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Day: August 8, 2019

How to Save Money on Groceries

One of the best ways to get ahead financially is to know how to shop smart, without diminishing your lifestyle.

Reduce your costs at the grocery store simply and easily each week with these tips:

Clip Those Coupons. Sift through your Sunday newspaper, magazines and circulars, or download and print coupons from Internet coupon banks. Make sure that the coupons you clip or print are for items that you would be likely to buy, even if you didn’t have a coupon. Some Internet coupon sites allow you to print only the coupons you know you’ll use. You simply place a checkmark near the coupons you like and print them before you go to the store. Whichever coupon method you choose, make sure to keep your coupons organized with an inexpensive coupon organizer so you aren’t spending a lot of time at checkout sifting through coupons.

Luxury versus Necessity. Determine what constitutes necessity as opposed to luxury. A bottle of shampoo is a necessity. An expensive salon styling hold gel is a luxury. If there are luxury items you love, price them at various online retailers and order from the site that offers the product at the most significant discount. Use a coupon code, too, if at all possible.

Reuse and Reduce. Try to eliminate disposable containers as much as possible. And think about ways you can reduce the quantity of an item that you use. For example, my family pours a great deal of cereal – and we used to leave a good deal of it in the bowl. Teach your children to pour just a bit into the bowl, and assure them they can always go back for more. Try diluting fruit juices, as well.

Get the Family Involved. Your family members may be more excited about helping in the process of reducing the family grocery budget if there’s a common goal. Let them know what those pinched pennies will be used for, whether it’s a Disney vacation or a contribution to their college fund. Or maybe you are cutting back at the store so the family will be able to enjoy other amenities, such as premium cable channels, and high-speed Internet connections. When everyone is informed of the reasons for cutting back, they’re more likely to be supportive – and to help out in little ways. Make sure to ask your family members for their own money-saving ideas, too. Work on coming to an agreement as a family as to which products you can do without, and which you absolutely must have.

Flexibility. Don’t be afraid to try different products and brands. You may have been loyal to one brand of laundry detergent over the years, but many soaps and detergents contain the same ingredients, and most detergents will get your clothes clean. Consider selecting lower-priced store brand items more often.

Specials and Discounts. Check with various grocers in the area for double coupon days and special discounts. Some supermarkets offer “buy one, get one free” sales on …