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Day: March 6, 2019

Learn the 3 Steps to Attracting Money

What separates the top income earners from the rest?

Listed are 3 distinctions that you must have in order to be capable of achieving high financial success.

1. Attitude: It all starts with your thoughts. If you continually have thoughts of lack and scarcity, then that’s all you will continue to receive. Your thoughts lead to having the right attitude. An attitude of abundance and that there’s plenty to go around is the universal truth. However, that’s not all, you also must understand that you are worthy of attracting money and that it provides the ability to do good in the world.

2. Inspired Action: No, money isn’t going to magically appear just because you have the right thoughts and attitude. You have to listen to your gut and take inspired action to whatever comes along. If you get a nudge or have an instinct then go with it. Follow it and see where it leads you. Don’t let fear or doubt stand in your way. Sometimes taking that leap of faith is all you need to help you get to where you need to go. Your action may lead you to an opportunity you never imagined or a contact who that will open a door for you.

3. Subconscious beliefs: This is probably the most powerful and important of the three. Without it you are limited in what you will earn regardless of the your attitude and how much inspired action you take. Don’t get me wrong, you will be better off by embracing first two but you need this step to really make a quantum leap.

What your subconscious mind believes is what you will attract. It works just like a magnet, attracting whatever beliefs are under the surface of your mind. Your conscious mind is what you are aware of while your subconscious is what you really should be focused on. If you find yourself going through patterns in life over and over it is most likely due to any subconscious beliefs you have towards those pattern of events.…

Four Questions to Ask Before Sending Money Overseas

Consumers today looking to send money overseas have more options than ever when it comes to which money transfer method should be used. The best method depends on where the money is being sent, the amount being sent, the amount of time that can elapse before the money needs to be received, and the level of convenience to the sender of the funds.

Whether you're sending money through your local bank or post office, through a money transfer service, or through a website that facilitates money transfers, there are a few key questions that you should ask to help make the best decision for your situation.

What are the fees?

No matter how you choose to send money to foreign countries, there is usually a fee involved. The fee can depend on many things, including the amount being sent and the speed at which the funds need to arrive at their destination. It is common for a fee to be charged for sending the money as well as for receiving the money on the other end. The fee can be flat, and is occasionally based on a percentage of the amount of money being sent. Fees can also be hidden in the way exchange rates are calculated, so be careful!

How is the exchange rate determined?

Exchange rates are constantly changing, so it's important to know when the rate will be calculated to convert your US dollars to the foreign currency. If your recipient is expecting a set amount, it's important to understand whether the currency is being converted at the time it is sent or at the time it is received. This can make a substantial difference in the amount that actually makes it to your recipient.

How does your Recipient access the Cash?

Some methods today are so convenient that the recipient can swipe a card at any ATM machine to access the cash that was sent. Other methods require the recipient to be present in a bank or in front of a money transfer agent in order to receive the money. Think about your recipient and finding a method that is most convenient on both ends. The banking systems of foreign countries also need to be considered when sending cash, as some are more developed than others.

What additional charges should I watch for?

The biggest hidden fee that many money senders are not aware of is charged by their own credit card company. Several money transfer methods allow for a credit card to be used to send money worldwide. What is not always clear is that this is considered a cash advance on your credit card, which can carry hefty charges.

These fees can be as high as 4{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of the amount of cash that is accessed, making a simple transaction much more expensive than you might have planned for it to be. This can be avoided by using a debit card, which taps into money in your checking account directly. …

Stick Out and Stick With Your Most Valuable Business Insurance Leads

OK, as an insurance agent you know the importance of selling to other businesses. A business owner can be a valuable referral source of insurance leads to any agent; so it's a source you definitely should pursue. But the real trick is getting your message to stick in the mind of that other business prospect.

If you are like many agents, you no doubt attend various social functions designed to introduce you to potential prospects in other businesses. Most cities or regions have organizations like the Chamber or Commerce that exist to promote business. These organizations are valuable to join for several reasons. For one, membership in them gives you increased legitimacy in the eyes of your current clients. In addition, almost all these organizations regularly hold events designed to get business people introduced to each other in a semi-formal setting.

Events like "Business After Hours" or "Networking at Noon" can put you in contact with other business people, but it's vital for you to follow-up with the Most Valuable Prospects (MVPs) you meet at these events. Here are some quick tips:

1. Enter the MVP's business card into your database.

This seems basic yet many insurance agents are purely toss the business card in a file somewhere. You need it accessible via your database so you can look them up instantly whenever you need to. Also, make sure you enter at least a ten to twenty word "note" about that person. These little "memory-joggers" are extremely handy.

2. Write a follow-up letter within two days.

This follow-up is not an email, it is a follow-up letter. Old-fashioned, post office mail. Write it on your company letterhead. If you have a formal "thank-you card" you use that's great, too; just make sure it has your company logo and contact info on it. The letter does not need to be long, just polite. And, make sure you enter one relevant fact about that person in the letter (pull it from the note you entered in the database, if need be).

3. Enclose a promotional item to reinforce your agency in the mind of this insurance lead.

The letter makes you "stick out" in the MVP's mind. Not one in ten people they met at the event will send a follow-up through the mail. The promotional item will help you "stick with" this business insurance lead . A fridge magnet is a solid choice because it hangs around for months or even years.

Remember, joining and attending networking functions are great, but you must Stick Out and Stick With your prospects to get them to either refer you or do business with you. …

Tampa Florida Personal Injury Attorneys

Tampa is a densely populated state and witnesses more than its fair share of personal injury lawssuits. An injury caused to a person due to carelessness of another person or individual, is known as a personal injury. Personal injuries may include automotive accidents, defamation of character, defective goods or medical malpractice.

Personal injury laws in Tampa make it obligatory for persons accountable for the injury to pay for damages and expenses incurred by the victim. It is essential to prove negligence as well as excess of injury in the court of law to claim compensation. Personal injuries are looked upon seriously in Tampa, as they cause physical injury and mental agony due to disregard of another party.

Tampa personal injury attorneys concentrate on cases where injuries have occurred due to an automobile accident, a slip and fall incident, a dog bite or mental anguish. Negligence is a common ground under which victims may file for compensation. Individuals may also claim compensation for loss of social standing in society or loss of friendship, support and finance caused due to abuse by another person. There are personal injury attorneys in Tampa that deal exclusively with personal injuries occurring as a consequence of car accidents. In case of wrongful death, Tampa personal injury laws lend a hand to family members and relatives to file for compensation for their losses that may be damaged to the automobile, bodily harm or death.

Compensation amounts that Tampa personal injury attorneys can obtain depends on a number of issues. The most vital issue is the nature of the injury, which may be permanent or short-term. Costs incurred by the injured party are taken into consideration. In cases where personal injury victims have experienced any loss of salary or wages because of injury may claim that as well. Occidentally damage to assets is also compensated under personal injury. Consequences of personal injury, such as lack of ability to walk properly or to indulge in sports are also considered. Victims may also demand compensation for the pain and suffering experienced. …