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How Does a Vending Machine Read Money?

Vending machines are ubiquitous in our society; people walk by them and use them every day. They are in offices, retail establishments, medical offices, public buildings, and sports facilities. People pull change and dollar bills out of the purses or wallets and pay to get food or drinks from an automatic vending machine. Did you ever stop to wonder how the machines knows what money you put in the slot? Did you ever wonder how the device knows whether you put in a one or a five-dollar bill?

For those of you who have contemplated the money-reading capabilities of vending equipment, the answers are really quite simple. Coins are read based on their obvious physical properties. Thickness, diameter, and ridges on the edge are the main characteristics read by a machines, but some advanced machines can also determine the chemical composition of a coin. For example, a quarter is 0.069 inches thick, 0.955 inches in diameter, and has 119 ridges around the edge. A nickel is 0.076 inches thick, 0.835 inches in diameter, and has a smooth edge, while a dime is 0.053 inches thick, 0.705 inches in diameter, and has 118 ridges along the edge. In an advanced machine, a coin passes through an electromagnetic field generated by an electromagnet; this creates an electronic signature based on its chemical composition. If this signature doesn’t match with a genuine coin’s signature, the coin is rejected by the device. Though it is quite simple to see how coins are read, paper money is a different matter.

Most people at some point in time wished that machines would read their one-dollar bill as a twenty, but unfortunately, this does not happen. Vending machines are smarter than they look and can tell what the denomination of the bill is without any issues (though we sometimes have difficulties getting a bill to go into the machine). Paper money printed in the United States contains many different security features designed to deter counterfeiters. There are also specific features which help with automated denomination recognition. One of the most common methods is through the use of a magnetic scan. Paper money is printed with magnetic ink which can be read by magnetic scanners. Another way that vending machines read paper money is with ultraviolet light. Vending equipment contains ultraviolet lights that scan inserted bills. These lights determine the value of the bill by reading the fluorescent response.

Some vending machines allow users to make purchases with credit cards and they read these cards like most other credit cards readers. They use a magnetic strip reader to measure and calculate the thousands of tiny magnets that comprise the strip on the back of the card. These tiny magnets, aligned in a specific way, convey information to the reader. When a credit card gets old, the integrity of the magnetic strip on the back of the card may have been compromised through damage or normal use; the magnetic strip reader can no longer read the information because the …

Heart Saver CT – Screening For Heart Disease

The Heart Saver CT screening for heart disease (also known as the UltraFast CT or Calcium Scoring CT) has been available for about 10 years now. This study looks for calcified plaque in the arteries of the heart. Plaque, put simply, is the fatty, waxy type of substance produced by the liver that proceeds throughout the bloodstream. You may also hear or read this referred to as cholesterol. Frequently, plaque will adhere itself to the walls of arteries and over time solidify. Then, it becomes known as calcified plaque. The Heart Saver CT looks specifically at the arteries of the heart searching for calcified plaque.

It is a reasonable test for those with the desire to satisfy their curiosity regarding the probability of future heart disease. The test takes about a half an hour and there are no needles or preparation involved. This study is NOT for someone with known heart disease. Since its purpose is to be a predictor of future disease, it would be a waste of money to do the test if you already know you have heart disease. The Heart Saver CT is an excellent tool when used properly.

In many instances, this study is done when a person is over the age of 35 and more likely over the age of 40. The cost can range from $100 to $300 and some insurance companies will cover this test. However, be prepared to pay out of pocket even if your insurance company will cover and then seek reimbursement. Many facilities that offer this study will not file your insurance for this particular test. The reason for lack of coverage is some insurance companies still consider this test experimental. If you have a family history of heart disease and / or high cholesterol then you should consider this test.

There is potential good and bad news about your results. If your calcium scoring result is zero, then congratulations. Zero is the perfect score meaning there is no indication of calcified plaque in the arteries of your heart. You do not have heart disease from atherosclerosis. However, any score higher than zero means that you do have heart disease. Many people do not understand this fact. Even though you have not had a heart attack, yet, an elevated calcium score means that someday you just might. Calcium score can range into the thousands of an unsuspecting victim. This person would be the epitome of a ticking time bomb. The type of person you hear someone telling about, “He was out mowing the yard and just dropped dead.” A score like that in itself makes this test a must do for anyone over the age of 45 with no known history of heart disease. Lives are saved because of it, but that is part of the good news.

Now for the bad news: Another thing many do not realize is while some insurance companies will not cover this test, they will consider it for future coverage and premiums. Again, …

How to Move a House Using the FHA Renovation Loan Program

Do you really want a bargain when purchasing a home? Then the FHA renovation loan is the way to purchase, save money and get instant equity in your home.

This exciting renovation loan program allows a borrower to move a house from one location to another, have a new foundation poured and have the old house attached to the new foundation.

Some years ago, one of my clients was looking for a home, she was getting frustrated because she was not able to find a house within her budget that was the size that would accommodate her family.

At the same time she was looking for a house to buy, a developer in Roswell Georgia had purchased some land to build a sub division. There were houses on the land that needed to be demolished or moved so that he could complete his project. The houses were in good conditions so rather than demolishing them he decided to give them away, the recipient would be responsible for the cost of moving the houses. He donated the houses to a church, this was a smart move for the developer because it was a tax write off for him.

My client was an active member of the Church and she requested and received one of the houses; it was her responsibility to pay for the move. The new problem that she faced was not having somewhere to move the house right away. There where time frames that had to be met, because the developer had to get the houses moved so that he could start his build.

She started her search for land and was having the same problems she had when she was looking for a house, she was unable to find land within her budget that was large enough for the house. In a very rare instance HUD had a plot of land for sale inside the city limits of Atlanta. She would have to bid on the land and there was no guarantee that she would win the bid. She did win the bid and now it was a matter of her getting the house moved from Roswell Georgia to Atlanta Georgia a distance of about 15 miles.

The house movers had been contacted about the move, but they wanted their $9000.00 upfront and my client did not have that kind of cash. The beauty of the FHA renovation loan program is that the cost of the move can be financed into the loan, it was a matter of getting the House Mover to agree to wait for the loan to close in order to get his money. After speaking to the mover and explaining how the renovation loan program worked he agreed to wait until the closing, he also agreed not to take a deposit from my client because the loan program is FHA insured.

The cost of pouring the new foundation, attaching the old house and repairs after the house was attached came to $22,000.00. A 20{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} …

How to Start a Diaper Cake Business – And Make Money Doing It

The great thing about starting a diaper cake business is the fact that you will always have customers and low cost word of mouth is your best advertising medium.

There are, on average, 10,657 babies born each day in the United States. That's nearly four million births annually and if anything, those numbers will continue to increase each year.

Diapers and formula are the two largest material expenses when raising a child for the first three years of that child's life. A mother will go through more than 3,500 diapers a year at a cost of nearly $ 2000 by the time your little one is potty trained. Diapers are a welcome gift to most mothers.

As long as there are babies, there will be the need for diapers. Our diaper cake business model certainly has a demand that is expecting to continue to increase and that is an important thing to consider when starting any business.

There is no accurate estimate on the money Americans spend on baby showers but it is A LOT !! This is a monumental time in a woman's life and she wants this to be a memory that will last a lifetime. So, we now add emotion to our business model which is another positive.

There is a start up cost to this business in the form of materials, but you can work out of your home, use low cost word of mouth advertising methods, buy in bulk and take advantage of the many tax deductions available for a home based business .

Word of mouth advertising is basically all I use to sell my diaper cakes. I donated ten cakes to friends I knew who were either having a baby shower themselves or were attending one in the near future. You can not believe the response these unique gifts get and everyone wants to either know where to get one or how they can make one.

A simple website with pictures of your cakes and how they can be purchased is really all the advertising you may ever need to earn a lot of extra income. Combine this with other unique baby gifts and needs and you can earn a very good living where the sky truly is the limit! …

Unlock the Hidden Ancient Secrets to Manifest Money

What if there was a way to manifest money instantaneously? Just imagine what it would be like to know these ancient secrets to manifest money.

Here are just some of the ways to attract wealth faster than you ever thought possible:

Ancient Secret #1 – Focus On A Specific Desire

We desire many things in our lives including, love, health, and wealth. In this article, we are focusing on money. The first secret to manifesting money is focus on a specific amount. It’s easy to get caught up in fantasizing about money and riches beyond our wildest dreams, but we are not specific enough when you are doing it, so they are just dreams.

When you focus on a specific amount, the dream becomes a reality.

Focus on a specific amount of money, put a date on when you expect to manifest it, and make sure that it is believable. This is key, if you don’t believe in what you are trying to manifest, then you wont be able to manifest it. It has to be believable.

Ancient Secret #2 – Act As If It Has Already Happened

You must act as if you have already manifested what you desire. Every day take time to imagine that you have already manifested the money. Imagine doing everything you would want to do with it. Spend it, give it away. Do whatever you want, but make sure you are enjoying yourself.

The more you do this, the faster you are actually creating it.

Decide today, that each morning you will take a few minutes and really experience having money. Enjoy yourself and really feel the feelings, hear the sounds, and experience the emotions of having all that money.

Ancient Secret #3 – Receive It

If you are following the first two secrets, then the universe is going to present you with a path. Along that path, it will manifest things to help you achieve great wealth. perhaps with a business proposition, maybe you will win the lottery., maybe you will inherit a fortune.

I can’t tell you what exactly is going to happen, but when these moments arrive, it will feel natural and good to take them. They will bring you closer to the manifestation of money. Be willing to receive what ever the universe provides, and keep your mind open. If you are truly following these secrets, the paths will open up quickly.

A Final Word

These are just some of the most powerful ancient secrets to manifest money. Follow them for anything you desire, and you will manifest them faster than you ever thought possible.…

Second Chance For Felons – Make Money With MLM

If you are a felon looking for a second chance to get on in life, what are the options open to you? It is well known that jobs for convicted felons are not easy to come by, but everyone deserves the opportunity to put the past behind them and strive for something better. One of the best ways to achieve this is to start your own business in multi-level marketing. In this article, check out if you can make money with MLM.

MLM is short for multi-level marketing and includes names such as Avon, Tupperware, Herbalife, Amway, Pampered Chef, Xango and Gourmet Coffee. Don’t worry, there are other choices. The important thing is to find a product that you are comfortable with and can endorse happily within an inch of your life!

Endorsing an MLM product means that you buy it and find a way to encourage others to buy, usually with the party-plan method. In the process, you recruit others to join you and earn commission from not only your own sales, but also those of your ‘team’.

It certainly isn’t a get-rich-quick option, but if you approach your business with hard work and treat it like a real job, you have the chance to build a successful home based business. So, what will help you make money with MLM?

1) Money! There will be an initial cost to join and buy the MLM goods, plus you will need to add to your products, find new business, make phone calls, travel by car for collection and delivery, and learn how to become a good sales person and find other ways to promote your product (training).

2) The right opportunity. Research until you are happy with a product that gives you a buzz and makes you want to get out of bed in the morning (otherwise you won’t!)

3) Decide if it is a luxury item or something that people can buy on a regular basis

4) Decide if the products are affordable and popular.

Don’t forget to check out the MLM company history and growth before you join. Are finances solid and secure? Are there other competitors in your area, or is it a unique opportunity for you?

What else will help you make money with MLM? Well, are you prepared to invest a good amount of your time into growing and practicing your business? You will most like need at least six months to build the business up, so don’t expect huge results for a while.

People who make serious money with MLM products invest a lot of their time and efforts in recruiting and leading their team, since this is where the ‘passive income’ originates. If they do well, you do even better. It is essential to be a people person, but there is another way too.

It is possible to promote your MLM product online and many successful business owners have found out how they can market their business using different strategies. Check out one internet …

Numerology Magic Square Talismans as Money Charms

Magic Squares make a potent talisman or charm for enhancing certain talents and abilities of their bearer. Numerology provides us with a powerful way to construct a personal money charm just for you. Let's see how this can be done.

Date of Birth as a Sigil

In numerology and astrology, your Date of birth is a defining signature element for you. Your entire reading in both disciplines is built around this number. So, if I wish to construct a magic talisman using numbers and associate it's power with you, using your date of birth in the charm is a natural way to build this association.

There are other means, such as using your name or signature in the talisman, but since I'm using numbers to construct the charm anyway, your date of birth makes a perfect sigil to represent you.

Yantra Magic Squares

Yantra magic squares are magic squares built using your date of birth, and your Life Path number as the top row of the square. They are powerful good luck charms for the person they are constructed for. But, they do not necessarily attract wealth and riches to the person.

Eight – The Money Number

In numerology as well as other physic disciplines, eight is associated with money and riches. To specifically attract more money to a person, I can construct a magic square talisman where the rows and columns sum to a number which reduces to (8) using fadic addition. The numbers: 26, 35, 44, 53, 62, 71, 80, 98, and 107 all have this properity.

So, in order to create my talisman, I start with someone's Yantra magic square, and then change the last box in the top row from their Life Path number, to a number which produces a square where the rows sum to (8).

Let's look at an example to see my meaning.

Johnny Depp's Money Talisman

Actor Johnny Depp was born on June 9th, 1963; So his Life Path number would be (7) as shown below.

Life Path = (06 + 09 + 1963) = (1978) = (1 + 9 + 7 + 8) = (25) = (7)

The first row of his Yantra Magic square we be his Month, Day, Year (less century) and his Life Path number, and would look like this:

(6) (9) (63) (7)

The row totals (85) which reduces to (4) by fadic addition. If I substitute a (2) in the last box on the row for his life Path number of (7), then the resulting row will sum to (80) which will reduce to and (8) using fadic addition.

Making the substitution, and then calculating the rest of the Magic square by formula, I get the following:

(6) (9) (63) (2)

(61) (4) (4) (11)

(3) (64) (8) (5)

(10) (3) (5) (62)

Summary

So with a little work, I can create a (4 x 4) Yantra magic square focused on a particular person, and targeted to draw money and financial success to them. …

Basic Steps To Start A Laminate Flooring Business

While most people prefer other businesses, some people get into laminate flooring business. Like any other business in the world, if done right, it’s a quite profitable business. Laminate flooring has been successful since it was introduced on the market, first in Europe and then in the United States in 1996.

Here are some basic steps to follow before you start your laminate flooring business:

1. You should make specific short and long-term plans with clear goals and ways to evaluate them. Determine the resources needed such as the place from which you will work, people, money etc.

2. You should have a pretty good idea of what products and services you will sell and the benefits people who buy them will get.

3. Find important information about your competitors like their strengths and weaknesses because it helps you in setting a competitive bid. Always try to be unique.

4. Focus your promotions effectively by knowing who will buy your products/services. Think about the different promotion strategies and find out the best that suits your business. Focus your promotions in reaching the greatest number of customers.

5. Set up your laminate flooring business. Find out the start-up costs (gear, furniture, licenses etc.). Also find out how much you will have to pay to stay in business. These costs usually include rent, taxes, utilities, promotional expenses, etc.

6. Insurance is a must. There are several types of insurance that you must have like health and property insurance, for example. You may have to talk to an insurance agent to determine what suits your particular situation.

7. Take care of all the legal matters. You should contact your state’s department of commerce and industry and find out all the things you need to do in order to start your own laminate flooring business. In most cases you need to get a business license from your local municipality.

8. Start a business checking account and use it to perform any money related operation like depositing your income or pay your business related expenses. Setup a fairly simple bookkeeping system to record all your income and expenses in a way that makes tax preparation and monitoring your situation easier. Ask your tax advisor or accountant to make sure you do this right.

This list is far from a complete one so use it just to learn the basic steps to be taken when starting your own laminate flooring business. You should consult a business professional and do additional research to make sure your business will be successful.…

What Is the Profit Potential From a Snow Cone Business?

Anyone who has ever been in business for very long knows that the most important numbers are not gross profit, but profit margin. You’re better off with $5,000 in sales and $4,000 in net profit than you are if you make $100,000 in sales, but only $3,000 in net profit. This difference is profit margin, and the snow cone business has a great profit margin because of the low overhead per product.

What’s the Profit Margin Math?

The snow cone business has huge profit margins, and because of that many people who buy shaved ice stands find they can make their initial investment back in less than a month…and sometimes much sooner! For any given snow cone you have very low overhead. A paper cup might cost 5 cents each when you buy in bulk, napkins are just under a penny each, while plastic spoons might be one and a half cents each.

Even with the syrup costs added in, the numbers still look very good. Prices vary based on whether you make your syrup from concentrate or buy it pre-mixed, but even then prices might range from 15-30 cents a snow cone at most. Add all of that up, and even if you only charged a dollar for shaved ice and had no up sells, you’d still make 65-70{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} profit. Very few businesses can say that.

Imagine doing $200 of business in a few hours and knowing three fourths of that was going into your pocket, and that’s not including up sells, if you can charge more than a $1 for a snow cone, or if you find a good deal in bulk buying and save even more in costs.

There are always ways to trim the numbers, as well. You can figure out good up sell products, find a good sale and buy in bulk to take down overhead even more, or maybe your location allows you to have higher prices. There are always ways to figure out how to make your business much more profitable overall.

So How Much Can I Pocket?

So what is the profit potential of a snow cone business? It depends on the sales numbers you’re looking at in your area, the foot traffic, and what prices you can charge. But the huge potential of the business comes from the high profit margin. How much can you charge per snow cone?

Even if you can only charge $2 a snow cone, sell 100 in an hour at a little league game or 500 at a flea market, or even 1,000 during the day at a beach event and you’re looking at some really good days, especially when you’re pocketing well over 60{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of the money as net profit. There aren’t many businesses where you can count on pocketing a hundred or several hundred dollars in cash for a few hours of work just a week after starting.

If you’re in an area where incomes and average prices allow you to charge even more, …

Financing Car Parts – The Do’s and Dont’s

So you’re looking for some new car parts to compliment your cars appearance and attitude on the road. Great! You’re just like most people driving down the highway. In fact, most people take pride in their vehicles appearance and performance, and spend lots of money on extensive modifications. However, this can get costly.

Sadly, not everyone can feed their need for speed with their current salary. Thankfully, there are a few services out there that allow you to pay for your purchases over time. This can be convenient for emergency repairs such as blown head gaskets, transmission failure, or other catastrophic failure that requires a fast repair, allowing you to get back on the road. These services can also be used to purchase parts that aren’t necessarily an emergency, but still desired by the owner.

I’ve found a few car part financing options, and I’ll provide some information about them in hopes of informing you to make the right decision if you see yourself in a situation requiring you to finance car parts.

PayPal Credit – PayPal credit, formerly known as BillMeLater has been around since 2000. Users sign up for free, submit information for a credit check, and can begin making purchases if approved for an account. Payment terms are typically set in increments over six months or until the total cost is paid off. If the total is not fully paid off after the six month period, an interest rate of 19.99{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} is applied in the form of a late fee. If considering using PayPal Credit, keep in mind the payment terms and be wary of the high interest rate. PayPal Credit is a good option for financing car parts since it is used by many e-commerce sites who typically have lower prices than many brick and mortar establishments.

CarCareONE – CarCareONE is a car part finance service which works very similar to a credit card. Run by Synchrony Financial which has been around since the 1930’s, CarCarONE allows to you make monthly payments on routine maintenance, trips to the gas station, and emergency repairs with moderately low interest. Furthermore, no interest is applied to your purchases if they’re paid off within 6 months. To sign up, you must apply and consent to a background and credit check before making purchases. CarCareOne is great for emergency purchases as it is accepted at more than 16,000 establishments nationwide, but keep in mind the high interest rates if not paid off with the first 6 months.

Affirm – Affirm is a relatively new way to finance car parts, but offers the most leniency on credit. Just like PayPal Credit, Affirm offers a line of credit for users to spend on purchases. However, this line of credit is not fixed, rather underwritten depending on the amount and the merchant purchased from. Affirm applies small finance charges with each payment, so you risk paying more over time if you decide to split your purchase into multiple payments, but the rates are generally …