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Day: January 24, 2018

This Time It's Personal – The Benefits of a Personal Trainer

Most gyms these days offer personal training as part of their portfolio and probably promote it with all the zeal of timeshare salespeople.

At some point you will consider it, if not now, then later when you hit a motivation or performance plateau that you do not know how to get over. So what will you get for your money? And how can you decide if a personal trainer is for you?

Let's be clear about what a personal trainer means. We're not talking about having someone knock up a trained training routine for you when you first start – all gyms should do that as a matter of course. Personal trainers will dedicate themselves to you and you alone for each hour that you book. They should assess your fitness level, set up a program complete with goals and waypoints, and provide the motivation to achieve them.

If you're thinking of opting for personal training, ensure that the trainer:

– Has a recognized personal trainer qualification.
– Is a member of the Fitness Australia. (Or the country that you're in, in case it's not Australia)
– Has a valid CPR (cardio-pulmonary resuscitation) certificate.

Recognized qualifications (as defined by Fitness Australia) include:
– Certificate III Fitness Instructor
– Certificate IV Fitness Trainer
– Diploma of Fitness
– Or a BA-level degree in sports and fitness

Why would you pay the extra?
Given what you're already expecting out for the gym, why would you pay extra for a personal trainer? If you have a clear idea of ​​your fitness goals, the knowledge of how to hit them and a high level of self-motivation, then the honest answer if that you do not need a trainer. If, however, you find that motivation is a big problem, or you have an unusual target (say new sport), or you're going now and do not know what to try, then a personal trainer could be exactly what the doctor ordered.

What can I expect?
Depends entirely on what your agreed goals are. If your aim is to lose weight and tone up, then you can expect to start off with a cardio warm up before going onto weights and moves that you would not normally do. In the process you will learn a lot about form, posture, technique and the use of different pieces of equipment. It also makes the gym session an appointment, a commitment that you can not back out of, and introduces the trainer as a kind of external conscience nagging you if you let things slip. Sort of.

Your aim is to lose weight and tone up. …

Understanding the Advantages and Disadvantages of Sale and Leaseback

Sale and lease back options are increasing in popularity as companies throughout the USA are looking for ways to give their company a cash boost. Many companies are newly purchased as operating concerns with property attached; ridding yourself of the property can give you the necessary cash needed to expand.

At the same time as with any agreement, there are advantages and disadvantages to take into consideration and you need to decide if the advantages outweigh the disadvantages before signing on the dotted line.

Start by looking at the advantages of sale and lease back opportunities and how it can help your business moving forward.

Of course the main advantage to this option is that you sell your building and receive the cash, which you can use how and when you wish, whether it’s to invest in other buildings, expand your business or pay off your debts.

Another advantage is that you rent the property back from the new owner. This has the added advantage of a set rental amount which agreed upon for a set several years, which is normally fifteen years or more.

In addition to this, it means you don’t have to move properties, confusing your customers and saving you money on marketing your new information, such as address and telephone number.

Then there is the advantage that if you choose a sale and lease back option, you get to pay off your mortgage, which is always a winning opportunity. Without mortgage repayments you can take pleasure in the fact that you have a set rental amount which you can offset against your tax return.

This is why many companies choose the sale and lease back options is that they can take advantage of the tax savings they get when renting.

Rental payments are tax-free, which adds cash to your bank balance, increasing the amount of cash you have in your pocket to help your business grow to the next level.

When you give up your ownership rights to the property, you also decrease your maintenance costs, depending on the type of sale and lease back agreement you choose.

There are a number of options, triple net leases are generally a cheaper rental amount, but you stay responsible for all maintenance or you can choose a slightly higher rental amount, handing over the maintenance responsibilities to the new landlord.

The last advantage you will want to take into consideration is whether the agreement you sign gives you the ability to buy back the property after the agreed rental period. This is something you must take into consideration and a huge benefit when the lease comes to an end.

Then there are the disadvantages. While there aren’t many, you need to weigh them up against the sale and lease back advantages to decide if it is the right choice for you before going ahead.

One of the disadvantages you may want to consider is that you lose certain rights to the property when you become a tenant, this …