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Month: May 2019

Learning Money Making Secrets From Gurus and Mavens

One of the fastest ways to start earning money on the internet is to find a great teacher who will show you the ropes. If you want to delve into internet marketing and making money online, you can definitely learn a few things from internet marketers and mavens who have walked in your shoes. People like myself can share how I've fared in trying to make money through my candid product review. A lot of people are more than willing to share information about how they've made money online. Mavens like Deborah Carney share their wisdom on forums like ABestWeb and at affiliate summits. Other gurus and mavens are eager to share their knowledge with budding entrepreneurs both for free and for a fee.

Find a mentor (or two!)

Instead of going it alone and having to learn through trial and error, you can hit the ground running when you start off with research and some solid and knowledgeable advice. Of course you have to develop your own system of making money online and you'll need to make some mistakes a long way but one of the greatest things about the internet is the sharing of information that happens. Find a few mentors to follow that are successful in your chosen niche or segment.

The power and benefit of web 2.0 for entrepreneurs

Web 2.0, aka social media, is built on the premise of sharing information with others and that can help improve your user experience as well as the online experience of others. Some people make a living by sharing information and sell information products and others like Deborah Carney make money through affiliate marketing of retail products.

Whether you want to make money through selling e-books or opening an Amazon or CJ store, you can definitely benefit through listening to some of the pros. Here are some ways you can do that:

o Subscribe to blogs of successful online personalities
o Set up Google Alerts to tell you news about your particular marketing niche
o Read publications geared to internet marketing and entrepreneurship
o Follow social media life streams of your mentors
o Read the free reports offered on their websites even if you have to opt-in to their newsletter
o Read product reviews of products before you consider buying them
o Attend trade shows, conferences, and webinars as often as you can.

Through listening to others (even if you choose to follow several gurus instead of putting all your trust in one) can definitely help you succeed faster and make fewer errors in judgment. There's a wide web of money making opportunities and by finding yourself a mentor or two, you can shorten the learning cycle and some of the investments you make are time which can pay off and some of the financial investments you make could be tax deductible, and could have a huge return on investment! Once you're successful in your online learning efforts you might choose to find a protégé to help out …

Rhode Island RI Personal Injury Law FAQS – Automobile – Car Accident – Damages – Pain & Suffering

1) If I am injured in an automobile accident, what do I do?

Make sure you stop at the scene of the car accident and notify the police department immediately about the accident. If possible, please get all of the information about the other parties involved in the accident, including their name, address, telephone number and insurance information. Make sure you receive treatment for your injuries with a medical provider as soon as possible.

At the time of the accident, please get the names, addresses and phone numbers of any witnesses to the accident. If you have a camera or a cell phone with a camera, please take pictures of your automobile, the other automobile and the scene of the accident. If you have any bruises or physical conditions that are noticeable, please take pictures of the physical condition as soon as possible. Please do not give any statement to the insurance adjuster until you have had the opportunity to speak with an attorney.

2) How do I determine how much money I am entitled to as a result of the accident?

In order to determine the value of the case, the attorneys must look at a combination of factors, including lost wages, pain and suffering, permanency of the injury, any scarring or disfigurement, loss of consortium, periods of disability, etc. Determining the value of a case is an art rather than a science. The amount of the medical bills incurred will be one important factor in determining the value of the case.

3) Does Rhode Island have a statute of limitations for personal injury cases?

There is a three year statute of limitations to file a lawsuit for negligence in Rhode Island. If you do not file a lawsuit within three years from the date of the accident, you will be forever barred from filing a claim as a result of the accident. In the event that the claim is for personal injuries against a city or a town, there are very strict notice requirements.

4) What if I am injured and the other party is at fault but has no insurance?

You have the legal right to file a claim against the person or corporation whose negligence caused your injury. However, in many cases the negligent party does not have the assets or funds to be able to pay your damages. So long as you have uninsured or under-insured motorist protection, you will be able to file a claim against your own insurance company for uninsured or under-insured claims.

5) How do I recover if I am hit by a hit and run motorist?

If you have uninsured motorist protection with your own insurance carrier, you may be entitled to make a claim against your own insurance carrier.

Rhode Island Attorneys legal Notice per RI Rules of Professional Responsibility:

The Rhode Island Supreme Court licenses all lawyers in the general practice of law, but does not license or certify any lawyer/ attorney as an expert or specialist in …

4 Steps To Everlasting Riches – Business Vs Personal

Ever desire or wonder how to attain everlasting riches? I came across this simple article posted by Prince Ben, a wealth creation expert, motivational speaker and best-selling author who help people to achieve their goals in life. Ben quoted the following four important steps to attaining everlasting riches:

1. Understand and state your real dreams and goals;

2. Positive Thinking;

3. Action and more actions;

4. Acquire knowledge

In my view, although the above may not be the full exhaustive list to make one ever everlasting riches, they are indeed the basic key necessities to getting one. In fact, there is no difference between attaining personal riches against business riches. Just think about how businesses that continually do well have in common: they all believe in setting corporate mission and goals. The goals lead to financial planning and budgets, which will then determine how they could strategize to make the targeted income and how they should spend the money wisely on their businesses. Imagine without a goal, it's like shooting blind folded, one can only "hope" the best will come! It's simply OUT OF YOUR HANDS!

With goals, people who indulged in sales will then go the extra mile to make sure that their sales goals are achieved, in the middle of intense competition. There will be full of challenges in order to win in the highly competitive landscape. As such, it is important that both management and sales people, in particular, must be equipped with the right knowledge and positive thinking to outdo the competition and to win the hearts of your customers.

Finally, an Action Plan is what one needs to fulfill the goals, the business plan and the related sales strategies. An action plan would be regularly scrutinized and reviewed for optimum results.

To many people who are either in business or working as an employee, the above steps are mission-critical. Therefore, they are not options but a must for execution. The strange thing is while one can apply these easily in business, it is not often one will apply the same in their personal capacity. Why is that the case?

It's back to the matter of "State of Mind". When one trips a matter as optional, people tend to procrastinate and taken things lightly. However, when one fears the matter as "life and death", simply means, it's not optional anymore but to succeed, people will do all they can and go the extra mile to achieve something. This is why while the process and objectives are the same, application to business and personal capacity is entirely different.

Even if all of us understand the importance of implementing these 4 simple steps, i can bet not everyone will be able to execute them well, mainly because of different emotions and state of mind . For many, they are more interested in making excuses in justifying to themselves or to other people why they should not follow certain steps or can not be successful!

For me, i understands …

Save Money With Online Gaming!

Save money with online gaming! Everyone, particularly kids and teens, seems to love video games nowadays, don’t they? Whether they’re the learning and educational games geared toward the very young market (and their parents), or the more technically advanced role playing games and “first person shooters” aimed at a somewhat older market, with the ever-popular “dressup games for girls” that are currently hitting it so big with “tweens”, video games are popular and yes, they’re a lot of fun! Do you like or even, perhaps, love video games?

There are tons of different platforms, everything from Sony PlayStation and PSP to the “work up a sweat” Nintendo Wii, not to mention the ultra-popular Xbox 360 (we have everyone of these at my house)! How about you?

How many kinds of games do you or your kids own? How many do you rent each month? Do you sometimes get sick thinking about how much money you’ve spent on video games? I know I do, and that’s why I encourage my friends and family members to further encourage their own family members to visit the “free games” sites on the Net-some of those games that they feature are so much fun, and best of all, they’re FREE!

There are lots and lots of these “free gaming” sites springing up, it seems like every day I find another and another and another that I haven’t seen before, and while the quality of lots of these sites definitely leaves something to be desired, there are also some that are obviously very professionally designed, a pleasure to view and even more importantly, a pleasure to hang around and play some of the sometimes thousands of free games that they offer.

All you have to do is search one of the big (or small) search engines for “free online gaming” or something similar, and Bingo, you’ll find more games than you’ll ever be able to play in your lifetime–and a ton of money saved, if you can convince the gamers in your life to visit these sites more often, and shy away from the rental companies and gaming stores once in a while.…

Personal Budgeting: An Imperative

Budgeting is a basic part of accountancy.

Nations, states, cities, towns and every incorporated company have budgets. Every private company, or other commercial entity, worth its salt has a formal budget. So why is it that the vast majority of people do not use a formal budget in their private lives? They do budget of course. We all do in one way or another. But very, very few people have a good enough memory to successfully budget informally – that is, without writing it down. And it's when we forget to allow for some expense that we get into trouble. We get into debt. Is not that just about the worst feeling in the world – to be in unplanned debt?

To be poor is a sad experience – it's a state of mind. To be broke is an uncomfortable experience – but it's a temporary condition. To be in unplanned debt can be gut wrenching. And generally speaking, unplanned debt is just plain carelessness.

Why then does it happen? Simply because in the days before computers and calculators budgeting was a boring and time-consuming task. There was an awful lot of adding up to do and the darned thing had to be continuously adjusted as time went by, usually every month at least. So it was not surprising that most people just did not bother and as the generations passed by, so did the practice of ordinary people not preparing budgets for their personal finances. They just did not think that the value derived from maintaining a personal budget was worth the time consumed.

So what's changed? One very important factor: personal computers – they've just made it so easy that if you do not budget, you're making life unnecessarily difficult for yourself. It is now well and truly worth the very small investment of time to input a few lines of data every week. Because from that the computer can give you more financial reports than one person is ever likely to need. It will produce reports on tax payments; about what you've sent; about where you've spent it, about what you've spent it on and it will do that for any given period of your choosing. It'll find transactions that you've forgotten about but that suddenly you really need to know about. It will tell you how much money you will have in the bank next Christmas (or what you've got to stop spending money on so that you will have the amount of money you need in the bank next Christmas.)

The really big thing is that you will be in charge of your finances. It makes it so easy to explain to your dependents – be it spouse, partner or children; just exactly what the household can afford to spend, on what and when. Ninety-five percent of the arguments about money will go out the window because people will be able to see clearly what can and can not be done. If we buy you …

How to Compare Low Cost Homeowner's Insurance in North Carolina

Where you live in North Carolina can have a direct effect on your homeowner's insurance rates. Someone living in Wilmington will pay on average about $ 300 more a year in homeowner's insurance premiums than someone living in Charlotte. For this reason it's essential that everyone living in the state take the time to compare prices before committing to any insurance company.

The best way to compare prices for your homeowner's insurance is to contact certain reputable companies in the state that offer this particular type of insurance. You should also do this if you are only looking for rental insurance. You'll want to have a list of the levels of coverage you are looking for. Express to each agent you speak with what type of policy you want and how much you want to be insured for. From there you can compare the quotes to choose one that is best for your situation.

It's a great idea to ask about a renew discount during the quotes process. Most people would like to find one homeowner's insurance company and stick with them. However, you may find that after the current term of your policy, that the insurance company will then raise your rates. By asking about a possible renewal discount before purchasing the policy you'll be better able to determine whether or not you'll need to be looking for insurance again in a year.

Many insurance companies offer discounts to clients who make certain home improvements including installing deadbolt locks or smoke detectors. You may even qualify for a rate reduction if you live near a fire hydrant or fire house. If you take the time to ask about all available discounts during the quote process you'll be able to determine which apply to your situation and how much they will realistically reduce your overall premiums. …

Converting Manual Bookkeeping to a Computerized System

If converting a manual bookkeeping system to a computerized system, the conversion will take a bit more time than just starting fresh because it needs to be sure the new system starts with information that matches the current books. The process for entering the initial data varies depending on the software chosen. To ensure that properly convert bookkeeping system, use the information that comes with the software; read through the manual, review the startup suggestions made to set up the system, and pick the methods that best match the style of operating.

The best time to convert is at the end of an accounting period. That way, don’t have to do a lot of extra work adding transactions that already occurred during a period. For example, if it decided to computerize the accounting system on March 15, it has to add all the transactions that occurred between March 1 and March 15 into the new system. It’s just easier to wait until April 1 to get started even if the software is bought on March 15. While converting to a computerized accounting system at the end of a month, the best time to do it is at the end of a calendar or fiscal year. Otherwise, we have to input data for all the months of the year that have passed.

Whenever you decide to start the computerized bookkeeping, use the data from the trial balance that used to close the books at the end of most recent accounting period. In the computerized system, enter the balances for each of the accounts in the trial balance. Asset, liability, and equity accounts should have carry-over balances, but Income and Expense accounts should have zero balances.

Of course, if starting a new business, it won’t have a previous trial balance. Then just enter any balances that might have in the cash accounts, any assets of the business may own as it starts up, and any liabilities that the business may already owe relating to startup expenses. Also add any contributions from owners that were made to get the business started in the Equity accounts.

After entering all the appropriate data, run a series of financial reports, such as an income statement and balance sheet, to be sure the data is entered and formatted the way liked. It’s a lot easier to change formatting when the system isn’t chock-full of data.

Need to be sure that entered the right numbers, so verify that the new accounting system’s financial reports match what was created manually. If the numbers are different, now’s the time to figure out why. Otherwise the reports done at the end of the accounting period will be wrong. If the numbers don’t match, don’t assume the only place an error could be is in the data entered. It may found that the error is in the reports developed manually. Of course, check the entries first, but if the income statement and balance sheet still don’t look right, double-check the trial balances …

Is Your Website Content Helping Or Hurting Your Business?

The content for your website is your primary resource and it’s importance cannot be underestimated. It generates traffic. It helps make a sale. Also, it provides authority, credibility and gets your business noticed above other online business. It also helps you market your business.

What Is Website Content?

Website content can be read, watched, listened to and shared. It covers everything from blog posts, articles, videos, reports, e-books, reviews, infographics and audio files.

But just having content is not enough. There’s good website content and there’s bad website content. Is the content on your website helping or hurting your online business?

It Must Have A Purpose

Unfortunately, many online business owners publish website content without any purpose in mind. They may write brilliant content material. Yet if it doesn’t have any purpose, it’s missing an opportunity.

It doesn’t matter if your website content is a short blog post or article or if it’s a larger content piece like a report or eBook. It needs a purpose. Possible purposes for your content material include:

  • Generate traffic to your website
  • Improve your website rankings in the search engines
  • Lead traffic to an online sales page
  • Bring in affiliate income
  • Enhance your reputation in a specific niche market
  • Get a response or comments from your audience
  • Gather opt-ins to your email list

How To Create Website Content

Different people take different approaches to producing good website content. Some plan their content for the coming week. Others plan it for months ahead. When you plan your content you’ll need decide how you will publish it. Will it be text, video, audio or graphical? Maybe a mixture of one or two of these options?

Then what is the subject matter gain to be about? What keywords and phrases should you include? You’ll also have to decide when you’re going to publish it and where. It makes sense to incorporate your content material into your all your online marketing strategies. All of these factors give your content a purpose.

What Do You Want To Achieve?

Every piece of content needs to have some sort of call to action. For example, if you want to encourage comments and feedback at the end of a blog post, you have to ask for it. That’s your call to action. If you want to send people to a sales page, you need some sort of “Click here to learn more.” Your purpose will be integrated into your call to action.…

How Low Can You Go?

The State Children’s Health Insurance Program (S-CHIP) was founded in 1997 to provide health insurance for families earning too much to qualify for Medicaid, but not enough to afford private insurance. The plan covered health insurance for almost 7 million children last year.

Congress recently passed a proposal to expand the program from $5 billion yearly to $35 billion over a period of five years. George Bush, finding better things to do with the money than help disadvantaged children, vetoed the bill which would have increased coverage to 4 million more children by 2012. Bush claimed the bill would “federalize” health care.

No money for children, but plenty of money for wars in the Middle East. We need $3 billion a week for Afghanistan and Iraq. A week! Give those kids an aspirin and tell them to wait awhile.

No money for our kids, but plenty of money for Israel. Where do we find the recently approved $30 billion over the next 10 years defence aid for Israel? Do we cut the Food Stamp allowance for poor Americans? Maybe returning vets should be required to pay for their prosthetic arms and legs.

How about the usual annual aid package to Israel? We have been told for years that it amounted to “only” 2 to 3 billion. Don’t believe it! If you count debt forgiveness and the costs of early payment – not even mentioning complete weapons systems giveaways – Israel gets over $10 billion US tax dollars a year!

You might not have heard the latest money-gouging scheme from our favorite so-called ally. Concerned with the declining dollar, the Israelis now demand their annual handout be paid in Euros. Since Euros are now worth about $1.40, that $10 billion would rise to $14 billion.

Nice. We have bridges falling apart, homeless veterans living in the street, poor New Orleans blacks abandoned by their government and still awaiting aid 2 years after Katrina – millions of children being denied health insurance – and Israel gets a raise! When does sanity reassert itself? When do we impeach the entire government? For starters.

To put a human face on the children’s health insurance debate, congressional Democrats enlisted the aid of 12 year old Graeme Frost to reply to George Bush’s weekly radio address. Young Graeme and his sister were seriously injured in a car accident and their recovery was aided by the CHIP program.

“If it weren’t for CHIP, I might not be here today,” Graeme said. “We got the help we needed because we had health insurance for us through the CHIP program.”

A story about the young spokesman appeared in the Baltimore Sun – and then the attacks began. Conservative bloggers pounced on the boy and his family. They announced that Graeme Frost and his sister Gemma attended a private school costing $20,000 a year. Their father Halsey is a self-employed woodworker – apparently choosing not to pay for insurance.

But it turns out that the Frost children attended school on …

Getting Cheap Car Insurance

Auto insurance is getting more and more expensive. California car insurance for example, is known to be one of the highest in the nation. How can you save money and get cheaper car insurance? Cheap car insurance does not mean low quality but getting the best value and benefits that's easy on your wallet. The following can help you how to get cheap car insurance.

Do comparison shopping and get quotes on premiums from various insurance companies. You may be surprised that providers are open to questions you have on how to get cheap car insurance since they want your business. When shopping around, make sure you are comparing like with like, which means you are basically comparing the same policy offered by different companies. Also ask how quickly claims are processed and paid.

Have anti-theft devices installed on your car if it does not have any yet. Most of the more modern cars have anti-theft devices already installed on them. These safety features are considered by insurers in giving you a discounted premium quote.

Try to see if you can combine home or renter's insurance with your auto insurance. Many companies offer a discount of five to twenty percent if you get both policies with them. Check with your current provider and negotiate for the best rates possible.

Ask if you qualify for a group discount. There are insurance companies that provide a discount on auto insurance for being connected with certain groups or organizations, such as credit unions or clubs. Insurance companies can give you a list of organizations that they recognize if you request for it.

Opt for a higher deductible amount. The lower the deductible, the less out-of-pocket expense is in the case of a claim. However, the lower the deductible, the more your auto insurance premium is. Evaluate your policy and you may realize that the greater savings on your premium is worth it by choosing a higher deductible.

Consider reducing the coverage on older cars. If you own an older model vehicle, consider removing the collision or comprehensive coverage. Weigh the cost of collision or comprehensive coverage against your car's value and see if it is worth it. It is not recommended however to skimp on liability and medical payments.

The above are just a few pointers to keep in mind on how to get cheap car insurance. Be a smart shopper, do not be afraid to ask questions, and you will get the best deal possible on an auto insurance without breaking the bank. …