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Making Money Online: How to Make Money Online With Listicles

Do you want to know how to make money online?

Articles that make a list of things that people like to read, or like to know about.

“Listicles” is an amalgam of “articles” and “lists” to get “listicles”, get it?

Listicles!

For example:

1. The top 10 vacations spots On Earth.

2. 3 things you should never do on a date

3. 10 foods that stop the aging process

4. The top ten selling toys of all time

5. 7 ways to make new friends in 30 days or less

6. 3 ways to drive her crazy

7. 5 neat ways to make money online

8. The 10 best actors of all time

9. 50 ways to generate traffic to your website

For each article that lists certain things you have to list those things that the headline talks about and then explain each of them in turn.

That is the essence of a “listicle”.

People love to read about lists.

Anything about a list.

“The Top Ten” format is always a good way to start an article. It could be the top ten anything. You can write about the top ten this, or the top ten that, or the top ten whatever.

You can write about the “7 best ways” to start an online business from home and then develop those seven different ways to make that money online from home.

You can write about the ten best recipes that your grandmother left you and how you enjoy cooking them. Each one would have to be summarized in short yet comprehensible form in the body of the article so that the reader’s attention can be attained and kept.

What you write about is irrelevant.

But if you write articles about lists, about anything that can be put on a list like the above you can command attention from your readers because we all love lists.

There is something curious about an article that has any number in its subject that talks about the top ten of this or the seven best of that or the three things you should never do in such and such a case.

We want to read articles like that.

“Listicles”.

We have gotten to love them as we see more of them.

Use this strategy when you next write an article for your business.

You don’t use articles in your marketing efforts you say? Well you should. Listicles are now on the fast track to becoming a popular method to drive traffic to any website. Any online business can profit from listicles. If you do not use them you are depriving your website of the lifeblood of what it needs to make you money. You are in fact at a disadvantage.

Listicles are being used by the most successful online marketers to drive traffic as well as by affiliate marketers who rely on new traffic to generate and grow their commission checks.…

Which Factors Determine the Profitability and Liquidity of Banks?

• INTRODUCTION:

A commercial bank is a business entity that deals in banking with a view to make profits. Every commercial bank aims to make profits in such a way that it does not compromise on its objective of liquidity, which is vital for its own security and safety.

• Meaning:

Since a commercial bank has to make profits in such a way that its liquidity remains intact, it diversifies its funds into various assets. A well – diversified and balanced asset portfolio ensures its sound and successful working. Various factors play an important role in determining the profitability and liquidity of commercial banks. These factors are taken into consideration while creating the asset portfolio of the banks.

• EXPLANATION:

A) FACTORS AFFECTING THE PROFITABILITY OF COMMERCIAL BANKS:

1) Amount of working funds:

Funds deployed by a bank in profitable assets are the working funds of the bank. Profitability of a business is directly proportionate to the amount of working funds deployed by the bank.

2) Cost of funds:

Cost of funds are the expenses incurred on obtaining funds from various sources in the form of share capital, reserves, deposits, and borrowings. Thus, it generally refers to interest expenses. Lower the cost of funds, higher the profitability.

3) Yield on funds;

The funds raised by the bank through various sources are deployed in various assets. These assets yield income in the form of interest. So, higher the interest, greater the profitability.

4) Spread:

Spread is defined as the difference between the interest received (interest income ) and the interest paid (interest expense ). Higher spread indicates more efficient financial intermediate and higher net income. Thus, higher spread leads to higher profitability.

5) Operating Costs:

Operating costs are the expenses incurred in the functioning of the bank Excluding cost of funds, all other expenses are operating costs. Lower operating costs give rise to greater profitability of the banks.

6) Risk cost:

This cost is associated to the probable annual loss on assets. They include provisions made towards bad debts and doubtful debts. Lower risk costs increase the profitability of banks.

7) Non – interest income:

It is the income derived from non – financial assets and services It includes commission & brokerage on rencittance facility, rent of locker facility, fees for underwriting and financial guarantees, etc. This income adds to the profitability of banks.

8) Level of technology:

Use of upgraded technology normally leads to decline in the operating costs of banks. This improves the profitability of banks.

9) Level of Non – performing assets (NPAs):

The profitability of a bank is inversely related to the level of NPAs. Hence, over the years, the NPAs of commercial banks have greatly declined.

10) Level of competition:

Increase in competition generally leads to higher operating costs. This leads to lower profitability.

B ) FACTORS DETERMINING THE LIQUIDITY OF COMMERCIAL BANKS:

1) STATUTORY REQUIREMENTS:

The extent of liquid reserves held by banks depends on the statutory requirements of the Central Bank (i.e. the RBI) …

Five Benefits of Good Corporate Image

"Bad publicity is still publicity." Such statement is one of the most common yet dangerous cliches ever. Is not it better to be remembered because of good deeds rather than controversial scandals? The greatest heroes and leaders of histories are immortalized because of their significant contributions. On the other hands, those that have been a scourge to humanity are eternally condemned.

This principle also applies to companies or business organizations. More than anything else, corporate image or reputation is one thing that should be taken good care of. A tainted reputation can cripple even the most well-known establishments. Redeeming one's image is far by more costing than losing a good deal. Once your reputation is destroyed, your business is in high risks of crumbling into pieces. There are several reasons that justify the importance of corporate image or reputation.

A good corporate image or reputation is an efficient marketing and promotional tool – Consumers will always remember an outstanding service. Likewise, they never forgive and forget mediocre works as well. Clients spend their hard-earned money on products and services that they avail. If your company is known for good performances, you have a higher tender of attracting more customers. The best part of it is that you do not have to spend a considering amount of time convincing them. Your previous clients will be your unofficial spokespersons. You do not have to spend too much on employing the services of advertising agencies. In addition to that, it is a given fact that consumers prefer to patronize service providers which have already established their names in their respective industries.

Credibility and integrity comes with a good name – Do not forget that your reputation is your identity . It articulates the culture of your organization. It is hard to be acceptable when nobody believes in you. Relatively, it is also difficult to prove integrity when your clients talk negatively about your company's services. Instead of recommending and promoting your business, you soon find your customers spreading warnings and bad reviews.

Corporate image or reputation establishes trust, confidence, loyalty and superb client relationships – The most respectable names in the industry did not reach the zenith of success if they did not protect their reputation. It should be noted that achieving untainted corporate image is not just about avoiding scandals and controversies. It is more of meeting the expectations of their clients. In order to build a good image, excellence and perfection must be continuously observed. As for the client's part, a good image provides a strong sense of security. They are assured that they would get good results once they use the services or products launched and offered by a reputable company.

Company image is instrumental in increasing your business opportunities – Corporate reputation is like a magnet. It does not only attract customers. It also catches the attention of interested investors and business partners. Who would dare to invest in a company known for management conflicts and work issues? Establishing …

How Can Stay at Home Moms Make Money From Day Trading Stock Picks

Any stay at home mom who wants to make money online can avail themselves of the lucrative business opportunity of day trading stock picks which can easily help them to earn at least $500 a day without any need for advertising, warehousing and selling any physical goods or services. I know you desire to figure out how can stay at home moms make money online? Here is an easy-to-follow method you can use to make enough money to pay for your dream car or fund your children college education without sweat.

If you seriously want to make a regular and consistent income daily then day trading stock pick is what you should be doing now. Do not waste your time on those get rich quick schemes you see around. This is how you are going to be making money online from today. Imagine yourself sitting in front of your home PC or laptop on a cool Monday morning with your glass of orange juice beside you. The stock market opens in 25 minutes and you put on your PC or laptop. You instruct your stock trading robot to scan the database of penny stocks and after some minutes, the robot beeps and alerts you of potential profit-pulling stocks you should trade.

This is the type of business recommended for every stay at home mom to make huge money online. On this typical Monday morning, your robot has given you an order to buy Stock A for $0.13 and you quickly buy 10,000 shares of Stock A for $1,300 and you log out within a period of 10 minutes and go about your daily household chores. The next morning, you log on again and the robot instructs you to sell Stock A for $0.46 and you quickly contact your online brokerage firm and you sell all 10,000 shares. Can you imagine the amount of money you have made? Get out your calculator out now! You have made $3,300 within a period of 24 hours.

This is the kind of situation you will be faced with from today if you decide to throw away all those difficult and time-wasting chores you call business. Join the number of successful British and American stay at home moms that have discovered this easy-to-do home based business.

Truth is, on the penny stock market, stocks swing in price very fast. You will observe that stocks trading at $0.12 today may skyrocket to $0.54 the next day. This kind of price movement is not unusual at all. It happens just like that every single day.

This is the best and easiest way every stay at home mom can make money online today. Day trading stock picks is one business you cannot afford to allow to pass you by. In a very short time, with $500 flowing into your account every day, you will say good bye to all your money worries. Your dream car or dream home will be within your reach in less than 60 days!…

The Lessons I Learned From ‘Rich Dad, Poor Dad’

If I’d never read ‘Rich Dad, Poor Dad’ by Robert Kiyosaki, my outlook on life would be so different. I’d still believe that the job I have should go to support my lifestyle, and that any budgeting I do should be for the purchase of my next toy, like a jet-ski or a motorbike. No way, not me, not now… here’s why.

I’d never been much of a finance or business oriented person – I was always more interested in history. But what I know now wasn’t really taught in schools anyway. Schools teach kids to be workers – it’s blunt but it’s absolutely true. The school system is not designed to make us all comfortably well off. It’s designed to benefit rich industrialists. Having a job is not freedom, it’s not certainty, it most likely won’t make you wealthy, and odds are it won’t help you fulfill your dreams for the future.

These sort of ideas are promoted by Robert Kiyosaki in ‘Rich Dad, Poor Dad’, and they really speak to me. He tells the story of having been brought up with two father figures giving him conflicting advice. The two also came from different backgrounds, and were going different places. The examples used in the book illustrate Kiyosaki’s points perfectly. It’s such a well written, well rounded text, it should be mandatory reading in all schools.

Kiyosaki turns concepts of finance and assets upside down. Let me give you an example. Kiyosaki believes- and I do too now that I’ve read his explanation – that the house you live in is not an asset, it’s a liability. The conventional thought is that your home is something that features large on the assets column, but Kiyosaki disagrees. This is because of the amount of money you pay for it.

Let’s say for example that your home is worth $300,000. Your mortgage on the home… well what you pay per week will change depending on your financial institution. But over a 30 year loan term you’ll end up paying almost $600,000 for your $300,000 home. And that doesn’t even take rates, maintenance, repairs and other ongoing costs into account.

There are legitimate ways to make that gloom and doom scenario much brighter – and they’re legal.

Similarly with the stock market: the general consensus is that you need serious cash outlay to be a big player on the stock market – well let me tell you now that’s just not true. You’re not looking in the right place, and I’m not talking hot stock tips here. There are tried and true ways of making ongoing income from the stock market that don’t involve outlaying large amounts of money.

That’s all legal too – and practically anyone can do it.

The thing that astounds me about Robert Kiyosaki’s book is that the ideas and concepts are explained so plainly, and the most complex of notions is clearly laid out for interested persons or all levels of investment knowledge to be able …

How to Make Money on IMVU

IMVU is a free social network set in a spectacular virtual 3D world. The members can meet new people and hang out with their friends in animated 3D environments. They can also design their own custom avatars and equip them with different clothes and accessories. Most of the coolest items out there are not free – they cost credits to buy. IMVU credits can be acquired either from various free promotions, or by buying them for real cash. Credits are the virtual currency used everywhere in the IMVU world.

Now that we’ve established that IMVU users spend credits (and in turn, real cash) on various nifty virtual items, you should know that the opposite is also true – members can make money on IMVU by selling various 3D designs on the site marketplace, and earning IMVU credits this way. It’s a great opportunity for people with graphics design skills to get some additional income. IMVU uses Cal3D library for designing the 3D items.

Anyone can use the Content Creation program on IMVU. The only requirement is a small initial credits investment to cover the submission fees to the IMVU product catalog. If you create something that becomes really popular, you can earn lots of credits over a short period of time. That includes items people use to enhance the look of their avatar, and 3D environment designs for the chat rooms.

You might wonder how earning IMVU credits translates into making money. The thing is, IMVU allows converting their credits to real cash. There is a number of third party services that both sell and buy credits. If you have a lot of credits available, you can sell them to one of those merchants for real money in your PayPal account. In this regard, IMVU is similar to Second Life which also allows selling and buying of their virtual currency for real world money.…

20 Rainy Season Businesses You Can Start Now

Let's take advantage of these seasonal needs and offer the appropriate business services. You will find below a list of 20 profitable rainy season business ideas.

  • Cold Weather Apparels and Accessories: Starting a cold-weather apparel store can be a great option for those looking for a seasonal business. You can buy products in large quantities and start selling to retail fashion shops and corporate offices. You can even hire sales canvassers and pay them on a commission basis.
  • Law care business: Contrary to popular beliefs, the rainy season is a great time to start a lawn care business. Lots of individuals and large companies seek for services of lawn care retainers to help them take care and beautify their environment. You will need to advertise your services in local newspapers, or write an introductory letter to the ministry of environment either at local or state level. You can also write to property managers. Who says you can not go out and knock on doors of commercial businesses and property managements? They have a long list of clients that will need the services of lawn care service providers. You can start with two or three staff.
  • Roadside snacks: In this rainy season, snacks like roasted corn, cooked corn and cooked groundnuts are in demand. Passersby, pedestrians and drivers alike would always want to buy hot snacks to heat up their body and quell their hunger. Your target market should be in densely populated areas of streets with big pot holes that could delay traffic. As drivers slow down, they notice you and buy your snacks. Herbs and Flower Farming / Gardening: Flowers survive better during the rainy season. Plants are the basis for all landscapes, homes, gardens and even for brightening offices. You will pay small amounts for packages of seeds and make way more when selling starter plants. The more space you have, the better you will be at it. If you have the space in your landscape and outdoor garden, you can create gardens where you will grow the plants and dry them out after. This will add much to your inventory and you can make lots of money selling dried flowers to retailers, wholesalers, and even flower shops.
  • Make Mosquito Nets: Mosquito nets are simple to make and easy to use. They eliminate the need for repeated use of dangerous chemicals. Mosquito nets can be institutional and attractive. By using pretty flowing fabric and a few household objects, it is possible to make a beautiful yet functional mosquito net. Things you will for construction of a mosquito net are; Stud finger, 4-inch metal "O" ring, cup hook, 2-feet diameter embroidery hoop, 20 yards of tight weave chiffon fabric, 4 feet of stain cord or ribbon, hot melt glue and clear hot melt glue sticks.
  • Tea Café: This market is not likely to be planned if you decide to start this business. What innovations do you need to do this business? Simply make your tea joint look neat and

3 Facts About Money From the Bible

Day in and day out, we are constantly thinking about money. We wake up almost every day to go to work to make money to pay bills and to maintain a comfortable standard of living. We think about retirement, and our ability to save for it. We consider whether making changes to our savings strategies, such as converting a traditional IRA to a Roth IRA, can make life better. Money, or the lack of it, can cause a lot of problems and stress.

However, if your finances are properly managed, your life can be more enjoyable, even if you are not making a big salary. Your finances need to be put in the proper perspective.

As a Christian, it is important to understand what the Bible says about money. There are over 2,000 verses in the Bible that talk about money. It is the second most talked-about topic in the Bible. (Love is the first.)

Today, we will look at three facts that will challenge you to further explore your perception of your finances. These concepts will help you move into a more peaceful frame of mind when it comes to thinking about money.

Everything belongs to God

Before we can even begin to discuss what you have and how you use it, we need to understand that everything we own really belongs to God. This is mentioned several times in the Bible – examples can be found in Deuteronomy 10:14, Psalm 24:1, and 1 Chronicles 29:11. While we may (or may not) have lots of material possessions right now, they are only temporary. You can’t take them with you when you leave this world.

We should avoid getting attached to the things of this world because we are only borrowing them. This didn’t hit home for me until my car was stolen. I had many personal belongings in the car that night and was devastated when I found them gone. But I honestly could not tell you most of the things that were in the car. In fact, my life has not been significantly changed by not having most of the things that are now gone. Once I understood that these things are only temporary, my mind was at ease.

The Lord is in control

In Isaiah 55:8-9, the Lord tells us that His plans are bigger than ours and that the plans He has for us are beyond our comprehension. We need to focus on allowing God to be in control of everything, including our money, so that He can work through us to improve not only our lives, but also the lives of those around us. This is confirmed in Romans 8:28.

The Lord will take care of you

If you seek God’s Kingdom first, He will provide for your every need. You can read about it in Psalm 34:10, Matthew 6:31-33, and Philippians 4:19. We need to use the skills and abilities that the Lord gives us (Exodus 36:1-2). It is the Lord who decides whether …

Are Minimum Credit Scores Needed for a Car Loan?

Every lender has its own criteria for judging whether or not they would consider a borrower credit worthy. So, minimum credit scores to get a car loan do not meet rigid cutoff points. Look at some general scores to get an idea of how you will be treated when you embark on your auto loan shopping journey.

The Minimum Truth

The important thing to consider when you shop for your car loan, is that the higher your credit score, the less you will pay for your car loan and the more money you will save. This is the minimum truth regarding credit scores and auto loans.

Starting From the Top

Credit scores range from 300 to 850. Around 725 is the average score across the population. A score around 300 is usually indicative of a bankruptcy. If you have a score over 680, you will not have any trouble finding a car loan and you will be offered the best interest rates. In spite of advice against getting a loan through a dealer, you may even find a good loan in those circumstances.

Next Rung on the Ladder

You will still have no trouble finding a loan if your credit score ranges from 650 to 680. You may not get the best interest rates, but you will still be able to find a decent loan. If you were going for a mortgage, a high-end auto loan, or some other large purchase, before you make an application, you might want to figure ways to improve your score to save yourself a substantial amount of money.

Bring Up Your Minimum

If your scores range between 500 and 600, you are not in the best position for a good car loan. You might want to put off borrowing for a while and definitely work on improving your credit score. If you are in the high 500’s you will probably find financing but your interest rates, fees, and monthly payments will be rather steep.

Scaling Down

If you range in the low 500’s you will have to work to find a lender, but you can always find something. You may end up paying more in interest than the car is worth. This would be a good time to scale down to perhaps a good used vehicle. Save some money on the side, improve your credit scores, and you may be ready for your dream car in a few years.

A Minimum Credit Score for a Auto Loan?

If your score dips below the 500 mark, you may want to consider putting off borrowing for awhile. Sure, you will be able to find a loan, but your interest rates are going to be over the top and you might be under the burden of that car loan for a very long time.

No Real Minimum Credit Score for a Car Loan

As you can see, there is no real cut-off minimum credit score to get a car loan. There are ranges that indicate the success …

Earn Money From Car Advertising – This is How to Get Paid to Drive Your Car!

Are you looking for ways to make some extra cash every month the easy way? Then, you are at the right place. By reading this article you are going to find out how you can take advantage of the car advertising programs in order to make easy cash every month.

There are some very well-known companies out there that can actually pay you money to drive your own car. The only thing you need to do is to place an ad on your vehicle with the company’s logo. And, that’s it! You won’t have to do anything. Just drive your car as you would normally do. Of course, if you want to increase your salary there are a few more things you can do. For example you can agree to attend special events like parades where you can show off your car to many people, hand out brochures that advertise the company’s products or services and park your car in highly populated areas.

Normally, most companies pay you around $500-$800 per month, if you own a regular-sized vehicle. Of course if you own a truck, your salary will be much higher and can rise up to $3.000. Another way to get a bigger paycheck is to choose an advertisement that will cover the 3/4 of your vehicle. The advertisements are also known as “auto wraps” and they typically consist of the logo of a particular brand or company.

But, how can you ensure that your application will get accepted?

You first need to answer the following questions:

  • Are you more than 18 years old?
  • Do you own a valid drivers license?
  • Are you a resident of Canada, UK, US, Spain or France?
  • Do you live in a big city? (You can get selected even if you live in a small town, but in this case you have to drive many miles per day in busy highways).
  • Do you drive at least 400 miles per month?
  • Do you have a clean driving record with no serious violations like driving under the influence of drugs, in the last year?

If you answered yes to these questions then you are the ideal candidate for this program. If you get selected and don’t currently own a car, the company may even provide you with a new vehicle wrapped in advertisement. Of course, in this case you won’t get a monthly salary.

Nowadays you can find many companies that pay regular people to affix vinyl decals to their vehicles, because this is considered a very cheap and effective form of advertising. Even though, this job won’t get you rich, in these times of recession $800 per month can definitely come in handy.…