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The psalms of the Bible are a literary treasure chest of prayers for prosperity. Below is a list of which psalms to recite for common financial requests. In some Catholic and Santeria traditions, you say the prayer or write the prayer out after lighting a candle. You may also recite the prayer as many times as you want to transform it into a kind of a mantra.

Psalm 1: To disarm office gossips, discourage those who would harm your reputation

Psalm 3: To conquer fear of poverty

Psalm 5: To ask for a special financial favor

Psalm 6: To ask for mercy from creditors

Psalm 7: To ask that blocks to progress be removed

Psalm 8: To improve confidence, to bring customers to a business

Psalm 10: For encouragement, self-confidence and stamina

Psalm 11: For mercy, tenderness and compassion, to triumph over enemies when backed into a tough corner

Psalm 12: To over come gossip, bad rumors or attacks on reputation, to overcome anxiety

Psalm 13: To overcome anxiety, when backed into a corner

Psalm 14: To renew faith that the universe is unfolding as it should

Psalm 18: For protection of the home, deliverance from enemies

Psalm 19: To receive daily blessings, increase faith in the idea that the universe has a supply for every demand

Psalm 20: For a favorable verdict in court

Psalm 21: To increase one’s spiritual vibration to invite prosperity into one’s life.

Psalm 22: For deliverance from difficult financial situations, when you feel hopeless or backed into a corner

Psalm 23: For serenity, peace of mind and stillness of the spirit, to help access the higher self

Psalm 24: To calm disturbed thoughts, anxiety and still the subconscious and the spirit, relieve fears of the future

Psalm 25: For inspiration, to access the higher self

Psalm 26: For success in financial matters, to gain confidence

Psalm 28: To disarm adversaries, make peace with an enemy, invoke tenderness, mercy and kindness

Psalm 29: To raise your vibration, to purify the home

Psalm 30: For patience and acceptance of divine will, to understand that time brings what we need when appropriate, as a thank you for many blessings

Psalm 33: When feeling fearful

Psalm 35: For victory in a court case

Psalm 36: For when you feel cursed and for protection against the evil eye, to receive divine blessings

Psalm 37: To overcome jealousy, envy, resentment and disappointment, to become serene and still

Psalm 38: For protection in court

Psalm 39: For the courage to confront any problem, to conquer fear

Psalm 40: For the reinforcement of faith in God, to still the mind when you are feeling frustrated

Psalm 41: When feeling depressed or betrayed

Psalm 42: To reinforce the connection between your personality and the higher self; to open channels of opportunity

Psalm 43: For mercy when you find yourself in an unjust situation

Psalm 44: For mercy when you find yourself in an intolerable or unjust situation; to strengthen faith in God

Psalm …

The role of the business leader is both large and complex. There are at least 6 functions that will be undertaken, no matter what industry, sector or type of organization in which they operate.

1. Providing Overall Direction

Businesses need to be able to visualise where the business will be 3-5 years down the line. In theory, this process of creating the vision may appear simple. However, you need to be mindful not just of competitors but also technological changes, changes in tastes and your current standing in the market place to name a few.

2. Selecting the Right Strategies

Once you have the clarity on where you are headed in terms of your vision, you need to start selecting strategies to get you there. This might be viewed as the how you get from now to the future. It may be through acquisitions, expansion further back or further forward in the cycle, moving into new geographical markets or technological changes.

3. Making Things Happen

There is a careful balance that needs to be stuck, especially if you are at board level in a larger organization. You need to be able to make things happen without taking on all of the execution yourself. This might seem hugely simple to grasp in theory but is incredibly difficult in practice

4. Getting the Right Structure

The structure that you put in place needs to allow you to achieve the vision and execute the strategies. At the same time you need to try and keep it simple and not overly complex. The larger the organization, the more difficult this becomes.

5. Motivating Others

Having clarity on your vision is essential. One of the key factors that will determinates whether it is achieved or falters will be the ability of the leader to encourage and inspire those in the organization to make it happen. In any organization there will be a number of cynics who you need to convince.

6. People Development

If the organization is to continue to prosper, people development must be high on the agenda. The best organizations have processes for identifying the most talented people coming through and making sure that they are developed for major roles in the future. Ensuring that there is a continued stream of talent developed is a key factor in sustainable progress and achievement.

Leadership is a complex and demanding role. Gaining mastery in all of these common leadership functions is essential if you are to be a success. …

You recently lost your job and have been applying all over town for weeks or months trying to find and even better job than your last. Slowly reality kicks in and you start searching for any job, even one you hate, with the sole intention of finding something to help pay the bills. As the situation becomes more and more frustrating you slowly start looking at creative ways to make money from home. You begin by looking for something with ease of entry and huge upside. You consider house flipping and selling items on eBay. You do some research and soon find that you are not alone. Literally thousands of people are in your same shoes and looking at those ventures that they have seen or heard success stories of. You know the ones…the little old lady who made thousands selling beanie babies she found at a garage sale or the 18 year old that made 150k flipping his first house. The reality however, is that the vast majority of eBay sellers or house flippers don’t make the money they thought possible. In fact, most of them make very little, if anything because the competition is fierce and the experts take the biggest piece of the profit pie. That brings you to this article!

In an economy like the one we are currently in, creativity is a must. Get rich quick schemes that actually work are rare at best. To get ahead in today’s economy takes creativity, a good business plan and the will to make it work. Our answer…LIP BALM! You hear names like Chapstick and Burts Bees and your mind immediately focuses on the little stick that moisturizes your lips and fits conveniently in your pocket. The average person never considers the huge profits that can be made from such a small item but in this article we intend to open your eyes. We intend to outline a number of basic ideas that can turn that little stick into huge profits. Please keep in mind, all the ideas below on are based on buying Bulk or Custom Lip Balm from a company like Bulk Apothecary or any of the other dozens of lip balm manufacturer’s in the USA.

1. One great way to make it big in the lip market is to create your own custom lip balm line and market it the same way as Burts Bees or Chapstick. Burts Bees is the classic example of how someone turned a small idea into big profits. They started slow with the simple peppermint balm you know and love. They started selling it all over town. Slowly they built a loyal following and eventually with some added sku’s had a business worth over $900 million (according to the Clorox purchase price a couple years back). Not bad for something that gained momentum from a stick of lip balm. Now although this is the dream scenario, there are thousands of companies that are doing the same thing on a smaller …

There is something special about setting out on a personal journey to achieve something, going through all the ups and downs of any personal change and finally reaching the goal you or someone else set for you.

More than achievement for your team or your community there is a great sense of fulfilment about reaching a goal.

What does personal achievement mean to you?

1. Satisfaction

When you decide to do something, especially if it is something you’ve not done previously then you can feel a personal; sense of satisfaction when you achieve what you wanted to do. It might be something as simple as tidying some clutter or clearing out some old clothes no longer needed, or as complicated as planning a journey around the world.

2. Fulfilment

Similar to satisfaction but also this means that you can feel that you’ve completed part of an ongoing sense of change or a process. For example if you are discovering how to use a new camera you can feel a sense of fulfillment when you have taken a set of photographs and viewed them on your computer.

You know you have a lot more to learn but are fulfilled at completing the initial part of the process.

3. Completing a journey of change

Change may take a moment or go on for a long time, but when you have planned to do something over months or years then when you finally reach the destination there is a sense of great achievement. This could be something such as completing a University course or preparing for retirement and what you will do when you stop working. I can identify with both of these scenarios.

4. Overcoming objections

When you start to talk about changes you want of goals you hope to achieve it is a common experience that some people will tell you that it is impossible or you won’t be able to do that thing. Yet when you are determined to do something and continue in spite of objections there is a wonderful sense of completion when you finally do it.

5. Reward

There might be a valuable prize when you reach the goal, yet the actual value isn’t necessarily vital. For example a certificate to show you passed an exam is only a piece of paper yet the value of that reward is tremendous and gives a great sense of personal achievement. Something which shows you and others what you’ve been through on your journey of change can enhance you own sense of its value.…

The stock market plays a crucial role in the financial system. It is considered as one of the best ways to increase their funds. But before you make any investment into the stock market, you should know how to get started. It may turn out to be a profitable affair as long as you know the tricks of the trade. To start with, you must have an account in your preferred brokerage.

You need to pay the corresponding transaction fee as they will be acting on your behalf. Primarily the stock market offer liquidity which empowers the financiers to trade efficiently on their securities. This is regarded as one of the best features of stock market investment. Also the exchange rates are vital in financial dealings as it eradicates the risk to personal purchaser or supplier.

Many pioneer economists believe that the role of stock market has opened new avenues in terms of financial as well as the economic growth of a country. Today with easy access to internet you can buy or sell instantly with online stock trading system. Although stock market can boost your financial stability but you should never overlook the risks attached to it.

Basically it’s a matter of sharp market observation and speculation. The ever fluctuating stock market can leave you high and dry. You need to understand how to minimize the risks on your investments. Proper financial guide, market research, expert advice can help you to deal with the risks involved to a great extent.…

You can start your own business, and be your own boss, and work your own hours, when you are building and maintaining water ponds and garden ponds for yourself. You can start out building small ponds, and work your way up to bigger, more fancier ponds. You can buy small water ponds at some home improvement stores, and you should be able to find enough accessories, to start your own pond business.

You can also go all out, later on, buy having your own tractor to use to dig out the ponds. You can rent tractors and bobcats to dig out large ponds. For extra large ponds, you might even need a crane. But most average size ponds, can be done by hand, with a shovel, or several people digging at once. You can buy pond liners, and materials, from local suppliers, you can find in the telephone book, or on the internet. You can pick various rock designs, to form your pond. As with any pond, your imagination is the only thing stopping you from building a beautiful pond.

The pond business can be a form of art, as no two artists, will view the building of a pond the same way, you don’t really want to build your customer a square no frills pond. You want to think about it, and create a piece of art, for your customer, and that is how you should think of it. People love ponds with Lilly pads, goldfish, water fountains, etc. You can make good money putting in nice ponds.

You should take a picture of each pond job you complete, so that you have a nice portfolio to show potential new customers. You should make up fliers, and pass them out to landscape suppliers, home & garden stores, hardware stores, nurseries, feed supplies, and more. You can offer them a commission, or lump sum payment, for any pond jobs that they send your way, and you do. You should have nice signs on the side of your vehicle made up, saying you build ponds. You could take some digital pictures of some of your completed jobs later and print them out in color, and turn them into magnetic signs, to also put on your vehicle as a sales pitch, and a picture is worth a thousand words, they always say.…

Waiters and bartenders may find that they have a particularly hard time when it comes to saving money. After all, it seems that cash-in-hand (or wallet) is spent faster than cash in the bank and waiters and bartenders receive a large percentage of their salary as cash tips.

How then can waiters and bartenders learn to save money? Saving money requires discipline, no matter what your occupation. However, these few tips for waiters and bartenders to save money should help put you on the right path.

Stop at the bank on your way home. The wisest thing to do is to get rid of that cash that's burning a hole in your pocket and put it into the bank where you are less likely to spend it and it can earn a bit of interest. If possible, try to select a bank that is on your way home to make this process easier. If you have to go out of your way, you're less likely to do it.

Put it in a locked piggybank. Of course, you'll need to be able to get your money out sometime, but you also want to make it difficult to spend. Create a piggybank that's hard to open. For example, you may want to take an old shoebox, cut a small slit in it, and wrap it in duct tape. This way, it's easy to get your money in, but hard to get it out. When the box feels heavy, take it to the bank and deposit it all at once.

Use the envelope method. This works particularly well due to the amount of cash that waiters and bartenders tend to carry. Create a monthly budget for the different things that you need – rent or mortgage, utilities, entertainment, savings, and so on. Give each category an envelope and put your money into each envelope when you come home. You can only use the money in the envelope for its intended purpose.

Eat at your restaurant. Including saving the cash that they get in tips, waiters and bartenders can often save money when they eat at the restaurant they work at. Restaurants typically offer employees a discount on purchases. Since food is a big charge for most people, this discount can quickly add up. If your food options get boring after awhile, try trading with a worker at another restaurant. …

Personal attributes are those qualities that make you who you are. Some of these attributes are innate and others may be something you’ve learned or gained from experience.

What is important about them is this:

If you can say what yours are, you create a deeper understanding of the person behind the words. The person hearing the description of your personal attributes will develop a much stronger mental image of the sort of person you are. That is important because the key to most interviews is convincing the interviewer that you are the sort of person they are looking for. Knowing what they may ask you is helpful too.

There are lots of qualities that sum up a person, but not everybody can put them into words, so the point of this article is to give you some words and phrases or statements that you can use in the interview.

You may also want to use some of them in your covering letters, to help you answer an application form question or as part of your personal summary in your CV.

Make Sure You Can Back Up Your Claims

A word of warning though: whenever you make statements about your personal attributes, you may be challenged and asked to prove it or demonstrate it in some way or at the very least, to give an example of how you live up to your claim. So make sure you have a story to illustrate each one you use. If you don’t possess that particular personal quality, you will be found it!

Here are some phrases that describe a range of personal attributes:

  • I am highly motivated and enthusiastic and have a keen desire to continually update my knowledge and skills
  • I am a loyal employee who is hard working, dependable and trustworthy because I understand it is a two way relationship.
  • I have the ability to work individually and as part of the larger organization’s team
  • I have a strong sense of commitment; I am able to begin a course of action and work through it until it’s finished
  • I have a very strong drive and motivation to continually develop my professional skills
  • I have excellent communication skills, both verbal and written.
  • I have the ability to relate to all types of other people I work with
  • I have the ability to be flexible and adaptable in order to meet changing conditions or situations
  • I am outgoing, enthusiastic and a determined individual, eager to make progress.
  • I am professional, confident, efficient and goal orientated with the proven ability to use my own initiative or work as part of a team.
  • I have the ability to learn quickly and my common sense helps me respond to the needs of new situations.
  • I see myself as being competent and versatile with good organisational skills.
  • I possess honesty and integrity; I have high professional standards and I aim to be fair and truthful in everything I do.
  • I am reliable and able to be

The personal trainer career pathway is a new one that has only recently been pioneered. Obviously, the ancient Greeks and other cultures of the past have had their athletic traditions, but most of this athletic training was actually intended to keep people in shape for war. Exercising for the sake of health and going to a professional expert in fitness training is a new practice that has only begun in the 20th century.

There were destination health spas in the late 19th century that were concerned with exercise in a parallel fashion along with overall body health, but these destination health facilities often used questionable health procedures that had little to do with actual fitness. Jack Lalanne is known as the godfather of all fitness and for good reason. Born in California in 1914, Jack was first a sugar addicted child that felt he was “mean and weak” as a result.

After a nutrition lecture he saw as a teenager changed his life, Jack threw himself into a sugar free nutritious diet, exercise and soon played on multiple high school sports teams. In 1936 at the young age of 22, he opened the first health club ever. Opening the club in Oakland, California, he gained a reputation with conservative minded doctors as a “health nut” to be avoided.

He walked the streets to find customers claiming he could recondition their bodies and get them in the best shape of their lives. In the process of opening his club and personally training his customers, he basically invented the personal trainer career. While he continued to shape his method for exercise instruction he also invented a number of exercise machines that are common place today.

The cable pulley weight lifting systems you see in every single gym in the world are his invention as are the smith machines you see everywhere as well. Soon Jack opened more clubs and each one had individuals working at them who could provide instruction in how to use the machines, eat well and get the proper amount of rest. Jack Lalanne eventually sold his chain of exercise clubs which were renamed Bally’s.

In 1954, the American College of Sports Medicine was founded to promote fitness, health and certify fitness professionals. This organization began certifying the first personal trainers, but by the 1980s the personal trainer career became popular and sometimes even lucrative. Fitness celebrities such as John Basedow, Gilad Janklowicz, and Jack Lalanne himself have made millions selling fitness videos since the 1980s.

Today professional training companies are everywhere offering to help you get fit at either the local gym or even your own home. Thanks to pioneers like Jack Lalanne, it’s quite possible for anyone to learn about fitness, get certified and find a job as a personal trainer.…

Many people nowadays are looking at network marketing as a business choice. It has been established that it is increasingly becoming common to see successes in this line of business, many thanks to the advent of relatively affordable broadband internet services, which has really brought the world to us.

Amongst the more favourable facets of the network marketing industry is the cost of entry that is relatively low. When compared to other start-up alternatives, this platform, most of the time, needs little capital involvement. You also get a great deal of support a lot of the time. You do not require any formal qualifications to get started, and you do not have to wait for too long to start earning money. Most of the time, you start making money within a couple of weeks, depending on how quickly you are able to sell your network’s products or enrol marketers into the program.

Statistics have also shown that the products and services being sold through network marketing business style tend to have better quality when compared to others as the survival of the business entity depends very much on the referrals it receives.

As there are many choices of companies to pick from, it is easy to get confused and make a mistake despite the benefits listed above. Therefore, you have to take your time to really look at as many opportunities as possible prior to making your choice. Keep in mind, you are seeking a business opportunity that will continuously bring you recurring revenue for the rest of your life. So, you have to be careful you don’t get it wrong right from the start.

Deciding on what you are going to devote to this endeavour, how much time are you going to commit, what resources are available to guarantee some level of success, who are your clients.

All these should be addressed a sincerely without reservations. After gaining some insight into these areas then you can take the following step in deciding what’s suitable.

Below are other essential questions to ask when selecting a home-based business opportunity.

1. What Kind of Assistance is Available?

Does the opportunity you’re taking into consideration have sufficient assistance and training to assist you through start-up? Depending upon your personality and previous experience, you may simply need fundamental training, or more personal assistance. If the business opportunity is through an already established business, do a substantial inquiry into the degree of help they offer. Your customers or downlines, as the case may be, aren’t getting the assistance they require if you cannot get assistance when you require it, which spells trouble for you.

2. What Type of Compensation is Available?

Are you searching for quick financial benefits, or are you ready to wait a bit to see results? If your home-based business opportunity is through an established company, check whether they have a rewards plan for their customers. If the opportunity is more self-driven, can you set practical objectives with this business opportunity that …