money

So you have found yourself in another financial pinch, right? Were those bills a little late this month? Did you not make as much money on your last paycheck as you thought you would? Are they cutting hours at work again? Have you had some unexpected problems arise that have cost you money that you really do not have to spend? If you answered yes to any of those questions, there is no doubt that you could use some extra cash right about now.

Depending on your talents and abilities, and the things you like to do, there are hundreds of ways that you could make the money you are so desperate for. Once you are able to bring this extra dough in, you will know in the future exactly how to get yourself out of a financial bind, or how to ensure that you never find yourself in that spot again.

As an example, maybe you really like to bake sweets or make fudge or candies.

This can be a great way to make some extra income. Just have a bake sale! You may already have everything in your cabinet or refrigerator that you need to make up several batches of tasty goodies that you can sell for cold hard cash. A couple cake mixes, some brownie and cookie mixes, a few eggs, some oil and water, and maybe even some sugar, peanut butter, chocolate chips and marshmallow crème for fudge. These are all staples that most people can find stashed away in their cabinets.

You can even invite your friends and family to bake their own goods for even more variety. Not only will you be making money, but you can have a great time doing it.…

When you get to a stage in your working life that has you questioning things like how to make money into more money, in the quickest way possible, it is a sign of desperation that stems from frustration because firstly you don’t have a target to work towards and secondly, you lack the patience to properly see through the construction of money-making assets that will bring you financial joy.

Yes, there are quick ways to multiply your cash, but it isn’t as easy as inserting a twenty dollar bill, into a machine, pressing a couple of numbers and then have two twenty dollar bills come out at the end of that dubious exercise.

Unless of course that machine is some sort of casino slots machine and we all know that,that isn’t all the much by way of investment and you will probably lose more money than you can make gambling.

Your mentality needs to change and the question of the fastest way to multiply your cash should only come in the latter stages of your money-making quest, after you have decided on a figure you want to work towards.

What figure should you work towards though? That depends on the kind of lifestyle you want to live. Yes, we probably all want an expensive yacht at some or other time in our lives, but for now just decide how much money you would like to earn monthly.

If you can get by on $5,000 per month, with a little bit extra for saving and some leisure, lets take the value up to $10,000 per month.

Now, in the most simplest of examples, if you want to earn $10,000 per month passively (which is the best way to make money), you will need to have built an asset which brings in that amount each month.

Assets can be anything really, even the thin air that is the internet, or a business that operates solely on the internet.

To simplify things further however, lets say your asset is some money you have saved up and you want to put that money away in a savings account, so as to have interest to spend each month, amounting to $10,000.

Since the standard interest rate of fixed savings account can go up to 0.5%, if you are to withdraw an amount of $10,000 each month, that is 0.5% of $2,000,000, meaning you will have to have to have $2 million in your account, just sitting there collecting interest of $10,000 per month as your income.

I would confidently say that $10,000 per month is a good income to cover all your living expenses, especially if it is a passive income such as the interest from a savings pocket, which you can also use a portion of to enter into other, smaller investments that might have the potential to turn really big.

Now, the issue would then be simply building up your capital to put away into a savings pocket, which is a mission in …

Robert Kiyosaki, the author of the best-selling series of “Rich Dad, Poor Dad” books has recently published a new book. This is a review of this latest book, “The Business of the 21st Century”.

He introduces the book:

“In The Business of the 21st Century, I’m going to show you why you need to build your own business, and exactly what kind of business. But this isn’t just about changing the type of business you’re working with; it’s also about changing you. I can show you how to find what you need to grow the perfect business for you, but for your business to grow, you will have to grow as well.”

The premise of this book is that you can STILL experience success in business. Despite the “tough times” that are present due to the worldwide economic crisis, fortunes will be made.

But the qualifier is that you must choose wisely.

It is a current reality that American workers are competing with workers in every country in the world. Many of these workers are HAPPY to do the same work for one-tenth (or less) of your current wage!

For this reason – and many more economic factors – we are living in an era of unprecedented unemployment levels. The rates are often correlated to “The Great Depression” but that is not a fair comparison.

While the percentages of people who are unemployed may be similar to Depression levels, we live in a completely different world. The level of education, technology, and mobility are a hundred times more advanced that in the 1930’s. And yet, tens of millions of Americans are unemployed – or “underemployed” and working in jobs far below their education and experience. This is especially true of “Baby Boomers” who have very slim chances of matching their old jobs.

Robert Kiyosaki touches on this realityin his description of “The Cash Flow Quadrant”. He says ALL income earners fall into one of four categories, or four corners of “The Cash Flow Quadrant”.

The four divisions are:

Employee: These people are looking for a good job with benefits. They are also 100% at the mercy of their employers, who are at the mercy of global competition. The goal of every employee is to have some money left after paying all their expenses.

Self-Employed: These are small business owners and sole proprietors, characterized by “Mom and Pop” stores and service providers. Unfortunately, many displaced workers have tried to open a business only to find that they merely “bought” themselves a 100-hour per week job. They also quickly learn that when they stop working they stop earning.

Business owner: These people understand that maximum earning potential is only attainable by leveraging the efforts of many, many more. A business builder creates a “machine” that operates around the clock, without their direct input in every stage of the process.

One of the HUGE differences in the wealth creation potential of a business owner is the legal and ethical ability to record expenses …

ASolidWorks expert has a chance to make thousands of dollars each month.Irrespective of where a professional is from and what his work background is, if he/she knows SolidWorks, then there’s an opportunity to earn big money.

The good thing is you can work even as a freelancer without being associated with any professional SolidWorks company. And the bad thing is not many SolidWorks professionals have even a small clue about how easy making money as a freelancer is.

People spend a lot of time and money on SolidWorks Courses and to buy SolidWorks, but only a few of them actually learn and recoup their money.So here in this article, we’re going to help some of you experts understand how to make money as a freelancer.

Some of the ways for earning money as a SolidWorks freelancer are as follows. Continue reading to know what they’re…

Design Lights: If you know how to use SolidWorks, you can take freelance projects for designing lights for metal shops. The metal industry is growing and so is the demand for 3D designs of the metal. So just check around on the net, there are dedicated sites that have such projects listed. There are chances of making some quick bucks here.

Concept Models and Prototypes: Product inventors need prototypes and concept models before bulk manufacturing is done. It saves time, money of the investor and efforts of the manufacturing firm. Therefore, SolidWorks expert can get in touch with such inventors and bag concept model and prototype creation projects.

Create 3D Models:3D models can be created using SolidWorks. There are different versions of SolidWorks such as solidworks 2012 and others. All these versions areeasy to use and make it possible to create 3D models in less time. Any freelancer can take up such works and earn quite good money from them.

3D Icons Creation: 3D icons are often created for media groups. And considering the fact that they hire freelancers and get icons created, anyone can get projects and make money. The SolidWorks pricing may vary based on the type of work.

Create Layouts: There are plenty of construction and city planning companies that post layout creation work online. It’s for the freelancers to grab the work. Basically, if you’re a freelancer, you need to keep checking freelance project sites. And immediately bid for any layout creation projects you come across.

Technical Illustration: SolidWorks technical illustrations projects are also plenty in number. SolidWorks professionals with ample knowledge can take up these projects and make money just like that.

These and many more options are available for you to make money using SolidWorks. However, it’s important that you take projects only from reputed websites and not from any random website you come across. There are quite chances of an unknown site being a scam.

How Much Can You Earn as SolidWorks Freelancer?

Earning potential as a SolidWorks freelancer is very high. An individual can earn anywhere between $1000 and $1500 per month. The pricing of projects varies …

According to Robert Kiyosaki, there are 3 types of education that are key to financial success in life.

-Scholastic education: This education teaches us to read, write and do math. This education is very important in today’s world.

-Professional education: This education teaches you how to work for money and if your smart get a job as a doctor, lawyer, accountant or other professional trades such as plumbers, builders, auto mechanics and electricians. The country is full of school that will give you this education to help you become more employable.

-Financial education: This is the education where you learn to have money work for you rather than you work for money. This education is not taught in most of our schools.

So many of our parents taught us the “Poor Dad” mentality where we had to get our education to go and work for someone else. Well, with the economy as it is right now, it is less stable having a corporate job than a work at home job. But as Kiyosaki’s “Rich Dad” taught him, “If you have a poor financial education, you will always work for the rich.”

I don’t know about you, but I am psychologically unemployable having gained the knowledge of a financial education through my Wealth Masters International system. I am no longer employable to work for money. I need to work for myself and have my money working for me. Nothing else makes sense, not even if I was broke would I go back to work for a paycheck. When there are opportunities on the internet where you can work form home and spend less time and create a profit rather than a wage the sky is the limit.

I came to realize that the direct sales system is a way for anyone to acquire great wealth. The system is open to anyone who has drive, determination and perseverance. Or as I also like to categorize it, the correct Mindset, Marketing and Mission. It doesn’t matter your age, gender, race, or popularity. The direct sales industry is about how much you are willing to learn, share and grow.

My experience with direct sale and network marketing is that people are very willing to share their newly acquired systems to make money. They become teachers of their trade and give back to the economy in a positive manner.

So let us all share what we have learned for ourselves about financial education so we can all create wealth and not work for the rich man any longer.…

The most profitable way to make money from home is through the internet. The internet has opened opportunities for people from all walks of life and you don’t have to be a technical expert to join the online business world. Everyday people are buying and selling online all the time. Here are the top 3 ways to make money from home using the power of the internet.

1. Produce Your Own Information Product

An information product, generally available as an eBook, report or video course, is something that a customer can download instantly to their computer. An information product is a great way to make money from home online because once it is produced, you can sell it again and again

People who want the best information on a particular topic are willing to pay for it. They don’t want to spend a long time searching online trying to find it for free, when they can buy it instantaneously. You don’t have to be an expert to create an information product provided that you know more about the subject matter than your target audience. You can even outsource it somebody to produce it for you and then put your name on it.

2. Sell Other Peoples’ Products

You can sell a product that somebody else has already created. When someone purchases it from you, the product owner will pay you a commission. This business model is called affiliate marketing and is often the first method that people use when they want to make money from home. There are products and services that you can sell in just about every industry and topic that you can think about.

You don’t have to get involved with product development, payment programs, shipping or delivery as this is all done by the product owner. Your job is choose the best product for your audience and get prospective customers to visit the product’s sales page where they can purchase it.

3. Use Your Existing Skills

If you have expertise in an area that other people are willing pay for you use it to make money from home. This expertise can vary from creating graphics, language translation, internet design, marketing, sales, clerical, bookkeeping or financial services. In fact, anything that you would get paid to do in a conventional job. You don’t even need to build your own website as you can sign-up with freelance websites like Elance and oDesk who have thousands of customers looking for people with your skills.…

Construction involves large number of manpower and huge investments of money. The workers at a construction site risk their lives working at great heights, with dangerous tools, toxic materials, heavy equipment, under tunnels, etc. Here, construction is associated with high amount of risk for money and lives. A slight negligence or bad fortune on part of the worker or owner may prove too costly. It may lead to a huge financial loss. These unfortunate events require tools, which can bail the company out of the situation. Here arises the need of 'Construction Insurance', the risk management tool, customized specifically for the construction industry. Construction insurance is like any other insurance, which is used to protect the various parties associated with construction process.

A comprehensive construction insurance policy covers all the expenses that may occur due to property damage or personal injuries at the construction site. This insurance not only includes the organization owner, but also workers, employees, tenants, sub-contractors, sole proprietors and business partners.

Importance of construction insurance
As discussed above, construction uses use of heavy equipment, materials, labor, etc. And is more prone to accidents. Since the business stands for any accident on the construction site, it is the business owner or the contractor that should pay for the medical treatment charges of the injured or compensation to the families, in case of death of the worker.

Material costs associated with construction are very high. Any damage to the structure or the materials leads to huge financial loss. Insured with the construction insurance, one can seek financial assistance from the insurance company.

The buyers of the flats or the constructed property will have all rights to sue the construction company, in case of faulty construction. In such cases the construction company has to pay for the remodeling or repairing the constructed site. Construction insurance protects the builders from those claims, by providing financial assistance.

Apart from the above circumstances, construction insurance provides wide coverage, providing security to the business in case of unpredicted events.

Four main areas it covers
Construction insurance is very significant in terms of its coverage. It is very comprehensive and is specifically designed to cover every aspect of construction process, to make the business process flexible. Construction insurance covers four major areas of business insurance. They are:

Public liability insurance
Public liability insurance is a general insurance to be owned by any business which involves interaction with the customers or people in general. Public liability insurance as part of construction insurance helps the businesses in case any damage to third party property or individuals is caused by employees or the tools used in construction.

Employers liability insurance
As the construction industry involves lots of risks, any worker can get injured or die at any point of time, due to the faulty equipment or negligence of supervisors or co-workers. Employers are responsible for the health and safety of their employees at construction site. Moreover, the employees will have every right to sue the owner and claim …

There’s nothing better as a 14 year old walking around with your own wad of cash. When you can stop begging your parents for a few bucks to buy video games or to just go out and have fun this summer, kids can have a level of freedom they never had before.

Making money when your a teenager can be tough. There’s not a lot of places you can get hired at this age, and the jobs that are available don’t pay all that well. Teenagers are stuck with dirty, messy jobs that no one else wants to do, and all for minimum wage.

That means you have to put in a lot of hours to make enough money to even be worth it.

But there’s a secret to making a ton of cash that most kids don’t even know about. There are companies online that will pay people to give their opinion. Just by filling out some information on either a movie trailer, your experience the last time you went to Best Buy, and what you think of the Nike brand, you can earn $50 or more a day.

The best part is that you don’t even have to go anywhere or write anything out. You can give your opinion online and get paid right away. All you need is a PayPal account, which is free. Then you head over to sign up for the company that will pay you for giving your opinion. That’s also free. You can fill out as many surveys as you like, which means you can make as much money as you like!…

During my 9 year career as in house HR, the term "business acumen" was typically applied to HR in the following ways: "Our HR department needs more business acumen" or "HR has a lack of business acumen". Inevitably, these statements would come from the company's business leaders and would there ruffle the feathers of the HR leadership team. As a result, there would be "business acumen" teachable moments in our HR all hands and often times "business acumen" would land as an HR strategic priority. The problem with trying to strengthen business acumen with these tactics is there was very little context given to the HR organization. Most comments would be centered on business acumen as being an important skill set for the HR team but no context for what it was, how to build it, or what the impact of it was. By giving the HR employees concepts with no definition or concrete frame, some individuals often struggle to pull out the pertinent pieces of information from these business acumen lessons and rarely knew how to use the information in a strategic way. To help in understanding what it is and what to do with it once you have it, read on.

To begin we must first define the concept of business acumen. Raj Charan, once said that business acumen is "… linking an insightful assessment of the external business landscape with the keen awareness of how money can be made – and then implementing the strategy to deliver the desired results". In essence, business acumen is the triangulation between, external pressures, internal strategy and commerce. Therefore, to ask the human resources professional to have more business acumen is really about understanding where the company is going given the external market conditions and the overall company strategy and then linking this knowledge to the impact it will have on the people component of the organization . By understanding where the company is going based on these business components, human resources can impact how quickly the organization remains ahead of the curve.

For example, we often talk about the impact of emerging competitors, but what does that mean for HR. It means being attuned to the impact this will have on the recruiting base, how we retain and compensate current employees, who in the organization might be affected, etc. In addition to being attuned, a strategy needs to emerge to address these issues quickly and effectively. What this assumes is, not only do you need to know where the overall organization is going, but also have an understanding of how it impacts the organizational structure, leadership needs, retention, staffing, etc. And then make recommendations or changes based on all this information. To start, all HR professionals need to understand and internalize their businesses and driving business needs. Below are some tips on how to gain more business acumen within your organization.

4 Steps to Improving your Business Acumen:

  • Understand your company's business model, structure, products and services. This means talking

I'm pretty sure that at one moment in your life, especially when you're fresh into this working world, you would find yourself with this question: do you work for money or for interest?

Surely everyone has their own childhood aspirations, be it a firefighter, doctor or even a software developer; But does this ambition really apply once we're working adults?

I had a friend who has always wanted to become a firefighter. You'll hear him mention from time to time that all he wants to do is to save lives. I have to admit that it's a very noble ambition. Years of hard work finally paid off, and this friend of mine is now a firefighter.

As a kid, he only saw the bravery the firefighters have shown in their countless rescue missions, but never the fear each firefighter has to face. Now, as a firefighter, the interest is still there, but due to the extreme and dangerous demands of the nature of his work, his interest in his job has something dwindled.

In reality, no matter which job we choose for ourselves, the first factor in our decision has to be our interest. How else would you expect to remain in that job if not for the driving force of interest itself? Through the course of time, our interest might change once we've had an overdose of the interest. That is when we find ourselves in the mercy of the all powerful money.

Which is more powerful between interest and money? You're the one who'll be able to balance these two powers in your life. …