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Day: June 12, 2016

How to Earn Money Fast – Have Your Own Bake Sale

So you have found yourself in another financial pinch, right? Were those bills a little late this month? Did you not make as much money on your last paycheck as you thought you would? Are they cutting hours at work again? Have you had some unexpected problems arise that have cost you money that you really do not have to spend? If you answered yes to any of those questions, there is no doubt that you could use some extra cash right about now.

Depending on your talents and abilities, and the things you like to do, there are hundreds of ways that you could make the money you are so desperate for. Once you are able to bring this extra dough in, you will know in the future exactly how to get yourself out of a financial bind, or how to ensure that you never find yourself in that spot again.

As an example, maybe you really like to bake sweets or make fudge or candies.

This can be a great way to make some extra income. Just have a bake sale! You may already have everything in your cabinet or refrigerator that you need to make up several batches of tasty goodies that you can sell for cold hard cash. A couple cake mixes, some brownie and cookie mixes, a few eggs, some oil and water, and maybe even some sugar, peanut butter, chocolate chips and marshmallow crème for fudge. These are all staples that most people can find stashed away in their cabinets.

You can even invite your friends and family to bake their own goods for even more variety. Not only will you be making money, but you can have a great time doing it.…

Insurance In Tort Laws

INTRODUCTION

This project has been an eye opener for me. It is extremely relevant to the modern times and as the future of India we should understand that it is the common mass that runs the country. Consumer protection rights are an important issue in modern days. The law can be effectively used to stop any abuse of the common people especially illiterate masses who do not understand the rules and regulations which is to be followed while buying particular item. It is law, the controller of the entire society which can stop this abuse from taking place. It can place effective standards guiding a product’s genuinity and the proper verification of its price. No extra taxes should be issued according to the seller’s wish. I have proceeded by referring to the books written by Avtar Singh, Venkat Rao and others. It has been a wonderful and educational delight in going about this topic and making a project which is of greatest importance in the present day scenario.

DEFINITION OF CONSUMER

The words “consumer”, “consumed”, “consumption” is all cognate, and when one is defined, the contents of the definition go into all of them wherever they occur in the same act.

Section 2 of the act wherein ‘consumer’ is defined. According to him, the definition of the consumer will not take a client who engaged the advocate for professional services.

Consumer means any person who-

– Buys any goods for a consideration which has been paid or promised or partly paid and partly promised or under any system or deferred payment and includes any user of such goods other than the person who buys such goods for consideration paid or promised or partly promised or under any system of deferred payment when such use is made with the approval of the person, but does not include a person who obtains such goods for resale or for any commercial purpose

– Hires or avails of any services for a consideration which has been paid or promised or partly paid or partly promised or under any system of deferred payment and includes any beneficiary of such services other than the person who hires or avails of the services for the consideration paid or promised or partly paid or partly promised or under any system of deferred payment when such services are availed of with the approval of the first mentioned person but does not include a person who avails of such services for any commercial support

In Black’s Law Dictionary it is to mean:

One who consumes. Individuals who purchase, use, maintain or dispose of products and services. A member of that broad class of people who are influenced by pricing policies, financing practices, quality of goods and services, credit reporting debt collection and other trade practices for which the state and federal consumer laws are enacted.

OBJECTVES OF THE ACT

The act is dedicated, as its preamble shows, to provide for better protection of rights of consumers and for that purpose …

Is Target Marketing Ethical?

Marketing to specific groups of consumers, or target marketing, is one of the most important concepts in marketing.

Marketers, through the ages, have identified who their customers are, and directed their efforts at influencing their buying decisions. That is their job.

In the last 30 years though, marketers have begun to identify potential buyers based on a number of factors, that make many people uncomfortable. Marketers now direct promotions at those of certain age groups, gender, race, marital status, gender preferences, and just about any other category you can place people in.

This makes many consumers and consumer advocates question the ethicality of these promotions:

Is it fair to direct ads at children when they do not have the understanding and/or capability to judge what is being presented to them?

Is it fair to target ads at elderly, living on fixed incomes, with products that they may not be able to afford?

Should companies be allowed to develop products that are specifically targeted at ethnic groups?

My answer to each of these questions, except the first one, would definitely be, Yes.

Why should a company be restricted from marketing a product to an independent, rationally thinking, adult?

Don’t I, as an adult, have the ability to determine for myself, with some exceptions, what I want to buy?

Now, if there are issues of mental incapacity we have a whole separate issue to address.

But, assuming that the consumer is able to make their own decisions; shouldn’t I as a marketer be able to present information that will help the consumer decide that my product is what they want?

Is targeting of minorities exploitative? Yes, it certainly is. But, so is almost every other kind of marketing. You are trying to exploit a need, a want and definitely a gap in a market that maybe has not been addressed.

Prior to the 1960’s most marketing ignored ethnic minority groups and concentrated on the vast buying power of larger demographic groups. An opportunity existed for companies to address a market, with significant buying power, that had not been addressed before. Is that inherently wrong? That is the way marketing works: Find a gap, develop a plan to address the gap, and then market to that gap. That is sound business practice. If companies do not take advantage of their opportunities they will fail.

Now, none of what I have said above gives companies a free license to do whatever they want, especially when it comes to my one, very absolute exception: Marketing to children and those who cannot be held accountable for their actions. Even as an adult, if I am not capable of making a choice as to the soundness of a buying decision, then I should not be subjected to marketing that may have unreasonable influence over me; And children are certainly not capable of making that decision. However, as an adult parent, I must assume some of the responsibility for buying products that are marketed to children. I must …

How to Make Money Into More Money – The Fastest Way to Multiply Your Cash

When you get to a stage in your working life that has you questioning things like how to make money into more money, in the quickest way possible, it is a sign of desperation that stems from frustration because firstly you don’t have a target to work towards and secondly, you lack the patience to properly see through the construction of money-making assets that will bring you financial joy.

Yes, there are quick ways to multiply your cash, but it isn’t as easy as inserting a twenty dollar bill, into a machine, pressing a couple of numbers and then have two twenty dollar bills come out at the end of that dubious exercise.

Unless of course that machine is some sort of casino slots machine and we all know that,that isn’t all the much by way of investment and you will probably lose more money than you can make gambling.

Your mentality needs to change and the question of the fastest way to multiply your cash should only come in the latter stages of your money-making quest, after you have decided on a figure you want to work towards.

What figure should you work towards though? That depends on the kind of lifestyle you want to live. Yes, we probably all want an expensive yacht at some or other time in our lives, but for now just decide how much money you would like to earn monthly.

If you can get by on $5,000 per month, with a little bit extra for saving and some leisure, lets take the value up to $10,000 per month.

Now, in the most simplest of examples, if you want to earn $10,000 per month passively (which is the best way to make money), you will need to have built an asset which brings in that amount each month.

Assets can be anything really, even the thin air that is the internet, or a business that operates solely on the internet.

To simplify things further however, lets say your asset is some money you have saved up and you want to put that money away in a savings account, so as to have interest to spend each month, amounting to $10,000.

Since the standard interest rate of fixed savings account can go up to 0.5{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc}, if you are to withdraw an amount of $10,000 each month, that is 0.5{4917788a0bd7aa7369c2a945027b4fe6c9853cda4150a24fe1255b18ce3083dc} of $2,000,000, meaning you will have to have to have $2 million in your account, just sitting there collecting interest of $10,000 per month as your income.

I would confidently say that $10,000 per month is a good income to cover all your living expenses, especially if it is a passive income such as the interest from a savings pocket, which you can also use a portion of to enter into other, smaller investments that might have the potential to turn really big.

Now, the issue would then be simply building up your capital to put away into a savings pocket, which is a mission in …