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USANA MLM Business – Opportunity Or Scam?

Usana Health Sciences has become a very large and well-known health and wellness network marketing company They offer a variety of healthy self-care and home-care products, as well as an income opportunity if a person becomes a distributor and sells their products.

However, there are some very real concerns and issues about starting or participating in a Usana business. In this article, I will provide and unbiased review of the pros and cons of developing a Usana business, and see if we can find out whether Usana is a great opportunity – or a great scam.

  • Usana – The Good
  • Usana was founded by Dr. Myron Wentz, a microbiologist and immunologist. Dr. Wentz began Gull Laboratories in 1974, and built it from a one-man operation to a leading provider of viral diagnostic tools. In 1992, Wentz sold his stake in Gull Labs and began Usana with the hope of preventing disease, not just treating disease. Today they offer a line of high-quality supplements and personal care items.

    For distributors, Usana pays out with a binary compensation plan, where a representative builds a left-side and a right-side simultaneously. One of the good things about their compensation plan is the fact there is no monthly group volume requirements. Commissions are earned based on group sale volume (GSV).

    Another big pro about beginning a Usana business is the need – currently, the demand for products that might help in the prevention of disease is huge. With the current marketing trends being what they are, you can sell just about anything that has “anti-oxidant” written on it.

  • Usana – The Bad
  • Usana is a network marketin company, which simply means that a distributor can go join and build a downline, and grow a distribution channel. The first flag that we noted was that Usana encourages their distributors to purchase business opportunity leads (or bizop leads) to grow your organization. The problem with opportunity-seeking leads is that nine times out of ten, they are not really looking for an opportunity. In fact, the way that many opportunity leads are gathered is rather misleading. The process works like this: you are out surfing the web, looking at different sites, and you suddenly see a pop-up ad to win a free toaster if you take a quick survey. If you take that survey, you will be asked to submit your name and phone number to get your free toaster. The minute you fill out that form, you actually become an opportunity-seeking lead.

    For people that have used opportunity leads before, this would explain why so many times when they contact the lead, they have no idea how they got put on an opportunity-seeking list. Also, these types of lead lists are sold and re-sold multiple times, so that when you get around to contacting the lead, they have already talked to eight different people with a “huge business opportunity”.

  • Usana – The Ugly
  • The reason that so many network marketing businesses have such a bad reputation is …

    Printable Day Planners Save Time and Money

    Paper-based day planners are still very popular professionals and busy families. However, when you run out of preprinted pages from the manufacturer, your careful planning comes to a halt until you can obtain refills.

    Refills of dated pages, blank planner pages, calendars, to-do lists and address book pages for three-ring datebooks of various sizes are available from stationery stores and via mail order, but they can be pricey and hard to find.

    One convenient option is to locate, download and print planner pages from online sources. In some cases, the printable refills are free. You should be able to find pages designed to fit common commercial datebooks such as the Day-Timer, Day Runner, Franklin Covey and other systems.

    If you have some ink in your printer and a few minutes to trim pages and punch holes, you can have your favorite day planner back in business from the comfort of your own home.

    If you decide to go the printable refill route, the first step is to determine what size organizer you are using. Here are the most common planner sizes: executive (8.5 "x11"), desktop (5.5 "x8.5"), travel (4.25 "x6.75"), personal (3.75 "x6.75"), pocket (3.5 " X6 "), hipster (3" x5 "-index card size) and mini (2.75" x5 ").

    Executive and desktop size planners are commonly referred to in an office setting. Travel, personal and pocket versions are made to bring along in a purse or briefcase and use on the go. The smallest planners, the mini and increasingly popular hipster size, are designed to fit in a pocket.

    Some people use only paper planners, while others rely on them to supplement computer-based organizing tools.

    Reference the pages that came with your datebook, or simply measure the pages, to figure out what size you need. Also decide if you want to view the pages in landscape or portrait orientation.

    Select dated or undated calendar pages (daily or weekly), monthly calendars, to-do lists, address and phone pages, graph paper, lined pages and any other variations you expect to use.

    Typically, free printable planner refills can be downloaded in PDF form, which can be easily opened, viewed and printed using Adobe Acrobat's free Reader. To save ink, consider printing the pages using only your printer's black ink cartridge.

    Once the pages are printed, you'll need to trim them down (except they are executive size). Some planner refills come with handy guides for trimming as well as placement circles to aid in hole punching.

    Then, pop them in your planner and you're ready to rule the world, even more organized than before!

    Copyright 2009 by Kevin Savetz …

    Why Do People Steal Your Identity?

    Sometimes, it is hard to understand why a person would want to steal your identity. However, there are many reasons that a person would steal an identity and they are not all good ones. Criminal minds act out of rebelliousness, desperation, and for personal gain. They all have their own purposes for stealing your identity, but they all possess a negative impact on the victim’s lives that they steal. Stealing your identity is easy for them, and it is crucial that you always use identity theft protection tactics in your life or this is how they will use you identity:

    • Fraud via credit cards- Thieves steal your information and especially your credit card numbers so that they can make large purchases in your name. They do not worry about your credit because they do not have to suffer the consequences. Identity thieves change the billing address of the credit card companies so you do not know when that have committed the crime.
    • Utilities and phone- Sometimes these criminals steal your identity to use for purposes of hooking up utilities and phone accounts in your name. This way they can ruin your credit and reputation as well as benefit when they have already done this to their own good standings.
    • Financial and bank- Identity thieves will steal your personal information so that they may create bank accounts in your good name as well as take out loans they never intend on repaying. Also they steal ATM cards, write counterfeit checks, and take your life savings in an instant.
    • Employment and legal- You can have your identity taken with government documents such as social security cards, drivers licenses, even birth certificates. These smooth minds take this information to obtain employment, governmental benefits, for tax purposes and to receive medical treatment.
    • Personal gain-Complete and utter desperation will cause people do do crazy things. Identity theft gives a person a new self, reputation, and history. With this a person can evade the law, escape their life, and start all over while ruining someone else’s life.

    Although you may not want to deal with the fact that identity theft is very popular, it is best to bee safe and not sorry. Ignorance could cause you great hassle and financial short-comings. In order to protect yourself from the various reasons a person may steal your identity you need to be aware of all the facets that identity theft involves. With this unique knowledge and understanding, you will be able to beat this horrific crime before it happens to you.…

    How to Start a Foreclosure Cleanup and Property Preservation Company

    A new article on June 3, 2009 from MSN Money writer Michael Brush indicates that there is a third wave of foreclosures still to come from prime borrowers (i.e. those previously “safe-borrowers” with sound credit and fixed-rate mortgages) as a result of job losses thanks to the worsening economy (“Coming: A 3rd Wave of Foreclosures”).

    The article states that “In the first quarter, the percentage of these borrowers who were behind on their mortgages or in foreclosure had doubled from a year earlier, to nearly 6{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc}” and goes on to say that “Credit Suisseanalyst Rod Dubitsky predicted last week that 8.1 million mortgages, or 16{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of all mortgages, will go into foreclosure over the next four years. A weak economy, continued declines in home prices and rising delinquencies among prime borrowers all but ensure that foreclosures “will march steadily higher,” he says.” Not such great news for the economy, but good news indeed for entrepreneurs interested in starting a foreclosure cleanup business to clean and repair foreclosed homes for the banks.

    To put this in perspective, this means that there will be over 2 million foreclosures a year and more than $2,025,000,000 up for grabs in money that will be spent on cleaning up these foreclosed properties (since the average bill is $1000+ to clean up one of these properties).

    Let’s take a look at how you can position yourself to capitalize on this coming foreclosure movement

    Set Up Your Company Properly

    If you want to be hired for cleanup or preservation work, you’ll need to operate your business as a professional company. The good news is that you can set up a business quickly and inexpensively, and usually on your own. Many people decide to set up an LLC (Limited Liability Company) because of how quickly and easily it can be done but you’ll want to check with your accountant or other business professional to select the type of business entity that’s right for your personal situation.

    If you do decide to start an LLC, you can usually find all of the documents you need online from your state’s government website. Usually the branch you’re looking for will be called the “Industrial Commission” or “Corporation Commission” or similar. Try typing in “start a business + ______ (your state)”. Anything ending in “.gov” is usually a good place to start as it indicates a government site.

    Once your business is set up, you’ll need an Employer Identification Number (EIN), which is like a SSN for your business. You can register for one online: type in “IRS” & “EIN” into a search engine to find the online registration link.

    As soon as you have your EIN (which you can usually get immediately online), you can open up a business bank account for your company. This step is very, very important. In the excitement of things, many people get caught up in the day-to-day dealings of running a business and use their personal accounts to pay for business expenses. Not only does …

    Engineering Business – Marketing Your Unique Selling Proposition

    You know that you work that your engineering company is the best out there, but does the public know that? What makes your firm better than the competition? Do your prospective clients know that? What advantages and benefits do your clients have by using your firm? This is marketing; Getting the word out about you and your company.

    A major part of marketing is describing how your company is different from the competition, and how that benefits your clients. Most engineering firms do very little marketing outside of word of mouth and maintaining client relationships. Most of the time this may be all you need to do to stay busy, but if you want to grow your company you will need more clients and contracts. What happens when your clients start to fade away or decide to use someone else? To stay busy you will need to employ several well planned marketing tactics.

    One of the best ways to market is to inform the public of your difference from the competition by creating a Unique Selling Proposition or USP. A USP is what makes your firm different from your competition. If you want to immediately stand out in the engineering community, have a clearly defined USP. Ask the question "Why your potential clients would have chosen to do business with your firm versus the competition?" What separates your engineering firm from the competition? The answer is your USP. Your engineering company has better services, a guarantee, better selection of services, longer business hours, more flexible payment options, or a combination of all of these and more. You should be able to summarize your USP in one sentence. A great USP will have your potential clients thinking or saying, "I have to do business with these guys." Most companies inadvertently talk about creating a USP, but do not actually implement it.

    Unfortunately, most USP's are not unique; Because many firms will review other USP's and copy the best words. They will search the internet, review several business books, and may even ask other individuals and then combine the results into their own USP. If most USP the client reads are similar, then they have no meaning.

    Again most of the marketing books available in the bookstore are not for professional service business like engineering. A personal service client is looking benefits more so than any other type of client. A customer of large chain store is probably looking for low price product. A client of designer is looking for quality name brand and not necessarily lowest price. But a client of professional service company is looking for something quite different. What do you want from a lawyer, a doctor, an accountant, or a designer? Are you looking for bonuses, sales, and discounts? Of course not!

    A true USP answers the client needs. What is it that clients are looking for? Based on our experience most buyers want their professional service provider to have one or more of following characteristics:

    1 –

    Realizing Personal Economic Independence

    An individual is initially dependent on others during the early phase of life; first 20 years. Throughout this phase, the person obtains knowledge on multiple subjects, attains wisdom through manifold observations, and builds up moral strength by means of spiritual/humane practices. Nevertheless, the person is barely in touch with the business world during this phase. Later on, along with multi-dimensional independent life experiences, the individual, in the second phase of life, is consequentially apprised about economic fields and economic works.

    Human life embraces multiple needs and countless facilities for normal living. Basic human needs include healthy food, fresh water, proper clothes, right sanitation, complete shelter, necessary medical aids, easy transportation and appropriate education. The innate human nature extends the individual’s contentment boundary towards countless paraphernalia of life, such as, aesthetic dressing, delicious foods, magnificent residence, superior education, unlimited medical assurances, and so on and so forth. In order to fulfil both, needs and facilities, money is the fundamental prerequisite. Proactive efforts are indispensable to earn money units. Namely, a work for the sake of monetary reward is called an economic work.

    Technically, personal economic independence is defined in the dictionary as “the income threshold at which a person can live without relying on the support of others.” At this stage, the economic agent can purchase required, and even desired, goods for personal advantage. Realistically, stream of successful execution of economic works by the individual is the only way to reach personal economic independence. The main ambition of this article is to portray the roadmap towards the actualization of a stable income stream, and hence, economic independence. I will try to reach the focal point of the paper by providing a simple technique to realize the perfect profession, a proper method for execution of economic work, and effective tips to overcome hurdles during economic struggle.

    Opting the Right Profession

    There are boundless economic works available in the modern world. Needless to say, the invention of internet and technology has further introduced oodles of online works as well. Selection of the right profession is duty of the economic agent. How may he/she opt for the right profession? Jeff Goins, author of the bestseller, The Art of Work, gives answer to the question. He offers a stunning approach to discover the purpose of life. Once the purpose is realized, one can consequently comprehend the right profession. Jeff writes: “when you pay attention to your life and the lessons it can teach you, you won’t feel so lost. Your story will seem less like a series of disjoined events and more like a beautifully complex narrative unfolding before you. You will understand each setback, inconvenience and frustration as something more than what it appears to be. And perhaps, as you listen to it, your life will speak.”

    Jeff, in his case, listed out a few memories from his life and during the exercise, he was able to grasp his purpose; to become a writer. An economic agent, at the outset, can also implement the …

    Insurance Marketing: Take Your Bio From Stale To Stellar

    How well does your professional bio showcase your abilities? Does it tell your personal brand story? Is it current and compelling?

    Unfortunately, most insurance professional bios are stale and boring. They lack heart, depth and inspiration. Company profiles are often riddled with tired clichés and insurance industry jargon. And the typical executive bio is no better than a resume – a bulleted list of jobs and skills that can easily be forgotten.

    A descriptive and well-written business bio puts a personal face on your offering and makes insurance prospects feel more comfortable and at ease. It clearly conveys your credibility and demonstrates your success, giving your prospects faith that you can really deliver on your promises.

    Professional bios are multi-talented insurance marketing pieces. They can be incorporated into insurance websites, brochures and sales sheets. They can also be used for:

    • Insurance article bylines
    • Speaking engagements
    • Professional introductions
    • Networking
    • LinkedIn and other social networking profiles

    Professional bios are highly recommended for insurance executives, insurance agents and anyone else who strives to develop and market a personal brand. In fact, some innovative, service-driven insurance companies display bios for all customer-facing employees on their websites.

    BIO Dos

    • Use vivid examples of your capabilities.
    • Include objective measures of your successes.
    • Incorporate a few interesting quotes.
    • Keep the writing formal and in third person.
    • Customize your bio for each potential audience.

    BIO Don’ts

    • Avoid long resume-style lists of job titles.
    • Don’t write in the first person.
    • Resist the urge to be verbose. Most bios can be completed in one to two pages.

    Isn’t it time to tell your professional story in a way that’s relevant and interesting to your target market?

    7 Central Principles of Personal Mastery

    Principles behind personal and self mastery are actually fundamental concepts that are essential when building professional, social, interpersonal, and spiritual relationships. The first principle stresses being aware of how you define success. In personal mastery, along with its central component of emotional mastery, internal change, in the here-and-now is actually more important than what has happened in your past.

    Personal mastery is also based on how you have come to define and understand your own reality – what it is you believe about your life right now, about yourself and about others. Personal mastery is central to how you think and what you believe and the level to which you are or are not aware of your own thoughts and their effect on how you feel and even more importantly how your thoughts and feelings play themselves out with others.

    7 Central Principles of Personal Mastery

    1. Set goals for yourself and take action to achieve them
    2. Be open to learning how to deal effectively with difficult and challenging situations
    3. Identify positive behaviour and feelings and validate yourself
    4. Challenge your thoughts by looking for “objective” evidence for against what you believe
    5. Let go of negativity that can keep you stuck in resentment and blame
    6. Develop and nurture an inquisitive mind-set and an attitude of gratitude
    7. Learn to ask skillful questions of yourself that will help you understand yourself better

    It is important for you to invest your time in and energy on things that you can control. This means focusing on yourself and what you want to change and not focusing on trying to change or fix anyone else. It is important to let go of any proclivity to have a reactive attitude that can lead to feelings of resentment, rejection-sensitivity, negativity, blame, and shame, that are obstacles to healthy change and that can keep you stuck in repeating old and worn out patterns of relating that cause you to continue suffer. When you are invested in suffering, it is suffering that you master. Not personal self and emotional mastery.

    Another principle behind self mastery is understanding that what happens to in your life is based on your own choices – accepting personal responsibility is the way to create change moving forward in your life. Decisions about your life need to be made by you in a conscious and aware way. A proactive way. Not a reactive way.

    Having a clear vision of what you want and what you need to learn more about to achieve your goals is also very central to building your personal mastery. After identifying your goals it is important to create a plan of action that will help you to achieve your goals. Taking action steps toward the achievement of your goals is the way to apply your vision, values, and principles to your self-improvement, emotional and personal mastery. Mastery means you are continuing to build and strengthen your emotional, psychological, and psychosocial competence.

    Overall, an individual who actively engages his or her own process of …

    Tips in Starting a Personalized Bracelet Business

    Introduction

    Starting your very own business is a venture most people would be very hesitant to talk about. Not that it’s illegal or anything, but because of the risks that it entails. But you don’t need a huge pile of cash or a very good credit rating (though it is preferred) in order to start your own business venture. You just need to have an idea to what business you want and the guts to make it happen. And if you’re into arts and crafts, then this one might fit your hobbies well – personalized bracelets.

    Personalized bracelets (and other items such as personalised keyrings and name bracelets) are among the latest addition to the accessories most people look for. As most bracelets sold in jewelry shops are not as affordable as they are claimed to be, innovators in the accessory business found a way to incorporate this trend to new materials, create a much affordable version, and thus, the rubber bracelets were born. This trend was popularized through the Livestrong Band, a colored silicone rubber bracelet created by Nike for Lance Armstrong in 2003 which was also called “baller band” and “wrist band”. Through the exposure that it has garnered, it became a high cost-high return instrument used for different campaigns, and other social purposes.

    Tips in Starting a Personalized Bracelet Business

    Here are some tips on how to start a business that produces personalized bracelets

    1. Decide what kind of bracelets you want to sell.

    From being “awareness ribbons”, it became an accessory for both men and women. Almost every teenager is wearing one. But generic bracelets took away all the hype from the trend. Teenagers were looking for something new, something more personal. This of course, led to personalized bands/bracelets.

    Personalized bands or bracelets are made from different materials. This should be considered during the “planning” phase of your business. Rubber or silicone bracelets (most commonly used as your everyday band) are more flexible and come in different colors. The level of personalization is very high in this material as you can choose the color, the additional bling (some rubber bracelets have installed digital watches), and other things which make it “yours”. In-line or “tennis” bracelets (because it is often seen used by tennis players) has also a high level of customization but should be kept at a minimum as the color of the bracelet itself isn’t as flexible as its rubber counterpart. And leather bracelets (the ones you see in heavy metal musicians and fans) are less versatile and should be used with extreme caution as it is not an ideal day-to-day accessory. Slap bracelets, metal strips which are “slapped” to the wrist to fit, is also very customizable though its customization should be carefully planned as to not mortify its beauty. One way to customize a slap band is for it to be hand stamped.

    2. Identify the materials you need to get started.

    When you have selected what type of bracelet to produce, the …

    The History of Business Communication

    The history of business communication is, of course, closely linked with the histories of communication itself and that of business operations. When the two merge, they become a vital part of successful commerce.

    Communication is the process where a concept is shared between two living things. It can occur as a gesture, sound or visually in the form of pictures or print. Some of the first forms of visual communication came in the form of pictographs. People conveyed stories, histories or instructions through a series of illustrations typically drawn on the walls of caves. The second stage of written communication appeared as crude alphabets used to create a written language. Mobility of communication also occurred at this time, with the writing being found on clay, wax and tree bark. The next leap was that of the printing press during the 15th century. Next came the magnificent technological advancement using air waves and electronic signals: radio and telephone.

    At every stage of communication development, so did business practices. The advent of common alphabets and a written language mean that craftsmen could order raw materials from previously unattainable sources. Consumers living outside of town could order products from tradespeople in town without having to make the trip. Invoices could be written and paid, and purchase orders sent. One could even surmise that international business practices began around this time. Since exploration was taking place, and wonderful new things like spices and fabrics were being brought back home, sometimes now written business communication made it possible for vendors to offer their high-end customers the latest discoveries.

    The printing press bought with it books, newspapers and catalogs bearing advertisements for local businesses. Businesses now had an entirely new way to draw in potential new customers. The latest advances in products could be advertised, as well as sales and new services offered. Catalogs were generally only printed by companies who could afford such a large expense, but for many families who lived in rural areas it was their only means of shopping.

    Printed communication served both consumers and business owners well, but when the radio came into use at the end of the 19th century it revolutionized business communication once again. Now the products and services of every business could have been marked on the basis of mass communication. Once a household had a radio, broadcasts could reach far further than any newspaper or catalog. And it was instant. As soon as the message was spoken on the air, the word was out. When print ads were published it could sometimes take weeks or months for a response. Many entrepreneurs who saw the potential in radio became hugely successful. Their market share grows, and with it their profits.

    Once radio took off, the telephone and television were not far behind. Of course, at first the telephone was not used for advertising in business, but more of a practical tool. Manufacturers could communicate with raw materials representatives, business owners could communicate with consumers and investors could …