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Day: July 31, 2018

Gas Rebate Credit Cards – Use Them Wisely

Although using gas rebate credit cards to save on gas is a smart decision and a step in the right direction, you should use them wisely. Making late payments and going over your credit limit will prove counter-productive in your determination to save money.

Credit card companies will not only charge late and over credit limit fees, but will also increase your annual percent financing (APR). By adhering to the following guidelines, you can avoid the pitfalls of being knee-deep in debt and in trouble with creditors that, unfortunately, many consumers fall into when using any type of credit card:

  • Keep your receipts and make sure to enter them into your financial computer program or checkbook. Make sure that other gas rebate credit card users in your family give you their receipts or you may be over the limit and not even realize it.
  • Try to use your gas rewards card as if it were cash in hand
  • Set up an email or calendar reminder of when your bills are due and pay early if possible
  • It is always best to pay your bill in full but, if you can’t, pay more than the minimum amount due.
  • Paying only the minimum is considered “Slow pay” and looks bad to lenders when applying for loans.
  • When you use gas rebate credit cards in a responsible manner, you will garner all of the benefits they have to offer.

Most importantly, remember, the more you pay off each month, the better. Having to pay monthly interest will negate the positive impact of the gas reward.…

Who Else Really Wants to Play Games and Make Money?

Are you one of these people that have become addicted to on-line gaming?

Do you relish in the thrill of being able to pit your skills, not just against an on-line game, but against a worthy opponent who is also on-line at the same time?

How about joining in an online tournament across the globe?

Have you become so finely attuned to online gaming, that anything apart from the latest, coolest, and most challenging games, bores you to tears?

Have you been to an Internet Café recently, and seen many of the booths occupied for ages while on-line games are taking place with much gusto (or perhaps you have been the one that was waiting ‘patiently?’ for your turn, or even trying to get in to send an important email).

Well, if you are one of these Gamers (do we have a word yet for an over-enthusiastic on-line games player?), do you ever have a pang of remorse about how much time you spend on this drug-like craze. No, of course you don’t, but check this out…

Would you believe that there are sites out there now that can offer you not just an opportunity for you to indulge in your favourite pastime, but also turn it into genuine money making home business?

Wow! Imagine that! When you get shouted at by your boss / partner for ‘wasting time in front of that screen’, you just turn round and say ‘but it’s my job…’

Imagine telling your boss late (i.e. you roll in at 10.30 am) on one Monday morning that you just can’t find the time to come to work any more… you’re too busy trying out the latest, coolest, and mind-challenging game to have a boring day time job any more. Anyway, you’re making more money with your favourite pastime…

If any of you are having a pang of conscience right now, forget it! The US Government, in a recent survey, stated that ‘short periods of high intensity, challenging games actually stimulate the brain, making productivity at work increase, not decrease’.

The point is, that this phenomenon has become so big, it cannot be hidden away. The ground swell for on-line games has become unstoppable, as more and more of us have a greater amount of leisure time, more and more of us are taking part in this activity.

Bear in mind, we are not talking about gambling here, we are talking about actual games that have a great deal of skill involved, not just luck as in ordinary gambling.

As an active Gamer, you will be aware of the vast amounts of information contained on thousands of Games Forums and Chat Rooms, and if you are not an avid Gamer, then the language you will encounter may take some translation (not just from spotty faced teenager, but also the granddad in the next booth to you!).

So how can you possibly make a home business out of all this? I mean, to meet the quite strict gaming …

Personal Magnetism – Think and Grow Rich Author’s 5 Characteristics of Personal Magnetism

In the book Think and Grow Rich, Napoleon Hill discusses the importance of sex in being successful. Published in 1969 and therefore written in the mid 60s, Hill has a conservative understanding of partnership being that the man is successful and the woman is his support person.

Napoleon Hill argues that the most fundamental power to thinking and growing rich is desire (chapter 1). He also recognises that from his perspective at least, men seek to please a woman. I liken Hill’s understanding of sex transmutation to charisma. Hill claims that sex drive creates desire in men and that it also creates a type of magnetism that puts that person forward as a leader.

Hill discusses a phenomena where when inspired by their first wife, the man is ‘irresistible and invincible’. However, when the already successful man puts aside his first wife for another, his success begins to rapidly decline. Hill concludes that sex influence from the right influence is more powerful than any substitute for expediency and therefore the best creator of desire.

So, in the 21st century 50 years after Napoleon Hill put forward his argument that sex influence from the right source is the best creator of desire, is this still relevant? Interestingly, women have a much different place in society and many not only continue to work after their first child, but they are required to keep up the dual income to support the family unit in the current economic climate. Women now have careers and are seen as so much more than support person. Anecdotally, successful people that I speak to are very appreciative of their partners and even though the partner may not work the business as such, the partner is an enabler of the success of their partner. So how does this work for women, who have less sex transmutation than males. Most certainly women still have charisma and women have charisma. Most of my heroes are women and they do show personal magnetism.

Hill gives five characteristics of personal magnetism:

1. The hand shake is confident.

2. The tone of voice is coloured, musical and charming.

3. The posture of the body – moves quickly with grace and ease.

4. The vibrations of thought are emotional.

5. Body adornment – style becoming of their personality, physique and complexion.

Apart from point number 1 where women sometimes do not shake hands, women very good masters of the other 4 characteristics of personal magnetism. Their voice is pleasing and melodic to the ear, they move with purpose and efficiency, they convey emotion and caring for others and they are very good at body adornment. Many women do shake hands. In some situations, women are more likely to embrace or to kiss on both sides of the cheek. So, the principle of acknowledgment and confidence that Hill saw in the handshake is expressed by women and men in other ways.…

Is Your Personal Trainer Way Too Hot?

So hot that it's actually distracting you from your workouts?

Be careful. If you're developing a thing for your trainer, you're headed on your way down a slippery slope. If you push it, you might end up in a situation that will turn out to be very uncomfortable for you both in the end.

Why do we so often fall for our personal trainers? Well, look at them! All too often, they are these attractive, dynamic, fit people who are going to help guide us into being the best we can physically be. Very often charismatic, personable and with bodies to die for, these hot looking humans can have sex appeal for days!

The up close, hands on, personal relationship we get to have with them only makes it that much easier to really develop a sexual and sometimes emotional attraction to them. Here's this hot guy (or girl) with his hands on you, in seriously close contact, giving you every ounce of his / her attention. The fact that you're paying for that attention somehow flies right out the window. In your mind, this is more than just personal training. It's starting to be just personal.

Laura, a single professional woman, who was about 30 pounds overweight, decided to take on sessions with a trainer at her gym to help her lose the extra lbs. She looked around and chose the fittest looking guy in the place, Rob, 6'2, 210 lbs of lean muscle, with a tight narrow waist, 8 pack abs and a smile that could melt the hearts of women and men alike. Laura soon found herself so into Rob that she began booking extra sessions just to spend more time in his presence.

She then began wearing sexier workout clothes to her training sessions, and in many not so subtle ways, she let Rob know that she was game for more than just exercise at the gym. Rob and Laura ever started having a fling, purely sexual on Rob's part, but seriously emotional for Laura. As the holiday season approached, Laura realized that she would not be able to pay for any more training sessions with Rob, as she had already spent a bit beyond her budget overbooking him. The moment she stopped booking with him, he dropped her completely, and began avoiding her at the gym, not even returning her phone calls.

Laura was devastated, and threatened to tell his boss that he was having sex with his clients, which she ever did. Well, it all ended up in a big nasty mess, and Laura soon stopped coming to the gym altogether to avoid facing the embarrassment and humiliation of the situation. Rob, being one of the top money making trainers at the gym, got a slap on the wrist, and then it was just back to business as usual for him. His female clients were always trying to get in his pants, and as far as he was concerned, he was just giving some …