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Day: November 25, 2016

Don’t Buy an Expensive Personal Organizer – Create Your Own!

Do you often find yourself late for appointments? Do you feel unorganized? Have a hard time finding phone numbers, addresses or other important information when you need it? If so, then you need a personal organizer. A personal organizer system is an ideal way to help you stay organized and keep all of your information in one place. However, personal organizers — both paper-based and electronic — can be very expensive, and they usually contain categories or sections that you don’t need.

Fortunately, it’s not really necessary to spend a lot of money on a fancy organizer, PDA or smart phone. You can do it yourself and save a lot of money. Here’s how you can create your own custom personal organizer that is inexpensive and perfectly meets your needs.

1. Materials you will need:

a. Small loose-leaf binder. You can find these at just about any stationary store, drugstore, discount, or grocery store. Make sure the binder has pockets in the front or back so you can put in a small calculator and your business cards.

b. Loose leaf lined paper. The paper needs to be the same size as the loose leaf binder.

c. Divider tabs.

d. Appointment calendar. These are small booklet-form calendars you can buy, or you may be able to get one for free from your bank or other merchants that offer these to their customers at the beginning of the year.

e. Small Calculator. Very inexpensive these days – sometimes as cheap as one dollar.

2. Create your categories:

a. Next, you will create the categories that you are going to put in your organizer. Common categories used by many people include addresses, telephone numbers, appointments, expenses, projects, to do list, notes, and so forth. You may create any category that suits your needs. Don’t be afraid to be original, because this is going to be custom -made just for you.

b. Write the category names in the divider tabs. Place the tabs in the binder, and include several pieces of blank lined paper behind each divider section.

c. Put the calendar in the appointments section. Remove the outer cover first, and then punch holes along the inside crease of the calendar. Make sure the holes you punch are spaced the same as the binder rings.

d. Finally, put the calculator and your business cards in the inside pocket. The calculator will come in handy anytime you need to make calculations at work or when shopping, and your business cards will be readily accessible when you need to give them out.

3. Use it! Start using your new organizer right away. Any system, no matter how good it is, will be of no practical use if it is not used regularly. Get in the habit of writing down all of your business and personal appointments and important dates such as birthdays, anniversaries, holidays, etc. Also, write down the addresses, phone numbers, e-mail addresses, and other contact information for your family, friends and business contacts. …

Your Above Ground Pool Cover Will Save You Money, Here is How!

Tired of heating your pool to a desired temperature and finding it cold again the next day? Not happy about the amount of chlorine you need to put into your pool on hot summer spells? Let’s talk a bit about above ground pool covers and how they can save you money.

I’m a pool owner, have been for 8 years now. It was in my third year of ownership that I purchased an (expensive) above ground pool winter cover. Guess what I use it for?

I cover my pool each and every night in the summer.

That’s right. When I’m done swimming for the day, I pull over the above ground pool winter cover and let that heat stay right where I want it.

Not sure where you live, I’m in Southern British Columbia, Canada. Nice place, we hit 70-90 degrees on occasion. Thing is, come evening, most nights you throw on a sweatshirt to keep warm. Temperatures do drop a bit come sunset. This is when I put the cover on my above ground swimming pool. I like to trap in the heat that my solar panels, attached to the south facing roof, have provided all day long.

In the morning, if I want an early swim, I can roll back the cover and jump right in. I know that pool is the 85+ degrees I left it at the night before. Now I have a backup heater system as well. It is a 25,000 BTU gas heater. When it comes on, I can actually see the gauge inside my gas meter at the side of my house moving.

Before I covered my pool, that good old gas heater would fire up around 3-4 am each morning to keep the pool to temperature. Did not think much of it until I received a couple of gas bills. Did not help that the gas company bills me every two months.

After a summer of $400 plus gas bills, I finally decided the investment into a good, quality, above ground pool cover was in order. My cover has a blue vinyl surface with a black plastic / vinyl underside. It is about 1/8th think with a heat resistant material in the middle.

It does not work like a solar cover, it will reflect light and heat when it is on. What is does do is keep the heat inside the pool. As a side bonus, it prevents water evaporation, which has proved to be less chemicals needed as well. Yes, I paid $1000 for the cover, once I had it custom made for my lazy L shaped pool. First year I believe I have saved that money in gas bills alone as my heater never runs.

I also get to open my pool almost a month ahead of my neighbours each spring. I put on my above ground pool cover and fire up the heater. This is my start up expense and I budget for it. My pool is hot within …