March 20, 2017

Do you really want a bargain when purchasing a home? Then the FHA renovation loan is the way to purchase, save money and get instant equity in your home.

This exciting renovation loan program allows a borrower to move a house from one location to another, have a new foundation poured and have the old house attached to the new foundation.

Some years ago, one of my clients was looking for a home, she was getting frustrated because she was not able to find a house within her budget that was the size that would accommodate her family.

At the same time she was looking for a house to buy, a developer in Roswell Georgia had purchased some land to build a sub division. There were houses on the land that needed to be demolished or moved so that he could complete his project. The houses were in good conditions so rather than demolishing them he decided to give them away, the recipient would be responsible for the cost of moving the houses. He donated the houses to a church, this was a smart move for the developer because it was a tax write off for him.

My client was an active member of the Church and she requested and received one of the houses; it was her responsibility to pay for the move. The new problem that she faced was not having somewhere to move the house right away. There where time frames that had to be met, because the developer had to get the houses moved so that he could start his build.

She started her search for land and was having the same problems she had when she was looking for a house, she was unable to find land within her budget that was large enough for the house. In a very rare instance HUD had a plot of land for sale inside the city limits of Atlanta. She would have to bid on the land and there was no guarantee that she would win the bid. She did win the bid and now it was a matter of her getting the house moved from Roswell Georgia to Atlanta Georgia a distance of about 15 miles.

The house movers had been contacted about the move, but they wanted their $9000.00 upfront and my client did not have that kind of cash. The beauty of the FHA renovation loan program is that the cost of the move can be financed into the loan, it was a matter of getting the House Mover to agree to wait for the loan to close in order to get his money. After speaking to the mover and explaining how the renovation loan program worked he agreed to wait until the closing, he also agreed not to take a deposit from my client because the loan program is FHA insured.

The cost of pouring the new foundation, attaching the old house and repairs after the house was attached came to $22,000.00. A 20% …

The great thing about starting a diaper cake business is the fact that you will always have customers and low cost word of mouth is your best advertising medium.

There are, on average, 10,657 babies born each day in the United States. That's nearly four million births annually and if anything, those numbers will continue to increase each year.

Diapers and formula are the two largest material expenses when raising a child for the first three years of that child's life. A mother will go through more than 3,500 diapers a year at a cost of nearly $ 2000 by the time your little one is potty trained. Diapers are a welcome gift to most mothers.

As long as there are babies, there will be the need for diapers. Our diaper cake business model certainly has a demand that is expecting to continue to increase and that is an important thing to consider when starting any business.

There is no accurate estimate on the money Americans spend on baby showers but it is A LOT !! This is a monumental time in a woman's life and she wants this to be a memory that will last a lifetime. So, we now add emotion to our business model which is another positive.

There is a start up cost to this business in the form of materials, but you can work out of your home, use low cost word of mouth advertising methods, buy in bulk and take advantage of the many tax deductions available for a home based business .

Word of mouth advertising is basically all I use to sell my diaper cakes. I donated ten cakes to friends I knew who were either having a baby shower themselves or were attending one in the near future. You can not believe the response these unique gifts get and everyone wants to either know where to get one or how they can make one.

A simple website with pictures of your cakes and how they can be purchased is really all the advertising you may ever need to earn a lot of extra income. Combine this with other unique baby gifts and needs and you can earn a very good living where the sky truly is the limit! …