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Tag: Business

How Save Your Money With Buying Dental Supplies Online

We're officially in a recession and have been for quite a while now. News of a recession can send any business owner into a panic. Unfortunately, recessions are a part of the normal business cycle. We've had them before, and we will undutely, have them again.

Even in the worst recessions, many people still have jobs and money is coming in; business does not come to a complete halt.

As an integral part of the nation's healthcare infrastructure, the dental industry is positioned better than most in an economic downtown because of the stable client base. Although the patient backlog begins to shrink, especially for high-end cosmetic procedures like veneers and full-mouth rehabs, the need for basic restorative care and things like dentures and PFMs will continue to exist.

Any business owner's main priority is so save on overhead costs, while still providing the quality services that regular customers are used to and deserve. But this can be challenging, especially when the amount of money coming is not cohesive with the cost of payroll, supplies, and upkeep.

Supplies should be the first area you should look into saving on, when spend less on overhead costs. But saving money does not mean getting less or lower quality products. The only way to maintain the quality service you already provide is using the supplies you know and trust. Buying online is a great way to save on the cost of dentist supplies.

If you are not buying your dental supplies online, you're missing out on a critical money-saving resource.

– Many online retailers of dental supplies offer the option to buy wholesale. Buying in bulk allows you get the products you need at a fraction of the cost. This can be especially beneficial if you go through a lot of disposable dentist supplies like cups, gloves, hand towels, headrest covers, tray covers, air-water syringe tips, sponges, gauze and other frequently used items.

– If you're not interested in buying wholesale, there are still a ton of valuable money-saving resources that come along with buying your dental supplies online. It is not uncommon for a dental supplier to have amazing closeout specials on their website, allowing you to get the best brand names that you and your patients know and trust, at an unbeatable discount.

– In addition to the closeouts, the inventory of many retailers who sell dental supplies online is unmatched by ordering the traditional way. On one website you can find a huge range of products. Whether you need alloys, anesthetics, articulating products, dental hand pieces, small equipment, surgical or x-ray products, you can conveniently order everything in one place, saving you valuable time. It also is extremely cost effective. Instead of ordering various products from the different vendors that only have certain items, you can get all your dentist supplies in one place, saving you a fortune on shipping costs.

All in all, just because times are tough right now, should not mean that you have to sacrifice quality …

Mushroom Growing Business for Uganda: The Real Magic Uncovered

‘In just 90 days, I was able to get over Shs. 50 million from the 7,000 stems of oyster mushrooms I grew. Each stem produces an average of 1.5kg of mushrooms in that 90 day period, and a kilo of mushrooms ranges from between Shs. 5000 and Shs. 8000.’

Mr. Kiddu Abel of the African Grower’s association (U) Limited

Mr. Kiddu who is referred to above is right, mushrooms do grow quick. Their complete growth cycle is on average 15 weeks (about 4 months), even when using rudimentary methods. In Uganda it is common to grow them by having polythene bags suspended from the ceiling/roofs of dark grass thatched huts. The polythene bags being stuffed with damp cotton seedlings as well as maize brand, cotton or timber waste. With modern methods however, the mushrooms begin to sprout after 1-3 days.

So with the above in mind, how do you set about to make money to “feed the gods” of Kampala and it’s surrounding areas?

FIRST THE CONS

1. Small Market.

Whilst mushrooms are technically not vegetables, they are often classified as such and owing to a low-level of disposable income, they are often not considered a necessity by Ugandans and therefore market is often limited to supermarkets and a few markets. The East African and International markets as per a few other research reports I have viewed seem to show that exports from Uganda would not be competitive when compared to other countries. The market will not therefore be significant but I however believe that the demand still outstrips the supply and with an increasing middle class, it is expected that demand for mushrooms will continue to grow.

2. Perish ability

Mushrooms are highly perishable and need to be consumed fast or properly preserved immediately after harvest; either through drying them or freezing. For the more advanced farmer, I recommend that you preserve them by drying them using a tunnel dryer. A tunnel dryer is estimated per Uganda Investment Authority (UIA) to cost $250. At September 2012’s exchange rate this is about Shs 632,000. I however expect that to be the non commercial type as the commercial ones are in the range of $6,500 but I believe the non commercial is a good starting point. There is of course a possibility that the creative manufacturers of Katwe near Kampala can make you a local tunnel dryer.

An alternative to drying is to have refrigeration facilities to keep them fresh as some consumers including export markets prefer fresh to dried mushrooms.

3. Water.

Mushrooms need constant supply of water and a moist dimly lit environment to grow favorably. We therefore recommend having an underground water tank to ensure constant supply of water.

4. Edible types.

Identifying and consuming only the edible types is a challenge, poisonous types with harmful toxins can easily be mistaken for edible ones. I would recommend that you contact an experienced grower to help you find the commercial and edible type of mushrooms. The most common types …

Offshore Internet Banking

Internet banking is a form of banking where almost all types of operations can be carried out online. Fund transfers, bill payment, balance inquiry and many other banking related transactions can be performed without actually leaving the confines of home or office. Offshore Internet banking is used by people who hold a bank account outside their country of residence. Offshore bank accounts are opened by individuals to save on taxes. The whole concept of offshore banking in the financial world is planned to facilitate protection of wealth and hard-earned assets. It also allows people with global business interests to conduct business in a confidential and private manner. This can be done by utilizing the advantages offered by offshore bank accounts, coupled with proper corporate formation, structuring and planning.

There are some countries in the world that are considered tax havens, as they allow individuals to deposit money in the banks of their country without levying high taxes. People who opt for this option typically have a lot of money and fall into high-income categories and tax brackets. People choose offshore banking because their country of residence may require them to pay an exorbitant amount of tax on their assets. They find it convenient to deposit their money elsewhere so there is no need to distribute this asset in their native country. If they do not declare this asset, they will not be liable to pay any tax on it. The ratione at the core of this concept simple: since the money is not physically present in the country, its laws will also not be applied to it. However, this does not always holds true in all cases of depositing money in an offshore bank account.

As the individuals who have opened such bank accounts are mostly globetrotting businesspeople, the convenience of being able to access their overseas bank account from anywhere is very beneficial for them. Account holders with often negligible business interests overseas also find the facility of offshore Internet banking favorable, as they can perform transactions through their offshore accounts without physically leaving their country of residence. …

How to Effortlessly Make Money without Writing Your Own EBook

One of the things I learned many years ago is that the fastest way to get wealthy is to help other people get wealthy. It is how franchises have been doing it for years. I learned that I could make other people wealthy and in the process make money for myself. I want to do the same thing for you. I want to show you how to make money and build wealth.
If you can not write your own book but interested in being part of those awareness massively from the information market online, fear not, there is money to be made selling other peoples books and manuscripts. Many have become extremely rich never writing there own books but franchising themselves to wealth through viable hiring options such as affiliate programs, ghost writing, wholesale dealership, dropshipping and ebook dealership broker programs. You may decide to start with one and later add all the other options.

Publishers or Writers Affiliate Programs

Affiliate program is another way to get yourself marketing ebooks online without writing your own books. With affiliate program you share in the profits of each ebook you sell online through percentage transactions. It is true enough that affiliate marketing is financially rewarding. People who have gone through everything to be able to succeed in this business are reaping the seeds that they untiringly sowed. Affiliates program are free to join where you are living a tracking link.

Ghost Writing

What is a ghost writing? Ghost writing is actually hiring a person known as a ghost writer who writes your manuscript for you in exchange for a fee. Most ghostwriters produce the manuscript based on a raw manuscript, rough draft, notes, concepts, audio tapes, telephone conversations, face-to-face interviews, printed information or other materials provided by you.
Some sources for finding ghost writers include;

Guru.com

[http://www.guru.com/category.cfm/500]

Become An Author

http://www.becomeanauthor.com/

Ghostwriters

[http://www.ghostwriters.org/]

EGhostwriter

http://www.eghostwriter.com/

Wholesale dealer

Wholesale dealership is a great way to launch your presence online and there are hundreds of wholesale sources you can tap into. Many writers, publishers and other wholesale sources sell their books at discounts ranging from 20{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} to 80{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} or more off retail prices. The trick is to pick and choose the titles that you intend to promote from amongst the offerings of wholesale sources.

Dropshipping

Dropshipping is a great way for the beginner to get started. You can build an inventory and never stock an item or spend a penny of your on money on inventory. The wholesaler assures all the risk. You can have access to literal thousands of books without having to stock a single book.
How does dropshipping work? Dropshipping is a reliably simple process. You solicit the sale. Once your customer sends the payment you will take your profit from the order, forward the order to the wholesaler along with the wholesale cost of the book. The dropship processes the order under your label and sends it to the customer.

eBook Wholesale Dealership Broker Program

All the options I enumerated …

What to Look Out For When Buying Life Insurance

When buying life insurance, there are certain pitfalls and pros that you should look out for so that you know which policy is right for you and for your family. Beside, it is all about the condition of your family after you die and you want to make sure they are in the best condition possible.

So the first thing that you need to do is assess the different types of life insurance. Those types are: Term, Whole, and Universal. Term is an easy type because you have a fixed premium for a fixed period of time for a certain amount of coverage. In other words, you can choose a 20 year policy that will cover you for 20 years for the same premium. If you renew at the end of that 20 years, the premium goes up.

Whole life provides coverage that is guaranteed and at a rate that never changes. The premium is higher than term. However, unlike term, whole life gains cash value through an annual dividend. This divide allows the coverage to stay right with inflation because funeral costs and other expenses will not be tomorrow what they are today.

Universal is a mix of both of these and does provide a number of options throughout the life of the policy. You can even vary the amount you pay monthly.

What are the pitfalls?

When choosing a life insurance policy, there are pitfalls. For instance, you want to make sure you're not dealing with an agent who tries to get you to pay as much as possible. Is it really necessary to have that million dollar life insurance policy? Think about all of your current expenses and what they are now. You also want to take into consideration your long term expenses such as your mortgage and how much money your family may need after you pass.

Yes, it can be tempting to give them a million dollars, but sometimes it can be more trouble than it is worth. You also have to take into consideration how much you can afford in a premium now. If you think you may change your mind later, you can invest in a Universal life insurance policy that will allow you to freely make changes.

Another pitfall is to be mindful of anything in small print. Know your policy before you commit to it. You want to make sure that it is definitely going to pay upon your death rather than giving your family the runaround because of a small technicality.

Advantages

There are some pros to life insurance policies as well. Be on the lookout for policies that pay a considerable amount for great rates. Yes, these are more prevalent in term policies. Term policies are the purest form of life insurance and less risky for life insurance companies because it is less likely they'll actually have to pay.

There are also some policies that do not require medical exams. If they do, do not fret. A medical exam …

Are You Stuck When You Want To Make Money Online?

If you are stuck when you want to make money online, you may refer to the following story of making money online.

Pamela started getting ready to make money online. She went to seminars that taught how to make money online and learned what she needed to know. She began to follow the steps outlined.

As Pamela followed the steps outlined momentum to build and it looked like there was an avalanche of steps to follow! Every time she followed one step, another appeared. Would not she ever make money online while she relaxed at the beach – as hoped ?? She began to wonder.

Not only that, her family was having trouble adjusting to the fact that she was not home – since there she was, right there! It seems humorous now as I right this.

Pamela had an ingenious moment one day when she finally got to a point of putting up an easel with a big poster board sign that said, "No one is here!" and put it behind her desk chair. It also may have helped her to make money faster online if her office had not been right next to the front door, but that's where it was at the time!

Pamela did not get off to a slow start since she was very distracted with all the possibilities and choices of things to do with her family. If she did something with her family she was guilty because she needed to be getting her online business up and running. If she worked on her business she was guilty because she should be with her family – which was the reason she wanted to work from home in the first place … She was stuck.

Sound familiar?

It does not have to be this way.

Finally, in her studies and explorations, Pamela happened upon a technique to get her mind set so she could stay focused to make money online without the guilt. The exercise was so simple she was able to complete it in a short time after reading how her mind was causing her lack of focus and that feeling of being "stuck." …

What to Look For When Evaluating a Medical Billing Vendor for Your Practice

If you've been practicing medicine for any amount of time you will probably agree that the healthcare industry has become incredibly complex in the past few years. Thanks to ever-evolving regulations and shifting reimbursements models, doctors are forced to streamline their operational processes in an effort to cut expenses and increase revenue.

One of the best ways practices can increase their revenue and stay competitive in a sometimes-shaky marketplace is to outsource their billing to a third-party vendor. But how do doctors ensure they select the right partner?

First by asking themselves a series of questions, and then asking their prospective partners another series of questions.

Questions to Ask Yourself

What are My Particular Pain Points?

Any billing company worth their salt will have policies and procedures in place that will maximize the efficiencies of your practice's work flow and minimize the time it takes you to get paid. And, at this point in time, all quality vendors will have strict compliance programs that will ensure security, privacy and confidentiality of protected patient data.

But beyond these generalities that any physician requires, what are your particular challenges or issues you face on a daily basis? What are your personal pain points? What are your preferences – cloud-based or enterprise-wide solutions?

Once you have a list of your preferences and challenges, you will be more easily able to communicate them to potential partners.

What Stipulations Do I Require in the Contract?

A partnership is a two-way street and an effective contract will outline the vendor's scope of work clearly as well as your responsibilities (ie provide all necessary documentation and authorization for services). Since using a generic contract template is asking for trouble, get some legal advice and determine your requirements: effective dates, termination clauses, compliance requirements, service reimbursements parameters and scope of work.

In What Ways Can My Billing Partner Help me Grow my Practice?

The right billing partner should not only be able to handle your payments and claims, they should also be able to counsel you and evaluate the health of your practice. Ask yourself what kind of assistance you need to determine if your current admin policies, staffing levels, and IT resources are sustainable. How can your billing partner help you make the necessary preparations to meet future goals?

Questions to Ask Prospect Partners

What Technological Capabilities Do You Offer?

Good billing companies offer more than help with claims and reimbursements, they have a breadth of knowledge when it comes to the best technology available to meet your needs and regulatory requirements.

Ask vendors what their experience is with EHRs, practice management systems, and if their solution can integrate into your existing systems. Remember, technology is multifaceted and should help you meet the clinical, administrative AND financial needs of your practice.

Is the Billing Company ICD-10 Ready?

At this point in the game, all billing companies should be up-to-speed with ICD-10, there simply is no excuse to be unprepared. Ask your prospective partners if they have completed …

A Renewed Campaign to Tackle Nuisance Bikers

As much as there is an almost complete unity in encouraging the switch to biking by policymakers and other holders, the issue of nuisance biking is one menace causing so much worry.

Nuisance biking

In the last several months the police in different parts of Britain have been locked in a continuous battle with this category of bikers. Nuisance biking is basically the riding of motorbikes, particularly off-road bikes like mopeds, quads or mini motos in unauthorized places and provoking both health and security concerns.

Nuisance bikers, residents usually complain, disturb the peace and increasingly expose themselves and others to the risk of accidents. Sometimes they are also found to be carrying a passenger on an off-road bike mean for one.

But the largest issue is that they ride in places meant for public use, such as parks or pavements, where innocent pedestrians could be crushed into. In addition to the fact that such motorbikes should be ridden only on a private property with the permission of the property owner, when young people riding this type of motorbike get on the road they strictly have any of the required documents to allow them on the road . Bike insurance is neglected, just as license is not taken seriously since the fact that failure to have them could get the biker into trouble with the law.

Christmas crackdown

In several places across the country the police were called to move in to check the menace of nuisance bikers last year. In some places gangs of young riders were apprehended and had their bikes confiscated. In some extreme cases such bike riders were charged and had to appear in court for a number of offences.

Shortly before Christmas the police cautioned parents against buying off-road bikes as presents for their children. The air was also clear over the issue of purchasing insurance cover for mini bikes. While many alleged erroneously that they did not need an insurance policy, they were reminded that bike insurance was a requirement as long as the vehicle was motor-propelled and would be used on public roads. To sink the message as deeply as possible retailers were also prompted to remind customers to get the cover and other required documentation for bikes.

Fresh campaign

Based on the extent this campaign has gone to, one would think that by now most people would have been sufficiently enlightened about the use of mini or off-road bikes in order to avoid a confrontation with the law. But the situation is still far from this.

Almost every time a young bike rider is caught at the wrong place on a mini bike possibly doing the wrong thing, they are also found to be in possession of none of the required documents. This, therefore, suggests that the battle is far from won and more needs to be done.

In Coventry, which is one of the worst hit places, there is a renewed effort to tackle the problem. Unlike previous campaigns, barriers are being …

Preparation of Profit and Loss Account

Explanation of Certain items of Profit and Loss Account

1. Salaries

Salaries are paid for the services of employees and are debited to profit and loss ac- count being indirect expense. If any salary has been paid to proprietor or partners, it should be shown separately because it requires special treatment at the time of income tax assessment.

2. Salaries and Wages

When wages account is included with salaries it treated is as indirect expense and is taken into profit and loss account.

3. Rent

Rent of the office shop showroom or godown is an indirect expense and so is debited to profit & loss account. However, rent of factory is debited to trading account. When a part of the building has been sublet the rent received should be shown on the credit side of profit and loss account as a separate item.

4. Rates and Taxes

These are levied by the local authorities to meet public expenditure. It being an indirect expenditure is shown on the debit side of profit and loss account.

5. Interest

Interest on loan, overdraft or overdue debts is payable by the firm. It is an indirect expense; so debited to profit and loss account. Interest on loan advanced by the firm on depositor investments is an income of the firm and so is credited to the profit and loss account.

If business has paid any interest on capital to its proprietor or partners it should also be debited in the profit and loss account but separately because this item needs special treatment at the time of income-tax assessment.

6. Commission

In business sometimes agents are appointed to effect sales, who are paid commission as their remuneration. So this being a selling expenses is shown on the debit side of profit and loss account. Sometimes commission is also paid on purchases of goods, such ‘as expense should be debited in the trading account. Sometimes the firm can also act as an agent to the other business houses and in such cases it receives commission from them. Commission so received is shown on the credit side of profit and loss account.

7. Trade Expenses

They are also termed as ‘sundry expenses’. Trade expenses represent expenses of such a nature for which it is not worthwhile to open separate accounts. Trade expenses are not taken to trading account.

8. Repairs

Repairs to the plant, machinery, building are indirect expenses are treated expense and are debited to profit and loss account..

9. Traveling Expenses

Unless mentioned otherwise, traveling expenses are treated as indirect expenses and are debited to profit and loss account.

10. Horse & stable Expenses

Expenses incurred for the fodder of horses and wages paid for looking after stable are treated as indirect expenses and debited to profit and loss account.

11. Apprentice Premium

This is the amount charged from persons to whom training is imparted by the business. It is an income and is credited to profit and loss account. In case apprentice premium is …

Facts to Know About Business Cards

A business card announces one’s name and provides details about the business. It is used as a means of introduction and a memory aid to the recipient. From simple cards that gave the bare details of name and address, today’s business cards have evolved with striking graphic design.

The practice of using business cards is of recent origin. The colonists and gentry of the earlier centuries used visiting cards. These cards were ornamented and carried the unique stamp of the aristocrat. As the entrepreneurial era dawned, more and more traders used trade cards to give addresses and maps to guide the customers to their stores because formal street numbering did not exist. The business card became a practical tool for small entrepreneurs to provide contact information.

Business cards serve several useful purposes. It is a tangible reminder about the interaction with the person. It creates a professional setting in which business can be discussed. By giving accurate details about the name, address, telephone numbers and email, it serves as the one-spot reference for contact. It is a great tool for prospecting for leads, generating discussions and closing in on opportunities. It provides an indication about the professionalism and credibility of the businessman.

Because the business card is such a vital ingredient for an entrepreneur, great care should be taken in designing one. A flashy design that distracts from important details is just as bad as a dull and unimpressive look. Both sides of the card should be used judiciously. The logo should be placed at a striking point in the grid and colors should be soothing.

Although today’s society does not subscribe to the social formalities of the bygone era, there still are some rules of etiquette while using business cards. The most obvious one is of course that they should be used discreetly. At business meets, they could be used as a tool for persuasion but aggressiveness should be avoided. In case one visits a person in his absence, it is always a courteous practice to leave one’s card with the message to call later.…