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5 Best Books on Wealth Ever Written

1. Think and Grow Rich

Originally published in 1937, this classic best-seller is undoubtedly one of the best books on wealth ever written. This book helped millions of people around the world to achieve their dreams. The author, Napoleon Hill spent a lifetime doing research on successful, wealthy and most powerful people on earth, including Henry Ford, Andrew Carnegie, Thomas Edison, John D. Rockefeller and Charles M. Schwab. In this book, Napoleon Hill revealed his wisdom of research in the form of ‘thirteen steps to riches’ that will change your life.

2. The Richest Man in Babylon

Published in 1926, this classic is considered as one of the most inspiring books on wealth ever written. Beloved by millions, this timeless classic holds the key to all you desire and everything you wish to accomplish. This is the book that reveals the secret to personal wealth. This is the book that holds the secrets to acquiring money, keeping money, and making money earn more money. Countless readers have been helped with this famous book. This book offers an understanding of-and a solution to-your personal financial problems that will guide you through a lifetime.

3. Rich Dad Poor Dad

Rich Dad Poor Dad is the single best personal finance book ever written and has been a best-seller for many years. Have you ever wanted to know why the rich get richer and the poor get poorer or why many highly educated people struggle financially all their life? Then this book will give you the answers. This book will show you how rich, middle-class and poor people spend their money. In this book, the author Robert Kiyosaki gives you some excellent advice that can change your life.

4. Secrets of the Millionaire Mind

This book has appeared on the New York Times best-seller list and was #1 on the Wall Street Journal’s business-book list. In this outstanding book, the author T. Harv Eker teaches you how to think and act like a rich person. According to T. Harv Eker if you think like rich people think and do what rich people do, chances are you’ll get rich too! Using the principles he teaches, T. Harv Eker went from zero to millionaire in only two and a half years. He believes that the key to attaining great wealth begins with thinking because thoughts lead to feelings, which lead to actions, which lead to results. A must read book on wealth creation.

5. The Millionaire Next Door

Millionaires are too often stereotyped as having extravagant lifestyles and irresponsible fiscal habits. But, the truth is more than 99{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of millionaires are hard working, methodical savers and investors. In this best-seller, the authors: Thomas J. Stanley and William D. Danko reveal that most of the millionaires are remarkably frugal and careful with their money. Most of the truly wealthy in America do not live in Beverly Hills or on Park Avenue – they live next door. They are the people who own the dry cleaning business, the …

You Do Not Have To Be a Victim of Identity Theft

One of the worst things that can happen to you is to become a victim of identity theft. If your personal information should fall into the wrong hands it will take you a long time to get your credit and your financial life straightened out. You can be denied jobs, insurance and loans for a home or transportation because someone ruined your credit by stealing your identity. This article will give you the knowledge that you need to protect yourself from identity theft.

Identity thieves can get your personal information in a number of ways. They may steal your purse or wallet or steal your mail from your mailbox. Dumpster diving is a popular way of obtaining your information as they sort through your trash to get their hands on credit card offers or other information that you have discarded. An identity thief may call you on the phone or send you an email posting as a representative from your bank or credit card company. They may ask for your account numbers and social security number under the pretense of verifying your account information. They may even complete a change of address form and have your mail diverted to another address so they can get their hands on it.

Identity thieves are smart and innovative. Never assume that your personal information is safe. As technology advances, so does the opportunities for identity thieves and scam artists. Here are a few ways that you can keep your personal information safe:

O Take advantage of your right to one free credit report per year. Keep a close eye on your credit report. If you notice any suspicious activity, contact the credit reporting agencies right away. Let them know that you feel you have been a victim of identity theft. They can place a fraud alert on your profile so that every new application for credit must be verified by you personally.

O Check your banking accounts daily. Most banks have online access to your accounts. Use the online features and keep a close eye on your checking and savings accounts. Make sure that access to these accounts are protected by passwords that you can set. Do not use passwords that are easy for identity thieves to guess such as, mother's maiden name, your birthday or your social security number or a series of contractual numbers.

O Guard your mail carefully. Drop off outgoing mail at the post office instead of leaving it in your mailbox to be picked up. Shred your junk mail and any other statements before throwing them away. It is best to use a cross cut shredder for this.

O Do not carry your social security card with you. Store it in a safe place such as a safe at home or in a safety deposit box. Have your social security number removed from all documents and forms of communication including your driver's license. Never give your social security number over the phone or through an email.

O Keep …

Dental Insurance Plan – 30-Day Refund Policy

The cost of going to the dentist without a plan or insurance can take a big chunk out of the wallet. Some employers have coverage for their employees, but not all companies and places of work supply this service. If you have a family, the visits to the dentist can become a financial burden. With the economy the way it is, people are looking to find ways to save money and to cut corners. Having a good dental insurance or plan can make the difference in keeping your money in your pocket instead of paying high dental bills.

Many dental plans have discount plans that can help the average person to be able to make more frequent visits to the dentist. They come with many advantages such as no age discrimination, no health restriction, activation is quick, no paperwork hassles, no referral for a Specialist and group rates that are available. They also offer a 30-day refund policy, which makes the dental plans so appealing to the consumer.

Other benefits include a membership package that is provided online. It will include instructions and tips for increasing your savings. A membership card and a welcome letter are also provided. It also will provide a detailed schedule of the discounts and fees on different dental procedures. There is also a support and contact document that is included in the membership package.

Dental care is a very important part of looking after ourselves and keeping us healthy. Having the proper dental care will help prevent diseases and problems that can occur. By having a good dental plan, will enable the consumer to have the best chance at taking care of their smile. …

Wondering How to Make Money With YouTube?

Anyone passionate about video creating and producing unique content can make money with YouTube. To do this, you do not need to have a hit soundtrack like Justin Bieber or Psy of Gangnam Style fame.

There are many other ways to make money with YouTube. Although it is quite possible to make profits in this way, you must realize that it is not a ‘get rich quick scheme’.

It takes patience and diligent effort to start making the income that you desire. This is a business opportunity for those who are passionate about making videos and are willing to work hard over a long period. In this article, I will discuss the steps you can take to increase your profits on YouTube.

6 Ways to Make Money with YouTube

1. Create a YouTube Account

Creating a YouTube account is very simple. All you need is a Gmail account. If you already have a Gmail account then you are set to start but I will advise that you create a new Gmail account just for your YouTube account. Getting a You Tube account is the first step to generating income in this niche.

2. Create Quality and Exceptional Content

The buzz statement for success on YouTube is, Content is King. The content you provide is the key to make money with YouTube. Before you start your YouTube Channel, you should know what content you are going to provide. Your content could be video tutorials, gadgets, sketch, talk show or even comedy.

3. Be original

YouTube is very particular about copyright laws. Even if you are using a soundtrack that does not belong to you as a background sound, make sure you have the rights to use it.

This is important because the only rule that makes you eligible to make profits with YouTube is, ownership of all necessary rights to all the materials used commercially, even if you are a third-party.

4. Work Patiently and Make Profits

Patience is required if you must make money with YouTube. YouTube pays you $2 per 1000 views, so to make more money, you need to have great and unique content that will attract large views. Before you become popular with the YouTube community, you need to have a lot of good videos.

Some people make phenomenal videos that catch on quickly but the majority has to work patiently and assiduously to make money with YouTube. The best thing about making money on YouTube is that when the money starts trickling in, it never stops.

5. Link your YouTube Account

The purpose of making YouTube videos is to get it out to as many people as possible. To achieve that, you can link your YouTube account to your Facebook, Twitter and Pinterest accounts. You can use the ever-growing social media to promote your videos.

6. Use Simple Equipment

You do not need very heavy video creation and editing equipment to make money with YouTube. Most computers come with simple video editing software which you can …

Communication Skills – Powerful Tools for Personal and Professional Success

In a well-known study, 3,000 people were asked what scared them most. The number one answer was "public speaking".

Poor communication skills can create chaos in the workplace. The very reason for communication is to be understood. To get positive results, speakers need to understand the effect of their words on others. Listeners need to understand what they hear by avoiding quick judgment and misinterpretation. Strategies for making sure communication is clear and direct so that listeners receive information accurately.

Have you ever expressed an opinion that led others to become defensive or hostile – even if you did not mean it personally? Many people have reasons for believing they're being attacked. Defensive behavior can lead to hurt feelings, arguments and hostilities, often affecting a variety of relationships. The Defensiveness chain that is created impairs communication and reduces productivity. Communicating Non-Defensively shows five essential skills that promote a productive work environment.

1. How to disengage from a defensive position

2. How to empathize and disarm a defensive person

3. How to inquire and focus on the issues

4. How to distribute ones own needs and goals non-defensively

5. How to depersonalize the issues

Good verbal communication is not automatic: we must work hard at it. The ability to speak effectively is one of the most powerful tools for personal and professional success. And because people who speak effectively are perceived as leaders. The four main components of effective speaking for an audience of any size are as follows:

Mental Effectiveness

Visual Effectiveness

Vocal Effectiveness

Verbal Effectiveness

Together, these components make sure communication is clear and direct so that listeners receive information accurately. …

Basic Guidance on Health Insurance

Health care providers like labs, hospitals and x-rays that our house of store which shares and access your health information with the doctors and using computers and other electronic devices makes your work easy for you. Using computers in this interesting way in today fast life is called health information technology or health IT.

Health information technology is a very useful technology. They are as follows eliminating the need for the handwritten medical records that reducing the paper work..it eliminates the mistakes of misleading the doctors handwriting and also reducing medical errors by transmitting accurate information electronically. By decreasing the need of repeat medical tests by different doctors which in turn reduces the health care cost and eliminating both staff s time and hospitals storage space to maintain the medical records.improving your health care quality by reducing the errors and assuring to have exact and Accurate information of your health by your health care providers on time.

Through your health care system HIT plays a significant role. Three important healths IT of the types may affect your future as more of the consumers are opting and using personal health records (PHRs) and and more over the entire physician using the latest electronic health record (EHRs) and electronic prescribing (e-Rx)

Now let's see about personal health record. A document with information relating to our health and (our family members health) which has to be updated everyday for reference and this effective document is called personal health record.Date of your children immunization, major illness, allergies, operations or most important the list of Your family members medicines all this can be followed and tracked on using (PHR).

(PHR) are provided free from hospitals, doctors office, private companies and government. (PHR) is also very easy to use. Some (PHR) company also charges there specific fees monthly or annually. You can manage your health information from anywhere if you have access to internet since your (PHR) is online. Due to electronic facility you can collect, share, manage and view your health information, and having a (PHR) it will help you manage and take care of your health care more actively.

Electronic health record (EHR) is an latest method of designed for easy health care. An electronic health record (EHR) is a document used by hospitals, your doctor, and the doctors staff which is on computer basis. Similar to your old paper medical chart, an EHR provides information from your doctors and also the other health providers. Health conditions. Allergies, treatment medications and test all this information you will find in any typical (EHR) certain (EHR) have alerts provided for the test and treatment you under, which is also benefited to the doctors. …

Business Intelligence Tools – Get Smart

The biggest mistake that many businesses make is to underestimate the value that business intelligence can add to any sized business. It has been universally agreed by the business world that your assets lie in many places. Yes your plant and machinery is one of them but this pales in significance when you compare it with the assets that your staff brings with them.

However more and more people are realising the huge value that analysis of your business, past and present can and does bring to the table. If you do not understand in great detail how your business has performed in the past, both the positives and the negatives then how can you move forward? How can you drive a business forward to growth without this basic knowledge? Well essentially the answer is you cannot.

In today’s competitive markets, luck and flying by the seat of your pants no longer cuts it. Now matter how successful your brand and or product is, if you do not have a grip on the basics of how your business is performing and why, then you are doomed to fail. This is as certain as night is day.

But what you may not realise is that a business intelligence tool can be as simple as an excel spreadsheet. Yes there are many that are more complicated and intricate but at least it’s a start. And start you must. BI reporting tools need not be expensive, many of the tools available on the market, come in suites, and you can choose the ones that you need, and only pay for those.

In fact your bank manager can probably recommend some. You don’t necessarily have to buy them through your bank; it is usually cheaper to get your own. Most packages offer great support and training and are user- friendly for the novice.

If you even run your own market stall, then you should still be using some form of business intelligence tool to grow your good business and kill off the bad. It is not about how much you sell, but about how much those sales bring into your bank account.…

The Secrets Of Starting A Profitable Flower Vending Business

I have sold in the retail market, millions of fresh roses and fresh flower bouquets successfully for 32 years. I bought a retail nursery and florist across the street for one of Connecticut’s largest cemeteries, on a busy route that had several thousand vehicles pass every day. I made deals with all the flower wholesalers at first and then I proceeded to undercut the price of all the flower shops in the state. My main objective was to create a customer base that would frequently buy flowers “just because”. My customer service was created with an over friendly staff of a great combination of super personalities and knowledge of the business, which was simply liking people and helping them to satisfy a feeling. My motto to my staff was to let them know that we not only sell roses and flowers but mostly, We sell Love, we sell feelings! My obsession with quality and consumer service was so successful that it spread through out the community and the state.

Wow, I can remember Valentines week with a staff of over 50 wonderful employees wrapping and boxing roses through out the day and nights, get ready the rush of the year. I was so careful with every dozen to prepare each like it was for my mom or wife. We dethroned all the roses, cut them under water, to hydrate them according to the “Chain of Life” procedure. They re-hydrated them in solutions to further guarantee and extend their vase life. Our 4,800 Dozen roses that we sold that week were our best advertising for the rest of the year. Heck, they lasted over 10 days which pleased amazed our dedicated customer’s recipients. What a great feeling to know how many people we made happy.

Selling flowers at strategic locations has become a highly profitable retail business for many enterprising individuals. These entrepreneurs are taking advantage of a market that is, for the most part, impulsive in nature. Many people buy flowers on the spur of the moment, and the presence of a flower vendor is usually their inspiration.

Very often, men on their way to a date will see a roadside flower vendor, and suddenly find the idea of taking flowers with him quite appealing. The same holds true for many men heading home from work. If they’re married, these men will often purchase flowers from roadside vendors for their wives. The flowers are fresh, attractive, and package to sell, not as nearly as expensive as an arrangement from a florist, and the buyer doesn’t even have to get out of his car. Women are also potential customers for flower vendors. A woman will buy flowers to add color and decoration to her house or apartment, or sometimes, just to cheer up a friend. In any case, the purchase is usually made on impulse, brought about by the availability of a flower vendor.

Starting a flower vending business is not difficult. No previous experience is necessary. There’s only a minimal …

Financial Security Vs Financial Freedom

As you begin to embark on your journey to financial freedom, one thing that you will discover, if you have not already is that there aren’t a lot of people who are going to support your efforts. You may have shared your desires with others and receive responses that may surprise you. For example, here are some of the responses that I have received…

“That is a pipe dream”

“You can’t do that”

“You are money hungry and greedy”

Why is it that many people seem to be against your desire to obtain financial independence? The reason why is because the steps required to reach financial freedom is too uncomfortable for most people. Most people would like financial freedom. However, they value security much more than freedom. As a result, they give up on their dreams of financial freedom for the security of a safe, secure job with benefits.

Security and freedom are not the same. They are actually very different value systems. For example, if you want to make money, you can make money the secure way, by getting a job, or you can make money the freedom way, by starting your own business. Let’s contrast the two methods.

Getting a good job is a very secure way of making money. When you have a job, you know that after a given time period you are going to get a certain amount of money. Every year or so, your money is increased a certain percentage if you do a satisfactory job and if you can learn additional skills you can get a promotion, which can increase the amount of money you take home. However, this security comes at a cost of freedom.

Your employer tells you what you have to do, when you have to do it and how you must do it. Your employer tells you what hours you must work, when you can take a break, when you can eat lunch, when you can take a vacation, how long that vacation can be, etc. If you choose not to do things the way you employer desires for them to be done, you will lose your employment and as such you will lose your financial security.

Also, even if you do everything to the desire of your employer, there are outside forces beyond your control that can take your job away from you. Generally, there is a certain pay range that you qualify for based upon your job and you cannot exceed that pay range, unless you develop skills for a different job. A good job provides you with security, but it costs you freedom.

Starting your own business is a very freedom way of getting rich. However, you give up security. As a business owner you are free to decide what you want to do, when you want to do it and how you want to do it. If you want to take a two hour lunch instead of a one hour lunch, you can do so …