231 Front Street, Lahaina, HI 96761 info@givingpress.com 808.123.4567

Day: October 2, 2016

Five Advantages to Having a Comprehensive Health Care Plan Provided by Your Employer

Trying to get ahead financially these days is an extremely difficult goal to accomplish and a lot of people are finding that even the basic advantages we used to take for granted are becoming harder to acquire. There was a time that any substantial job would include such benefits as an excellent employer sponsored health care package. That is no longer the case as business owners look for ways to trim their own expenses so they cannot just keep the doors open to their business but so they can turn a profit as well. A person is fortunate to retain any health care benefits offered by their employer and it is not uncommon for that employee to shoulder a portion of the costs for this advantage. It is also rare to find that this package contains anything extra such as dental or vision coverage. Most of the time a vision plan is attained at an extra cost to the employee and it must be analyzed to see if this addition cost is worth it. A truly comprehensive employer sponsored health care package will contain:

1. Low deductibles – This is a great benefit that reduces the out of pocket expenses to be paid by the employee. The rates for insurance go down when a business chooses to let the employee carry the burden of high deductibles and large co-payments so this is an appealing type of insurance to carry on their employees.

2. Dental insurance – A group rate for dental insurance that includes regular checkups and cleanings is such a great perk to workers. There is almost always an extra charge for orthodontics work but oftentimes a good dental insurance contract will pay most of the cost for these checkups and cleanings and a portion of any dental work such as fillings and crowns. These can result in significant savings to an average family who takes advantage of these offerings.

3. Mental health evaluations and treatment – There was a time that this was considered unnecessary but thankfully as more and more people are taking advantage of available mental health resources this insurance will accommodate them. Diagnosis, counseling and mental health medications are often available at a small cost to the employer and employees are finding that this form of treatment saves the business time that would have been lost by absenteeism and poor work habits.

4. Large pool of physicians in network – It is a distinct advantage to be able select a doctor from many that are available rather than a handful that are located nearby. The quality of care and the continuity of having the same doctor are extremely valued by the patient and contribute greatly to a good insurance program.

5. Regular eye screenings – When this benefit is offered it is a service that can detect early stages of eye diseases such as Glaucoma, Cataracts and Macular Degeneration. These diseases are notorious for robbing people of their sight and are feared by many folks. …

Drywall Repair – How to Make an Extra $300, $600 and More Per Week Specializing in Drywall Repair

If you have been a house painter for very long you have undoubtedly come into some form of drywall repair on every interior painting job. As a matter of fact, if you don’t get good at mastering drywall repair, your painting jobs will not be as professional as they could be.

In this article I want to reveal how small drywall repair jobs can mean big profits for you. I am talking about making $350 to $500 on average for just 7 – 10 hours of work. Each job is different of course and may turn out to be just a $200 repair or maybe a $1,500 repair.

The fact is that when it comes to drywall repair people always call someone to do the work. As a house painter I know that most people think they know how to paint and the keyword here is “think”. But when it comes to things like drywall repair they go running home to momma.

And this is why you can make good money doing small repair jobs like plumbers and electricians do. The things that most people are unskilled to do themselves are simple and easy for us that decide to specialize in them.

Some people have the money but lack the time and would rather have someone else do the work anyway. 99{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of the time though, people just don’t know the trade. Drywall repair is a secret art. As for the ones that attempt to repair their own drywall themselves, the job always turns out lousy.

Where is the target market for getting business? The answer is residential, light commercial, rental properties, etc. As a house painter you can be limited to a higher end market if you wish to earn professional painters wages. But no so with drywall repair. Your market can be low end to high end simply because of the tremendous profits in smaller jobs that most people can afford.

Most of the time you get calls from people when they have water damage. Sometimes it is from reckless teens roughhousing. I had one job where bees ate a hole in the ceiling. I would say that 95{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of drywall repair is from water damage and half of that can be from bad plumbing, a leaky shower that needs to be re-grouted, etc. A leaky roof is usually the other reason.

Sometimes you can get jobs hanging and taping small projects like a garage or part of a basement. You don’t have to take on these bigger projects though. Many times people want to sell their house so they are motivated to fix their walls or ceilings finally.

You may ask yourself, if drywall repairs are so simple how can I get good at doing them? First, You need to learn how to duplicate a few common textures, which is easy once you figure out which tool was used to make it. You will also get repairs for common drywall holes of all sizes, which includes plaster …