These three methods are used by millions of people to find their insurance, and everyone uses them in different ways. So, which is the best way? And how can you get insured as quickly as possible on a great policy?
The fastest way for sure is to use the internet. Instead of spending hours on the phone and walking along the high-street, you are just a few clicks away from pretty much any major insurance company in the world. You can search for them based on their reputation, or their prices, or any other criteria that you are looking for, and there are no shortage of websites to help you choose a particular insurance company. All this can be done with minimal stress, minimal hassle, and can easily be logged so you know which insurance companies you have considered, which you have chosen to avoid, and which you are interested in.
Another great advantage of using the internet is that you can get a quote in a matter of minutes. Instead of lengthy phone calls and long interviews, you can simply input your data into a short form and you’ll get an accurate quote back immediately. Most decent insurance companies offer this capability these days, and you’d be surprised how accurate the quotes can be. Of course, if you have some exceptional circumstances or there is important information that the form doesn’t cover, the quote won’t be as accurate as possible, but it will certainly give you a fairly good indication of what you could end up paying. With such a quick way of getting a quote, you can easily rule out any insurance companies which you can see are instantly far too expensive (or even far too cheap). You can do this easily, and without the insurance company hassling you like they might do if you were talking to them on the phone or in person. You can then simply move on to the next insurance company if you weren’t happy with the quote, or start the process if you were.
Once you’ve found and chosen the insurance company you want to work with, the internet once again comes to your rescue. Instead of filling out lengthy forms, and having to keep calling the insurance company, everything can be handled online. This has numerous advantages; every communication you have with the insurance company is tracked, so you know that if there are problems in the future, you have everything on record. Another advantage is the fact that everything will be kept organized, and you’ll be able to quickly email the person in charge of your case. Everything about your policy will be clearly presented to you on the page, and you won’t need to worry about any nasty surprises in the future.
Once your policy has started, you’ll have all the necessary contact details you might need, you’ll be able to print the terms of your policy, pay your bill, and inform the insurance company of any potential changes …
Although using gas rebate credit cards to save on gas is a smart decision and a step in the right direction, you should use them wisely. Making late payments and going over your credit limit will prove counter-productive in your determination to save money.
Credit card companies will not only charge late and over credit limit fees, but will also increase your annual percent financing (APR). By adhering to the following guidelines, you can avoid the pitfalls of being knee-deep in debt and in trouble with creditors that, unfortunately, many consumers fall into when using any type of credit card:
Most importantly, remember, the more you pay off each month, the better. Having to pay monthly interest will negate the positive impact of the gas reward.…
Are you one of these people that have become addicted to on-line gaming?
Do you relish in the thrill of being able to pit your skills, not just against an on-line game, but against a worthy opponent who is also on-line at the same time?
How about joining in an online tournament across the globe?
Have you become so finely attuned to online gaming, that anything apart from the latest, coolest, and most challenging games, bores you to tears?
Have you been to an Internet Café recently, and seen many of the booths occupied for ages while on-line games are taking place with much gusto (or perhaps you have been the one that was waiting ‘patiently?’ for your turn, or even trying to get in to send an important email).
Well, if you are one of these Gamers (do we have a word yet for an over-enthusiastic on-line games player?), do you ever have a pang of remorse about how much time you spend on this drug-like craze. No, of course you don’t, but check this out…
Would you believe that there are sites out there now that can offer you not just an opportunity for you to indulge in your favourite pastime, but also turn it into genuine money making home business?
Wow! Imagine that! When you get shouted at by your boss / partner for ‘wasting time in front of that screen’, you just turn round and say ‘but it’s my job…’
Imagine telling your boss late (i.e. you roll in at 10.30 am) on one Monday morning that you just can’t find the time to come to work any more… you’re too busy trying out the latest, coolest, and mind-challenging game to have a boring day time job any more. Anyway, you’re making more money with your favourite pastime…
If any of you are having a pang of conscience right now, forget it! The US Government, in a recent survey, stated that ‘short periods of high intensity, challenging games actually stimulate the brain, making productivity at work increase, not decrease’.
The point is, that this phenomenon has become so big, it cannot be hidden away. The ground swell for on-line games has become unstoppable, as more and more of us have a greater amount of leisure time, more and more of us are taking part in this activity.
Bear in mind, we are not talking about gambling here, we are talking about actual games that have a great deal of skill involved, not just luck as in ordinary gambling.
As an active Gamer, you will be aware of the vast amounts of information contained on thousands of Games Forums and Chat Rooms, and if you are not an avid Gamer, then the language you will encounter may take some translation (not just from spotty faced teenager, but also the granddad in the next booth to you!).
So how can you possibly make a home business out of all this? I mean, to meet the quite strict gaming …
In the book Think and Grow Rich, Napoleon Hill discusses the importance of sex in being successful. Published in 1969 and therefore written in the mid 60s, Hill has a conservative understanding of partnership being that the man is successful and the woman is his support person.
Napoleon Hill argues that the most fundamental power to thinking and growing rich is desire (chapter 1). He also recognises that from his perspective at least, men seek to please a woman. I liken Hill’s understanding of sex transmutation to charisma. Hill claims that sex drive creates desire in men and that it also creates a type of magnetism that puts that person forward as a leader.
Hill discusses a phenomena where when inspired by their first wife, the man is ‘irresistible and invincible’. However, when the already successful man puts aside his first wife for another, his success begins to rapidly decline. Hill concludes that sex influence from the right influence is more powerful than any substitute for expediency and therefore the best creator of desire.
So, in the 21st century 50 years after Napoleon Hill put forward his argument that sex influence from the right source is the best creator of desire, is this still relevant? Interestingly, women have a much different place in society and many not only continue to work after their first child, but they are required to keep up the dual income to support the family unit in the current economic climate. Women now have careers and are seen as so much more than support person. Anecdotally, successful people that I speak to are very appreciative of their partners and even though the partner may not work the business as such, the partner is an enabler of the success of their partner. So how does this work for women, who have less sex transmutation than males. Most certainly women still have charisma and women have charisma. Most of my heroes are women and they do show personal magnetism.
Hill gives five characteristics of personal magnetism:
1. The hand shake is confident.
2. The tone of voice is coloured, musical and charming.
3. The posture of the body – moves quickly with grace and ease.
4. The vibrations of thought are emotional.
5. Body adornment – style becoming of their personality, physique and complexion.
Apart from point number 1 where women sometimes do not shake hands, women very good masters of the other 4 characteristics of personal magnetism. Their voice is pleasing and melodic to the ear, they move with purpose and efficiency, they convey emotion and caring for others and they are very good at body adornment. Many women do shake hands. In some situations, women are more likely to embrace or to kiss on both sides of the cheek. So, the principle of acknowledgment and confidence that Hill saw in the handshake is expressed by women and men in other ways.…
So hot that it's actually distracting you from your workouts?
Be careful. If you're developing a thing for your trainer, you're headed on your way down a slippery slope. If you push it, you might end up in a situation that will turn out to be very uncomfortable for you both in the end.
Why do we so often fall for our personal trainers? Well, look at them! All too often, they are these attractive, dynamic, fit people who are going to help guide us into being the best we can physically be. Very often charismatic, personable and with bodies to die for, these hot looking humans can have sex appeal for days!
The up close, hands on, personal relationship we get to have with them only makes it that much easier to really develop a sexual and sometimes emotional attraction to them. Here's this hot guy (or girl) with his hands on you, in seriously close contact, giving you every ounce of his / her attention. The fact that you're paying for that attention somehow flies right out the window. In your mind, this is more than just personal training. It's starting to be just personal.
Laura, a single professional woman, who was about 30 pounds overweight, decided to take on sessions with a trainer at her gym to help her lose the extra lbs. She looked around and chose the fittest looking guy in the place, Rob, 6'2, 210 lbs of lean muscle, with a tight narrow waist, 8 pack abs and a smile that could melt the hearts of women and men alike. Laura soon found herself so into Rob that she began booking extra sessions just to spend more time in his presence.
She then began wearing sexier workout clothes to her training sessions, and in many not so subtle ways, she let Rob know that she was game for more than just exercise at the gym. Rob and Laura ever started having a fling, purely sexual on Rob's part, but seriously emotional for Laura. As the holiday season approached, Laura realized that she would not be able to pay for any more training sessions with Rob, as she had already spent a bit beyond her budget overbooking him. The moment she stopped booking with him, he dropped her completely, and began avoiding her at the gym, not even returning her phone calls.
Laura was devastated, and threatened to tell his boss that he was having sex with his clients, which she ever did. Well, it all ended up in a big nasty mess, and Laura soon stopped coming to the gym altogether to avoid facing the embarrassment and humiliation of the situation. Rob, being one of the top money making trainers at the gym, got a slap on the wrist, and then it was just back to business as usual for him. His female clients were always trying to get in his pants, and as far as he was concerned, he was just giving some …
Many people tries to start make money online, right before they are properly prepared. You know that people like Scientists, doctors, Professors build their foundation to get prepared for something. There are things you must learn, before you can be successful, you do not just jump right in unprepared.
The same applies to the Internet marketing industry. You are just like walking through the jungle, which you can not trust, and having no choice other than believing them, wasting your precious time and counting your fingers, waiting for your first commission and I'll have to admit, this is what you need , you have to walk through this havoc, otherwise nothing you will gain from it.
Most people will not make money online and yet there are others who will make more in one month than most people make in a whole year. Why is that?
Think about finding opportunities that you're passionate about and are:
1) Can be sold world-wide
2) Informational (How To)
3) Immediate download or Web access
4) Get paid over and over
5) Require No Inventory
6) Require No Customer Support
How does that help you grow your network marketing business, you might be wondering. It does not … at first. If the prospects you've been referring feel that the affiliate program was a benefit to them, then your relationship becomes more valuable in their eyes. That's the first step in Attraction Marketing … delivering valuable information. The next time that prospect is looking for information, where will they go? Most likely to you, because you have established yourself as a solutions provider to your prospects. So this becomes the start of your sales pipeline. …
The unemployment rates are still high globally, and this means that an awful lot of people have to consider what they can do to make ends meet. There has been a trend of entrepreneurship over the last two years that has been driven by the lack of trust in the corporate world’s priorities and a need to improve living standards due to increased costs. There are several options of small business options that are fairly easy to begin with little or no startup capital. Read on to learn what small business options exist for prospective entrepreneurs.
Beginning a cleaning serviced can be done fairly easily. If you like to work with your hands and appreciate a varied schedule, then consider this small business opportunity. Buying supplies from your local cleaning supply store can be done for less than $100.00 and the only thing left to do now is to get the word out.
Once you have researched the local cleaning rates, you can make up flyers on your computer and have them bulk copied at your local office supply store in bright colors. Hang them on your church billboard, at the local grocery and stores that allow for local advertisements. You may have to take the first few jobs at a slightly lower rate than you want, but once you get some regular clients and referrals, you’ll be able to request higher pay.
Virtual Administrative Assistant
Thanks to the web, the ability for people to work from home is recognized by new entrepreneurs every day. If you have basic office skills, like typing, dictation or editing, you can offer your services as a Virtual Administrative Assistant. Check out the rates for this business on sites like Craigslist or iFreelance to see what other people are offering and what they charge based on the job criteria. There is a lot of work to be had in this field, but realize that your business reputation, as it grows, will help you set your own rates.
Once you find a direction for your small business, be sure to check State and Federal government guidelines and regulations for your business type and file accordingly.…
We all love the idea of money growing on trees. We all want to find the quickest and easiest way to make money. With the massive growth of the internet, many possibilities for financial gain have emerged, one of them being online gambling.
So how effective is this? Can you really make money gambling on the internet? My answer would be yes and no. Your success at gambling online will very much depend on two factors:
1. What games you play.
2. Your level of skill at the game.
Whatever you do, ensure you avoid casino games. Always remember that casino games have a house edge, meaning that over the long-run, the casino will always take money from you. It's simply not worth it – they are designed to guarantee that you lose if you play on a regular basis. Also bear in mind that it is incredibly easy in this day and age to upload more funds via credit card, so be wary of the addictive factor too.
This is why I would recommend a game of skill, such as poker, if you wish to make money gambling on the internet. Poker requires more skill than it does luck and, unlike casino games, will see you make money over the long-term, so long as you have developed the skill to play. Many poker websites are planned by poor players – "fish" – who have seen poker on television and fancy playing a few games themselves. Your aim is to be better than these guys, simply by practicing established strategies and fine-tuning them until you find you are winning more money than you are investing.
However, with all that said, I think there are better ways to make money online – and they do not require you to put a stake down to try them. Instead of investing your money in a playing fund, invest your money in a good ebook on blogging for cash. Instead of investing your time into learning gaming strategies, invest your time into learning all you can about blogging for money. Instead of gambling, invest your time in building blogs and monetizing them.
Ultimately the aim is always the same – to make money online. If you wish to try make money gambling on the internet, you're more than welcome to try; just ensure you choose the right game. If, however, you're just interested in the financial …
As the recession takes one rough turn after another, people are reeling from the effects of the market slowdown and the current state of the economy. Financial concerns are paramount, and worries about money are becoming more and more common, even among people who had earlier considered themselves reasonably financially secure.
However, many people are finding relief from the worry created by financial problems by starting their own online businesses and learning a healthy stream of revenue from their endeavors in this field. Online businesses offer their operators a host of advantages, including flexibility of work timings, freedom of choice as far as the business is concerned and the convenience of working from home in addition to the significant financial benefits.
It is essential, though, not to plunge into the first business opportunity you come across when you are planning to start an online business. You should make your choice of online business carefully, and ensure that the business is an enterprise that will bring you satisfaction and enjoyment as well as income.
The most important factor as far as finding the right online business is concerned is the stability of the online business opportunity you are thinking of undertaking. The company you are planning to associate with should be one which has a good name in the field; it should have been around for a fair length of time, and it should be able to make good its promises as far as income generated goes. There are many scams out there, and you must know how to separate the wheat from the chaff to find a legitimate business that will earn you good profits.
Next, you should choose an online business that suits you, both as far as your income requirements and your job satisfaction is concerned. Choose products that you have some knowledge of, or that you are interested in, and that there is a good demand for. In addition, the product you are going to be helping to market should be one that appeals to you personally, one that you are likely to use yourself. This is important because unless you are convinced of the quality of and need for the product, you will not be able to persuade others to buy it.
There are loads of opportunities available for online businesses, and you will, with a little application, be able to find the ideal one, that is just the right online business for you. …
Coming up with the right name for your business is one of the most important parts of starting a company. It’s a good idea to spend some time on finding a name that’s unique, memorable and reflective of what it is you have to offer your clients.
When I tried to think of a name for my animal massage business, I got a bunch of friends together at a bar and asked them to help me brainstorm. They came up with several ideas, one worse than the other, and I ended up going to bed that night without a single good name to work with. And woke up the next morning with the perfect (in my opinion) name for my business (Nimble Limbs Animal Massage). Sometimes your brain does its best work when you just leave it alone.
Here are a few other ways to come up with a great name:
1. Pick up a dictionary and just leaf through it. Or look at one online – the interactive visualthesaurus.com is fun to use and displays a “map” of related words for every word you type in.
2. Think of a tag line for your business (things like “The Touch That Heals”, or “Put The Spring Back In That Spaniel”). Sometimes it’s easier to start with that and come up with a name based on it.
3. Write a mission statement. You’ll need one anyway, and you might come up with the perfect name while thinking about what your business is all about and putting it on paper.
4. Brainstorm with yourself. Write down a bunch of words that relate to your business (animal, massage, pet, health, dog, etc.). Pick one word you know for sure that you want in your name, like “pet” for example. Then try on words around that, like Healthy Pet, Pet Comforts, Pet Pampering or Pampered Pet (I always like alliterations – the repetition of the first consonant sound in a phrase). Just play around with it. Sometimes you’ll realize that you don’t want “pet” in the name after all, and that’s fine, it’s part of the process.
5. Go on hoovers.com and look at all the business names listed there – something might trigger an idea.
6. Try out different names on domain registration sites (like GoDaddy or Domainsbot.com). Many will suggest other options to you, and since you’ll probably want a website or blog anyway, it’s a great way to combine your name search with a domain name registration.
7. If you’re completely stuck and don’t mind spending $99, enlist the help of the online community at namethis.com. You just describe your business, the members start brainstorming, and after 48 hours, you’ll be presented with several names.
I hope that at least one of the suggestions above will help you find the ideal name for your business. Don’t worry if the process takes several months – it’s an important decision that shouldn’t be rushed.…