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Day: February 4, 2019

5 Steps to Crime Prevention at Your Marina

Spending the day or weekend on your boat is one of the pleasures most boaters look forward to all the time. Unfortunately, the marinas where vessels are stored at are just as susceptible to crime as our homes and places of work, if not more so. Criminals prey on two facts. (1) Many boats are left alone for days and weeks at a time and (2) when a boater heads out onto the water, criminals know that they have more than enough time to burglarize their parked car.

With that being said, it becomes important for boat owners to learn some common-sense practices for keeping the property on their boats and in their vehicles as safe as possible. Listed below are five steps that boaters can take to help protect their property from crime.

1. Mark It

This is a proven deterrent and you will have a better chance of having your property returned if it is stolen. Etch or engrave an identification number, such as you vessel ID number, onto all of your valuable items. This will enable authorities to trace lost or stolen items back to your vessel. Also, enroll in a crime prevention program, like Boat Watch USA. It is free, and you receive a Vessel ID decal which includes a warning for all would be perpetrators to avoid your vessel. Place this decal where it can be easily seen from the most common spot your vessel is boarded from. Boat Watch USA also offers smaller Boat Watch USA warning decals to affix prominently to your major equipment.

2. Record It

Secondly, record in detail all of your valuable equipment. Compile a written inventory of your boat, trailer, and all onboard equipment. Boat Watch USA includes with it’s free service a form to list unique details and other special identifying features of your vessel. If you have a trailer, you can include particulars about it too. List all electronics, outboard engines, and other gear by brand name, model and serial number. Be as descriptive as possible for both the police and insurance companies. Again, Boat Watch USA offers an online vessel equipment log where owners can record equipment information and keep it readily available for the law enforcement and insurance companies should they need it.

3. Photograph It

Photograph or video tape the interior and exterior of your vessel, showing all the installed equipment and additional gear stowed aboard. These photographs should show any identifying marks or scratches that can be useful in the recovery efforts of law enforcement. Include photographs of open drawers and lockers with all contents revealed. Date and sign the photographs and add clarifying or identifying messages as necessary. Store these photographs or video tapes in a safe location outside of your boat, such as your home.

4. Secure It

Most thieves are opportunists and seek out the easiest vessels to strike. Purchase and use quality locking devices for your boat to make entry and accessibility as difficult as possible for would be …

How To Get Good Rates On Auto Insurance

When someone needs to find insurance for their vehicle they may want to know how to get cheap auto insurance California. Finding a good deal may be based on the type of car that is driven. Drivers who want to find the best possible deal, may need to learn what insurance companies look for in a vehicle and a driver.

If a car is considered a sports car, it may be two door and contain a huge RPM ability. The name and brand of the unit will tell agents how much the car should be insured for. If a sports car is going to be insured, the person may need to pay monthly for the higher rate or pay the total upfront. The extra fee may be based on the idea that a sports vehicle may be more likely to get into an accident due to top speeds.

Sport cars may also be more expensive to fix. They could have racing parts in them and rims with large tires. When a car has expensive parts and features and it needs to be fixed, it could cost the agency lots of money.

A truck that features all of the upgrades may also be high in price. The price of repair could have been more to fix than a smaller family car. These trucks may need certain parts to be replaced when front or rear impacts occurrence.

Agents will view previous history with certain makes and models to determine what prices are effected for the following year. If a certain vehicle has shown signs needing parts replaced due to more frequent accident claims, then agents could raise the premium amount.

A driver who is new to driving may not get the same low rates as someone who has been receiving protection for the past five years. New drivers will need to prove themselves to companies and show them a clean record.

When auto insurance California rates are needed, drivers may pick out their vehicle based on what the price would cost. Not only may the type of vehicle effect the price of insurance but so will the history of the driver. Some companies may offer low rates for both new drivers and people who have sports type vehicles. Finding a company to service those special needs may take some time. There may be certain companies who are known for providing great coverage for drivers who are inexperienced. These companies could come from huge brand names or could be small agencies. …