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How to Start Your Own Mobile Screen Repair Service Business

You can start and run your own business, as a mobile screen repair service business, and make good money doing it. Most all homes have screens on the windows, to help keep the bugs out when the window is open. Lots of screens get rips and tears, and look unsightly after a few years in the weather.

You do not have to buy new screen windows to make them like new again, you can fix them right on the spot for home owners and businesses.

You can replace the old screens with new ones, at a fraction of the cost of new screens. You can buy screen material at home improvement stores, and they also have the hand tools to cut, and replace the screen material, and make it look nice, tight, and new looking again.

You can call some local screen repair service companies, and get an estimate to see how much they are charging for screen repairs, and that would give you a good idea what the going rates are.

You can make up some fliers, and put them in sandwich baggies, with a few stones or pebble to give them a little weight, and then drive around slowly and toss them into each driveway you slowly drive by, to get new customers to call you . You should also have some nice signs on your auto, so customers can call you to fix their screens.

You can make up a flier and contact house painters, landscapers, window cleaners, and more, and offer to give them a commission for any jobs they send your way. …

Tips to Help Your Business Grow, Even When You’re on a Budget

Lately I’ve had the opportunity to connect with some amazing individuals that are on the cusp of something great. The challenge is how to build you business while on a budget. It’s funny what a taboo word that is, in fact many times our new clients don’t even want to bring it up. Money is an awkward conversation, and I get that.

But what’s more awkward is having the feeling that you’re not meeting the client’s needs or causing them stress, because the conversation around budget hasn’t been honestly had. You’d be surprised, in our conversations, the brainstorming sessions that occur, all around concepts the client can do themselves, with little or no expense. Right off the top, there are numerous community organizations that are looking for guest speakers to offer workshops, they manage all of the promotion, can fill seats, and while it may not be a big revenue stream, it can be a source for testimonials and referrals. Sometimes you don’t know until you ask!

So how do you grow your business, on a budget. Here are our top 5 tips:

  1. Understand what your time is worth – and use it wisely. If you know an hour of your time can be billed for $100 and hour, and you just spent an hour on Facebook checking out what your friends have been up to – then that hour on Facebook just cost you $100. Was it worth it?
  2. Have disciplined office hours – set an alarm, get up, get dressed and get to work. Have a start time and an end time, and do not do laundry, get groceries, vacuum etc. during work hours. If you wouldn’t do it at the office, don’t do it from your home office. Don’t multi-task – FOCUS!
  3. Take an inventory of what you do really well and love to do, and what takes you too long and is outside of your skillset. If you spend too much time trying to figure it out, how much is it costing you versus the investment of having someone else do it for you. Virtual Assistants are great for that, have flexible hours, and because they don’t work just for you, they can work as much or as little as you need. In your first discussion with a VA, get the budget discussion out of the way, you may be surprised the suggestions and resources they can pull in to keep you on track.
  4. It takes a team! Now, I don’t mean a team of support staff (although you’ll get to that point), but align yourself with individuals that compliment your business, that you can refer people to and they can return the favor!
  5. Balance – succeeding doesn’t mean working 24/7, even if sometimes it feels that way! Balance work time with family time, office time with networking time. Let that balance change as your business does, and accept that it can change. What does balance have to do with budget? Absolutely nothing. But it is

Getting Into the Bulk Fuel Delivery Business

Whether you own your own gasoline business or if you own a fleet of trucks, having your own bulk fuel delivery company may be just what you need for the future success of your business. It will help you get your own fuel in large amounts at discount prices so that you can save money. There are several steps that you need to follow to get your new business up and running.

The first step that you need to do is to write a plan for your business for your lending institution of choice. This forms the backbone for your company and consists of your vision and mission for your bulk fuel delivery business. This business plan helps the lending institution determine how much risk is involved in financing your business.

It is also important to check out all the competition so that you can see what you will be up against if you get your business off the ground. You can usually get the lists of businesses on the Internet, your chamber of commerce, or your local phone book. Once you have researched the competition, do what you can that will make you stand out in your city.

Another thing to consider if you want to own your own bulk fuel delivery business is to talk to other business people in the industry. More than likely, those in your town will not talk to you because they are the competition and they are not interested in helping out someone who will compete with them. However, someone from another part of the country may be a good source of information as you will not pose as an immediate threat to him.

You do have a couple of options that you need to consider when trying to determine what direction you want your business to go. You can either start up your own from scratch or you can purchase an existing business. If you choose to start your own, you have control of what goes on, but often, lending institutions resist funding new businesses due to lack of history. On the other hand, acquiring a known business is not as big of a risk, so lenders are more willing to finance you.

A third alternative is to purchase a recognizable business franchise. You can find out what is available by searching your local business directory or checking the various websites of possible companies that may offer franchising opportunities in your area.

Doing the proper research may even lead you in a completely different direction, or even to a new town. Your own bulk fuel delivery business may be just what you need to help your fleet be more competitive and efficient.…

Best Jobs to Meet Women – How to Make Money and Meet Girls

What could be better than making money while meeting beautiful women?

Answer: Not Much!

Let’s face it, most of us have pretty crappy jobs. Why do we think they’re crappy? Well, salary aside, our jobs are the things that take up the MOST time in our day!

And if you’re single, that’s time that can be put to use meeting gorgeous girls to have fun with.

So if you can somehow “meld” work and play, you’ll not only be able to make rent this month, you’ll also be much, much happier!

Now, you can meet hot women in pretty much any job you can think of, but some jobs are actually better than others when it comes to meeting girls.

The criteria for these jobs are:

1. The job attracts lots of women to it.

2. The job requires you to interact with the women in some way.

3. You’re in a position in the job that makes you attractive to women.

So while I’m sure there are methods for meeting hot girls while flipping burgers at McDonald’s, for the sake of discussion, I’m going to focus on just five jobs which I think are the BEST for meeting super-hot girls, and don’t require a great deal of skill or training to do. (Because let’s face it, being a famous movie star or musician is hands down the best, but that’s usually limited to a select few lucky guys.)

So let’s begin…

Club Promoter: Club promoters are everyone’s “best friend.” They can get you the hook-ups at the hottest clubs, help you jump the line, get you free drinks — the works. So if you are a club promoter, all the girls want to know you!

Luckily, the only requirement for being a club promoter is to get people to show up to clubs. If you talk to the manager of the club and get to know him, you can get all sorts of benefits which make you the “guy to know” for all those hot club chicks.

Unfortunately, club promotion doesn’t pay that well, or at all in some cases, but hey – the perks are great! And you can do it in your spare time if you have another job.

Bartender: Everyone in the bar interacts with the bartender, and the hot girls love to flirt with the bartender as well! Being a bartender not only gives you an opportunity to meet everyone who enters the bar, but it also gives you an excuse to chat with anyone sitting at your station, including the super-hot ladies!

It doesn’t take much skill to be a bartender, but the hours can be brutal, and depending on where you bartend, the income can vary – as can the quality of women! Bartending at a hip nightclub can be much better than that crappy dive bar near your place, but regardless, few bartenders ever go home without at least one number at the end of the night. Not only that – your …

Insuring Loose Diamonds – Will Insurance Companies Insure Loose Unset Diamonds?

Diamonds are a type of gemstone which is coveted by individuals throughout the world. Whether fixed in a beautiful setting as an engagement ring or comprising a lovely tennis bracelet, diamonds have a look all their own. Although most individuals see this type of gem placed in a setting, there are others who get to see the pure aesthetic value of a diamond alone, without being set in gold, platinum or other types of metal. For those who may own loose diamonds and be unaware of issues surrounding the stone, one may wonder how they can go about keeping this type of gem safe from theft, loss or other casualty. The following will answer the question of whether insurance companies will in fact insure loose unset diamonds and the factors surrounding the acquisition of this type of insurance.

Ability to Insure Loose Unset Diamonds

Many insurance companies will insure jewelry in general however when it comes to loose, unset stones, the number of insurers willing to accept that risk is extremely limited. For those who may be looking for an insurance company to take care of their insurance needs regarding loose diamonds, they may have but one option. That option is the Chubb Insurance Company. Chubb insures specialty items of which loose diamonds is one such type. Therefore, if you are interested in having your loose diamonds protected by an insurance policy, the aforementioned company might be your only option in this regard.

** Update: Chubb Insurance Company does not offer insurance on loose diamonds. They might insure a loose stone for a short period of time while you are waiting to have it set into a piece of jewelry. Always contact your Chubb agent for their professional advice. **

Why Don’t Insurance Companies Like to Insure Loose Diamonds?

When looking at the fact that most insurance companies do not insure loose, unset diamonds, many may wonder why not. There are a few reasons for an insurer’s reluctance to insure an item of this type. First, loose diamonds which are not bound in any type of setting are more likely to get lost or misplaced. Since they are not worn but simply kept, it is much easier to misplace this small type of gemstone than one which is worn as a necklace, earrings, ring or other type of jewelry item.

Another reason why insurance companies prefer to insure only jewelry which is placed in a setting is for the reason that it is expensive to do so. Again, in keeping with the fact that these small, unset stones are more likely to be lost than their set counterparts, paying out the replacement cost for such a diamond will add up as claims come rolling in. Therefore, the more lost diamonds, the more money which insurance companies must pay out. The best way to prevent paying out on the loss incurred by owners of these unset stones is to not insure loose, unset stones at all.

The Best Way to Protect …

Sub Zero Refrigerators – Are They Worth the Money?

I’m often asked by my customers if Sub Zero refrigerators are worth the money. My answer is always the same – maybe. Let me explain…

If you are talking about longevity, overall quality, and food preservation, my answer is always absolutely! And if the price tag fits in your budget, it is a no-brainer to me. I owned one a few years ago and can tell you my strawberries lasted up to two weeks (which was incredible considering my produce department background!); cheese left on a plate (as an experiment) didn’t mold or crust over after a month; and an opened container of ice cream was still fresh after discovering it more than a month and a half later.

Sub Zero claims a family can save as much as $25 a week in food spoilage because of the dual refrigeration system. I always thought that was an exaggerated claim until I owned one and estimated I was saving approximately $10 a week as a bachelor. If you are a Costco shopper and like to buy things like the multi pack of Romaine lettuce and find you can’t make it past two head before they spoil, the more humid compartment Sub Zero provides will give you more time to finish the package of lettuce.

A major advantage of having a dual refrigeration system as Sub Zero has is longevity. The average life of a refrigerator today is approximately 10.5 years. Sub Zero’s average lifecycle is 17 years. (Climate has a contributing factor. In the Pacific Northwest where it is cooler than in the southern U.S., refrigerators don’t have to work as hard because of a lower average temperature. It is not uncommon to find Sub Zero refrigerators lasting beyond 20 years here.) The reason for a longer lifespan is largely due to having two compressors. One cools the refrigerator while the other cools the freezer. Most other refrigerators have a single compressor that is working most all the time. It doesn’t take much imagination to see the dual system lasts longer.

Overall quality is excellent because these refrigerators are still built largely by hand and in the USA. They are a family owned company and take great pride in their product.

So I hear you saying, “Why does Consumer Reports show a higher rate of repair?” Consumer Reports show service history for products under warranty. This is a bit of a disadvantage for companies with a generous warranty such as Sub Zero. Most companies offer a 1 year parts and labor warranty with up to 5 years on parts. Sub Zero offers the industries strongest warranty – 2 full years parts and labor and up to 12 years on the sealed system! The other thing C.R. doesn’t tell you is that a lot of the service calls have to do with improper installation (water / icemaker not working because the installer didn’t turn the water valve on, etc.) or even for something as simple as a broken icemaker. Icemakers are the …

What Happens If You Don’t Have a Personal Budget?

Having a planned personal budget and following it daily will surely help you meet your financial needs. Personal budget is a tool that helps you have control over your money. It gives an idea of how much you can afford for your various needs. It will enable you to determine whether a certain purchase will fit within your monetary constraints or not.

Whereas, not having a personal budget disturbs your personal financial situation. Your money goes haywire, and you will be left with no money in times of emergencies. The below article helps you understand how not having a personal budget affects your personal finances. Here are some possibilities that may occur if you have no proper personal budget in place.

You spend more than you earn

Budgeting helps you plan and track your expenses. Without having a proper budget, you tend to spend more than what you earn. There are people, who irrespective of their income levels, spend every penny they earn. Spending culture is getting worse day-by-day with the changes in lifestyles and unabated consumerism. This kind of behaviour can lead you to troubles, as it leaves you with nothing at the end of the month.

You start borrowing money

As you get into the habit of living pay cheque to pay cheque, you will be left with no money to save. Hence, you start borrowing money either to maintain your expensive lifestyle or to attend your unexpected needs. It is not only the lack of financial discipline that makes you get into debt-trap but also some sudden emergencies for which you may have not prepared. Also, there are some people who are struggling to pay off their current debts and still borrow debt to maintain an expensive lifestyle.

Most of your income goes into repaying debt

Debt, if not controlled, spreads like a virus. You will take more debts to clear current debts. This way, most of your income is used to repay your debts and you will struggle to manage your finances. Using credit cards is not a bad idea. But doing so without a budget and plan on repaying the debt will lead you again into financial hardships. Further, debt issues can also impact your mental health and family relationships.

The end result – you have nothing left

Impulsive spending behaviour, uncontrolled desires and no proper personal budget are the main reasons for getting you into financial troubles. These habits leave you with no money at the end of your life. If you live pay cheque to pay cheque, you cannot save money for short-term or long-term goals.

Hence, have a proper monthly personal budget. Prioritize your spendings. Allot money for all necessary expenses and set aside some money as savings. Cut costs on unnecessary expenses like eating out, drinking and smoking, night parties, vacations/tours, etc.

Personal budget helps you stay disciplined and organized about your finances. It helps you improve your overall living condition, by allowing you to understand and change your spending behaviour. …

How to Earn 6-Figures in Holistic Nutrition

Does this story sound familiar to you?

You graduated from nutrition school totally jazzed about building your holistic nutrition practice.  You thought you had all the pieces in place for a successful nutrition business – the counseling program, the website, the business cards, the brochure, and the fire inside to spread your message about holistic health and nutrition.  You’re doing workshops, meeting referral partners, launching events, and coaching clients…you’re working your butt off!  And yet you’re almost dead broke.

I know your story, because I had the same experience!

Until one day I realized….why waste your valuable time and money building your practice using unproven strategies and trial and error, when it’s possible to discover the biggest mistakes – and the most effective strategies – of Holistic Nutrition Professionals who have careers that are already thriving?

I mean, how much money and time could you save if you could analyze, understand and MODEL real-world, profitable holistic nutrition practices?

With this in mind, I interviewed ten top holistic nutrition pros to discover EXACTLY how they built their booming careers.  And I learned that there are three keys to success in holistic nutrition.

1.    Passion

Most holistic nutritionists got into this career because they had a personal experience with nutrition that utterly transformed their own lives. They have a deep, burning conviction in the transformative power of nutrition, and a driving desire to help other people experience that transformation.

2.    Persistence

Would you believe that even Dawn Jackson Blatner, author of the best-selling “Flexitarian Diet” and featured nutritionist in magazines and TV shows all over the country, was turned down over and over again for almost every job she got? Even this brilliant and gifted nutritionist, who has made an indelible mark on the industry, had to push past “NO” a hundred times. 

Kathie Swift, Dr. Mark Hyman’s featured nutritionist in “UltraMetabolism” had to spend years convince top doctors about the benefits of nutrition and functional medicine before she could help create the now world-renowned nutrition and medical programs at Canyon Ranch Spa and Resorts.

These trailblazing holistic nutritionists had a driving passion for their work, and they simply didn’t take “no” for an answer!

3.    Passive Income

There is no doubt about it – the most successful holistic nutritionists are able to go beyond the traditional model of seeing individual clients and being paid by the hour.  These savvy nutrition pros know exactly how to package, price and market their services, so that they have products and services practically selling themselves when they’re asleep, at the gym, or on vacation at the beach!

By leveraging this kind of passive income stream, the top holistic nutrition pros have been able to easily explode their practices into the six-figure mark and beyond.

So what does studying and modeling the careers of successful Holistic Nutrition Pros mean for you?

If you’re someone with a passion for nutrition, who wants to turn that passion into a career…

It means that it IS …

How Venture Capital Is Different From Traditional Financing?

Venture capital is a new form of financing that has come as a boon for young entrepreneurs and it plays a strategic role in financing small scale enterprises and high technology and risky ventures. In all the developed and developing nations it has made its mark by providing equity capital, so, they are more like equity partners rather than financiers and they are benefited through capital gains.

As young and growing businesses need capital at the right time, not only to float their company in the market, but also to survive in the long run. When financial institutions like banks and other private financial organizations hesitate to take the risk of early stage financing, since the credibility of the budding firm is not established, venture capital firms comes into the foray to fund the project in the form of equity which can be termed as “high risk capital”.

Although there is a misconception that the interest of venture capital firms are mainly driven by cutting edge technology in the industry, it is not always the case with all venture capital firms. A venture capitalist associates high risk with huge profits. Of course after thoroughly analyzing the prospects and consequences and the viability of the project. The venture capitalist becomes a partner with the entrepreneur in his business. True venture capital financing need not confine itself to high end technology products, any risky idea with great potential can be financed and venture capital is an all powerful mechanism to promote and institutionalize entrepreneurship.

Mainly venture capital focuses on growth. A venture capitalist is very much interested to see a small business growing into a larger one. He assists in setting up the business, funding it and comes all along to seethe firm grow. If it is a potential equity participation, the venture capitalist can come out of the partnership once the company becomes profitable and take back his money by selling the shares or convertible securities. If the firm opts for a long term investment from the venture capital finance, the financier has to develop an investment attitude for a long term, say five or ten years to allow the company to make large profits.

Another form of financing is that the venture capitalist has his hands on management by which he becomes an active participant in the operations of the firm and his thinking is streamlined as to how to multiply and make quick money which is a win-win situation for both sides. Not only finance, the venture capitalist also contributes to marketing, technology upgradation and management skills to the benefit of the new firm.

The venture capitalist’s management approach is significantly different from that of a banker whose prime concern is collaterals and securities in the form of assets. He keeps his hands off the management and plays safe. The venture capitalist can also not behave like a stock market investor who invests money without having thorough knowledge about the company’s business and management. He combines the qualities of …

The Different Types of Home Insurance HO-1 to HO-8

People that are concerned with their house always try to do the best thing for it. You want to ensure the financial security of it in the event of disasters damages and other occurrences.

It is important that one should have home insurance to protect the expensive investment you have and provide security for any damages might occur to the house.

Here are the different types of home insurance:

  • HO-1 Known as Basic Home Owners Insurance: This covers your dwelling and personal property against damages or losses including fire and lightening, theft, vandalism or malicious mischief and windstorm
  • HO-2 Known as Basic Homeowners Insurance Plus: HO-1 is included in this kind of categories plus other damages such as falling objects, electrical surge damages, 3 categories of water related damages from utilities or appliances, weight of ice snow,
  • HO-3 Known as Extended or Special Homeowners Insurance: 17 stated perils included in this categories of HO-2. This provides extensive coverage of your home like the structure and the content inside your house. This cover large area of your homeowners insurance also known as All Risk Policy.
  • Ho-4 Known as Renter Insurance: This kind of insurance cover the personal property only from the 17 HO-2 perils in which this policy are highly recommended for people renting an apartment which is also called as Renter’s Policy.
  • HO-5 Known as All Risk: which covers building and the personal property and is something similar to HO-3 but it differs in terms which have better protection than HO-3. This cover larger area of damages or losses with wider boundaries that owners and its properties as well is liability that might arise from passer -by or outsider.
  • HO-6 Known as Condominium Owners Insurance Coverage: This is designed for condominium owner’s which covers personal property, building items, etc. and this provides protection for claims made for mishap or damages occur. Fire, thefts and other forms of loss that will occur in the future is included.
  • HO-8 Known as Basic Older Home Coverage: Covers actual cash values or repairs in rebuilding cost and personal property where in this is designed for older house or so called historical house.

These are some of the different types of home insurance that you need to know before you get your coverage. You should know the different types you want to buy to satisfy your needs and the benefits you can get from this types of coverage.

Buying is easy but you need to look at your budget on where your money fall in on what type of insurance you can buy. Shopping is the best way to do before buying. Comparing prices from one insurance company to other is where you can get the cheaper price for your home insurance.

No time to go around to shop? There is an easy alternative way to shop without hassle and you own your time. You can go shopping online through the internet where you can explore the different types of homeowners insurance you need and …