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Why is Smoking Bad For You? – 3 Main Reasons

We all know we shouldn’t smoke, but why is smoking bad for you? Instead of just taking it at face value let’s break down the specific reasons why smoking is bad for you and, if you are a smoker, why you should stop smoking as soon as possible.

Health Reasons

First and foremost, smoking is horrible for your health and leads to numerous diseases and disorders. Smoking leads to cancer, heart disease, and chronic obstructive pulmonary disease (COPD). COPD alone kills thousands of smokers yearly. From the first breath of smoke the damage begins and the longer a smoker continues smoking the worse the damage becomes. Eventually the damage is permanent. Worse yet the same damage can occur to the smoker’s loved ones who are continuously subjected to second hand smoke.

Cosmetic Reasons

 

Smoking has many unpleasant cosmetic effects on the smoker. Smoking gives you bad breath. Continuous smoking also leads to yellow teeth. A smoker is three times more likely than a non smoker to lose their teeth. Smoking also has negative effects on the skin. Smokers age prematurely, getting wrinkles and ashen colored skin. If you have seen someone who has smoked for a long time you can see that they look older and unhealthy.

 

Financial Reasons

 

The smoking habit has gotten more and more expensive over recent years. The average smoker spends $30 a week on their habit. That is over $1,500 a year. That is money that could be spent on much more constructive things or money that could go towards bills and life expenses. If a smoker continues to the point they get one of the above mentioned diseases then they will have to spend money to treat these diseases. Also, smokers may have to pay more money for health and life insurance.

 

In Conclusion

Why is smoking bad for you? The three reasons above are a few of the main reasons but there really are many more. If you are a smoker than now is the time to stop smoking before you have severe health problems, suffer cosmetic effects, or spend too much money on the habit.…

Wholesale Business: How to Start a Beverage Distribution Business

Combine Wholesale Distribution with the Beverage Industry and you get one of the most profitable and fun businesses in the world.

This article will give you an introduction into this great business, how you can start and how much money you can make on each case of beverage sold. Is beverage distribution for you? Find out right now.

Beverage distribution is one of the easiest and most profitable businesses I’ve seen.

I like it because you don’t need a lot of customers to make a lot of money. You can easily make an extra $5,000 with a few customers.

You will see why beverage is one of the best businesses in the world. I started in beverage while I had my tool and novelty distribution business. I was looking for new products, products that I did not need to exchange so often and that I could sell over and over again to the same customers. This last part was key.

You see, when I was selling tools I figured that I could sell up to 1,000 tools per day or more but every customer was unique. In other words, if you buy a hammer at a store on Monday chances are you will not go on Tuesday and buy another Hammer. Even if it only costs $1.98!

Don’t get me wrong, the “tool distribution business” is a wonderful business and I still love it. I was just looking for another type of product to add to my current items.

I figured out that in order to sell the same product over and over again it would have to be a food product. So I started going to trade shows and looking at chocolate, potato chips, candy, and other products. I even looked at name brands like Hershey’s. The problem was that I could not buy directly from the manufacturers and the profit margins were super low, about 12{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc}. I was used to up to 70{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} profit margins.

Finally I ran into a beverage manufacturer of an Energy Drink. They were just starting with their product and it was easier to become a distributor.

Now let me tell you a bit about Energy Drinks. Energy Drinks are the new Super Profitable products. Everybody makes money, the manufacturer, the distributor and the retailer. You see, Energy Drinks sell for $1.99 to $2.40 at the stores for 8 to 16 ounces. This is incredible if you consider that you can buy a soda that’s the same size for $0.50 to $0.75. Even a 20 ounce soda runs you about $1.25.

Distributors love the product because they make about $8 per every case they sell compared with about $2 to $4 for their other products.

Let’s get back to the Beverage Business. The great part of this business is that if you have only one customer going into the store buying your product you sell at least 1 case of that product per month.

You see; if you sell a soda someone can buy …

The Importance of Name Boards for Business

First of all gone are the days when shops and offices would paint their concern’s name on their wall. Now even the sign boards with printed design has also gone out of the market. Here is the time for name boards and signages which comes in different latest trends along with the use of technology. There are front lit boards, back lit boards, name boards which are made using metals, there are name boards which are made using glass, there are name boards which are made using LED lights and neon lights. With all these types to choose it has become a very big and reputed market. As mentioned earlier name boards does boost the sales of the place and it also enhances the reputation of the shops/office and it has become a matter of ego nowadays. When a customer comes to a shopping area he looks all round and the first thing which attracts him is the name boards. Using LED displays and neon lights has become a trend today. The LED lights are high in density and can be viewed from a long distance. The customers very obviously will get attracted towards a name board which is very flashy and good. They don’t even look at the size of the shop, they don’t even want to know what quality of materials are, they don’t want to know the price of the product but the name boards just lures them into the place. Extra bucks should be spent on the name boards due to its importance. Never try to save money on the name boards. Neon light name boards are even better and it suits certain types of business such as hotels, bars, games corner etc. They can be visible in pitch dark and they in fact look more beautiful in dark night. This also is good for their business.

Apart from business the name boards and signage are also very important for corporate companies. Many information technology company find it as an image of the company and definitely want to make the signage perfect. They want their logos to be on their building as signage. Many would have seen that the reception and waiting area of many corporate companies have signages in the reception area. Now this is a need for a good signage with a combination which suits the interior of the company. So it is a matter of prestige. The reception area is made keeping in mind the logo, the company name style, the color combinations and the font style. You cannot just simply print a digital banner and stick it on the wall of the reception area.…

Marketing a Small Business: Just Stop and Think

Does the thought of a marketing plan make you feel excited and energised?

Many small business owners fight the idea of ​​working to set plans or marketing strategies which feel contrived, and prefer to keep their marketing "natural".

But if you need more clients what do you do?

A first reaction is often to take some action but unfortunately you might end up with the wrong client, or the wrong deal. This can result in activity which could even set your business back. A better response is to stop and think which will help you gain a clarification clarity to make it easier for the right prospects to buy from you.

Even if you do not have a plan and hit a problem, there is often a temptation to just keep on doing what you were doing. In fact it can be difficult to take the foot off the brake and stop and think. Even when that wonderful golden opportunity – low hanging fruit – falls right into your hand it can be important to stop and think to make the most of it. There may be a chance to try things a new way, from your presentation or PR, to the type of target market or new partners you really want.

Regular space to step back and think about the big picture helps you to avoid getting off track. That big single client, for example, who looks like the perfect solution, might tie up too many resources. To build your business effectively it might be better to go out and target one market niche, and aim to pull in 5 smaller clients.

When you take the time to stop and think, talk in everyday language. Business jargon or code often makes it harder to see what is real in your business. There are only three things that matter: Them, You and It.

Stop and think about:

Them

Think about your clients. Who do you like to work with, what kinds of problems do you enjoy solving for them? What do they value about you, and what do they really gain from working with you?

You

Whether you are the boss or an employee, your story and your approach is what your clients will "buy". Do not leave yourself out of your business. Think about how you got to be the person you are, and what is important to you about what you do.

It

This exchange of skill for money is the link between you. How much does your product and service range reflect what you and your customers really want?

How do relate these three elements emerge once you have the main pieces in place. Taking the time to get away from the day to day pressure is a great help for freeing up your ideas. Many people discover they have had breakthrough thoughts immediately on waking, or after a car journey or a walk in nature. It is often when you are relaxed that the ideas and …

How to Get Scooter Financing For Good and Bad Credit

With gas prices increasing many Americans are looking to scooters as a way to protect their pockets against the price of gas. While finding a fuel efficient alternative is a good decision, many scooter buyers are not protecting their pockets when it comes to scooter financing.

There are many options available when financing a scooter including credit cards, manufacturer low payment promotions, installment personal loans and financing for bad credit applicants. Educating yourself about the various types of scooter loans is important before you make a financial decision.

Here are some tips for you to follow:

1. Do not shop for a scooter that is too expensive: Today there are scooters that cost as much as $ 9000, but shopping for one of these scooters makes little sense if you can not get approved for financing.

Therefore, it is a good idea to shop online, and at your local bank for a scooter loan before you enter the showroom.

2. Watch out for low payment promotions: Manufacturers often entice you into buying a scooter with low payment promotions which structure payments as low as $ 39 for 2 years.

Low payment promotions look enticing, but are a very bad financial decision for you.

Fundamentally with low payment promotions you are only paying off the interest on your loan each month and very little is going towards the principal on your scooter.

Worse off at the end of the promotion your payment will double and your interest rate could increase to as high as 22.9{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} annual percentage rate.

3. Get an installment loan: Most low payment promotions mentioned above are on a manufacturer credit card.

Opting to get scooter financing with an installment loan is a much more wise decision.

With an installment loan the lender can not increase your interest rate or payment and your scooter will be paid off at the end of the term.

4. Consider a personal loan: If you walk in your bank and ask for scooter financing the bank may not have such a product.

Therefore you will likely have to ask your bank for a personal loan, which is basically a simple interest installation loan that can be used for recreational items.

A personal loan is a great way to finance your scooter and is much safer than a credit card or low payment manufacturer promotion.

5. Read the fine print: As your parents probably told you make sure you read the fine print before signing any loan document. Definitely do not enter a loan contract that you do not understand.

6. Do not borrow more than you can afford: There is little reason to purchase a scooter to save on gas if you borrow more than you can afford.

Borrowing more than you can afford will put you in a risky financial position. You must consider the cost of insurance, registration, maintenance and gear and choose a scooter that fits your budget.

7. Avoid zero down payments loans: Trying to secure scooter financing …

Article Writing and Making Money

Writing article is perhaps one of the most common ways to make money online. It is fun and it relatively simpler. Let us have a look at some of the tips about online writing.

O Always focus on the title. It should be unique enough to attract readers to read the whole article. And yes, the title should also have relevant keywords.

O Every one has his own style. But your style must be friendly and the article should be interesting enough to make them read the whole article. If you come off as boring and arrogant, you can say good bye to your readers.

O Always find out a niche for yourself and concentrate on it. The more you write on your niche topic, the better response you would get. The more you get published, the more you would be respected and that would extremely earn you money.

O Writing is good but you should also be able to rewrite what you have written. If you are a professional ghost writer, it is all right but if you are not, you should always ask for the right to re-sell about 50{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of your work.

O And never forget to have fun. Have a day off. Write about something you like. It could be poetry or an article for some cause dear to you.

There are two things that you would need to be successful in the field of online writing. Writing skills is but obvious but perseverance is also required. And once you gain fair amount of experience you could also try for newspapers and magazines. …

Cash For Clunkers Pros and Cons

I’ve done some research across the Internet and gathered a list of Pros and Cons regarding the “Cash For Clunkers” program. I made a list for the individual who’s considering buying a car through the program, and also a list for the “Collective Soul”, for us to consider the overall impact in the universe, as described in this article.

So far the Pros and Cons add up to this: Individual: 4-Pro, 6-Con. Collective Soul: 6-Pro, 12-Con.

INDIVIDUAL:

Pros

1. $4,500 + other incentives you may be able to save a lot of money on a new car purchase, if you push for more incentives besides just the $4,500.

2. Less Gas. You could save a lot of money at the pump.

3. Cut down on repair costs.

4. Environment – your driving will cause less pollution.

Cons

1. Insurance – it usually costs more to insure a new car.

2. New Debt – it is wise to go into more debt in your financial situation?

3. Wasted parts – your old car will be destroyed. It’s questionable whether or not some of the parts will be recycled.

4. Value added to your old clunker. The used car market may heat up due to decreased supply. It’s possible that your used car may be worth more than the voucher after the trickle-down of this Cash for Clunkers program.

5. More gas. You might be inclined to drive more knowing that your car gets better gas mileage.

6. Comfort Zone. You KNOW your old car. And you know what repairs you’ve done to it and what’s likely to go wrong.

FOR THE COLLECTIVE SOUL:

Pros

1. Increases sales at auto dealers.

2. Surge in new-car sales to consumers who would not otherwise purchase at this time. For the upper and middle income people with good enough credit to get a car loan, gives them a down payment.

3. Old vehicles are typically less fuel-efficient than their modern counterparts, so removing them from the road and replacing them with newer cars would likely decrease individual owners’ and the nation’s consumption of oil.

4. Old vehicles typically do not run as clean as new vehicles, so removing and replacing them on our roads would likely decrease vehicle exhaust emissions, lessening the impact on the environment.

5. Old vehicles were not held to the same crash and safety standards as new cars are held to and tend to be less safe in an accident. Replacing them with newer vehicles could lead to fewer injuries and fatalities in automobile accidents.

6. Automakers are struggling right now, especially domestic automakers. Providing a financial incentive to buy new cars would likely lead to increased car sales, which would generate revenue for the automakers and help them weather the economic downturn, while stimulating the economy at the same time.

Cons

1. Artificial, unsustainable boom in auto sales.

2. Crushing those older running autos makes those parts and vehicles harder to get, and consequently more expensive.

3. Many companies build …

A Simple Way to Declutter and Make Money

Making some extra cash is always an encouraging try. You may have a bill you would like to pay off. You may decide the money is going into savings or it will be spent on an evening out. Since it is extra money, you have more freedom to decide how you would like to use it. There is an easy process involved to give unwanted clothes and get cash for clothes.

Hassle Free Method

It can be an uneasy feeling to host a garage sell or to post clothing items online. You will have to deal with a variety of people asking questions about the items and trying to negotiate prices. It really isn’t a good idea to have strangers come to your home to get those items. You just never know who is out there or what their underlying intentions could be.

You can give unwanted clothes and get cash for clothes without anyone you don’t know contacting you. There is no time involved with hanging them up, taking images, or sharing information. The only one that will come to see you is the person scheduled for the pickup. They will have identification and a vehicle marked with the information of the provider.

Is it Worth it?

Some people want to know the worth before they get started. The amount of money you can earn when you give unwanted clothes and get cash for clothes varies. However, any money you get it more than you had before. Those clothing items didn’t have any real value to you just taking up space. In fact, they were in the way so by removing them you have better organisation.

You also have some money, and the more you donate the more it will add. Most entities have several ways for you to get your funds. They typically release funds within 24 hours of your items being processed. This is typically within 3 business days of your items being picked up.

Helping Others

You should feel good about your decision to donate unwanted clothes and get cash for clothes. You are helping the environment by doing so. There will be fewer clothes that end up at the various landfills. You will also be helping others because they are going to have an opportunity to get those clothing items for a great price.

Many people don’t have the funds they need to go buy new clothing. As a result, they have very few items in their closet. Some of them may be quite worn. They may be struggling to get clothing for work too that is acceptable. Your process of cluttering is just one part of this overall cycle. It helps others to enjoy those clothing items you no longer had a need for.

Just the Starting Point

When you donate unwanted clothes and get cash for clothes may be just the starting point. As you see your home looking better, it is a great feeling. So is that extra money you got from …

Easy Ways to Improve Your Gas Mileage

Save money and help the environment by practicing good habits on and off the road. When you drive, follow a few simple rules, improve efficiency, and save money at the same time.

Vehicle Maintenance

• Keep your car well maintained. A dirty air filter reduces gas mileage by up to 20 percent. Spark plugs that are in poor condition can cut up to 12 percent off your gas mileage.

• Keep tires aligned and properly inflated. Underinflated tires are like driving with the parking brake set, decreasing fuel economy by 25 percent. Overinflated tires also cut into fuel efficiency. Misaligned tires drag down fuel efficiency by nearly 10 percent. Alignment problems cause tires to wear unevenly, further reducing gas mileage. Rotate and balance tires according to the car's owners manual.

Buy Smart

• Buy gas during the coolest times of the day, either early morning or in the evening. Gas is denser at these times, so you get more gas for your money.

• Do not top off your tank. Stop fueling when the nozzle automatically stops.

• Tighten the gas cap. Damaged, loose or missing gas caps allow gasoline to vaporize from your tank.

• Use the lowest octane level recommended by your owner's manual.

• Use the oil grade recommended by your car's manufacturer. This improves gas mileage up to two percent.

Drive Smart

• Drive at a moderate, consistent speed. Accelerate slowly and brake over longer distances. This is the most effective step to reduce fuel costs. Aggressive driving by speeding, rapid acceleration, and frequent braking eat up gas. Drive sensibly and improve gas mileage by five percent in the city and up to 22 percent on the highway.

• Commute and run errands during non-peak traffic times, and reduce idling in traffic. Turn off the engine if you will be idling for more than 30 seconds. Idling uses to to g gallon of gas per hour, much more than restarting a car. Beware of excessive starts and stops of the engine because they increase wear to the starter mechanism.

• Organize your errands and drives. Avoid wasting time and gasoline retracing your route. Complete errands on your way to and from work if possible to reduce fuel use.

• Carry only necessities in your car. Every extra 100 pounds in the trunk reduces gas mileage by up to two percent.

• Improve airflow around your car by removing any add-ons that cause drag, like luggage racks, ski racks, and bike racks.

• Use overdrive gear when possible, and use cruise control on the highway. This helps keep speed consistent and saves gas money. Mileage decreases at speeds over about 60 mph.

• Driving with the air conditioning on is not a factor in gas savings, assuming you do not run your air conditioner with the windows open. …

Five Sure Ways to Make Money on YouTube

You have probably heard stories about people making money from YouTube and wondered how you can do it. At the start it may sound unrealistic, but after you give it a try, you will be surprised by the result. The following are the best-proven methods for earning money from YouTube.

Monetize your videos with the YouTube partner program

After you have created several videos of whatever length, join the YouTube Partner Program. This means that you will be allowing YouTube to place ads to your videos. By so doing, you will acknowledge that there are no copyrighted materials in your video. The process takes just a minute to set up, and YouTube will select ads to be shown on all your video and then you can start earning a portion of the revenue.

Make videos, any videos.

You have to realize that, by just setting the monetization up, money will not start flowing quickly. You will have to make as many videos as possible. The better side of it is that it can be any video. Make one minute video that has some humor in it, talking about anything, and upload it. With time, you will start receiving revenue from the videos.

Set annotations to link to iTunes

Once your account is monetized, you can enable annotations that will provide links to Google Play, iTunes, and other websites. You can achieve this by just enabling the annotations and adding one to your video. This will instantly create traffic to sell your videos as they will have a greater target of viewers.

Make tutorials to teach your knowledge.

As you will realize, tutorials are very many on YouTube. From anything you know, you can create videos about it, teach others how to do it, and make money from the videos. You can decide to make fashion videos where you post videos that contain the latest trend, create lectures teaching your accounting or drawing skills, as well as videos containing a new dancing style that you gained.

Sell other people’s products as an affiliate marketer.

You can easily make a commission by selling other people’s product as an affiliate marketer. Thousands of companies give attractive deals to affiliate marketers who are willing to market their products. Big companies like eBay and Amazon can pay you a good amount of money if you market their products through your YouTube account. Your YouTube account can also be linked with other affiliate networks like Commission Junction, ShareAsale.com, and Click Bank.…