June 24, 2016

Humans have a natural, inbred desire to hunt and gather. We are just built that way and 100 million years of evolution created the way we are. In today’s civilized society, money has become the representational value of our hunt and gather lust.

Consumerism itself is just a modern day version of hunting down a Sabertooth tiger and proudly presenting its skin on the cave walls or home so all who come can see how well you hunt. Gathering or collecting, especially money, appeals to our sense of security and power.

The quickest way to make money is to gather it, that would equate to saving it. But the even quicker way to make money is to have it tumble in all by itself, on auto pilot. This is a new phenomenon and is an extension of our wish to gather what we value in abundance.

In the 1500’s banking was invented and the idea of interest and compound interest was created to satisfy one of the humans most basic urges. To gather what we value without having to constantly go out and get it. This is what interest and compound interest is. Even the bible talks about compound interest (I believe) when it states, “to he who has much even more will be given unto him, while he who has little will lose even the little he has”

Earning $5000 dollars a day is a simple matter if you are prepared to do the work. If your mind is stuck in the wage slave mentality, you may find it hard to imagine how this sort of wealth could be achieved. However, if you understand how time leverage works and can develop a system or a concept that can make you even a few dollars a day without you having to go out and gather it every day, but instead it comes to you on it’s own, then in that creative act you have the seed to manufacture a $5000 dollar a day income.…

A panel of five fitness experts gathered their opinions and thoughts on a specific question for the standAPARTfitness.com Round Table Discussion. The panel was asked the following: “Aside from the prominent letters after a strength coachs’s name, where does the line cross between CSCS and Personal Trainers (CPT)? What are the major differences between the two professional roles?”

In no specific order, their answers are as follows:

Rick Karboviak, CSCS: “In today’s realm, and with respect to CPT’s of all organizations, there are some that try to do sports performance programs with their general fitness knowledge. Some of these trainers know how to step things up to a sport’s higher demands and more specific demands, while others merely copy or mimic what other, more highly educated and experienced strength coaches do. It’s these ones who merely try to copy what the CSCS knows and applies daily, and the trainer tries to do it haphazardly, just to make a sale of packaged sessions in the end. Other trainers do study the sports performance methods, maybe obtain other sport-related certifications in the field (there are Speed/Agility/Quickness Trainer certs, Specialist in Strength & Conditioning certs, among others). They then apply their new knowledge they have, after having obtained it through quality education (study, workshops, internships or mentorships), and observation, before they apply anything to their clients.”

Chris Blake, MA, ATC, CSCS: “As far as where does the line crosses between the CSCS and CPT certifications; there are distinct and equally respectable qualities with each certification. I can’t speak for the CPT group as I am not certified as a personal trainer. But the scope of practice states:

Personal trainers are health/fitness professionals who, using an individualized approach, assess, motivate, educate and train clients regarding their health and fitness needs. They design safe and effective exercise programs provide the guidance to help clients achieve their personal health/fitness goals and respond appropriately in emergency situations. Recognizing their own area of expertise, personal trainers refer clients to other health care professionals when appropriate. In order to challenge the exam you must have CPR certification as well as a high school diploma/GED.”

Certified Strength and Conditioning Specialists (CSCS) are professionals who apply scientific knowledge to train athletes for the primary goal of improving athletic performance. They conduct sport-specific testing sessions, design and implement safe and effective strength training and conditioning programs and provide guidance regarding nutrition and injury prevention. Recognizing that their area of expertise is separate and distinct, CSCS consult with and refer athletes to other professionals when appropriate. A bachelor’s degree (BS/BA) or chiropractic medicine degree granted by an accredited institution and current CPR certifications are prerequisites to challenge the exam.”

Dr. Kwame Brown, PhD., CSCS: “As I understand it, the major difference between the CSCS and the CPT certifications is that the CPT spends more time on addressing those with health issues in a training environment, and is more geared toward personal training at a health club. The CSCS is geared toward those who …

For businesses concentrating only on the domestic market, they may miss out on different opportunities the international market offers. If you make a foray into the international market, you may increase your profit as well as protect your business from the negative effects of slowed-down growth. Apart from that, this will allow you to diversify your portfolio.

Among the most crucial ingredients for success in the exportation business is export trade finance. Exporters want to get paid for their products as fast as possible. On the other hand, customers from foreign markets would want to delay payment until they’ve received the products or perhaps resold these. To become competitive, your company must be capable of offering payment terms which are very attractive to possible partners.

Important Factors To Consider When Selecting The Best Financing Option

The amount of time in which the product is financed – This is considered the most important factor to consider. Experts highly emphasized that your choice of financing will be greatly influenced by how long you’ll wait before receiving the payment.

The cost of financing options – If there are several financing options to choose from, you have to look into them meticulously, most especially the interest rates. Be reminded that these costs can greatly influence the products’ price along with your potential profit.

Risks – Transactions are not created equal. There are those that are riskier than others. Experts have emphasized that the riskier the transaction is, the more you’ll find it hard to finance. Economic and political stability can actually compound or increase these risks.

Amount of orders – If you are receiving plenty of orders, your working capital might not be sufficient to meet such increased demand.

Getting Expert Help

You can actually get help from commercial banks with an international department when it comes to dealing with the export trade finance needs of your company. Choose banks that are familiar with the export business. These banks will provide your firm with a wide range of international banking services.

After finding this kind of bank, consider scheduling a visit with the international department for you to know and be aware of the different matters like your export plan, banking facilities, services, and the applicable charges. In case your partner importer fails to pay for the transaction, your business will bear the responsibility of paying for the loan. With the use of instruments like letters of credit as well as credit insurance, you and your chosen bank can greatly benefit from the improvement of the export receivables’ quality.…

Starting a restaurant will require a lot of effort. Also, the rate of failure can be very high. But success is also very possible.

In any business endeavor, success is relative. For you to ensure that you are on the right path towards success, you need to do things correctly. In starting a restaurant business, here are a few of the correct things that you can do:

Begin with a concept. This is one of the most important stages in your business planning. The type of your restaurant can be the reason it will succeed or fail. You can choose the one that is close to your heart, or to your stomach. The type of food, ambiance, and experience that you enjoy very much from other restaurants can be incorporated in your own.

You need to make sure that your preferences are also the preferences of the general public. Also, avoid going for themes that are the themes of several other restaurants in your area. Chances are, you will have so many competitors and there will not be enough customers to help your business survive.

Look into trends and market studies and decide which restaurant concept you will be willing to gamble with.

Survey the location. When going a location for your business, there are a few vital factors that the place should have. First, it should be accessible to potential customers. A more populated area is your best choice. It should be near residences, schools, or business establishments.

The surroundings should also be clean. Since you are to enter a food business, your customers will always look into the cleanliness of the place. And when your surrounding buildings and structures look presentable enough, it will positively affect the image of your business.

Another aspect will be the safety of the place. You would want to entice people to come to your restaurant. And there is a greater possibility that they will come if the place is safe than when it is potentially perilous.

Check requirements. There are local and national requirements that you might need to comply with. These may include health certificates, license to operate, environmental permits, and many more. To be sure about which papers you need to have when you apply for your business permit, you need to check with the local government of the location of your restaurant.

Do not be disheartened when you are tasked to come up with lots of papers. This can be the standard of most cities and as long as you are doing the right thing, your business will be at the right direction.

Gather funds. Of course, you need to have enough money in order to move on with your plans. You will need money in order to process your permits. You will also need a lot when you need to purchase or rent the building or land area where you are planning to put up your business.

If you do not have enough funds coming from your own …