231 Front Street, Lahaina, HI 96761 info@givingpress.com 808.123.4567

Are Bad Credit Motorcycle Loans Possible

Are bad credit motorcycle loans possible? This is a question I am asked over and over again, whether it is just meeting a person on the street or though e-mail from a person that found my motorcycle financing website. Well the short answer is yes bad credit motorcycle loans are totally possible even if you have a bankruptcy on your credit report. However, there are certain things you need to consider before looking for a bad credit cycle loans because you can be taken advantage of just because you have poor credit.

First off understand that over and over again in the world of motorcycle loans, I see cycle buyers with bad credit tend to focus more on desperation for getting approved for motorcycle financing rather than making a good decision for there financial future. As a result, when the typical motorcycle buyer with poor credit is approved they are often stuck with hefty fees, and backend products that leave them paying much more for their motorcycle than they should.

If you have bad credit and need a motorcycle loan, the best advice I can give you is do not let someone tell you that you have to pay document fees, extended protection, Gap insurance or other add on products to get approved. Sure you may have to sacrifice for a higher interest rate on your bad credit motorcycle loan, but you do not have to get taken to the cleaners with a bunch of other fees.

It is the above reasons that it is important to try to sometimes go straight to the lender and find a lender that will finance bad credit motorcycle loans I am not going to tell you that it is easy to get approved like if you had good credit but if you work a bit you can find motorcycle lenders specializing in bad credit. Here are some options you may want to consider.

1. Online Motorcycle Lenders: The nice thing about working with online motorcycle lenders is that you are going directly to the lender and there is no middle man involved with placing you in a loan that may put you in a bad situation. Going directly to the lender for bad credit motorcycle loans is always better in my opinion because the lender does not want to place you in a loan you will default on. On the other hand, going through a middle man you will find the middle man will want to place you in a situation where they will make the most money which could be a very bad loan for you.

2. Credit Union: Your local credit union may buy bad credit motorcycle loan more often than the average loan at a dealer because the credit union only has a small percentage of its overall loan portfolio in bad credit motorcycle loans. This allows them to control losses a bit better than a dealer because they have other thinks finance not just motorcycles. So they may approve …

Attract Money With Runes and Laws of Quantum Physics

Rune Meditations FA for Wealth/Prosperity

For the first time you can now combine the Ancient Wisdom of the Runes with the power of Quantum Physics to attract wealth.

I believe in the power of the Universal Creative Energies called the RUNES. The power of the Law of Attraction. The Law of Three. The Law of Resonant Frequencies. All laws you can now use to recreate your life the way you want it.

All these laws are now fully explained in the modern day language, called Quantum Physics. Our ancestors and the modern day metaphyscians called these working laws The Mind of God.

By consciously using these laws we can change our destiny, and our lives, to include more abundance, health and happiness.

Runic energies are the most powerful way to do this.

I am sharing with you my 25 years of rune work. I will use the modern languages of energy and Quantum Physics.

Runes, Rune-Meditations, Rune-Magic, Rune-Yoga are all part of the great truth of Creation.

RUNE-MAGIC-MEDITATION-FOR-WEALTH

You will notice that there is a great similarity between this meditation and the meditation for health. I am a firm believer in repetition. The more you see something, the sooner you will grasp it

What you about to read, about runic energies, you won’t find on any where else. This is the first time RUNES are presented from a strictly energy point of view.

To practice this runic breathing exercise you do not need any ritualistic paraphernalia. All you will need is to print out the oversized rune you will find at the this lesson.

It is best to print it out on hard card stock, it will last longer.

For this runic breathing exercise we will use RUNE-FA . The Rune of mobile wealth.

To begin, sit comfortably in your favorite chair. It is best if possible to use the same chair everyday for your runic meditations. In this way the chair will become imbued and charged with runic energies. After awhile, just sitting in the chair will bring you the feeling of peace and calm.

Relax, do not strain. Breathe slowly and deeply Do not be concerned if you are doing it right or wrong. Do not be concerned if you are pleasing or displeasing a god/goddess. It is not a ritual. It is about attracting rune energies.

It is your personal rune-meditation-for-wealth breathing exercise. It is energy and vibrations.

Where you place your attention your energy flows. You actually touch what you think about, and it will touch you back. When you place your attention on the runes in the Quantum Ocean their energies will flow towards you. You are performing an energy transfer.

RUNE MEDITATION FA WEALTH

The runic wealth energy that you are about to attract has to have a specific target, a specific place to flow to. You will now prepare yourself to mentally receive these energies into your personal energy field (AURA.)

Once your personal energy field is charged with this runic energy then …

Do You Fear For Your Personal Safety?

Security or personal defense is something that all of you should take a lot of interest in. The quietest of towns and villages too are now not too safe at anytime of the night or day when you are alone. You can be attacked by a thief, kidnapper, murderer, psycho or a rapist. They come in all sizes and shapes you cannot be sure whether friend or foe unless you know the person very well for a very long time.

A lot of gadgets are available in the real market and e-market that you can buy for you own personal safety. SAFETY is something that you cannot compromise and it has to be your priority. You can opt for a safety gadget according to your comfort and budget. If you want something small and dangerous but something that will not kill your attacker you can go for a Taser gun. They are electric guns which when comes in contact with the attackers gives him an electric shock strong enough to make him lose his senses and keep him immobile for a few minutes.

Taser guns are used by cops too. They use them in situations where they just want to use a non-lethal weapon. It is a gadget that will not kill the attacker but yet it will save your life. At a time when you are alone and there is no one around to help and few minutes can be more than enough for you to reach safety or call for some help.

These gadgets cost for as little as $299.99, up to $1000.00 and yet provide you with safety for your life. It’s a small price to pay for your own personal security. Parents buy these Taser guns not only for their young daughters but for their teenagers who venture out of their homes alone for educational or entertainment purposes. Traveling to a late night party with a Taser means your child is safer and can look after themselves in case someone attacks them.

A lot of senior citizens are targeted by rogues and thieves so that they can make a quick buck. You need not be fit or agile to catch your trouble maker but you surely can hit him with your Taser gun and then get the cops to look after him. If you are scared to open your door to all sorts of strangers who ring your bell, all you have to do is keep your Taser gun in your other hand and open the door a little bit, if he tries to intrude into the house just give him a shock and bolt your door and call the cops.

These Taser guns are available in sizes to suit your convenience. You can carry your Taser gun without anyone else knowing that you have a weapon which can knock them out of their senses in a few seconds. In most states they are legal to own and carry either on your person or hidden in …

The Importance of Email in Your Business

Emails has been a very essential communication tool in this age of technology, and with the growing number of businesses doing transactions online, the email is indeed a great tool in managing your business.

Even for personal use or organizational use, it has become a part of our everyday lives – from communicating with friends to closing a deal, to applying for a new job or for almost any other transaction we do online. In fact, most services on the internet, even social networking sites, would ask you your email address before you could use their services. Indeed, the importance of email is everywhere.

To understand more about the importance of email, particularly in your business, here are specific things that you can do with your email and some of its advantages.

– Free communication. In any business, communication is an essential factor in any transaction, planning or organizing and emails are free for you to use to communicate with your employees, your clients, as well as your potential customers.

– Emails also have a wide reach. Telephones and mobile phones sometimes require you to have international sim cards to reach to other parts of the world, not to mention that it can also be very costly.

– Aside from its convenience in sending communication, the importance of email especially in businesses is to keep a record of the transactions of the businesses. Keeping an archive of your mails can be very useful in rechecking past information and transaction. It can also serve as repository of files, purchase orders, contracts, requests and other files that are attached in emails, as they can all be recovered later.

– For businesses who advertise online, one useful way of getting potential customers is by email, and in fact, getting an email is one important thing you need to have to introduce your product online and in availing into some online services and tools. A business website or an online store should have contact information like email to build credibility and trust for your clients and customers. It is also a good tool to deal with customer queries and feedback.

– Monitoring and managing your business even if you are not on the business site is also another importance of electronic mails. With portable gadgets able to send and receive emails, you can actually manage your business even if you are traveling or in another place.

– Emails are also great storage of your client’s addresses, potential customers, friends, employees and people you use to work together with. This database of contact information can also be conveniently retrieved anytime in your address book.

– You can also make use of an auto-responder to be able to get in touch with your clients, your potential customers, your contacts even without being always checking on your mails. This can help you manage your customers in a fast and convenient manner.

Aside from these main uses of email, you can also manage your tasks with the calendars …

What Happens If I Get Busted Driving Without Insurance in Oregon?

Thanks to the current flux of the economy and the fact that people are struggling to cut back in ways they’ve never had to before, the number of people out on the roads driving without insurance is climbing at a rapid rate. Those numbers are expected to hit seventeen percent or higher within the next two years-a frightening thought when you consider there were over 250,851,833 passenger vehicles registered with the DMV in 2007, and numbers have climbed by over 109 million since then.

 

Seventeen percent of that is over 42,644,811 cars on the road without insurance, any one of which can hit you at any minute.

 

The good news is, states are finally starting to crack down on car insurance compliance-and Oregon is leading the field. While many states have started implementing policies for drivers who decide driving without insurance is a good idea to continue to cruise the friendly highways (after paying a stiff fee, of course) Oregon is standing tough and cracking down on uninsured motorists.

 

When you register a vehicle with the Oregon DMV you’re required to show proof that you’re not going to be driving without insurance by producing documentation stating your car is covered under the Oregon minimum car insurance requirements. When the DMV gives you your registration it’s with the understanding that as long as the car is registered in your name it’s going to continue to be covered by those minimum requirements. Failure to do so constitutes a “breach of contract” (of sorts), and it’s punished accordingly.

Oregon Minimum Car Insurance Requirements

1.      $25,000 per person bodily injury and property damage liability,

2.      $50,000 per crash for bodily injury to others,

3.      $10,000 per crash for anyone else’s personal property that decides to get involved,

4.      $15,000 in personal injury protection (to cover “reasonable and necessary medical, dental and other expenses one year after a crash”), and

5.      $25,000 per person and $50,000 per crash in uninsured motorist coverage.

 

If you’re caught out on the highways without at least this much insurance on your car you’re going to be required to appear before a judge. If the judge finds you guilty of driving without insurance (as opposed to simply not being able to find your insurance card when the cop pulled you over) they’re going to fine you, and you may even have to pay to have your vehicle towed and stored and your driving privileges suspended for a year or more. And you can definitely plan on spending a ridiculous amount of time over the next three years producing proof of insurance in the form of your SR-22.

 

( The SR-22 is a form sent by your insurance provider that guarantees you’re not driving without insurance and, in fact, have purchased car insurance to the tune of Oregon’s minimum state requirements. It’s required after you’ve been convicted of driving without insurance, are applying to have your license reinstated after a DUI/DWI, you’ve been involved in an …

How To Start A Roasted Corn Business

Corn roasting is a simple yet very profitable small investment business. The successful corn roasters make full time living working just the summer months.

To start a roasted corn business you will need to acquire permits and business licenses from the health department and from the state. The following is a typical checklist to start your business.

1. Decide the size and the scale of the operation.

2. Decide on the menu for your concession business.

3. Purchase your equipment and tools.

4. Register your business.

5. Apply and obtain all the required licenses and permits needed to run a food concession business.

6. Secure events and have fun running your concession stand.

Permits, Licenses, and Inspection

Every state has laws governing business licenses and permits. Most likely, you will have to register your business with the state agency, so you can do business in the state. A tax ID number, business license number, and tax registration number can be issued to your business, depending on the state in which you are operating. You should verify with the city or county that the business location is zoned for that activity. You must have commercial liability insurance, both for your business and for your vehicle and trailer.

Health Department and Food safety

As a business owner and a food worker, you will be preparing food for other people. Contact the health department of your county or state to receive a copy of a food safety guide that will help you greatly in learning more about food safety. Roasted corn is considered a less hazardous food, but if you are going to sell potatoes and turkey legs you may have to pay higher fee.

Start-up Costs of a Corn Roaster Business

Brand new corn roaster with warranty: 10,000-$12,000.

Used corn roaster: $5,000-$8,000.

Additional equipment and accessories: $1,200-$2,000.

Used van or truck: $2,000-$10,000.

Food cost for first two events: $300-$1,000.

Event sign-up fee: $800-$3,000.

Fuel, utilities, and miscellaneous: $200.

Equipment Required to Start a Corn Roasting Business

A professional corn roaster, minimum 200-500 corns per hour.

Hot plate for melting butter

Steam table for storing cooked potatoes and turkey legs.

Two 20-lb. propane tanks

Fire extinguisher

Commercial quality tent

2 tables,

Hand washing unit (portable) very easy to assemble one

Mics. Little things

Google “Corn Roasters” and search for companies that will help you get started before buying the equipment if you are strapped for cash. One of the company Texas Corn Roasters help.

How to Find Events and Festivals

There are many sources for finding festivals and events, such as your vendor friends, the local Chamber of Commerce, auto racing, fairs and festivals, flea markets, rodeos, and theme parks. The Internet is one of the greatest sources for finding events. Many good sites provide this information. Always send a professionally done proposal with your application if you want to beat the competition.

Suppliers and Producers

Suppliers and produce wholesalers are your key to success in this business. You cannot afford to buy …

Why Ambition is Important – It Can Take You Places

There are many reasons why ambition is important in your life. This is because there are many different times and reasons you need ambition. You need it in your career and in your family. You also need it for yourself. Fulfilling dreams that matter to you on a personal level is one of the greatest things a person can do with their life. This could mean you running a marathon simply to do it or writing a poem because you wanted to do it. Regardless of what it is you want to do for yourself, you need ambition to accomplish it.

The main reason why ambition is important is because most things are not just handed to you in life. You have to really want something and know why you want it. When you really want something out of your life, you will be more willing to work hard to accomplish it. It also helps to have ambition whenever things are not going so great in your life. Having ambition in times like these will lead you to get yourself out of them and find happiness and success. If you have no ambition in your life, you have no drive for anything. Nothing will seem important.

Another reason why ambition is important is because it is your own ambition. No one can take away your ambition, which is why no one can give you ambition. You might be inspired by others, but the ambition to accomplish something comes from within. This leads to you viewing your life differently. You will be grateful for what you have because you were able to recognize what was important in your life. You then can use ambition to continue the happiness. It also helps you realize that what you make out of your life is up to you. Having ambition will help you accomplish your goals and dreams.

When you have ambition in your life, more things will seem possible. You no longer will have to look at your dreams and hopes as mere dreams. This is why ambition is important. Instead of looking at something you want from a distance, ambition allows you the motivation and strength to make it a reality in your life. This could be ambition to lose weight, ambition to get a better job or even ambition to start your own business. It really can change your life when you have a little ambition.

David Nuka…

The Scope And Importance Of Personal Selling And Sales Management

Personal selling is usually a beneficial vehicle for interacting with existing as well as prospective customers.

Characteristics of Personal Selling and Sales Management

Personal selling consists of the two-way flow of transmission involving a customer and vendor, frequently in a face-to-face experience, made to affect a person’s or maybe group’s purchase choice. Personal marketing also happens by phone, via video teleconferencing, as well as Web between customers and also sellers.

The responsibilities associated with controlling personal selling contain: (1) setting goals; (2) coordinating the workforce; (3) enrolling, choosing, coaching, and paying sales staff; and (4) analyzing the efficiency of individual employees.

Personal Selling in Marketing

Salespeople coordinate company interests with Client requirements to satisfy both parties within the exchange procedure. Salespeople symbolize what a corporation is or tries to be and are frequently the only personalized contact a client has with the organization. Personal selling could perform a dominant function in a firm’s marketing program if a firm employs a press marketing approach.

Creating Client Value through Sales staff: Relationship and Partnership Selling

Sales staff can generate Client value in numerous ways:

  • Determining innovative methods to Client difficulties.
  • Easing the Client buying procedure.
  • Following through right after the sale.

Relationship selling is a process of creating ties to clients structured on a salesperson’s attention and dedication to Client needs after a while. It:

  • Consists of common esteem and confidence among customers and vendors.
  • Works with developing long-term customers, not one-time sales.
  • Partnership selling (or enterprise selling) is the process where customers and vendors merge their knowledge and methods to generate personalized alternatives, dedicate to joint planning, and also share client, competitive, and company details for their common benefit, and finally the customer. It:
  • Depends on cross-functional business experts who apply their expertise and abilities to obtain better efficiency, reduced cost, and greater Client value.
  • Complements supplier and channel partnering.

Relationship and partnership selling characterize a further facet of Client relationship management (CRM).…

5 Disadvantages Of Not Having Life Insurance

Not everyone believes in life insurance, since others think its main aim is to make money from you. Of course insurance is a business, but its business is taking care of you while you are here and your family after your death. Therefore, if you are not yet insured, here are some challenges you may face along the way.

  • High unforeseen costs

The whole purpose of life insurance is to assist you financially. In life, anything can happen to you the minute you step outside your front door without a warning. Most of us are aware that expenses always pop up when you do not have extra money. You can imagine not even being able to pay your hospital bills! Spare yourself the embarrassment of having to borrow money anytime something goes wrong.

  • Lack of peace of mind

Without life insurance, you always worry and live a life with limitations even for your dependents. Life insurance gives you one reason not to worry. Having dependents makes you always alert and guarded of what happens to them. Even after you die, it ensures that your loved ones are well taken care of financially; they continue with their education, maintain the current lifestyle and just cater for daily expenses.

  • Loss of assets

Majority of you have debts or loans that are secured by some of your assets. That is good for you, if you are insured. Otherwise, after your demise, there is a high possibility that the debt collectors will be visiting you residence soon. This means all the investment you had (assets) will be owned by these companies, until the outstanding balances are cleared.

  • Can be a burden to loved ones

Your loved ones deserve peace of mind as well. Without insurance, you risk burdening them financially. This could be hospital bills, mortgage bills, funeral expenses, school fees etc. which they them-selves had not planned for. Just when they think they are done with one sad event, they receive numerous phone calls from the banks, bills and even personal visits to talk about your debts for years. All this can be avoided by getting insured.

  • Lose investing your money

It will come a time when you will age and retire. Not everyone plans for his or her future and instead of choosing the best life insurance policies; you prefer having a savings account that you probably withdraw every now and then to cater for your luxurious life. The result is regrets of not investing while you had the chance. Moreover, financial institutions are likely to decline your loan application, because you do not have enough proof that you have a source of revenue.…

Don’t Buy an Expensive Personal Organizer – Create Your Own!

Do you often find yourself late for appointments? Do you feel unorganized? Have a hard time finding phone numbers, addresses or other important information when you need it? If so, then you need a personal organizer. A personal organizer system is an ideal way to help you stay organized and keep all of your information in one place. However, personal organizers — both paper-based and electronic — can be very expensive, and they usually contain categories or sections that you don’t need.

Fortunately, it’s not really necessary to spend a lot of money on a fancy organizer, PDA or smart phone. You can do it yourself and save a lot of money. Here’s how you can create your own custom personal organizer that is inexpensive and perfectly meets your needs.

1. Materials you will need:

a. Small loose-leaf binder. You can find these at just about any stationary store, drugstore, discount, or grocery store. Make sure the binder has pockets in the front or back so you can put in a small calculator and your business cards.

b. Loose leaf lined paper. The paper needs to be the same size as the loose leaf binder.

c. Divider tabs.

d. Appointment calendar. These are small booklet-form calendars you can buy, or you may be able to get one for free from your bank or other merchants that offer these to their customers at the beginning of the year.

e. Small Calculator. Very inexpensive these days – sometimes as cheap as one dollar.

2. Create your categories:

a. Next, you will create the categories that you are going to put in your organizer. Common categories used by many people include addresses, telephone numbers, appointments, expenses, projects, to do list, notes, and so forth. You may create any category that suits your needs. Don’t be afraid to be original, because this is going to be custom -made just for you.

b. Write the category names in the divider tabs. Place the tabs in the binder, and include several pieces of blank lined paper behind each divider section.

c. Put the calendar in the appointments section. Remove the outer cover first, and then punch holes along the inside crease of the calendar. Make sure the holes you punch are spaced the same as the binder rings.

d. Finally, put the calculator and your business cards in the inside pocket. The calculator will come in handy anytime you need to make calculations at work or when shopping, and your business cards will be readily accessible when you need to give them out.

3. Use it! Start using your new organizer right away. Any system, no matter how good it is, will be of no practical use if it is not used regularly. Get in the habit of writing down all of your business and personal appointments and important dates such as birthdays, anniversaries, holidays, etc. Also, write down the addresses, phone numbers, e-mail addresses, and other contact information for your family, friends and business contacts. …