Updated on November 10, 2017 by admin
The risks associated with conducting trade around the world have pre-occupied the minds of most merchants for centuries. Whenever goods move, they are indeed subjected to risk and their value might be partially or totally lost because of different reasons. As a business owner, this can be very critical to your enterprise.
3 Main Types Of Risk
3 Cargo Clauses (A,B and C)
A – This is considered the most comprehensive type of all risks policies which protect you from the effects of most problems, with the exception of strikes and wars. Be reminded that when you are dealing with a dangerous zone during the transit of your vessel, piracy is actually considered an act of war. If you want to minimize this, consider taking out specific cover.
B – This will cover several common risks on a reasonable attributable basis. Be aware that it is actually possible to attribute responsibility or perhaps even blame between different parties to a transaction.
C – This is the most restricted type of policy. It might only cover accidental damage, for instance.
Other Classifications Of Insurance Policies
Marine – This will apply to air and sea freight. It covers loading/unloading, weather issues, and problems with the vessel or airplane.
Truck Cargo – This will cover theft while a vehicle is unattended along with damage to the goods because of movement or collisions.
Voyage – Traders who are not frequently engaging in a trade might opt for specific cover with a policy which sets out the places of origin and destination. When the goods have arrived already, the policy expires. Hence, you need to do it all again the next time you need such coverage.
Open Cargo – This is the best option for regular exporters or importers. This is for an agreed timescale or total value, or both. Thus, if you must export thousands of goods in the next 6 months, you can actually cover such value. The service provider does not need to know where or when the goods are moving.
Tips For Choosing The Best Provider
Begin by approaching a general-purpose company to get a quote. You can actually ask for referral or recommendations from reputable businesses that frequently use this service. Be reminded though that marine freight insurance is a specialist area. So if you need such, it would be wise for you to seek for an expert.
To guarantee a competitive deal, it is advised that you test the market at renewal from time to time. More information mentioned here.…
Updated on December 1, 2017 by admin
Assess the strength of your personal injury claim by determining the reason for your injury. To make a San Francisco personal injury claim, your injury has to have been caused by someone else’s negligence. Once you have attributed the cause of your injury to someone else’s negligence, assess how much compensation you should rightfully receive. To be on the safe side, get an accurate estimate and review of your case by means of an attorney.
When hearing about a personal injury claim, most people immediately think of “workers compensation claims.” However, this is not the case; personal injuries can occur just about anywhere! Personal injuries can take place on a daily basis and can cause much more havoc than you could imagine. If you have suffered from any of the injuries outlined below, you should contact a competent San Francisco personal injury attorney so that you get the compensation that you lawfully deserve. Such injuries are:
– Motor vehicle accidents
– Defective products
– Medical malpractice
– Workers compensation
– Slips and falls
Remember that a personal injury can be either or both a psychological and physical injury which is the direct result of the negligence of another person. Stress, harassment and even depression could be instances of personal injury.
If you are trying to file a personal injury claim, you should speak to an attorney who has had plenty of past experience in dealing with other cases of the same nature. A competent attorney will be able to provide you with all the answers you need, such as the strength or feasibility of your cause and even the amount of compensation you are legally entitled to receive.
Your San Francisco personal injury attorney should be someone who is reputed. There are so many attorneys who would be more than willing to take up your case and your money, while being clueless about what your case is and whether you will win. Don’t waste your hard earned money. Choose someone who is honest and trustworthy and of course easy to talk to. Make sure your lawyer helps relieve your worries and does not stress your further.
Although it is not necessary that your attorney knows everything about personal injuries, he or she should be knowledgeable enough not to lose your claim. Also look for an attorney who has the time and patience for your case. He or she should review it well before taking it on.…