231 Front Street, Lahaina, HI 96761 info@givingpress.com 808.123.4567

Day: July 6, 2016

How Formal Is Too Formal for Business Emails?

In a generation where everything is fast and we can all connect with the click of a mouse or a tap on a screen, it is easy to skip a face to face conversation and opt to send our messages digitally, however one disadvantage of this is that when someone else receives our messages, they do not know our thought process at the time we are writing and cannot see our facial expression to get a sense of our mood. In spite of this, it is possible to enjoy the convenience email offers without making common faux pau.

Most business owners or employees spend about 30{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of their work time sending out or receiving emails. Despite how popular the use of emails are in business, some people still don’t use emails properly. This is not surprise because you can hardly get a set of instructions or guidelines on how to use emails for work, so in most case we rely on our own discretion. Some common email mistakes and how to avoid them are:

1. Not offering a greeting. It is not a coincidence that we always answer the phone with a “Hello” or “Hi” or some form of official greeting when answering a business call. In the same vein, when sending emails, we should start with a standard greeting, a simple “Hello”, “Hi”, “Good Day”, “Dear [Name] would suffice. Also when closing, before you sign your name, be sure to include “Cheers” or “Regards”. This adds some warmth to the email. The kind of greeting you use should be determined on who the recipient of the email is, for example, you would use a more formal tone when sending an email to your boss and less formal to your colleague. When in doubt, you can match the same tone as the recipient, when sending a reply or from a previous correspondence with them.

2. Watch your use of language. English is the most widely used language in the world today, and in most workplaces. For some users it is not their first language, and even people who speak the language fluently, do make some common mistakes like, not using punctuation properly. Using the exclamation mark (!) more often than necessary, forgetting to use question mark (?) when prompting the user for a respond to a question, or sending an email in all UPPER CASE, which screams “Hey look at me”. Avoiding some of these common mistake would improve the rate at which your emails are received.

3. Matching the customer’s tone when replying. Picture this for a minute, you get this awesome new tablet, to help you run your business on the go. The tablet is really awesome and does all that you need and more, you are so impressed that you email the company, letting them know how their product has made your life a whole lot better, and you would be willing to write a review for the product. Their reply to you goes from the company …

How to Properly Insure Your Concrete Pumps

The business of concrete pumping comes with many challenges, one of them is being adequately insured when something goes wrong. Many concrete pumping companies have pumps and assume they’re automatically insured under their general liability policy, unfortunately they are not.

Trailer concrete pumps should be insured under what is called an inland marine floater. This type of insurance policy provides comprehensive coverage for your pump, insuring it from perils such as theft, vandalism, and damage you may cause it in the event of a car accident. This is similar to the coverage you may have on your car.

Just like any other trailer, liability coverage is automatically extended from the vehicle to the trailer it’s towing. For example: If your trailer sideswipes another vehicle, your auto policy will provide liability coverage to repair the vehicle you damaged. Repairs will only be provided up to your policy limits. Keep in mind if the auto policy your truck has does not include business coverage the insurance company will most likely deny your claim. Make sure you have a proper commercial auto policy before you tow anything for business use.

What about concrete pumps you can drive, how are they insured? Because these type of pumps are self-propelled they would need to be insured under a standard commercial auto policy. Make sure to mention any custom equipment you have to your agent. Just like on any auto policy custom equipment should be stated as such and endorsed into the coverage limits. Custom equipment can include any aftermarket stereo systems, hose reels, ladder racks, etc.

Always provide the replacement cost you’d like if your pump is stolen and ask for it to be stated in your policy. This way you’ll be sure you have enough to replace the pump in the event of a loss. Some carriers provide the actual cash value for your pumps unless otherwise requested. This means you’ll get the replacement cost minus depreciation to compensate you on your pump. Actual cash value may not be enough for you to buy another pump if yours is damaged, this option is not recommended.

Always consult your insurance agent before making any final decisions on your insurance policy. Each concrete pump is different and may have specific needs. Keep these points in mind when shopping for your insurance policy and you’ll be well on your way to protecting your business in the event of a loss.…