231 Front Street, Lahaina, HI 96761 info@givingpress.com 808.123.4567

The Kyani Compensation Plan Explained – How To Make Money With Kyani

The Kyani Compensation Explained

Kyani is a health and wellness company that sells products including its flagship healthy blueberry beverage, through the network marketing business model. If you are a Kyani Distributor, or you are thinking of becoming one, then it is vital that you familiarize yourself with the compensation plan before you start, since this is how you will make money with the company.

How To Make Money With The Plan

Kyani offers a monthly residual-pay compensation plan which, it says, doesn’t punish you for developing strong leaders and also allows you to use volume from your strong leg. It calls its system the Kyani PayGate Accumulator, and it pays up to 44{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of monthly sales volume through 12 PayGates, with no restrictions on depth.

Distributors can earn commissions by buying the product at wholesale price and then selling it at retail price. There is also a Recruiting Bonus, where a bonus is paid out when you sponsor someone new into the business.

On top of this, Distributors can earn a portion of every residual PayGate check in their own organization, up to 9 generations deep, as well as receiving a one-off bonus every time they reach a new rank, and also by qualifying for incentives like the Car Program and the Trip Program.

What They Don’t Tell You About The Kyani Plan

The plan has the potential to be quite lucrative, but like all compensation plans, your success or failure will depend on how many products you can sell and many talented people you can sponsor into the business.

Most people will try and sell just to friends, family or neighbors, but this strategy is unlikely to make you much money in the Kyani compensation plan. You need to be generating hundreds of top-quality free leads every single week, and adding 2-3 people into your business every single DAY, and trying to do this just by selling to your friends and family is almost impossible.

Instead you need to learn the art and science of target marketing using the internet. This strategy, if learned right, will allow you to set yourself up online as an expert, and people will know and trust your name. Hundreds of people every week will contact YOU, asking you about how Kyani can help them, and desperate to join you in your business.

So the truth about the Kyani comp plan is that it can be lucrative, but only if you know the tricks behind making the most of it.

To find out more about how internet marketing could explode your business, see Kyani Success Online…

5 Ways to Make Money From Your Mentalism and Magic Skills

If you have the skills then you can earn a full time living from your mentalism and magic. Let me say from the outset that what I am talking about in this article are magic and mentalism tricks for entertainment. I am not talking about contacting people in the afterlife or casting spells for fun and profit.

What do I mean by mentalism and magic? Very simply, magic uses sleight of hand whereas mentalism uses sleight of mind. A mentalist may ask someone to think of a number then (pretend to) read their mind and tell them that number. A magician may make an object disappear and then magically reappear somewhere else. You can specialize in magic or mentalism and still earn a good living but you will maximize your earning potential if you can do both.

1. Working the tables at weddings and in restaurants

This is a common, and for some, most reliable way to make money in magic. Traditionally, mentalists do not do as well as magicians in this environment. The reason for this is that at weddings and in restaurants there is usually plenty of alcohol flowing and this impairs the audiences ability to follow complex magic tricks.

The earning potential is reasonable but the work hours can be long. You should have a five minute routine that begins with a quick and impressive opener that grabs attention. Be prepared for rejection and heckling. None of your audience have actually chosen to see a magician (or mentalist) but have been chosen by you approaching their table. Not everyone likes magic and some may see you as a threat, stealing attention away from them.

2. Working on cruise ships and in holiday resorts

Here you can find regular work albeit seasonal work. If you want to go down this route you must be prepared to find other avenues of income during the off-season. To work in this area you need to have a full stage act. You can choose either magic or mentalism. Audiences can be tough and you will be expected to please the crowd if you want to continue working.

3. Creating and publishing your own magic and mentalism books and DVDs

If working in front of a live audience is not for you, you can sell your ideas to other magicians. Typically this means creating books and DVDs that teach others how to perform the tricks and routines you have created. The earning potential varies from a few dollars per eBook to several hundred dollars. How much you earn will depend on how many copies of your product you manage to sell. There is a great deal of competition in this area and it can be difficult for a newcomer to break into the market.

4. Corporate magic and mentalism

Mentalists in particular can earn large incomes working in the corporate environment. For example, businesses exhibiting in large conventions spend thousands of dollars attempting to lure people over to their stands. Skilled mentalists …

The History of HMO Plans

Introduction:

Health Maintenance Organization Plans – HMO Plans for short – are a type of managed care program. The idea behind managed care programs is that maintaining good health will be achieved by preventing disease and providing quality care. By maintaining good health, it is believed that escalating health care costs can be controlled.

When HMO Plans were first introduced, members paid a fixed, prepaid monthly premium in exchange for health care from a contracted network of providers. The contracted network of providers includes hospitals, clinics and health care providers that have signed a contract with the HMO. In this sense, HMOs are the most restrictive form of managed care plans because they restrict the procedures, providers and benefits by requiring that the members use these providers and no others.

History:

HMOs were intended to take health care in a new direction. They were designed by the government to do away with individual health insurance plans and to make affordable health insurance available to everyone. At that time employers were purchasing individual health insurance plans for their employees ~ a costly expense that many were starting to forego.

The Health Maintenance Organization (HMO) Act was approved by President Nixon in 1973. The managed health care plans were subsidized by the government and the new HMO-type systems began to grow, typically organized by businesses and community groups eager to make health care available to their workers and members at costs they could better afford. This subsidy created deals from the insurance companies to lure these businesses to buy these new discounted low cost health plans for their employees instead of the costly individual health plans.

Feeling the power of the government behind them and the frantic desire of employers to enroll their employees in these new HMO Plans, insurance companies began to apply pressure to doctors to join an HMO. Doctors were told that if they didn’t join, the insurance company would find doctors who would join and they would effectively take all their patients away.  Thus, doctors ended up joining an HMO so they would not lose their patients and subsequently their entire practice. 

As time went on, the Insurance companies added more and more rules each time the doctor’s contract was renewed. The popularity of the HMO Plans meant that the majority of their patients had HMO plans so they accepted the new conditions.  New terms included seeing more patients, more stringent confidentiality agreements, and more services requiring pre-approvals.

Up until the 1980’s most members agreed that HMO’s were a great health plan. However, by the end of that decade, faced with mounting numbers of denied claims, members began to sour on the HMO Plans.

What led to the increase of denied claims? It wasn’t a result of the claims themselves; it was a result of bad investments by the insurance companies.

During the real estate boom, the insurance companies thought it would be a good idea to invest in real estate deals.  Unfortunately, when the savings and loan …

Identifying The Four Major Types Of Loans

Although it may be a given for many people these days, it is still important to know something about loans when you are thinking about applying for one. In fact, most people already have one type of loan or another. There are many different kinds of loans offered by banks, credit unions, private lenders, and other financial institutions. Each loan may be subject to the specific requirements of the institution offering it and many loans are actually tailored to the particular applicant. All of this aside, there are four major types of loans that are used by consumers. Each type has a different object or focus attached.

The first major type of loan is the personal loan. These are the loans that you would obtain from a bank or credit union as an individual. At the same time, there is some overlap between personal and small business since the purposes of each may often coincide. For example, you may need a personal loan to fund a new small business opportunity. A personal loan may simply be a loan that you receive in order to pay for a necessary expenditure like replacing a major appliance, paying bills, or getting a vehicle. Personal loans are also used to consolidate debt.

A second type of loan is the home or mortgage loan. This is the category of loans relating to new home purchasing, but may also deal with using your existing home mortgage as a form of collateral to get a loan for other purposes. Like other types of loans, these loans have specific requirements and qualifications organized by the lender, which must be met by loan applicant. Home loans are long-term expenses. You need to keep this in mind and plan accordingly and take other expenses that will be included so you have a clear idea of your payments. Now a mortgage loan may also include those who already have homes but want to take a loan out on the mortgage or house, using this as collateral to secure the desired amount. There are specific requirements involved in these situations as well and there is risk involved since you are putting up your home as collateral.

The third major type of loan is the automotive loan. This is a narrower category since it deals exclusively with the purchase of vehicles. Everyone needs a car or some other means of transportation in today’s world. More importantly, they need something that is reliable and will get them where they need to go. Cars-even used cars-are expensive and most of us do not have the money to go and buy one outright. Therefore, auto loans are required to purchase a vehicle. Automobile dealerships typically provide financing options for auto loans via participating lenders. Again, there will be requirements that you must meet like credit rating or income level to qualify for the loan. Different lenders have different policies regarding auto loans so you will have to investigate them individually to find out if you are …

Personal Injury Calculator – Top 5 Questions For Calculating Your Car Accident Claims

Using a personal injury calculator can help you figure out how much your car accident claims are worth. Here are the top 5 questions people ask about calculating the value of their auto insurance settlement.

1. How Does the Personal Injury Calculator Determine my Car Accident Claim?

The most basic formula that is known to be used for car accident injury claims is:

Pain Multiplier X Medical Expenses + Loss of Income

The “pain multiplier” is a number typically between 1.5 and 5. This multiplier number is chosen based on the severity of your car accident injuries; the more serious your injuries, the larger the multiplier.

For example, a minor injury like a sprained neck is more likely to get a low multiplier (1.5-3). While a more serious and painful injury, like a broken leg, would get a higher multiplier (3-5). The multiplier range may even go to higher figures (10) for more severe and long term injuries.

The next thing that is included in the claims formula is your medical expenses, also known as “special damages.” These expenses include the cost of your medical treatments, visits to the hospital, ambulance ride, X-Rays, pain medication etc.

The final thing that is added in your insurance settlement is your loss of income. This refers to the amount of income you lost as a result of your injuries. For example, if your injuries forced you to stay home from work, then your lost income would equal your daily pay rate times the number of work days you missed.

2. When Should You Use a Personal Injury Calculator?

The best time to use the injury calculator is at the end of your medical treatment. You should always have your injuries thoroughly diagnosed and examined before filing an injury claim. This gives you a more accurate estimate of your total medical expenses that should be included in your final settlement.

3. Who Should NOT Use the Personal Injury Calculator?

Most personal injury claims involve minor injuries that do not require you to immediately hire an expensive lawyer. For these types of claims, you should use the injury calculator to get a rough estimate of what your auto accident settlement might be worth.

However, there are insurance claims which cannot be handled without the help of a skilled injury lawyer. These types of car accident claims involve more serious and long term injuries like permanent disabilities, lost or severed limbs, traumatic head injuries etc. If you were severely injured, your best option is to meet with a lawyer who is familiar with claims related to your specific injuries.

4. How Accurate is the Personal Injury Calculator?

The injury calculator does not give you the exact final settlement, but an initial estimate of how much your injuries are worth to the insurance companies.

Many people would argue that the injury calculator is too simplistic. That it does not address the complexities and subtleties of an individual’s personal injury claim. Others are quick to bring up Colossus, …

Credit Repair Business Plan

Here's the executive summary of a Credit Repair Business Plan:

  • A description of your company, including your products and / or services
  • Your mission statement
  • Your business's management
  • The market and your customer
  • Marketing and sales
  • Your competition
  • Your business's operations
  • Financial projections and plans

For someone looking for a credit repair business plan, a simple description may be "Ace Credit restoration provides credit restoration services to help consumers attain good credit and therefore have more attractive financing options. Charging $ 800 to $ 2000 per client and reaches new clients via relationships by credit-dependent professionals (real estate, car dealers, etc.), financial professionals (tax, insurance, financal planners), consumer direct marketing (internet, radio, tv, postcards ), And past-client referral cultivation.

Any business plan should then talk about management, which indicates to your experience. If you have experience managing a team, attention to detail, and / or financial experience, this is relevant and should be included.

When writing about your client, the consumer, you'll find there are about 70 to 80 million americans with bad credit, many millions of whatever will need to finance a home or car or other purchase and will there be interested in purchasing credit repair services . While some people do attempt credit repair on their own, credit is becoming increasingly complex and important. Fewer people succeed or event attempt it, and like dealing with plumbing or auto repairs, most are willing to pay a professional to get it done right.

Next, you should include a specific marketing breakdown. We have found that at first, referral relationships are a great place to start. By offering "credit repair seminars" or "lunch and learn" events to local real estate agents or car dealers, you can quickly position yourself as an expert, develop referral sources, and help them sell more homes or cars. As your business grows, you'll want to branch out into mass media, internet marketing to increase your visibility and scale up your operations.

The next section generally will cover competition, which of course varies by market. Currently, the credit repair business is still open and large driven on referrals at time of need, meaning people often get their credit restored when preparing to buy a home or car, or after being declined for some type of financing (ie a credit card at Better terms than they have previously). Longer term, the internet is a massive source of business that still has fundamental opportunity. One still large untapped area requiring someone to execute their credit repair business plan is in the area of ​​social marketing (ie Facebook) and joint ventures with point-of-need media ie a referral relationship with leading real estate websites, car dealer websites, etc . Who depend on attractive financing.

Next, your plan should cover operations. You can run a credit repair home based business, or you can use office space. One under-used idea is renting a desk inside a busy real estate office. This can provide more than just a professional meeting place, but the …

Is a Business Incubator Right for Your Business?

What is the Purpose of a Business Incubator?

Business incubators are organizations that nurture the development and growth of businesses in the early phases to help them persevere in their most vulnerable stages. Incubators provide numerous resources and support services to aid in the development of businesses. The general purpose of incubators is job creation, business retention, enhancing entrepreneurial climate, growing local industries and economies. Approximately 93{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of North American incubators are nonprofits focused on economic development. About 7{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} are typically set up to receive returns from shareholders investments. (Business Incubation FAQs)

What to Expect

It is important to conduct research on the incubator(s) and consider the advantages and disadvantages before embarking upon the application process and working with an incubator.

  • Conduct Ample Research: It is important to understand that incubators will have their own set of unique offerings for their entrepreneurs. The package offered should help meet the needs and goals of the company. The location of the incubator should allow for a flourishing business, with a market that can sustain the business for the duration of the term of stay. The mentors and specialists available should also have experiences and networks beneficial to your business.
  • Related costs: Some incubators will charge monthly fees, like a typical leasing agreement. However, other incubators may accept in exchange for equity. It is beneficial to consult with an attorney to review the terms and contract.
  • Speak to alumni: If the incubator has a list of previous tenants, speak to them about their personal experiences. This first hand testimony will give you further insight and help you determine if the incubator is right for your business.
  • Prepare your proposal: If you decide to apply, be sure to prepare and rehearse your pitch and distinguish yourself from other businesses and business owners. Incubators want businesses that are sustainable. In your proposal, be sure to discuss how your business will succeed with accompanying financial projections.

What are the main business models?

As mentioned previously, each incubator will have a unique set of offerings. The list of business models below should give you an idea of what to expect as you conduct your research.

  • Rent Model: Rent is charged to businesses which can help incubators be self-sustainable. In some cases initial rents are subsidized. The subsidy rate usually declines over time to gradually introduce commercial discipline to the business.
  • Equity Model: Incubators take marginal stakes in the business, usually in exchange for low rent periods.
  • Royalty Model: Royalty payments are made based upon the amount of revenue earned by the business.
  • Deferred Debt Model: The services offered to the business, as well as the overhead is charged at a decided upon future date as an incubation fee. The incubator could decide the repayments (partial payments or lump sum) are due when the business leaves the incubator or when the business reaches an agreed upon financial target.

What are the main advantages and disadvantages?

Advantages

  • Low cost workspace allowing for reduced overhead
  • Offered resources such as mentorship,

Importance of Financial News in Our Daily Lives

Gone are the days when there was no concept of any money and people used to barter material things. However, the present day world is all about money which has become the prime mover of all aspects of life. Most people are either employed in a job or carry on some form of business in order to earn money. The stock market is another platform where individuals, as well as small and large entities, do stock trading, again with the intention of making money. Essential inputs for formulating a strategy for stock trading are latest stock market updates, knowledge of best stocks to buy in 2012, the latest financial news, stock analysts’ ratings and information regarding the most active stocks.

However, there are many people who are either not interested in stock trading or lack money, or they do not want to put whatever money they have at stake in the stock exchange. For such people, finance news and the latest stock market updates might seem to be superfluous and the happenings on Wall Street might seem to be of no use to them. But they must realize that our daily lives are deeply affected by what happens in the stock markets.

One of the most important areas in our lives is employment, which can be deeply impacted by the happenings in the market. If the stock market goes down, the employment scenario will be dim and if the market goes up, employment will also pick up. Keeping in touch with the latest finance news as available from any of the several media can be of great help in knowing which way the wind is blowing.

Hundreds of thousands of people have lost their jobs due to the current downturn in the economy. Many of them have had to withdraw whatever they had in the 401k in order to survive. Even those who have not withdrawn their money will find that the amount in this retirement fund today has shrunk, as compared to what was in the fund two years ago. The main reason for this is that the money was invested in the stock market and when the economy got into turbulent waters, the stock markets went down and so did their money. If they had been abreast of the finance news and kept track of the stock market, they could have withdrawn their money before any damage.

Finance news encompasses several aspects such as the movements of the stock market, the performances of companies and their stocks, the currency strength and its relations with other major currencies of the world and other company news. These aspects impact our lives as prices of commodities are governed by them. The decision to buy a house, a car or even a computer can be taken more judiciously after assessing the mortgage rates and other financial parameters.…

7 Women Business and Leadership Role Models From the Bible to Inspire Christian Women in Business

Christian women today have many women mentors and role models from Bible days on which to base their business and leadership ventures. The qualities and characteristics of these women from long ago provide patterns for running successful enterprises as well as for being involved in government, legal matters, community organizing and even military operations. Most of these women were married and some functioned from their homes. The activities of these women are often not discussed, leaving some of the best means of motivation and encouragement for contemporary women unknown. This article presents a brief background along with the qualities and skills of only 7 top Bible women in business and leadership who have lessons to share for today.

1. Rahab: Joshua 2: 1-22; 6: 17-25. Rahab was a businesswoman who ran a lodging place and provided for her family members. Often misrepresented as a prostitute, there is no evidence of this in the Bible. She became known for her willingness to take great risks to negotiate with new people for the protection of herself and her family. Running a lodging facility meant being able to manage a staff of workers, keep clients happy and serve the needs of people from all backgrounds. It also meant being misunderstood by those who did not understand this nontraditional business role for women. The leadership qualities and skills of Rahab included being industrious and wise, having a business plan, management abilities and negotiation skills.

2. Lydia: Acts 16: 14-15, 40. Lydia was a well-known businesswoman who dyed and sold purple cloth. Royalty and the wealthy dry purple cloth. That meant she had a high end target market. Her business had to provide a consistent, high-quality product to meet the standards and needs of a wealthy clientele. She also had employees, which means her company provided jobs for people in her community. Lydia was an entrepreneur who probably would have had a corporate structure. She displayed qualities and skills that included organization management and growth, employee training and development, and strong target market skills.

3. Priscilla: Acts 18: 1-3; 24-28. Priscilla worked alongside of her husband, Aquila, as partners in a tent making business out of their home. She was first mentioned as the mentor to the great Apollo who she helped mentor to preach with more direction and authority. She also traveled extensively in the capacity of evangelist. Her skills and skills were in working in harmony in a business partnership, managing a home-based business, business development and growth, multi-tasking, coordination, human relations, and mentoring skills.

4. Huldah: 2 Kings 22: 14-20: 2 Chronicles 34: 22-28. Huldah was a prominent prophetess and married woman who was thought out by the King's Advisors for counsel about spiritual matters. Huldah was known for being honest, highly intelligent and a scholar of the Scriptures. The qualities and skills she shares with contemporary Christian women include being a strategist, teacher, strong communicator, life-long learner and a leader who advised others and made hard decisions.

5. Phoebe: Romans 16: …

10 Ways to Make Money form Sugar Daddy Dating Sites

We know it sounds cruel, but these adult singles want to buy sugar babies a lot of gifts, we just have the right ways you should ask for them. These Sugar Daddy singles don’t mind spending money, actuallly it’s a nice way of making guys feel like a Super Cool Sugar Daddy. We all want to help others and like to treat our sugar babies nicely, the problem is when sugar babies do not appreciate it. So I found a great guide for Sugar Babies from Adult Singles Dating that talks about Free Dating Sites and how Sugar Babies can get everything they want by asking properly.

Ask about interest on your Credit Cards

Men love to Teach and Instruct a Woman

By asking a sugar daddy about interest on a credit card and what is the best way to handle your credit cards. Your Sugar Daddy will begin to explain that monthly interest can be expensive and will begin to want to help you in getting that cleaned up. By wanting him to teach you about managing your money because he is so good at it, you then can ask to start from a clean slate by him offering to help pay for the amount due the next month. After paying the credit card he can help you budget your money and will offer some additional cash to get you started.

Date a Sugar Daddy that has just been divorced

Most men want to make their ex jealous. All you will need to do is act pretty and go to the same shopping centers, restaurants and other areas where his friends will be. He will spoil you tremendously because he knows his ex wife will find out.

Cook a Dinner and run out of Milk

Cook a delicious meal for him, and wear just about the sexiest thing you can. Ohh, tell him you need to buy some food from the store and can you borrow some money. You Sugar Daddy will be mezmorized by your cute outfit and give you the black america express. Have Fun!!!

Wear a skirt cross your legs and ask politely

Always show a little leg and cross them so you look elegant. It is much easier to give money to a sugar baby that is elegant than sloppy.

Workout together and be amazed at what he can do

When working out together be his personal spotter of course be sure to wear some tight pants and proper athletic attire. Be mesmorized at how athletic he is and continuously grab his arms. Sugar Daddies love that and it will make them feel like a Super hero. By the end of the night a expensive dinner and entertainment will be yours for the taking.

Never Pick up your Cell or Home Phone and tell him your cell phone sucks

This is a great way to receive a new cell phone from a Sugar Daddy, just tell him you have been meaning to get a cell …