Coverage of Commercial Auto Insurance
Commercial auto insurance provides security to your owned vehicles or for the vehicles used in business. It can provide insurance coverage bodily injuries and as well as liability coverage. Vehicles which are commonly used for commercial purposes include trucks, car, buses, vans and trailers.
There are different types of commercial auto insurance coverage to choose from and are available depending on your need for coverage.
Business insurance is a security provided for personal travelers and commercial autos which may be involved in any business. Not included in this type of insurance are cargo companies, auto dealers and auto service companies.
The commercial auto insurance can provide primary coverage. This covers legal responsibility and liability, cost of protection and many more. Also, bodily injuries are also covered in commercial auto insurance. Although it gives security and protection from injuries, this is different from the personal auto policy.
Other coverage includes comprehensive and collision coverage which is useful for defined threats should there be a reason liable for any losses. The collision coverage covers repairs, and may restore or compensate the auto.
Under the business coverage, auto dealers are not allowed in its coverage but may be covered under the Garage Coverage. This includes liability and bodily injury coverage and as well as insurance for garage keepers.
By virtue of the Motor Carrier Act, truck owners are sanctioned to confirm and comply with financial requirements because they will be the ones liable for any losses during the duration of the process. Because of this, insurance company provides trucker's coverage to truck business owners.
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