious professionally prepared food. Let it be a regular event that you organize and plan. It will act as a major marketing strategy.

In conclusion, the catering business keeps on fluctuating according to the different seasons of the year. The business will fetch a lot of cash during weekends and holidays. Therefore, as a caterer, you need to create the correct financial balance and market your products wisely. Also, consider scheduling your financial year carefully.  For you to operate a catering business effectively, you need to deal wisely with customer relations, accounting, and marketing related issues.  …

Leadership Qualities – Leaders Are Open Minded

What does it mean to be open-minded? Does it mean that you automatically check your ethics, belief system, and personal values at the door and then blindly follow out-of-control politicians and corporate leaders? Absolutely not. That’s a recipe for disaster and a very unhappy life. If having conversations with others is enough to unseat you from your values, religious beliefs, morals, and ethics, there are a lot more serious issues that need to be considered.

Being open-minded is a mindset that rock solid leaders possess. It’s one of invitation and collaboration where they are genuinely interested in hearing the opinions of others. That’s what great societal leaders do. They’re so solid in who they are, and believe so strongly in what they do, that they don’t feel that they’ll be unduly influenced or “magically” changed against their will simply by listening, engaging, and discussing ideas.

And, don’t confuse listening to others with agreeing with them. Listening is one thing; throwing your personal operating principles out the door to please or “go along” with someone whose ideas and ideals are contrary to what you know is right for you is a completely different issue.

Coming from a place of being open-minded allows us to see possibilities where otherwise we might not. As a leader, having an open mind to differing points of view and to new ideas demonstrates to others that one is collaborative in nature, rather than competitive. While it’s important to ensure focus by adhering to an organization’s overarching vision and mission, leaders who welcome the input of others and who genuinely listen to their constituency are typically the ones who are most respected.

No matter what the situation, we always learn something new. By being open-minded to listening to others, we might understand flaws in our own thinking, learn new ways of interpreting and handling issues, and most importantly, build bridges with others. We all live in this world together; it’s imperative that everyone learn how to get along by respecting each other’s beliefs. You don’t have to agree – everyone can be right – but you need to stay true to your own personal beliefs and values.

Are you open-minded? Recall a time when you listened deeply to the ideas of others. How can you be more open to new possibilities when it comes to being a leader? What types of results do you think you might achieve?

“The best executive is the one who has sense enough to pick good men to do what he wants done, and self-restraint enough to keep from meddling with them while they do it.” — Theodore Roosevelt…

6 Tips For Efficient Student Loan Management

Higher education entails availing student loans and these are not clubbed as “bad” loans by management gurus. However every student needs to plan finances such that they get out of debt as soon as possible. The planning of a achievable repayment schedule should be the primary aim, this will lay the foundation to a strong unshakeable financial future.

Financial planning is the cornerstone to a safe future. So, read up on organizing your finances and create a workable plan. The internet is a wonderful resource for planning tips and will be the ideal place to begin.

1. Create a record of your loan liability. File all documents carefully and make a note of what you have agreed to: interest rates, payment schedule and so on. Create an easy to use record on your computer. File details of your loan applications, promissory notes, disbursement and disclosure statements and loan transfer notices.

2. Plan your expenditure carefully. Sit down and determine how much money you need for day-to-day expenses. Try and minimize expenses and avoid borrowing while a student. Even if you do use a credit card make sure you are able to pay the bill in full when it is due.

3. Learn how to curtail expenses. Share living expenses and food costs with another student, minimize eating out, and learn how to cook quick nutritious meals, wash your own clothes. Minimize clothing expenses by learning to mix-n-match clothes.

4. Get part time work to meet your money needs. Try and save a portion of your earnings to tide over hard times.

5. Study hard and win prizes and scholarships that will reduce tuition fees or gain you credits.

6. Request family members to give you gifts as cash instead of kind for birthdays and festivals. This will help you meet your expenses instead of owning many watches or sweaters.

It is when you are a student that you need to learn the importance of credit reports and scores. It is important to begin building a “shinning” credit report and score from when young. You must ensure:

o That the monthly payments are paid on time every time.

o You try are minimize costs by paying a higher monthly installment.

o Use the deferment and forebearance options only when you need them.

o That you consider loan consolidation only as a last resort.

o You inform the lender whenever you change your address or job.

o That you check all statements concerning your loan carefully and bring any discrepancies to the attention of the lender immediately.

o You inform the lender if for some unavoidable reason your payment is delayed or about to be defaulted. Be professional always and keep the bank or financial institution in the know.

Student loans can be managed efficiently if you: borrow only what you need; you do not use the loan to lead a “high” life but to educate yourself; and you learn the art of controlling your expenses.

Life must be lived to the …

Solutions to Fix My Credit Rating

A lot of people are unaware of the fact that they can fix their credit rating themselves and the truth of matter is that that no one shares the information openly. The reason is that there are many people making money from the situation but I will show you how you can get your credit on track by doing it yourself.

The key to getting your credit rating on track is understanding the different negatives on your credit report and how to approach each one. You may have collection accounts on your report, which simply means that the original credit sold the account to a third party, this company now has the right to try and collect payment from you.

These third party collectors purchase the debt for a fraction of what you owe and try and collect as much as of the original amount as possible. By law, collection accounts can stay on your report for only seven years after which time they need to come off.

If you have collection accounts on your report and they have not reached the seven year mark, then you can try negotiating with the collection company a lesser amount in exchange for them deleting it from your report.

This is a great way to clean up collection accounts on your report. Another way to start improving your credit rating is to begin to rebuild new credit. The formula used to calculate good credit includes new accounts that are in good standing. You need a couple of these accounts on your report to show that you are a good credit risk.

The best way to do this even if you have bad credit is to start with a secure credit card as well as cards that are designed to help you rebuild your credit. There are a number of these cards out there and I can show you how to get approved for them. …