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Day: April 20, 2019

Strategies to Save Money That Rich People Invented

Rich people use special strategies to save money and invest it. By learning what they do, and copying them, you too can be on a wealth-building path.

1. Pay yourself first. This is THE strategy to make money. Rich people have been doing this since the beginning of time. It makes absolute sense, and if you establish this habit, you'll be amazed by the results.

What most people do to save money – which is totally backwards –generally works like this …

-They get paid from their job or business

-They pay their bills and live (ie spend money)

-They save whatever's left-over

What rich people do to save money – which is absolutely brilliant and the reason they're rich –generally works like this …

-They get paid from their job or business

-They sock-away aa specific, predetermined amount into their savings (usually about 10{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc})

-They pay their bills and live (ie spend money)

Do you see the difference in the strategies to save money? Rich people pay themselves first. No matter what, they're making a deposit in their account this month.

Now you may say, "Well I'm living paycheck-to-paycheck.

To which I would respond, "Believe me, if you start saving like that, your bills will adapt themselves to your new lifestyle."

This is absolutely true. Think about it. You could lower your bills if you had to. That's where some other strategies to save money come into play.

2. Lower your bills. I guarantee that you're paying money right now to "the man" that you could be saving for yourself.

Do you have cable?

Some people have these fancy-shmancy cable packages that cost upwards of 100 bucks a month. Do you really like TV that much? You know that reading a book, or playing racquetball or something is a lot more fun, healthy, and valuable?

If you really love TV, can not you get away with just basic cable? Or better yet, watch your favorite shows for free online, in HD, with no commercial interruptions. C'mon, now.

Do you drive to work?

Gas is crazy-expensive. And unless they come out with some hydrogen-powered cars, I do not see that changing anytime soon. Most people do not realize how expensive it is to drive. Especially if you drive a long commute.

Spend a few hours researching the public transportation in your area and find a bus or a metro that goes where you're going. Or find some people you could car-pool with.

My brother did this and went from spending $ 100 / week to $ 25 / week. He's going to save over $ 3,500 this year th at he can put into his retirement account. (Plus, who wants to battle traffic?)

Cable and gas are just two examples. But for other strategies to save money, take a look at your other bills. Your cell phone, car insurance, rent / mortgage, credit card payments, all of them could probably be reduced if you put some work into it. …

Tips For Starting a Small Business – Your Success Depends on Doing These Things Right!

Why are some businesses an overwhelming success while others never make it off the ground? What is it that differentiates the two?

Surprisingly it is not a question of money or education. There are many businesses that have had such humble beginnings as a spare bedroom or even a dining room table yet have gone on to become market leaders. There are also many businesses who have had highly educated people at the helm along with some serious financial backing and yet they still failed dismally.

Statistics show that businesses that succeed share common characteristics. Likewise businesses that never get off the ground or close their doors after only a few short years have usually made some common business mistakes.

These characteristics and practices apply to all businesses. Whether you are starting your business on a shoe string or have a substantial budget, if you are working from home or from a 10 000 square foot warehouse, if you have no staff or twenty, if you are selling a product or a service, if you are producing your own products or selling somebody else's, these dos and don'ts apply to you.

To increase your chance of business success you should try to emulate those who have achieved what you want to achieve. There is also much to be learned from the mistakes of others. This way we will not repeat them ourselves.

Two of the most important tips for starting a small business are:

  1. You must be passionate about what you are doing. If you are not passionate about your business it will be easy to become disheartened during the hard times. Building a business takes dedication and persistence and money should not be your only motivator.
  2. You must follow proven business principles. Your business success or failure depends on how well you manage your resources. These resources include your staff, your finances and your paperwork.

Many people thinking about starting their own business become overwhelmed with the legalities and paperwork that they need to attend to before they can open their doors or attend to their first customer. There is just so much to do and sometimes it can be tempting to cut corners. This is understandable when you are keen to get your business up and running. But you should always make time for conducting market research and for writing your business plan. Statistics prove that businesses that have completed some form of market research and have a business plan will greatly improve their chance of business success!

There are other factors that influence the profitability and success of your business. However if you get these things wrong it will not matter what you do right. By not having appropriate administration, staffing and financial controls in place your business will not grow to its full potential. Nor will you be able to take advantage of business opportunities when they arise. …

3 Free Ways to Make Money Online

It is remarkably easy to make cash online. There, I've said it. I'm not going to beat about the bush. There are all sorts of people who will make out that making a buck on the internet is a hard business, but I'm afraid they are talking out of their posterior. It is actually incredibly easy – every day I check my accounts to see more cash has come in overnight, on autopilot.

The second bit of good news is that there are a ton of free ways to make money on the internet. In fact, if you're a newcomer to online marketing, you really should cut your teeth by generating cash from free methods. If you can not milk gold from a stone, then you'll never make money. Actually, the free methods available online are also the easiest ways in which to make money; the pricey internet marketing courses and bits of software you see for sale are actually aimed at the high-end marketer with a good degree of technical knowledge.

Alright, so you've made the decision to give it a shot. Let's examine a few of the free ways to make money on the internet. Firstly, there are paid surveys. You simply sign up for these paid online survey sites, fill out the questions, and earn a fixed sum of cash every time you complete one. This is wonderfully easy to do, but there are two downsides – it is laborious to do, and the money earned is not going to change your life. Still, it remains the easiest and most surefire method to put some extra coin in your pocket.

Secondly, and most importantly, we come to blogging. You can sign up for a blog at ( http://www.Blogspot.com ) or ( http://www.Wordpress.com ). Blogs started out as internet journals where you could share your thoughts with the world. However, in recent times blogs have effectively become concise mini-websites, and they have also become monetized. You can add affiliate links on your blogs and Google AdSense to earn money. It is well worth investing in a good ebook on blogging in order to do this successfully.

Thirdly, there is eBay. Last summer I cleared out absolutely everything and anything I did not need or did not use any longer, from books and clothes to videos and old children's games. To my astonishment, I raised nearly $ 2000 from that big sale. Never understimate the eBay market – there is a buyer for everything. Again, it's worth doing some research online to find a free guide to effective selling on eBay. Away from your own personal goods, you can also compile mini-eBooks with good information to sell on the site.

We really are just scratching the surface with this article. There are many free ways to make money on the internet, and they can all be exploited simultaneously. This is the founding principle of making big cash online, previously multiple sources of income. The most important thing to do …