June 2018

If you are reading here today, you are wondering if the Maverick Money Making Club is just another scam or a legit online money making program.

It is important for you to understand that I am not here to sell or promote the Maverick Money Making Club, I am not going to "redirect" you to Mack Michaels' websites and I am not making one thin cent from this article.

I am here to give you an honest opinion based upon my own experience with Maverick Money Making Club and some basic research.

I am just an average guy on a fixed and low income who was trying to find a way out from under the brink of poverty and find the means to a better ability to provide for my children. I turned to the internet in hopes of finding relief from my situation and a successful method of income, probably just like you did.

There are so many "get rich" programs offered on the internet and it can be difficult to determine which ones are scams designed to take your money and which ones are honest and helpful in teaching you to make some money.

Did you research and notice that most all of these "get rich" opportunities seem to all have the same sales pitch of a "rags to riches" story? The author tells you how broke he / she was, then how he / she stumbled upon a practically unknown way to become rich that only very elite or few people know about and finally how they are now making thousands of dollars weekly or daily.

But do they actually tell you or give any useful clue as to what that "secret" or "practically unknown way" is? No, of course not! You have to get out your credit or debit card and pay some large fee to find out.

I found that a lot of times the information you are paying for is either outdated and useless or sold so many times that people will not make much money from it because too many people are trying to employ it.

In many instances, the information they sell you is information that is free to the public. For example, information that they are simply correlated from public sources which give you the information free upon request or information that you can research online free of charge.

Matthew Lesko, to name one, was notorious for this method in his books telling you how to get grants and where to apply for monies … all public knowledge gotten from the phone directories or simply calling the Government toll free hotlines.

On the surface, it appears Maverick Money Making Club does indeed work. But if you think you are going to sit there doing nothing but watching your bank account get fatter, you better face the realities of the program.

If you go to the Maverick Money Making Club site, before you buy into the club, give it a free try …

You don’t need to work hard for money. You can attract money easily by using mind power. Some action will be required to receive the money but the raw power of thought is what attracts fortunes.

By thought you attract whatever you desire. By acting you receive it.

The majority believe that action is what brings fortunes. Attempting to outwork the other guy usually brings stress, strain, and in some cases an early grave. Use your mind and money will be happy to follow you.

These methods to attract money are easy. They don’t require 18 hour days. They don’t require interacting with anybody. The only prerequisite is taking the time to do what I tell you to do.


Giving 10% of your salary to a source of spiritual encouragement can result in a hundredfold increase.

Never mistake the Source of your wealth with the channels. Many make the error of thinking that they’re giving to a church or their pastor so they refuse to tithe. The recipient is the source of spiritual guidance, who happens to be God. You’re giving to Spirit. God loves prayers but he also takes checks. When you recognize Source with money you receive more money. This is one of the reasons why J.D. Rockefeller became the wealthiest man in history. He tithed and gave away over half of his fortune to philanthropic endeavors. Adjusted to modern day standards Rockefeller would be worth over a quarter of a trillion dollars. Yes, Trillion.

Bless Money

That which is blessed increases. Spend time blessing what you have to receive more. Reach into your wallet, pull out the greenbacks, and bless it. Feel excited about the increase of your money.

Say something to the effect that you bless your money and look forward to it’s increase now. Feel the truth of the statement. Blessing always increases the flow of good.

Spend Money Freely

Give freely, receive generously. Holding on to money or giving begrudgingly stops the flow of money to you. Spend money freely to attract money.

Don’t be stingy with the universe. Money is meant to be spent. Money which isn’t in circulation is white paper with green print. It’s useless. When you spend money never fear that you won’t have enough. This feeling sends a signal of poverty to the universe which gladly answers your wish.

Cheap-skates remain cheap-skates. People with plenty of money but afraid to lose it all aren’t wealthy. They can’t enjoy their money since they feel the need to continually work harder to make more.

In the same respect some people make millions doing what they love to do. They don’t fear losing money so they continue to make more.

Visualize Yourself with More Money

Your imagination predicts the future. Use it on an hourly basis. See yourself doing what rich people do. Live on the estate. Cruise around the ritzy local in your Enzo Ferrari. Shop at the finest stores. You must see these things and believe that they are …

Are you looking for profitable work from home ideas? In this article we will go over to specific ways you can work from home and get started very easily.

1. Network marketing. This used to be an easy business model to get started with, but a difficult one to make money in.

Many people actually lost more money than they made when they joined an MLM company. Today that does not have to be the case if you do it correctly.

The way to stay profitable working from home in network marketing is to use the Internet to your advantage. You can sell all of your products on company provided websites.

You can also prospect and sort through leads using the Internet. This is a faster way to enroll new members into your downline. The larger your group becomes the more profitable it will be for you.

2. Affiliate marketing. Affiliate programs are free to join so your only real investment will be the time it takes to promote them.

You can make money in several ways as an affiliate marketer. You can make money by the click, by the lead, or by the sale. You can even join a two-tier affiliate program and recruit members to make sales underath you.

The one real investment you will have with both of these work from home ideas is the time you must spend promoting them online. However, from an out of pocket checkout point of view you have no real exposure. This is why both of these are profitable work from home ideas that are easy to start. …

Would you like a more affordable rate that still leaves you with adequate insurance coverage? You'll be shown a good number of useful tips in this article …

1. Make sure you do NOT make the mistake of not subtracting the land's cost from your home's cost as you apply for a home insurance policy. Folks do this without knowing. Insuring your home for the full price you bought it without deducting the land's worth is a big mistake.

If you made such a mistake, you'll have to re-evaluate your home insurance coverage and go through it again with your agent. Deduct the land's cost and you'll realize that you'll need far less coverage.

Doing this will lower your rates considerably and still have sufficient home insurance coverage. Bearing in mind that insurance is for things that can be lost or damaged, insuring the land which can either be lost nor damaged is not a smart move.

2. The more claims you make the higher the risk linked with insuring you. Making too many claims will result in your house being viewed as a larger risk than it really is. This will compel you to attract more expensive premiums.

Do not file a claim if it's a matter you can handle with relative ease. This will help keep your rate low.

3. This is noteworthy in spite of the fact that it's not part of a home insurance policy. People who buy houses in flood-prone areas pay an additional $ 400 annual for flood insurance. Apart from if you're buying your home cash, be informed that a flood insurance will be required by any mortgagor if your home is in a flood-prone region. Making an adjustment in the region you buy a home will bring down what you spend on insurance.

4. You pay less if you take measures to reinforce your roof. This is truer if you stay in the East. If you want advice on how to strengthen your roof and get discounts for doing so, discuss with your agent. Fitting weighty shingles is a possible way of doing it.

5. Although you've the option of insuring against every imaginable peril, you actually do NOT need to. The likelihood of certain perils in your state is too low to make buying coverage for them necessary. You can almost say with certainty that some perils are not a possibility in certain states going by their history.

It pays to ensure you insure your home against every peril that has a reasonable likelihood of happening. Buying insurance for a peril that has never occurred in a state can be honestly seen as financial waste. Opting for the right perils will make you buy only coverage that is necessary. This will bring savings if you had too much coverage before doing the review.

6. You'll save a lot if you can shop around and do proper comparison. The range of quotes received per request could be as wide as $ 1,000 …

Our other articles on workplace violence describe its nature and scope, our POSTAL formula and behavioral profile, and defusing techniques. Here we describe the warning signs and triggering events … and what to do when you detect them.

The POSTAL Formula for Workplace Violence Prevention:

Profile + Observable Warning Signs + Shotgun + Triggering Event(s) = Always Lethal

The Profile is most useful during the hiring process, to screen out potential perpetrators. For your existing workforce — and when dealing with outsiders — we turn to the…

Observable Warning Signs

These warning signs, which can be newly acquired negative traits, parallel and overlap the profile, but now we focus on current behavior. So, instead of a previous history of violence, our first warning sign is observed…

  1. Violent and Threatening Behavior
  2. For Patrick Sherrill (the first postal worker to “go postal” in 1986), it was tying up neighborhood dogs with bailing wire and a strong fascination for weapons.
    In general, this also includes:

  • Destruction of property or threats of sabotage
  • Disregard for the safety of others or violation of safety procedures
  • Threats, intimidation, bullying, e.g., Seung-Hui Cho of Virginia Tech and Harris and Klebold of Columbine (as both perpetrators and victims)
  • Violence against a family member, e.g., Mark Barton murdered his wife and children just before his Atlanta day-trading massacre
  • Stalking or harassing others. Cho was involved in at least three stalking incidents, the first occurring 18 months prior to his rampage. Also, he placed harassing phone calls to his roommate and took cell phone pictures of female students’ legs under their desks.

  • Strange Behavior
  • Patrick Sherrill’s neighbors noted his strange behavior in the neighborhood — mowing his lawn at midnight and peering into neighbor’s windows while wearing combat fatigues. His coworkers said he preferred his own company and described him as enigmatic. Cho was known as the question mark kid. He had an imaginary girlfriend who lived in outer space.

    In general, strange behavior can include:

    • Becoming reclusive, e.g., a sudden withdrawal from friends or acquaintances
    • Poor personal hygiene or a deteriorating and unkempt appearance
    • Inappropriate dress, e.g., Cho never took off his sunglasses, even indoors
    • Bizarre or paranoid behavior
    • Erratic behavior or an extreme change in behavior

  • Emotional Problems
  • For example, Patrick Sherrill was often angry and frequently depressed. A district court found Cho to be: “an imminent danger to himself as a result of mental illness.” Professors described him as insecure and depressed, as were the boys of Columbine. This also can include:

    • Drug or alcohol abuse
    • Appearing to be under unusual stress; signs of depression or despondence
    • Inappropriate emotional display, e.g., screaming, explosive outbursts, rage, crying

  • Performance Problems
  • Sherrill’s coworkers perceived him as a problem employee and a consistent non-performer. Virginia Tech declined to divulge details about Cho’s academic record, but Cho’s mother was increasingly concerned about his inattention to class work and his time spent out of the classroom. Performance problems also can include:

    • Inability to concentrate … decreased energy

    Many articles have been written about the subject of retirement planning and there are many books published by experts on this very important issue. I have just recently joined the fold of the retired group and I have been through the mill (so to speak) of planning and implementing my retirement plan in it's initial phase. It is this, the initial phase, which I would like to concentrate on in this article.

    So, how do I plan my retirement date?

    Most companies have contractual dates for retirement. For example, retirement ages could range from 55 years old for early retirement to 60 years old for Directors to 65 years old for operational staff. These dates are generally a guideline since companies do exercise some flexibility when applying these parameters. However, each individual should be using these parameters as a benchmark and then build a projected financial model to see if they are adequately provided for in retirement. Note: The use of a financial advisor is highly recommended in this planning process.

    Since the above guidelines, your retirement date is in fact flexible provided that you can satisfy the golden formula which is expressed as: "Accrued income plus passive income must exceed your current cost of living plus an adjustment (up or down) for lifestyle choice in retirement plus inflation projections and sufficient liquid cash for emergencies ".

    Let's face it, the thought of early retirement is in the minds of all of us but if you can not afford it, you are heading for suicide.

    Let me expand the golden formula as follows:

    • Accrued income is the monthly pension or income that you can derive from your pension accumulation through your working life. This figure will be provided to you by your pension fund or your investment institution.
    • Passive income is income from investments that you made through your working life. Here you consider regular income from property investments, equity investments, dividends, savings interest, business partnerships and any other form of reliable income which you will derive on a monthly basis.
    • Current cost of living is the full annual cost of your current lifestyle. Be extravagant in estimating this figure and be sure to include everything that you incur as a cost.
    • Adjust your retirement requirements up or down depending on your circumstances and your intended lifestyle in retirement.
    • Make adequate provision for injury during your retirement years. Your financial advisor should project your retirement capital adequacy over your expected lifespan.
    • Ensure that you have a 'nestegg "of cash available for emergencies such as buying a new car, unexpected medical bills, renovating your house, helping your kids, taking some holidays and anything else which is relevant to your situation.

    I spend many hours pondering the above elements and I suppose it is only natural to be very conservative about whether you can actually go ahead and retire. Assuming that the criteria for the golden formula are met and in order to make the decision a little easier, the following points …

    What is a business structure?

    A business structure relates to how the business is organised with regards to who makes the decisions and instructs which part of the business. Often drawn as a diagram, it shows the relationship between decision maker(s) and different departments within the business.

    The entrepreneurial business structure

    In the entrepreneurial business structure, any decision that needs to be made is made centrally, either by one person or at head office, the results of which are then communicated to workers. This is the most ‘rigid’ of organisational structures, as workers have little to no say or input in the decision-making process, instead having to just follow any orders that are issued.

    The entrepreneurial business structure is most commonly found in sole traders with just a few employees, or in organisations which have to make decisions quickly such as publishing where there is often precious little time available to discuss things in meetings when there is a deadline that has to be met. In this instance, somebody has to make a decision quickly without having to discuss or justify it.

    For a sole trader, they are often the only owner of the business, and so what they say goes. Because they own it, nobody has the authority to block or delay their decision. Whilst many may invite advice from the people they employ, they will often have an idea in their minds already about what they would like done, and so will probably just make the decision straight away themselves.

    Advantages of the entrepreneurial business structure

    The main advantage of the entrepreneurial business structure is the ability to make decisions quickly. Without lengthy meetings and discussions, or proposals sat waiting for approval, decisions can be made pretty much instantly and changes put into place. This allows businesses to quickly adapt to any change in market conditions. It is also a leadership style which is used by governments in emergencies, with virtually all countries having laws in place which allow legislation to bypass parliament or equivalent bodies and be enacted when speed and response time is top priority.

    Another advantage is that it is one of the least expensive business structures available, and in most cases will be the cheapest option. This is because there are no layers of middle managers to pay or maintain (e.g. company cars).

    Thirdly, everybody knows who is in charge and who they are accountable to, removing the chances of confusion being created if different department heads asked for different things from workers (e.g. the head of the production department asks workers to improve the quality of the product by spending more time on each, at the same time as the head of the finance department asks for increased output to generate more revenue).

    Disadvantages of the entrepreneurial business structure

    Despite its advantages, there are a number of disadvantages to the entrepreneurial business structure.

    Because of its autocratic nature, with workers being told what to do with no input on the decision, there is …

    How many tomes have we read what it said on the tin or the packet, only to be disappointed when we finally get to taste the delights that were to beautifully displayed and sold as the "best." It does not just happen at the grocery store but all over, almost every product that is sold claims to be the ultimate, best, world market leader, or something.

    When it comes to "The best forex trading guide" take no chances. Because "almost the best forex trading guide" just does not cut it.

    4 MUST HAVES to claim the best title.

    1) An absolute guarantee that from the moment you start Trading that your making money online. Anything less than 80% profits in your investment is not even worth considering. back testing proves that. (oops we just lost 75% of the products on the market (Great news)

    2) The system has to be easy to understand. A simple set of instructions, 'you want to try before you buy' too. see if it is as quick to set-up as they say! If you can not test it is not worth looking at. (um lost another 50% products that were left)

    3) Training – having a fantastic boat is great, but its no good to you if you do not know how to sail! – simple. This is where the company is really tested too. Ensuring that the customer is comfortable with the software is something the best forex trading guide would do naturally. In fact the best does!

    4) Support – you expect and should expect the best possible software support as standard, Forums for members, up-dates for life, advanced tutorials that are bonuses that the best forex trading guide will strive to deliver.

    When all said and done only a useful are still standing, however one does stand out above the rest. The reason it stands out is that it leaves no-one in any doubt at all. The best forex trading guide actually gives you 2 months to try the system, and I do not mean test it I mean see it working for you LIVE.

    I know it sounds hard to believe but, FAPTurbo the best forex trading guide will actually allow you to make more than enough money to pay for it before you commit to keeping it. Its unique as its the only forex guide that is fully automated. you just set it up and that's it, no need to be there whilst trading iscoming. That's a money making robot trading system, that can not be equaled by man or machine it currently runs at 95.9% and 96.2% profit when you set it correctly. I suggest you take a look for yourself. the results are amazing. …

    A feasibility study way before laying down the foundation of a business, especially a small one, is a must. This is because a small business owner can not afford to make mistakes. A small folly can cost him a fortune, setting the business in doldrums even before it sets off.

    To begin with, think what you want to gain from the business. If you intend to manufacture products of a particular category, you may wish to market it efficiently, so that the business generates profits. To market the products well, you need to position them in the right market. Remember just talking to a few people in the industry would not be enough. You may have to talk to thousands of people and obtain expert advice on whether your business plans will work.

    After studying, the market you will have to set prices for your different product categories carefully. You can not price your products more than what the buying power of the public in the particular area that you have targeted. So, fix a price that the masses will be willing to pay. All these details must be a part of your feasibility report. Let us find out what a feasibility study is and how to go about it.

    What is a Feasibility Study?

    Feasibility study explains to the research that determines the competitiveness of one's business plan. It is market report reporting various details on the preferences of the consumers, consumer habits and their purchasing power, and the competition that the new business is likely to face in the targeted area.

    Make a feasibility report:

    You can hire the services of a consultant who can make a feasibility report for you. These companies use various methods like – Internet, surveys, industrial seminars and conference, and much literature is available on the subject to create the perfect feasibility report for you. If the industry you intend to get into is well defined such as toy manufacturing, you can use ready reports processed by the national professional organization. If not, you may also seek professional services of the consultants who can give you relevant advice on necessary business tactics after studying the market trends.

    Importance of Feasibility Study:

    It determines the potential of the market where a product is set to sell. A feasibility study gives a business planner insight into whether the product is required in the market, and if yes, then will the consumers afford to buy it at the price determined. This survey can prove significantly important in formulating pricing strategies for a company's products or services, which is a determinant of a business' success. …

    Please be aware that there are employment scams out there. You might have already come across some scams in your own endeavors to make a few extra bucks. Most often, these “get rich quick” scams are advertised on telephone polls and in newspapers. We see them online or hear radio ads. They are even advertised in “infomercials” during late night television. Please try to avoid the following:

    · Making money by pestering people with email spam

    · Making money by stuffing envelopes

    · Earning thousands with as a home typist or data entry

    · Getting paid to take surveys

    · Earning easy commissions with MLM

    · Making millions from selling vitamins

    I am sure there are a million other scams out there. A basic rule of thumb: you should not have to open up your pocket to “learn” industry secrets. If you pay money to go to conferences and seminars to learn guaranteed secrets from professionals, the only thing you can guarantee is that they will try to milk more money from you without offering you much in the way of helpful information.

    At the root of each of these employment “opportunities” is a MLM structure. The money is made here not by producing a product necessarily, but by pulling in legions of “downline” workers who will do the work so those on top can build their pockets with cash. Also, the older an MLM is, the likelihood of the existence of true business opportunities dwindles.

    For example, there is a popular “opportunity” that provides money while stuffing envelopes? Think about this! It literally takes machines pennies on the dollar to stuff thousands of envelopes each second! Do you think they will pay money for you to be able to stuff 100 envelopes an hour? Yep…me neither.…